How to send money to Colombia from Germany with the best EUR-COP rate

TapTap Send is the best and cheapest service overall. On €2,000 you will get 7,270,000 COP after fees and the exchange rate.

We’ve compared 7 money transfer companies in more detail below.

Best companies for EUR/COP transfers

7 of 7 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/COP exchange rates from our comparisons.

Based on 2,000 EUR transfer

Best companies for EUR/COP transfers

All money transfer offers for EUR/COP transfers, sorted by most COP received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €31.88 1 EUR = 3655.8400 COP +0.21% vs mid-market Recipient gets $7,195,131.82 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.881 EUR = 3655.8400 COP
$7,195,131.82You pay€2,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3599.0955 COP +1.77% vs mid-market Recipient gets $7,198,191.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3599.0955 COP
$7,198,191.00You pay€2,000.00

Run a live search

Showing top Germany to Colombia deals for 2,000 EUR. Do a live search with your exact amount for today's best rates.
TapTap Send

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 3635.0000 COP +0.78% vs mid-market Recipient gets $7,270,000.00 Minutes
CheapestUsing Debit card with TapTap Send is the cheapest way to send money to Colombia from Germany.
Receive to bank account

Ways to receive money in Colombia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay
Free1 EUR = 3635.0000 COP
$7,270,000.00You pay€2,000.00
TransfiyaMinutesAvailable via:Banks via Trasnfiya
Free1 EUR = 3635.0000 COP
$7,270,000.00You pay€2,000.00
Bre-BMinutesAvailable via:Bre-B
Free1 EUR = 3635.0000 COP
$7,270,000.00You pay€2,000.00
Bank depositMinutes
€0.991 EUR = 3635.0000 COP
$7,270,000.00You pay€2,000.99
Cash pickupMinutesAvailable via:Exito
€3.991 EUR = 3635.0000 COP
$7,270,000.00You pay€2,003.99
Only available via Mobile App
Sendwave

Sendwave

Pay via Debit card
Fee €0.99 1 EUR = 3634.0401 COP +0.81% vs mid-market Recipient gets $7,264,482.60 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
€0.991 EUR = 3634.0401 COP
$7,264,482.60You pay€2,000.00
Mobile moneyMinutes - 3 days
€0.991 EUR = 3615.7786 COP
$7,227,977.66You pay€2,000.00
Cash pickupMinutes - 3 days
€0.991 EUR = 3586.5602 COP
$7,169,569.77You pay€2,000.00
Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €0.99 1 EUR = 3615.7786 COP +1.31% vs mid-market Recipient gets $7,227,977.66 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
€0.991 EUR = 3615.7786 COP
$7,227,977.66You pay€2,000.00
Bank depositMinutes - 2 days
€0.991 EUR = 3615.7786 COP
$7,227,977.66You pay€2,000.00
Cash pickupMinutes - 2 days
€2.991 EUR = 3595.6910 COP
$7,180,630.84You pay€2,000.00
Card depositMinutes - 2 days
Free1 EUR = 3487.1382 COP
$6,974,276.44You pay€2,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3599.0955 COP +1.77% vs mid-market Recipient gets $7,198,191.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3599.0955 COP
$7,198,191.00You pay€2,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 3599.0955 COP +1.77% vs mid-market Recipient gets $7,198,191.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3599.0955 COP
$7,198,191.00You pay€2,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 3599.0955 COP +1.77% vs mid-market Recipient gets $7,198,191.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3599.0955 COP
$7,198,191.00You pay€2,000.00
Wise

Wise

Pay via Bank transfer
Fee €31.88 1 EUR = 3655.8400 COP +0.21% vs mid-market Recipient gets $7,195,131.82 Same day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Germany to Colombia.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.881 EUR = 3655.8400 COP
$7,195,131.82You pay€2,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €35.04 1 EUR = 3655.8400 COP +0.21% vs mid-market Recipient gets $7,183,579.37 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€35.041 EUR = 3655.8400 COP
$7,183,579.37You pay€2,000.00
Western Union

Western Union

Pay via Debit card
Fee €0.00 1 EUR = 3588.0109 COP +2.08% vs mid-market Recipient gets $7,176,022.00 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 3588.0109 COP
$7,176,022.00You pay€2,000.00
Western Union

Western Union

Pay via Bank transfer
Fee €0.00 1 EUR = 3588.0109 COP +2.08% vs mid-market Recipient gets $7,176,022.00 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 3588.0109 COP
$7,176,022.00You pay€2,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €20.00 1 EUR = 3622.4548 COP +1.13% vs mid-market Recipient gets $7,172,460.54 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Colombia.
Multi-currency cardReceive to bank account

Ways to receive money in Colombia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€20.001 EUR = 3622.4548 COP
$7,172,460.54You pay€2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee €47.27 1 EUR = 3655.8400 COP +0.21% vs mid-market Recipient gets $7,138,868.44 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€47.271 EUR = 3655.8400 COP
$7,138,868.44You pay€2,000.00
Wise

Wise

Pay via Credit card
Fee €59.03 1 EUR = 3655.8400 COP +0.21% vs mid-market Recipient gets $7,095,875.76 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€59.031 EUR = 3655.8400 COP
$7,095,875.76You pay€2,000.00
How Our Results Work
Mid-market rate: 1 EUR = 3663.542188 COP Updates every 60 minutes.

How to send money from Germany to Colombia

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is TapTap Send.

On a 2,000 EUR transfer, TapTap Send delivers the most COP.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/COP rate.

Fund your transfer

You have 4 ways to pay, including debit card, bank transfer, credit card, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Colombia

There are 7 companies for sending money from Germany to Colombia, across app, online, multi-currency account, global account, broker, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €2,000 with TapTap Send to Colombia gets you 7,270,000 COP with a €0 fee and 0.78% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €2,000 to Western Union online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

In general, online transfers are cheaper than sending cash to Colombia.

For large transfers from Germany

Currency brokers

For buying property, moving to Colombia, or moving pensions, a currency broker is the best option.

A broker like Xe charges no fee and works on a margin. It adds 1.77% on EUR/COP which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Colombia.

Be it overseas suppliers and contractors, receiving COP payments, or holding COP and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and COP in one account.

You get COP bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert COP to EUR or EUR to COP whenever you need.

The best multi currency account is Wise, it adds ~0.21% markup and charges small fees.

Ways to fund EUR and receive COP in Colombia

With TapTap Send, paying by debit card and receiving through mobile wallet is the cheapest way. Sending €2,000 gives your recipient 7,270,000 COP.

You can pay for the transfer using debit card, bank transfer, credit card, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Colombia.

The recipient in Colombia can receive COP by bank deposit, cash pickup, mobile money, mobile wallet, transfiya, bre b, and card deposit.

To receive COP by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Colombia

For cash pickup, the recipient needs to visit the nearest Western Union branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Debit card Mobile wallet

    You pay €2,000.00

    $7,270,000

    Cheapest

  2. 2
    Debit card Transfiya

    You pay €2,000.00

    $7,270,000

    $0

  3. 3
    Debit card Bre b

    You pay €2,000.00

    $7,270,000

    $0

  4. 4
    Debit card Bank deposit

    You pay €2,000.99

    $7,270,000

    $0

  5. 5
    Debit card Cash pickup

    You pay €2,003.99

    $7,270,000

    $0

Show moreShow less
  1. 6
    Debit card Mobile money

    You pay €2,000.00

    $7,227,978

    -$42,022

  2. 7
    Bank transfer Bank deposit

    You pay €2,000.00

    $7,198,191

    -$71,809

  3. 8
    Credit card Bank deposit

    You pay €2,000.00

    $7,198,191

    -$71,809

  4. 9
    Ideal Bank deposit

    You pay €2,000.00

    $7,183,579

    -$86,421

  5. 10
    Debit card Card deposit

    You pay €2,000.00

    $6,974,276

    -$295,724

Things to know before sending money from Germany to COP

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/COP transfer options

For a €2,000 transfer to Colombia, these are the best options:

Cheapest way to send money to Colombia

The cheapest option is TapTap Send, funded by debit card with mobile wallet for the payout. Your recipient gets 7,270,000 COP, which is 0.08% more than the next best option.

Fastest way to send money to Colombia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,172,460.54 COP in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into COP sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-COP Exchange Rate

Finding the best rate to send money from Germany to Colombia

The EUR/COP rate can move noticeably within a week, changing the amount your recipient gets in COP.

Mid-market rate:1 EUR = 3,660.612964 COP

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 7 of them on EUR to Colombia, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.