How to send money to Russia from Germany with the best EUR-RUB rate

Regency FX is the best and cheapest service overall. On €7,000 you will get 703,458.37 RUB after fees and the exchange rate.

We’ve compared 3 money transfer companies in more detail below.

Best companies for EUR/RUB transfers

3 of 3 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/RUB exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/RUB transfers

All money transfer offers for EUR/RUB transfers, sorted by most RUB received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 100.4941 RUB +0.27% vs mid-market Recipient gets ₽703,458.37 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Russia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 100.4941 RUB
₽703,458.37You pay€7,000.00
Promoted
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 100.2623 RUB +0.50% vs mid-market Recipient gets ₽701,836.03 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Russia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 100.2623 RUB
₽701,836.03You pay€7,000.00

Run a live search

Showing top Germany to Russia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 100.4941 RUB +0.27% vs mid-market Recipient gets ₽703,458.37 Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Russia from Germany.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Russia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 100.4941 RUB
₽703,458.37You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 100.2623 RUB +0.50% vs mid-market Recipient gets ₽701,836.03 Minutes - 24 hours
FastestOFX with Bank transfer deposit is the fastest way to send EUR to Russia.RecommendedBased on our editorial reviews, OFX is our recommended way to send money from Germany to Russia.
Personal account managerReceive to bank account

Ways to receive money in Russia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 100.2623 RUB
₽701,836.03You pay€7,000.00
Deutsche Bank

Deutsche Bank

Pay via Bank transfer
Fee €37.05 1 EUR = 98.4901 RUB +2.28% vs mid-market Recipient gets ₽685,781.90 Minutes - 5 days
0 reviews

Ways to receive money in Russia with Deutsche Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
€37.051 EUR = 98.4901 RUB
₽685,781.90You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 100.766121 RUB Updates every 60 minutes.

How to send money from Germany to Russia

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

On a 7,000 EUR transfer, Regency FX delivers the most RUB.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/RUB rate.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Russia

There are 3 companies for sending money from Germany to Russia, across broker and bank, and more below.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 685,781.9 RUB vs 703,458.37 RUB with Regency FX.

For large transfers from Germany

Currency brokers

For buying property, moving to Russia, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/RUB which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Russia.

Be it overseas suppliers and contractors, receiving RUB payments, or holding RUB and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

Ways to fund EUR and receive RUB in Russia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 703,458.37 RUB.

You can pay for the transfer using bank transfer.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Russia.

The recipient in Russia can receive RUB by bank deposit.

To receive RUB by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    ₽703,458

    Cheapest

Things to know before sending money from Germany to RUB

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/RUB transfer options

For a €7,000 transfer to Russia, these are the best options:

Cheapest way to send money to Russia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 703,458.37 RUB, which is 0.23% more than the next best option.

Fastest way to send money to Russia

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 703,458.37 RUB in minutes - 24 hours.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into RUB sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-RUB Exchange Rate

Finding the best rate to send money from Germany to Russia

The EUR/RUB rate can move noticeably within a week, changing the amount your recipient gets in RUB.

Mid-market rate:1 EUR = 100.755162 RUB

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 3 of them on EUR to Russia, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.