How to send money to India from Germany with the best EUR-INR rate

Profee is the best and cheapest service overall. On €7,000 you will get 773,746.13 INR after fees and the exchange rate.

We’ve compared 12 money transfer companies in more detail below.

Best companies for EUR/INR transfers

12 of 12 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/INR exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/INR transfers

All money transfer offers for EUR/INR transfers, sorted by most INR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €40.69 1 EUR = 109.8900 INR -0.02% vs mid-market Recipient gets ₹764,758.58 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€40.691 EUR = 109.8900 INR
₹764,758.58You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 109.2131 INR +0.59% vs mid-market Recipient gets ₹764,491.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 109.2131 INR
₹764,491.70You pay€7,000.00

Run a live search

Showing top Germany to India deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Profee

Profee

Pay via Debit card
Fee €0.00 1 EUR = 110.5352 INR -0.61% vs mid-market Recipient gets ₹773,746.13 Minutes - 24 hours
CheapestUsing Debit card with Profee is the cheapest way to send money to India from Germany.
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 110.5352 INR
₹773,746.13You pay€7,000.00
Bank depositMinutes - 24 hours
Free1 EUR = 110.5352 INR
₹773,746.13You pay€7,000.00
Profee

Profee

Pay via Bank transfer
Fee €0.00 1 EUR = 110.5352 INR -0.61% vs mid-market Recipient gets ₹773,746.13 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 110.5352 INR
₹773,746.13You pay€7,000.00
Card depositMinutes - 24 hours
Free1 EUR = 110.5352 INR
₹773,746.13You pay€7,000.00
Profee

Profee

Pay via Klarna
Fee €0.00 1 EUR = 110.5352 INR -0.61% vs mid-market Recipient gets ₹773,746.13 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by klarna.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 110.5352 INR
₹773,746.13You pay€7,000.00
Bank depositMinutes - 24 hours
Free1 EUR = 110.5352 INR
₹773,746.13You pay€7,000.00
TapTap Send

TapTap Send

Pay via Debit card
Fee €1.99 1 EUR = 110.0000 INR -0.12% vs mid-market Recipient gets ₹770,000.00 Minutes
Receive to bank account

Ways to receive money in India with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
€1.991 EUR = 110.0000 INR
₹770,000.00You pay€7,001.99
UPIMinutesAvailable via:UPI
€1.991 EUR = 110.0000 INR
₹770,000.00You pay€7,001.99
Aspora

Aspora

Pay via Bank transfer
Fee €3.00 1 EUR = 109.8648 INR 0.00% vs mid-market Recipient gets ₹768,723.70 Minutes - 24 hours
Receive to bank accountTailored for the Indian Diaspora

Ways to receive money in India with Aspora when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€3.001 EUR = 109.8648 INR
₹768,723.70You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 109.5681 INR +0.27% vs mid-market Recipient gets ₹766,976.86 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in India with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 109.5681 INR
₹766,976.86You pay€7,000.00
TorFx

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 109.5352 INR +0.30% vs mid-market Recipient gets ₹766,746.14 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in India with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 109.5352 INR
₹766,746.14You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 109.3154 INR +0.50% vs mid-market Recipient gets ₹765,208.03 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in India with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 109.3154 INR
₹765,208.03You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €40.69 1 EUR = 109.8900 INR -0.02% vs mid-market Recipient gets ₹764,758.58 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Germany to India.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€40.691 EUR = 109.8900 INR
₹764,758.58You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 109.2131 INR +0.59% vs mid-market Recipient gets ₹764,491.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 109.2131 INR
₹764,491.70You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 109.2131 INR +0.59% vs mid-market Recipient gets ₹764,491.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 109.2131 INR
₹764,491.70You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 109.2131 INR +0.59% vs mid-market Recipient gets ₹764,491.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 109.2131 INR
₹764,491.70You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €50.80 1 EUR = 109.8900 INR -0.02% vs mid-market Recipient gets ₹763,647.59 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€50.801 EUR = 109.8900 INR
₹763,647.59You pay€7,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 109.0586 INR +0.74% vs mid-market Recipient gets ₹763,410.20 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in India with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 109.0586 INR
₹763,410.20You pay€7,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee €1.09 1 EUR = 109.0629 INR +0.73% vs mid-market Recipient gets ₹763,320.30 Minutes - 24 hours
Receive to bank account

Ways to receive money in India with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€1.091 EUR = 109.0629 INR
₹763,320.30You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €40.50 1 EUR = 109.5647 INR +0.27% vs mid-market Recipient gets ₹762,515.28 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to India.
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€40.501 EUR = 109.5647 INR
₹762,515.28You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee €95.61 1 EUR = 109.8900 INR -0.02% vs mid-market Recipient gets ₹758,723.42 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€95.611 EUR = 109.8900 INR
₹758,723.42You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €137.59 1 EUR = 109.8900 INR -0.02% vs mid-market Recipient gets ₹754,110.23 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€137.591 EUR = 109.8900 INR
₹754,110.23You pay€7,000.00
Deutsche Bank

Deutsche Bank

Pay via Bank transfer
Fee €37.05 1 EUR = 108.2762 INR +1.46% vs mid-market Recipient gets ₹753,921.66 Minutes - 5 days
0 reviews

Ways to receive money in India with Deutsche Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
€37.051 EUR = 108.2762 INR
₹753,921.66You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €191.00 1 EUR = 109.5647 INR +0.27% vs mid-market Recipient gets ₹746,025.79 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€191.001 EUR = 109.5647 INR
₹746,025.79You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 109.864757 INR Updates every 60 minutes.

How to send money from Germany to India

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Profee.

On a 7,000 EUR transfer, Profee delivers the most INR.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/INR rate.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, debit card, klarna, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to India

There are 12 companies for sending money from Germany to India, across app, broker, online, multi-currency account, global account, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Profee to India gets you 773,746.13 INR with a €0 fee and -0.61% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 753,921.66 INR vs 773,746.13 INR with Profee.

For large transfers from Germany

Currency brokers

For buying property, moving to India, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/INR which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to India.

Be it overseas suppliers and contractors, receiving INR payments, or holding INR and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and INR in one account.

You get INR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert INR to EUR or EUR to INR whenever you need.

The best multi currency account is Wise, it adds ~-0.02% markup and charges small fees.

Ways to fund EUR and receive INR in India

With Profee, paying by debit card and receiving through card deposit is the cheapest way. Sending €7,000 gives your recipient 773,746.13 INR.

You can pay for the transfer using bank transfer, debit card, credit card, debit card, klarna, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to India.

The recipient in India can receive INR by bank deposit, card deposit, and upi.

To receive INR by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

  1. 1
    Debit card Card deposit

    You pay €7,000.00

    ₹773,746

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    ₹773,746

    ₹0

  3. 3
    Bank transfer Bank deposit

    You pay €7,000.00

    ₹773,746

    ₹0

  4. 4
    Bank transfer Card deposit

    You pay €7,000.00

    ₹773,746

    ₹0

  5. 5
    Klarna Card deposit

    You pay €7,000.00

    ₹773,746

    ₹0

Show moreShow less
  1. 6
    Klarna Bank deposit

    You pay €7,000.00

    ₹773,746

    ₹0

  2. 7
    Debit card Bank deposit

    You pay €7,001.99

    ₹770,000

    -₹3,746

  3. 8
    Debit card Upi

    You pay €7,001.99

    ₹770,000

    -₹3,746

  4. 9
    Credit card Bank deposit

    You pay €7,000.00

    ₹764,492

    -₹9,254

  5. 10
    Ideal Bank deposit

    You pay €7,000.00

    ₹763,648

    -₹10,099

Things to know before sending money from Germany to INR

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/INR transfer options

For a €7,000 transfer to India, these are the best options:

Cheapest way to send money to India

The cheapest option is Profee, funded by debit card with card deposit for the payout. Your recipient gets 773,746.13 INR, which is 0.48% more than the next best option.

Fastest way to send money to India

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 762,515.28 INR in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into INR sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-INR Exchange Rate

Finding the best rate to send money from Germany to India

The EUR/INR rate can move noticeably within a week, changing the amount your recipient gets in INR.

Mid-market rate:1 EUR = 109.839761 INR

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 12 of them on EUR to India, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.