Best companies for EUR/PHP transfers
11 of 11 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/PHP transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €45.47 1 EUR = 70.6657 PHP +0.02% vs mid-market	Recipient gets ₱491,446.73 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €45.471 EUR = 70.6657 PHP ₱491,446.73You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 70.1644 PHP +0.73% vs mid-market	Recipient gets ₱491,150.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.1644 PHP ₱491,150.80You pay€7,000.00
Run a live search Showing top Germany to Philippines deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PHP rates.
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much EUR you're planning to spend in Philippines.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 70.4902 PHP +0.27% vs mid-market	Recipient gets ₱493,431.60 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.4902 PHP ₱493,431.60You pay€7,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee €0.99 1 EUR = 70.4900 PHP +0.27% vs mid-market	Recipient gets ₱493,359.93 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Philippines with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.991 EUR = 70.4900 PHP ₱493,359.93You pay€7,000.00 Bank depositMinutes - 3 days €0.991 EUR = 70.4900 PHP ₱493,359.93You pay€7,000.00 Cash pickupMinutes - 3 days €1.991 EUR = 69.9241 PHP ₱489,329.27You pay€7,000.00 Card depositMinutes - 3 days Free1 EUR = 68.7310 PHP ₱481,116.86You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 70.4690 PHP +0.30% vs mid-market	Recipient gets ₱493,283.17 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.4690 PHP ₱493,283.17You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 70.3277 PHP +0.50% vs mid-market	Recipient gets ₱492,293.64 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Philippines with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.3277 PHP ₱492,293.64You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €1.13 1 EUR = 70.2900 PHP +0.55% vs mid-market	Recipient gets ₱491,950.00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.131 EUR = 70.2900 PHP ₱491,950.00You pay€7,000.00
Wise Pay via Bank transfer	Fee €45.47 1 EUR = 70.6657 PHP +0.02% vs mid-market	Recipient gets ₱491,446.73 Same day
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €45.471 EUR = 70.6657 PHP ₱491,446.73You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 70.1644 PHP +0.73% vs mid-market	Recipient gets ₱491,150.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.1644 PHP ₱491,150.80You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 70.1644 PHP +0.73% vs mid-market	Recipient gets ₱491,150.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.1644 PHP ₱491,150.80You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 70.1644 PHP +0.73% vs mid-market	Recipient gets ₱491,150.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.1644 PHP ₱491,150.80You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €0.90 1 EUR = 70.1443 PHP +0.76% vs mid-market	Recipient gets ₱491,010.10 Minutes - 24 hours
2 reviews
Ways to receive money in Philippines with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.901 EUR = 70.1443 PHP ₱491,010.10You pay€7,000.90 Cash pickupMinutes - 24 hours €3.491 EUR = 69.9849 PHP ₱489,894.30You pay€7,003.49 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €0.901 EUR = 69.8867 PHP ₱489,206.90You pay€7,000.90 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets, GCash Free1 EUR = 69.6584 PHP ₱487,608.80You pay€7,000.00

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €0.90 1 EUR = 70.1443 PHP +0.76% vs mid-market	Recipient gets ₱491,010.10 Minutes - 24 hours
2 reviews
Ways to receive money in Philippines with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.901 EUR = 70.1443 PHP ₱491,010.10You pay€7,000.90 Cash pickupMinutes - 24 hours €3.491 EUR = 69.9849 PHP ₱489,894.30You pay€7,003.49 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €0.901 EUR = 69.8867 PHP ₱489,206.90You pay€7,000.90 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets, GCash Free1 EUR = 69.6584 PHP ₱487,608.80You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €0.90 1 EUR = 70.1443 PHP +0.76% vs mid-market	Recipient gets ₱491,010.10 Minutes - 24 hours
2 reviews
Ways to receive money in Philippines with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.901 EUR = 70.1443 PHP ₱491,010.10You pay€7,000.90 Cash pickupMinutes - 24 hours €3.491 EUR = 69.9849 PHP ₱489,894.30You pay€7,003.49 Mobile walletMinutes - 24 hoursAvailable via:GCash, Select Wallets Free1 EUR = 69.6584 PHP ₱487,608.80You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.00 1 EUR = 70.1363 PHP +0.77% vs mid-market	Recipient gets ₱490,953.89 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Philippines with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 70.1363 PHP ₱490,953.89You pay€7,000.00 Mobile moneyMinutes - 2 days Free1 EUR = 69.9948 PHP ₱489,963.60You pay€7,000.00 Cash pickupMinutes - 2 days €1.991 EUR = 69.9948 PHP ₱489,824.31You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 69.4253 PHP ₱485,977.10You pay€7,000.00
Wise Pay via iDEAL	Fee €55.58 1 EUR = 70.6657 PHP +0.02% vs mid-market	Recipient gets ₱490,732.30 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €55.581 EUR = 70.6657 PHP ₱490,732.30You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €30.40 1 EUR = 70.3412 PHP +0.48% vs mid-market	Recipient gets ₱490,249.76 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €30.401 EUR = 70.3412 PHP ₱490,249.76You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €100.33 1 EUR = 70.6657 PHP +0.02% vs mid-market	Recipient gets ₱487,570.01 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €100.331 EUR = 70.6657 PHP ₱487,570.01You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 69.4000 PHP +1.83% vs mid-market	Recipient gets ₱485,800.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 69.4000 PHP ₱485,800.00You pay€7,000.00 Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 EUR = 69.4000 PHP ₱485,800.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Globe Free1 EUR = 69.4000 PHP ₱485,800.00You pay€7,000.00 Card depositMinutesAvailable via:Pay To Card €0.851 EUR = 69.4000 PHP ₱485,800.00You pay€7,000.85 Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others €2.491 EUR = 69.4000 PHP ₱485,800.00You pay€7,002.49
Wise Pay via Credit card	Fee €142.25 1 EUR = 70.6657 PHP +0.02% vs mid-market	Recipient gets ₱484,607.70 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €142.251 EUR = 70.6657 PHP ₱484,607.70You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €191.00 1 EUR = 70.3412 PHP +0.48% vs mid-market	Recipient gets ₱478,952.97 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €191.001 EUR = 70.3412 PHP ₱478,952.97You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 70.6811 PHP Updates every 60 minutes.

Why compare

EUR/PHP exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Germany to Philippines

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 25 of the 30 days it quoted €7.000 transfers to the Philippines.

On a 7.000 EUR transfer, Regency FX delivers the most PHP.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/PHP rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Philippines?

How much EUR you send to the Philippines heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 88% of the transfers from €7,000 it quoted, and in 88% of all the transfers it quoted.


€500	-1.90%	€0.00	₱36,035.00with debit card to cash pickup	+₱799.46
€1,000	-1.91%	€0.00	₱72,070.00with debit card to cash pickup	+₱1,703.50
€5,000	0.18%	€0.00	₱352,992.12with debit card to bank deposit	+₱2,640.81
€7,000This page	0.27%	€0.00	₱493,431.60with bank transfer to bank deposit	+₱3,372.95
€50,000	0.25%	€0.00	₱3,527,821.14with bank transfer to bank deposit	+₱23,578.86

Mid-market rate: 1 EUR = 70.6811 PHP

EUR/PHP Exchange Rate History

Is today a good time to send money from Germany to Philippines?

The cheapest way to send EUR to PHP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7.000 EUR transfers to the Philippines.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PHP per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PHP on every transfer from Germany.

Right now, Regency FX pays 493.431,60 PHP on 7.000 EUR, which is 1.335,88 PHP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 500.661,07 PHP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the Philippines.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Regency FXAppeared in 59 comparisons
Cheapest in 88% of them
SendwaveAppeared in 88 comparisons
Cheapest in 5% of them
TorFxAppeared in 88 comparisons
Cheapest in 11% of them

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Sendwave (today's second cheapest) was the cheapest in only 5% of its comparisons, so it's rarely the cheapest option for transfers to the Philippines.

Ways to send money from Germany to Philippines

There are 11 companies for sending money from Germany to the Philippines, across app, currency broker, online, multi-currency account, global business account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7.000 with Sendwave to the Philippines gets you 493.359,93 PHP with a €0,99 fee and 0,27% markup.

In our comparisons over the past month, it was the cheapest online service on 18 of the 21 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7.000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to the Philippines.

For large transfers from Germany

Currency brokers

For buying property, moving to the Philippines, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0,27% on EUR/PHP which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to the Philippines.

Be it overseas suppliers and contractors, receiving PHP payments, or holding PHP and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and PHP in one account.

You get PHP bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert PHP to EUR or EUR to PHP whenever you need.

The best multi-currency account is Wise, it adds ~0,02% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive PHP in Philippines

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7.000 gives your recipient 493.431,60 PHP.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to the Philippines.

The recipient in the Philippines can receive PHP by bank deposit, cash pickup, card deposit, mobile money, and mobile wallet.

To receive PHP by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in the Philippines

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

1

Bank transfer Bank deposit

You pay €7,000.00

₱493,432

Cheapest
2

Debit card Mobile money

You pay €7,000.00

₱493,360

-₱72
3

Debit card Bank deposit

You pay €7,000.00

₱493,360

-₱72
4

Credit card Bank deposit

You pay €7,000.00

₱491,151

-₱2,281
5

iDEAL Bank deposit

You pay €7,000.00

₱490,732

-₱2,699

Show moreShow less

6

Bank transfer Cash pickup

You pay €7,003.49

₱489,894

-₱3,537
7

Debit card Cash pickup

You pay €7,003.49

₱489,894

-₱3,537
8

Credit card Cash pickup

You pay €7,003.49

₱489,894

-₱3,537
9

Debit card Card deposit

You pay €7,000.90

₱489,207

-₱4,225
10

Credit card Card deposit

You pay €7,000.90

₱489,207

-₱4,225
11

Bank transfer Mobile wallet

You pay €7,000.00

₱487,609

-₱5,823
12

Debit card Mobile wallet

You pay €7,000.00

₱487,609

-₱5,823
13

Credit card Mobile wallet

You pay €7,000.00

₱487,609

-₱5,823

Things to know before sending money from Germany to Philippines

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/PHP transfer options

For a €7.000 transfer to the Philippines, these are the best options:

Cheapest way to send money to the Philippines

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 493.431,60 PHP, which is 0,01% more than the next best option.

Fastest way to send money to the Philippines

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 490.249,76 PHP in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into PHP sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 11 of them on EUR to the Philippines, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/PHP transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Germany

Send money to Philippines

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.3745	–	₱492,621.74
Regency FX Cheapest	70.1845	€0.00	₱491,291.66	−₱1,330.08
TorFx	70.1634	€0.00	₱491,143.87	−₱1,477.87
Sendwave No quote collected this day	–	–	–	–

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.2341	–	₱491,638.95
Regency FX Cheapest	70.0445	€0.00	₱490,311.53	−₱1,327.42
TorFx	70.0234	€0.00	₱490,164.04	−₱1,474.91
Sendwave	69.9944	€0.99	₱489,891.72	−₱1,747.23

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.3861	–	₱492,702.84
Regency FX Cheapest	70.1961	€0.00	₱491,372.54	−₱1,330.30
TorFx	70.1750	€0.00	₱491,224.73	−₱1,478.11
Sendwave No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.6952	–	₱494,866.46
Regency FX Cheapest	70.5043	€0.00	₱493,530.32	−₱1,336.14
Sendwave	70.5084	€0.99	₱493,489.28	−₱1,377.18
TorFx	70.4831	€0.00	₱493,381.86	−₱1,484.60

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.8537	–	₱495,975.76
Regency FX Cheapest	70.6624	€0.00	₱494,636.63	−₱1,339.13
TorFx	70.6411	€0.00	₱494,487.83	−₱1,487.93
Sendwave No quote collected this day	–	–	–	–

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.7785	–	₱495,449.19
Regency FX Cheapest	70.5874	€0.00	₱494,111.48	−₱1,337.71
TorFx	70.5661	€0.00	₱493,962.84	−₱1,486.35
Sendwave	70.4574	€0.99	₱493,132.33	−₱2,316.86

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.7429	–	₱495,199.95
Regency FX Cheapest	70.5518	€0.00	₱493,862.91	−₱1,337.04
TorFx	70.5306	€0.00	₱493,714.35	−₱1,485.60
Sendwave No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.8342	–	₱495,839.67
Regency FX Cheapest	70.6430	€0.00	₱494,500.91	−₱1,338.76
TorFx	70.6217	€0.00	₱494,352.15	−₱1,487.52
Sendwave	70.5837	€0.99	₱494,016.16	−₱1,823.51

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.0706	–	₱497,494.19
Regency FX Cheapest	70.8787	€0.00	₱496,150.96	−₱1,343.23
TorFx	70.8574	€0.00	₱496,001.71	−₱1,492.48
Sendwave	70.7706	€0.99	₱495,323.86	−₱2,170.33

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.2713	–	₱498,899.08
Sendwave Cheapest	71.1483	€0.99	₱497,967.59	−₱931.49
Regency FX	71.0789	€0.00	₱497,552.05	−₱1,347.03
TorFx	71.0575	€0.00	₱497,402.38	−₱1,496.70

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.2001	–	₱498,400.70
Regency FX Cheapest	71.0079	€0.00	₱497,055.02	−₱1,345.68
TorFx	70.9865	€0.00	₱496,905.50	−₱1,495.20
Sendwave No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.2671	–	₱498,869.75
Regency FX Cheapest	71.0747	€0.00	₱497,522.80	−₱1,346.95
TorFx	71.0533	€0.00	₱497,373.14	−₱1,496.61
Sendwave No quote collected this day	–	–	–	–

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.7166	–	₱502,016.52
Regency FX Cheapest	71.5230	€0.00	₱500,661.07	−₱1,355.45
TorFx	71.5015	€0.00	₱500,510.47	−₱1,506.05
Sendwave	71.4283	€0.99	₱499,927.18	−₱2,089.34

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.4463	–	₱500,124.32
Regency FX Cheapest	71.2534	€0.00	₱498,773.99	−₱1,350.33
TorFx	71.2320	€0.00	₱498,623.95	−₱1,500.37
Sendwave No quote collected this day	–	–	–	–

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.2287	–	₱498,600.75
Regency FX Cheapest	71.0364	€0.00	₱497,254.53	−₱1,346.22
TorFx	71.0150	€0.00	₱497,104.95	−₱1,495.80
Sendwave	70.9389	€0.99	₱496,502.21	−₱2,098.54

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.1624	–	₱498,137.09
TapTap Send Cheapest	71.0000	€0.00	₱497,000.00	−₱1,137.09
Regency FX	70.9703	€0.00	₱496,792.12	−₱1,344.97
TorFx	70.9490	€0.00	₱496,642.68	−₱1,494.41
Sendwave	70.8911	€0.99	₱496,167.80	−₱1,969.29

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.2283	–	₱498,598.29
Regency FX Cheapest	71.0360	€0.00	₱497,252.07	−₱1,346.22
TorFx	71.0146	€0.00	₱497,102.49	−₱1,495.80
Sendwave	70.9819	€0.99	₱496,802.89	−₱1,795.40

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.4525	–	₱500,167.50
Regency FX Cheapest	71.2596	€0.00	₱498,817.05	−₱1,350.45
TorFx	71.2381	€0.00	₱498,667.00	−₱1,500.50
Sendwave	70.9532	€0.99	₱496,602.02	−₱3,565.48

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.1736	–	₱498,214.95
Regency FX Cheapest	70.9814	€0.00	₱496,869.77	−₱1,345.18
TorFx	70.9600	€0.00	₱496,720.31	−₱1,494.64
Sendwave	70.9202	€0.99	₱496,371.26	−₱1,843.69

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.0460	–	₱497,321.80
Regency FX Cheapest	70.8541	€0.00	₱495,979.04	−₱1,342.76
TorFx	70.8328	€0.00	₱495,829.84	−₱1,491.96
Sendwave	70.8065	€0.99	₱495,575.47	−₱1,746.33

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	71.3313	–	₱499,318.76
Regency FX Cheapest	71.1387	€0.00	₱497,970.60	−₱1,348.16
TorFx	71.1173	€0.00	₱497,820.81	−₱1,497.95
Sendwave	71.0671	€0.99	₱497,399.69	−₱1,919.07

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.9480	–	₱496,636.25
Sendwave Cheapest	70.8199	€0.99	₱495,669.33	−₱966.92
Regency FX	70.7565	€0.00	₱495,295.33	−₱1,340.92
TorFx	70.7352	€0.00	₱495,146.34	−₱1,489.91

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.6387	–	₱494,471.03
Regency FX Cheapest	70.4480	€0.00	₱493,135.95	−₱1,335.08
TorFx	70.4268	€0.00	₱492,987.61	−₱1,483.42
Sendwave	70.3393	€0.99	₱492,305.18	−₱2,165.85

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.3699	–	₱492,589.48
Sendwave Cheapest	70.2536	€0.99	₱491,705.79	−₱883.69
Regency FX	70.1799	€0.00	₱491,259.49	−₱1,329.99
TorFx	70.1588	€0.00	₱491,111.71	−₱1,477.77

Mon, 9 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	70.6384	–	₱494,469.03
Regency FX Cheapest	70.4477	€0.00	₱493,133.96	−₱1,335.07
TorFx	70.4265	€0.00	₱492,985.62	−₱1,483.41
Sendwave	70.3677	€0.99	₱492,504.17	−₱1,964.86

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