Best companies for EUR/ZAR transfers
14 of 14 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/ZAR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €44.24 1 EUR = 18.3702 ZAR +0.01% vs mid-market	Recipient gets R 127,778.70 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €44.241 EUR = 18.3702 ZAR R 127,778.70You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 18.2094 ZAR +0.89% vs mid-market	Recipient gets R 127,465.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.2094 ZAR R 127,465.80You pay€7,000.00
Run a live search Showing top Germany to South Africa deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to ZAR rates.
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much EUR you're planning to spend in South Africa.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 18.3257 ZAR +0.25% vs mid-market	Recipient gets R 128,280.21 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in South Africa with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 18.3257 ZAR R 128,280.21You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 18.3221 ZAR +0.27% vs mid-market	Recipient gets R 128,254.49 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in South Africa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.3221 ZAR R 128,254.49You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 18.3166 ZAR +0.30% vs mid-market	Recipient gets R 128,215.91 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in South Africa with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.3166 ZAR R 128,215.91You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €9.99 1 EUR = 18.3128 ZAR +0.32% vs mid-market	Recipient gets R 128,189.60 Minutes - 24 hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 18.3128 ZAR R 128,189.60You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 18.0549 ZAR R 126,384.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 18.0549 ZAR R 126,384.30You pay€7,009.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €9.99 1 EUR = 18.3128 ZAR +0.32% vs mid-market	Recipient gets R 128,189.60 Minutes - 24 hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 18.3128 ZAR R 128,189.60You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 18.0549 ZAR R 126,384.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 18.0549 ZAR R 126,384.30You pay€7,009.99
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 18.2798 ZAR +0.50% vs mid-market	Recipient gets R 127,958.71 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in South Africa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.2798 ZAR R 127,958.71You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 18.2704 ZAR +0.55% vs mid-market	Recipient gets R 127,892.80 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.2704 ZAR R 127,892.80You pay€7,000.00
Wise Pay via Bank transfer	Fee €44.24 1 EUR = 18.3702 ZAR +0.01% vs mid-market	Recipient gets R 127,778.70 Within 3 hours
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €44.241 EUR = 18.3702 ZAR R 127,778.70You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €32.00 1 EUR = 18.3115 ZAR +0.33% vs mid-market	Recipient gets R 127,594.35 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in South Africa with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €32.001 EUR = 18.3115 ZAR R 127,594.35You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via iDEAL	Fee €54.35 1 EUR = 18.3702 ZAR +0.01% vs mid-market	Recipient gets R 127,592.98 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €54.351 EUR = 18.3702 ZAR R 127,592.98You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 18.2094 ZAR +0.89% vs mid-market	Recipient gets R 127,465.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.2094 ZAR R 127,465.80You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 18.2094 ZAR +0.89% vs mid-market	Recipient gets R 127,465.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.2094 ZAR R 127,465.80You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 18.2094 ZAR +0.89% vs mid-market	Recipient gets R 127,465.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.2094 ZAR R 127,465.80You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €1.36 1 EUR = 18.1950 ZAR +0.97% vs mid-market	Recipient gets R 127,340.00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in South Africa with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.361 EUR = 18.1950 ZAR R 127,340.00You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 18.1145 ZAR +1.40% vs mid-market	Recipient gets R 126,801.29 Minutes - 2 days
0 reviews
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 18.1145 ZAR R 126,801.29You pay€7,000.00
Wise Pay via Debit card	Fee €99.12 1 EUR = 18.3702 ZAR +0.01% vs mid-market	Recipient gets R 126,770.55 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €99.121 EUR = 18.3702 ZAR R 126,770.55You pay€7,000.00
Deutsche Bank Pay via Bank transfer	Fee €37.05 1 EUR = 18.2060 ZAR +0.91% vs mid-market	Recipient gets R 126,767.38 Minutes - 5 days
0 reviews
Ways to receive money in South Africa with Deutsche Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days €37.051 EUR = 18.2060 ZAR R 126,767.38You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €9.99 1 EUR = 18.0549 ZAR +1.74% vs mid-market	Recipient gets R 126,384.30 Minutes - 24 hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 18.0549 ZAR R 126,384.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 18.0549 ZAR R 126,384.30You pay€7,009.99
Wise Pay via Credit card	Fee €141.06 1 EUR = 18.3702 ZAR +0.01% vs mid-market	Recipient gets R 126,000.10 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €141.061 EUR = 18.3702 ZAR R 126,000.10You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 17.9300 ZAR +2.43% vs mid-market	Recipient gets R 125,510.00 Minutes
2 reviews Receive to bank account
Ways to receive money in South Africa with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 17.9300 ZAR R 125,510.00You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.00 1 EUR = 17.8486 ZAR +2.89% vs mid-market	Recipient gets R 124,940.55 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in South Africa with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 2 days Free1 EUR = 17.8486 ZAR R 124,940.55You pay€7,000.00 Bank depositMinutes - 2 days €1.991 EUR = 17.8404 ZAR R 124,847.44You pay€7,000.00 Cash pickupMinutes - 2 days €2.991 EUR = 17.6898 ZAR R 123,775.85You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €191.00 1 EUR = 18.3115 ZAR +0.33% vs mid-market	Recipient gets R 124,682.83 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in South Africa with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €191.001 EUR = 18.3115 ZAR R 124,682.83You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 18.3717 ZAR Updates every 60 minutes.

Why compare

EUR/ZAR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Germany to South Africa

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 20 of the 29 days it quoted €7.000 transfers to South Africa.

On a 7.000 EUR transfer, Key Currency delivers the most ZAR.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/ZAR rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to South Africa?

How much EUR you send to South Africa heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 67% of the transfers from €7,000 it quoted, and in 67% of all the transfers it quoted.


€600	-0.67%	€0.00	R 11,094.00with debit card to bank deposit	+R 313.13
€1,000	-0.07%	€0.00	R 18,390.00with debit card to bank deposit	+R 328.36
€5,000	0.30%	€0.00	R 91,661.50with bank transfer to bank deposit	+R 925.75
€7,000This page	0.25%	€0.00	R 128,280.21with bank transfer to bank deposit	+R 1,119.22
€50,000	0.20%	€0.00	R 917,720.28with bank transfer to bank deposit	+R 6,040.13

Mid-market rate: 1 EUR = 18.3717 ZAR

EUR/ZAR Exchange Rate History

Is today a good time to send money from Germany to South Africa?

The cheapest way to send EUR to ZAR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7.000 EUR transfers to South Africa.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ZAR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 7 of the last 30 days.

Right now, Key Currency pays 128.280,21 ZAR on 7.000 EUR, which is 321,51 ZAR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 130.821,08 ZAR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to South Africa.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Key CurrencyAppeared in 58 comparisons
Cheapest in 67% of them
Regency FXAppeared in 58 comparisons
Never the cheapest
TorFxAppeared in 87 comparisons
Cheapest in 22% of them
Deutsche BankAppeared in 145 comparisons
Never the cheapest

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Germany to South Africa

There are 14 companies for sending money from Germany to South Africa, across currency broker, app, online, multi-currency account, global business account, in person, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7.000 with MoneyGram to South Africa gets you 128.189,60 ZAR with a €9,99 fee and 0,32% markup.

In our comparisons over the past month, it was the cheapest online service on 9 of the 30 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7.000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 97% of days in the past month.

In general, online transfers are cheaper than sending cash to South Africa.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7.000 transfer, Deutsche Bank delivers 126.767,38 ZAR vs 128.280,21 ZAR with Key Currency.

We found Deutsche Bank was the cheapest bank on 30 of the 30 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to South Africa, or moving pensions, a currency broker is the best option.

A broker like Key Currency charges no fee and works on a margin. It adds 0,25% on EUR/ZAR which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Key Currency was the cheapest broker in 98% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to South Africa.

Be it overseas suppliers and contractors, receiving ZAR payments, or holding ZAR and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and ZAR in one account.

You get ZAR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert ZAR to EUR or EUR to ZAR whenever you need.

The best multi-currency account is Currencies Direct, it adds ~0,55% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive ZAR in South Africa

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7.000 gives your recipient 128.280,21 ZAR.

Our data shows that Key Currency gets your recipient 1.512,83 ZAR more than Deutsche Bank, today's cheapest bank, on the same €7.000.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to South Africa.

The recipient in South Africa can receive ZAR by bank deposit, card deposit, and cash pickup.

To receive ZAR by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in South Africa

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

1

Bank transfer Bank deposit

You pay €7,000.00

R128,280

Cheapest
2

Debit card Card deposit

You pay €7,009.99

R128,190

-R91
3

Credit card Card deposit

You pay €7,009.99

R128,190

-R91
4

iDEAL Bank deposit

You pay €7,000.00

R127,593

-R687
5

Debit card Bank deposit

You pay €7,000.00

R127,466

-R814

Show moreShow less

6

Credit card Bank deposit

You pay €7,000.00

R127,466

-R814
7

Bank transfer Cash pickup

You pay €7,009.99

R126,384

-R1,896
8

Debit card Cash pickup

You pay €7,009.99

R126,384

-R1,896
9

Credit card Cash pickup

You pay €7,009.99

R126,384

-R1,896

Things to know before sending money from Germany to South Africa

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/ZAR transfer options

For a €7.000 transfer to South Africa, these are the best options:

Cheapest way to send money to South Africa

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 128.280,21 ZAR, which is 0,02% more than the next best option.

Fastest way to send money to South Africa

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 127.594,35 ZAR in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into ZAR sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 14 of them on EUR to South Africa, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/ZAR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Germany

Send money to South Africa

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4901	–	R 129,430.64
Key Currency Cheapest	18.4439	€0.00	R 129,107.07	−R 323.57
Regency FX	18.4402	€0.00	R 129,081.18	−R 349.46
TorFx	18.4346	€0.00	R 129,042.35	−R 388.29
Deutsche Bank	18.2555	€37.05	R 127,111.87	−R 2,318.77

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4436	–	R 129,105.19
Key Currency Cheapest	18.3975	€0.00	R 128,782.43	−R 322.76
Regency FX	18.3938	€0.00	R 128,756.61	−R 348.58
TorFx	18.3883	€0.00	R 128,717.88	−R 387.31
Deutsche Bank	18.1926	€37.05	R 126,674.49	−R 2,430.70

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4518	–	R 129,162.88
TapTap Send Cheapest	18.5100	€0.00	R 129,570.00	+R 407.12
Key Currency	18.4057	€0.00	R 128,839.97	−R 322.91
Regency FX	18.4020	€0.00	R 128,814.14	−R 348.74
TorFx	18.3965	€0.00	R 128,775.39	−R 387.49
Deutsche Bank	18.2028	€37.05	R 126,745.28	−R 2,417.60

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5788	–	R 130,051.89
Key Currency Cheapest	18.5324	€0.00	R 129,726.76	−R 325.13
Regency FX	18.5287	€0.00	R 129,700.75	−R 351.14
TorFx	18.5231	€0.00	R 129,661.74	−R 390.15
Deutsche Bank	18.2028	€37.05	R 126,745.28	−R 3,306.61

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4810	–	R 129,367.28
TapTap Send Cheapest	18.5700	€0.00	R 129,990.00	+R 622.72
Key Currency	18.4348	€0.00	R 129,043.86	−R 323.42
Regency FX	18.4311	€0.00	R 129,017.99	−R 349.29
TorFx	18.4256	€0.00	R 128,979.18	−R 388.10
Deutsche Bank	18.2326	€37.05	R 126,952.39	−R 2,414.89

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5344	–	R 129,740.53
Key Currency Cheapest	18.4880	€0.00	R 129,416.18	−R 324.35
Regency FX	18.4843	€0.00	R 129,390.23	−R 350.30
TorFx	18.4788	€0.00	R 129,351.31	−R 389.22
Deutsche Bank	18.2605	€37.05	R 127,146.95	−R 2,593.58

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5346	–	R 129,742.36
Paysend Cheapest	18.4439	€0.00	R 129,107.58	−R 634.78
Deutsche Bank	18.2605	€37.05	R 127,146.95	−R 2,595.41
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4639	–	R 129,247.18
Key Currency Cheapest	18.4177	€0.00	R 128,924.06	−R 323.12
Regency FX	18.4140	€0.00	R 128,898.21	−R 348.97
TorFx	18.4085	€0.00	R 128,859.44	−R 387.74
Deutsche Bank	18.2611	€37.05	R 127,151.08	−R 2,096.10

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.3935	–	R 128,754.24
TapTap Send Cheapest	18.3500	€0.00	R 128,450.00	−R 304.24
Key Currency	18.3475	€0.00	R 128,432.36	−R 321.88
Regency FX	18.3438	€0.00	R 128,406.60	−R 347.64
TorFx	18.3383	€0.00	R 128,367.98	−R 386.26
Deutsche Bank	18.2611	€37.05	R 127,151.08	−R 1,603.16

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4125	–	R 128,887.58
Key Currency Cheapest	18.3665	€0.00	R 128,565.37	−R 322.21
Regency FX	18.3628	€0.00	R 128,539.59	−R 347.99
TorFx	18.3573	€0.00	R 128,500.92	−R 386.66
Deutsche Bank	18.1662	€37.05	R 126,490.36	−R 2,397.22

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4897	–	R 129,428.05
Key Currency Cheapest	18.4435	€0.00	R 129,104.48	−R 323.57
Regency FX	18.4398	€0.00	R 129,078.59	−R 349.46
TorFx	18.4343	€0.00	R 129,039.76	−R 388.29
Deutsche Bank	18.1671	€37.05	R 126,496.63	−R 2,931.42

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5129	–	R 129,590.15
Key Currency Cheapest	18.4666	€0.00	R 129,266.17	−R 323.98
Regency FX	18.4629	€0.00	R 129,240.25	−R 349.90
TorFx	18.4573	€0.00	R 129,201.38	−R 388.77
Deutsche Bank	18.1671	€37.05	R 126,496.63	−R 3,093.52

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5665	–	R 129,965.23
TapTap Send Cheapest	18.5500	€0.00	R 129,850.00	−R 115.23
Key Currency	18.5200	€0.00	R 129,640.31	−R 324.92
Regency FX	18.5163	€0.00	R 129,614.32	−R 350.91
TorFx	18.5108	€0.00	R 129,575.33	−R 389.90
Deutsche Bank	18.3364	€37.05	R 127,675.44	−R 2,289.79

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6380	–	R 130,465.78
Key Currency Cheapest	18.5914	€0.00	R 130,139.61	−R 326.17
Regency FX	18.5876	€0.00	R 130,113.52	−R 352.26
TorFx	18.5821	€0.00	R 130,074.38	−R 391.40
Deutsche Bank	18.3362	€37.05	R 127,674.07	−R 2,791.71

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5920	–	R 130,143.88
Key Currency Cheapest	18.5455	€0.00	R 129,818.52	−R 325.36
Regency FX	18.5418	€0.00	R 129,792.49	−R 351.39
TorFx	18.5362	€0.00	R 129,753.45	−R 390.43
Deutsche Bank	18.3781	€37.05	R 127,965.91	−R 2,177.97

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5457	–	R 129,819.79
TapTap Send Cheapest	18.6500	€0.00	R 130,550.00	+R 730.21
Key Currency	18.4993	€0.00	R 129,495.24	−R 324.55
Regency FX	18.4956	€0.00	R 129,469.27	−R 350.52
TorFx	18.4900	€0.00	R 129,430.33	−R 389.46
Deutsche Bank	18.2734	€37.05	R 127,236.72	−R 2,583.07

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5227	–	R 129,659.19
Key Currency Cheapest	18.4764	€0.00	R 129,335.04	−R 324.15
Regency FX	18.4727	€0.00	R 129,309.11	−R 350.08
TorFx	18.4672	€0.00	R 129,270.21	−R 388.98
Deutsche Bank	18.3425	€37.05	R 127,718.17	−R 1,941.02

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5869	–	R 130,108.57
TapTap Send Cheapest	18.6100	€0.00	R 130,270.00	+R 161.43
Key Currency	18.5405	€0.00	R 129,783.29	−R 325.28
Regency FX	18.5368	€0.00	R 129,757.27	−R 351.30
TorFx	18.5312	€0.00	R 129,718.24	−R 390.33
Deutsche Bank	18.3048	€37.05	R 127,455.25	−R 2,653.32

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.7356	–	R 131,148.96
Key Currency Cheapest	18.6887	€0.00	R 130,821.08	−R 327.88
Regency FX	18.6850	€0.00	R 130,794.85	−R 354.11
TorFx	18.6794	€0.00	R 130,755.51	−R 393.45
Deutsche Bank	18.4047	€37.05	R 128,151.01	−R 2,997.95

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6585	–	R 130,609.29
Key Currency Cheapest	18.6118	€0.00	R 130,282.77	−R 326.52
Regency FX	18.6081	€0.00	R 130,256.64	−R 352.65
TorFx	18.6025	€0.00	R 130,217.46	−R 391.83
Deutsche Bank	18.4133	€37.05	R 128,210.77	−R 2,398.52

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6254	–	R 130,378.14
Key Currency Cheapest	18.5789	€0.00	R 130,052.19	−R 325.95
Regency FX	18.5752	€0.00	R 130,026.12	−R 352.02
TorFx	18.5696	€0.00	R 129,987.00	−R 391.14
Deutsche Bank	18.3603	€37.05	R 127,841.57	−R 2,536.57

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5797	–	R 130,057.66
Key Currency Cheapest	18.5332	€0.00	R 129,732.52	−R 325.14
Regency FX	18.5295	€0.00	R 129,706.51	−R 351.15
TorFx	18.5239	€0.00	R 129,667.49	−R 390.17
Deutsche Bank	18.3603	€37.05	R 127,841.57	−R 2,216.09

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4359	–	R 129,051.10
TapTap Send Cheapest	18.6000	€0.00	R 130,200.00	+R 1,148.90
Key Currency	18.3898	€0.00	R 128,728.48	−R 322.62
Regency FX	18.3861	€0.00	R 128,702.67	−R 348.43
TorFx	18.3806	€0.00	R 128,663.95	−R 387.15
Deutsche Bank	18.1566	€37.05	R 126,423.74	−R 2,627.36

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4916	–	R 129,440.88
Key Currency Cheapest	18.4453	€0.00	R 129,117.28	−R 323.60
Regency FX	18.4416	€0.00	R 129,091.39	−R 349.49
TorFx	18.4361	€0.00	R 129,052.56	−R 388.32
Deutsche Bank	18.2125	€37.05	R 126,812.57	−R 2,628.31

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4193	–	R 128,934.84
TapTap Send Cheapest	18.5500	€0.00	R 129,850.00	+R 915.16
Key Currency	18.3732	€0.00	R 128,612.50	−R 322.34
Regency FX	18.3695	€0.00	R 128,586.72	−R 348.12
TorFx	18.3640	€0.00	R 128,548.04	−R 386.80
Deutsche Bank	18.1960	€37.05	R 126,697.84	−R 2,237.00

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