Xe is the best and cheapest service overall. On €2,000 you will get 7,542,288 COP after fees and the exchange rate.
We’ve compared 7 money transfer companies in more detail below.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 2,000 EUR transfer Best companies for EUR/COP transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €31.88 1 EUR = 3766.4900 COP -0.13% vs mid-market | Recipient gets $7,412,904.30 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €31.881 EUR = 3766.4900 COP $7,412,904.30You pay€2,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 3771.1440 COP -0.25% vs mid-market | Recipient gets $7,542,288.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3771.1440 COP $7,542,288.00You pay€2,000.00 | |||
Run a live search Showing top Germany to Colombia deals for 2,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to COP rates. | |||
Run a live search These companies offer multi-currency accounts for spending COP. We suggest doing a live search based on how much EUR you're planning to spend in Colombia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 3771.1440 COP -0.25% vs mid-market | Recipient gets $7,542,288.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3771.1440 COP $7,542,288.00You pay€2,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 3771.1440 COP -0.25% vs mid-market | Recipient gets $7,542,288.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3771.1440 COP $7,542,288.00You pay€2,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 3771.1440 COP -0.25% vs mid-market | Recipient gets $7,542,288.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3771.1440 COP $7,542,288.00You pay€2,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 3728.5210 COP +0.88% vs mid-market | Recipient gets $7,457,042.00 Minutes - 24 hours | |
Ways to receive money in Colombia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Daviplata, Nequi €0.991 EUR = 3728.5210 COP $7,457,042.00You pay€2,000.99 Bank depositMinutes - 24 hoursAvailable via:Bancolombia, All Banks, Banco Davivienda €2.991 EUR = 3728.5210 COP $7,457,042.00You pay€2,002.99 Cash pickupMinutes - 24 hours €3.991 EUR = 3696.6509 COP $7,393,301.80You pay€2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 3728.5210 COP +0.88% vs mid-market | Recipient gets $7,457,042.00 Minutes - 24 hours | |
Ways to receive money in Colombia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Daviplata, Nequi €0.991 EUR = 3728.5210 COP $7,457,042.00You pay€2,000.99 Bank depositMinutes - 24 hoursAvailable via:Bancolombia, All Banks, Banco Davivienda €2.991 EUR = 3728.5210 COP $7,457,042.00You pay€2,002.99 Cash pickupMinutes - 24 hours €3.991 EUR = 3696.6509 COP $7,393,301.80You pay€2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 3728.5210 COP +0.88% vs mid-market | Recipient gets $7,457,042.00 Minutes - 24 hours | |
Ways to receive money in Colombia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata €0.991 EUR = 3728.5210 COP $7,457,042.00You pay€2,000.99 Bank depositMinutes - 24 hoursAvailable via:Bancolombia, Banco Davivienda, All Banks €2.991 EUR = 3728.5210 COP $7,457,042.00You pay€2,002.99 Cash pickupMinutes - 24 hours €3.991 EUR = 3696.6509 COP $7,393,301.80You pay€2,003.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.99 1 EUR = 3727.6637 COP +0.91% vs mid-market | Recipient gets $7,451,636.99 Minutes - 2 days | |
Ways to receive money in Colombia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days €0.991 EUR = 3727.6637 COP $7,451,636.99You pay€2,000.00 Bank depositMinutes - 2 days €0.991 EUR = 3727.6637 COP $7,451,636.99You pay€2,000.00 Cash pickupMinutes - 2 days €2.991 EUR = 3706.9545 COP $7,402,825.11You pay€2,000.00 Card depositMinutes - 2 days Free1 EUR = 3583.8057 COP $7,167,611.38You pay€2,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 3720.0000 COP +1.11% vs mid-market | Recipient gets $7,440,000.00 Minutes | |
Ways to receive money in Colombia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay Free1 EUR = 3720.0000 COP $7,440,000.00You pay€2,000.00 TransfiyaMinutesAvailable via:Banks via Trasnfiya Free1 EUR = 3720.0000 COP $7,440,000.00You pay€2,000.00 Bre-BMinutesAvailable via:Bre-B Free1 EUR = 3720.0000 COP $7,440,000.00You pay€2,000.00 Bank depositMinutes €0.991 EUR = 3720.0000 COP $7,440,000.00You pay€2,000.99 Cash pickupMinutesAvailable via:Exito €3.991 EUR = 3720.0000 COP $7,440,000.00You pay€2,003.99 | |||
 Western Union Pay via Debit card | Fee €0.00 1 EUR = 3715.4779 COP +1.23% vs mid-market | Recipient gets $7,430,956.00 Minutes - 2 days | |
Ways to receive money in Colombia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 3715.4779 COP $7,430,956.00You pay€2,000.00 | |||
| Western Union Pay via Bank transfer | Fee €0.00 1 EUR = 3715.4779 COP +1.23% vs mid-market | Recipient gets $7,430,956.00 Minutes - 2 days | |
Ways to receive money in Colombia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 3715.4779 COP $7,430,956.00You pay€2,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.88 1 EUR = 3766.4900 COP -0.13% vs mid-market | Recipient gets $7,412,904.30 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €31.881 EUR = 3766.4900 COP $7,412,904.30You pay€2,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €35.04 1 EUR = 3766.4900 COP -0.13% vs mid-market | Recipient gets $7,401,002.19 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €35.041 EUR = 3766.4900 COP $7,401,002.19You pay€2,000.00 | |||
| Wise Pay via Debit card | Fee €47.27 1 EUR = 3766.4900 COP -0.13% vs mid-market | Recipient gets $7,354,938.02 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €47.271 EUR = 3766.4900 COP $7,354,938.02You pay€2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €20.00 1 EUR = 3702.8116 COP +1.58% vs mid-market | Recipient gets $7,331,566.92 Within minutes | |
Ways to receive money in Colombia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €20.001 EUR = 3702.8116 COP $7,331,566.92You pay€2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €59.03 1 EUR = 3766.4900 COP -0.13% vs mid-market | Recipient gets $7,310,644.10 Within 3 hours | |
Ways to receive money in Colombia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €59.031 EUR = 3766.4900 COP $7,310,644.10You pay€2,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 3761.6377 COP Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.
On a 2,000 EUR transfer, Xe delivers the most COP.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/COP rate.
You have 4 ways to pay, including debit card, bank transfer, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
How much EUR you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €2,000This page | -0.25% | €0.00 | $7,542,288.00with debit card to bank deposit | +$104,781.70 | |
| €7,000 | -0.29% | €0.00 | $26,398,008.00with debit card to bank deposit | +$351,336.48 |
Mid-market rate: 1 EUR = 3761.6377 COP
There are 7 companies for sending money from Germany to Colombia, across app, online, in person, multi-currency account, global account, and broker, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €2,000 with Xe to Colombia gets you 7,542,288 COP with a €0 fee and -0.25% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €2,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Colombia.
For large transfers from Germany
For buying property, moving to Colombia, or moving pensions, a currency broker is the best option.
A broker like Xe charges no fee and works on a margin. It adds -0.25% on EUR/COP which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Colombia.
Be it overseas suppliers and contractors, receiving COP payments, or holding COP and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and COP in one account.
You get COP bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert COP to EUR or EUR to COP whenever you need.
The best multi currency account is Wise, it adds ~-0.13% markup and charges small fees.
With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €2,000 gives your recipient 7,542,288 COP.
You can pay for the transfer using debit card, bank transfer, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Colombia.
The recipient in Colombia can receive COP by bank deposit, cash pickup, mobile wallet, mobile money, transfiya, bre b, and card deposit.
To receive COP by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Colombia
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €2,000.00
$7,542,288
Cheapest
You pay €2,000.00
$7,542,288
$0
You pay €2,000.00
$7,542,288
$0
You pay €2,000.99
$7,457,042
-$85,246
You pay €2,000.99
$7,457,042
-$85,246
You pay €2,000.99
$7,457,042
-$85,246
You pay €2,000.00
$7,451,637
-$90,651
You pay €2,003.99
$7,440,000
-$102,288
You pay €2,000.00
$7,440,000
-$102,288
You pay €2,000.00
$7,440,000
-$102,288
You pay €2,000.00
$7,401,002
-$141,286
You pay €2,003.99
$7,393,302
-$148,986
You pay €2,003.99
$7,393,302
-$148,986
You pay €2,000.00
$7,167,611
-$374,677
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €2,000 transfer to Colombia, these are the best options:
Cheapest way to send money to Colombia
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 7,542,288 COP, which is 1.13% more than the next best option.
Fastest way to send money to Colombia
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,331,566.92 COP in innerhalb von minuten.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into COP sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/COP rate can move noticeably within a week, changing the amount your recipient gets in COP.
Mid-market rate:1 EUR = 3,821.870013 COP
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 7 of them on EUR to Colombia, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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