Best companies for EUR/RUB transfers
3 of 3 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/RUB transfers Sort Cheapest
Promoted Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 92.3841 RUB +0.27% vs mid-market	Recipient gets ₽646,688.81 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Russia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 92.3841 RUB ₽646,688.81You pay€7,000.00
Promoted OFX Pay via Bank transfer	Fee €0.00 1 EUR = 92.1711 RUB +0.50% vs mid-market	Recipient gets ₽645,197.40 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Russia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 92.1711 RUB ₽645,197.40You pay€7,000.00
Run a live search Showing top Germany to Russia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to RUB rates.
Run a live search These companies offer multi-currency accounts for spending RUB. We suggest doing a live search based on how much EUR you're planning to spend in Russia.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 92.3841 RUB +0.27% vs mid-market	Recipient gets ₽646,688.81 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Russia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 92.3841 RUB ₽646,688.81You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 92.1711 RUB +0.50% vs mid-market	Recipient gets ₽645,197.40 Minutes - 24 hours
7 reviews FastestOur top pick Personal account managerReceive to bank account
Ways to receive money in Russia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 92.1711 RUB ₽645,197.40You pay€7,000.00
Deutsche Bank Pay via Bank transfer	Fee €37.05 1 EUR = 89.5207 RUB +3.42% vs mid-market	Recipient gets ₽623,328.37 Minutes - 5 days
0 reviews
Ways to receive money in Russia with Deutsche Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days €37.051 EUR = 89.5207 RUB ₽623,328.37You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 92.6342 RUB Updates every 60 minutes.

Why compare

EUR/RUB exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Germany to Russia

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 30 of the 30 days it quoted €7.000 transfers to Russia.

On a 7.000 EUR transfer, Regency FX delivers the most RUB.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/RUB rate.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Russia?

How much EUR you send to Russia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from €7,000 it quoted, and in 100% of all the transfers it quoted.


€1,000	0.65%	€0.00	₽92,053.95with bank transfer to bank deposit	+₽1,830.17
€5,000	0.50%	€0.00	₽461,105.82with bank transfer to bank deposit	+₽8,971.98
€7,000This page	0.27%	€0.00	₽646,688.81with bank transfer to bank deposit	+₽8,283.95
€50,000	0.25%	€0.00	₽4,624,545.71with bank transfer to bank deposit	+₽57,322.48

Mid-market rate: 1 EUR = 92.6342 RUB

EUR/RUB Exchange Rate History

Is today a good time to send money from Germany to Russia?

The cheapest way to send EUR to RUB can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7.000 EUR transfers to Russia.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RUB per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of RUB on every transfer from Germany.

Right now, Regency FX pays 646.688,81 RUB on 7.000 EUR, which is 1.750,79 RUB less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 661.205,51 RUB.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Russia.

We've tracked 117 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 58 comparisons
Cheapest every time
OFXAppeared in 114 comparisons
Cheapest in 49% of them
Deutsche BankAppeared in 114 comparisons
Cheapest in 2% of them

Based on 117 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most RUB, and it was also the cheapest in 100% of the 58 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Russia.

OFX (today's second cheapest) was the cheapest in only 49% of its comparisons, so it's rarely the cheapest option for transfers to Russia.

Ways to send money from Germany to Russia

There are 3 companies for sending money from Germany to Russia, across currency broker and bank, and more below.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7.000 transfer, Deutsche Bank delivers 623.328,37 RUB vs 646.688,81 RUB with Regency FX.

We found Deutsche Bank was the cheapest bank on 30 of the 30 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to Russia, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0,27% on EUR/RUB which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Russia.

Be it overseas suppliers and contractors, receiving RUB payments, or holding RUB and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

Ways to fund EUR and receive RUB in Russia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7.000 gives your recipient 646.688,81 RUB.

Our data shows that Regency FX gets your recipient 23.360,44 RUB more than Deutsche Bank, today's cheapest bank, on the same €7.000.

You can pay for the transfer using bank transfer.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Russia.

The recipient in Russia can receive RUB by bank deposit.

To receive RUB by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

1

Bank transfer Bank deposit

You pay €7,000.00

₽646,689

Cheapest

Things to know before sending money from Germany to Russia

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/RUB transfer options

For a €7.000 transfer to Russia, these are the best options:

Cheapest way to send money to Russia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 646.688,81 RUB, which is 0,23% more than the next best option.

Fastest way to send money to Russia

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 646.688,81 RUB in minutes - 24 hours.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into RUB sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 3 of them on EUR to Russia, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 117 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/RUB transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	94.7137	–	₽662,995.60
Regency FX Cheapest	94.4579	€0.00	₽661,205.51	−₽1,790.09
OFX	94.2401	€0.00	₽659,680.62	−₽3,314.98
Deutsche Bank	92.7297	€37.05	₽645,672.27	−₽17,323.33

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	93.3795	–	₽653,656.68
Regency FX Cheapest	93.1274	€0.00	₽651,891.80	−₽1,764.88
OFX	92.9126	€0.00	₽650,388.39	−₽3,268.29
Deutsche Bank	91.7085	€37.05	₽638,561.56	−₽15,095.11

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	94.3168	–	₽660,217.54
Regency FX Cheapest	94.0621	€0.00	₽658,434.95	−₽1,782.59
OFX	93.8452	€0.00	₽656,916.45	−₽3,301.09
Deutsche Bank	91.7812	€37.05	₽639,067.94	−₽21,149.60

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	93.7227	–	₽656,059.01
Regency FX Cheapest	93.4697	€0.00	₽654,287.65	−₽1,771.35
OFX	93.2541	€0.00	₽652,778.71	−₽3,280.30
Deutsche Bank	91.7812	€37.05	₽639,067.94	−₽16,991.07

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	94.1738	–	₽659,216.85
Regency FX Cheapest	93.9196	€0.00	₽657,436.97	−₽1,779.88
OFX	93.7030	€0.00	₽655,920.77	−₽3,296.08
Deutsche Bank	91.1194	€37.05	₽634,459.86	−₽24,756.99

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	94.5435	–	₽661,804.75
Regency FX Cheapest	94.2883	€0.00	₽660,017.87	−₽1,786.88
OFX	94.0708	€0.00	₽658,495.72	−₽3,309.03
Deutsche Bank	91.3592	€37.05	₽636,129.54	−₽25,675.20

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	93.0720	–	₽651,503.78
Regency FX Cheapest	92.8207	€0.00	₽649,744.72	−₽1,759.06
OFX	92.6066	€0.00	₽648,246.26	−₽3,257.52
Deutsche Bank	90.9635	€37.05	₽633,374.21	−₽18,129.57

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	92.6535	–	₽648,574.85
Regency FX Cheapest	92.4034	€0.00	₽646,823.70	−₽1,751.15
OFX	92.1903	€0.00	₽645,331.98	−₽3,242.87
Deutsche Bank	90.9635	€37.05	₽633,374.21	−₽15,200.64

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	92.5668	–	₽647,967.73
Regency FX Cheapest	92.3169	€0.00	₽646,218.21	−₽1,749.52
OFX	92.1040	€0.00	₽644,727.89	−₽3,239.84
Deutsche Bank	90.4786	€37.05	₽629,998.20	−₽17,969.53

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	91.7367	–	₽642,156.70
Regency FX Cheapest	91.4890	€0.00	₽640,422.88	−₽1,733.82
OFX	91.2780	€0.00	₽638,945.92	−₽3,210.78
Deutsche Bank	90.1855	€37.05	₽627,956.95	−₽14,199.75

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	90.9536	–	₽636,675.44
Regency FX Cheapest	90.7081	€0.00	₽634,956.41	−₽1,719.03
OFX	90.4989	€0.00	₽633,492.06	−₽3,183.38
Deutsche Bank	90.1855	€37.05	₽627,956.95	−₽8,718.49

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	91.4306	–	₽640,013.89
Regency FX Cheapest	91.1837	€0.00	₽638,285.85	−₽1,728.04
OFX	90.9734	€0.00	₽636,813.82	−₽3,200.07
Deutsche Bank	88.3720	€37.05	₽615,329.82	−₽24,684.07

Sun, 25 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	89.9904	–	₽629,932.83
Regency FX Cheapest	89.7474	€0.00	₽628,232.01	−₽1,700.82
OFX	89.5405	€0.00	₽626,783.16	−₽3,149.67
Deutsche Bank	88.3720	€37.05	₽615,329.82	−₽14,603.01

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	90.4525	–	₽633,167.76
Regency FX Cheapest	90.2083	€0.00	₽631,458.21	−₽1,709.55
OFX	90.0003	€0.00	₽630,001.92	−₽3,165.84
Deutsche Bank	88.3877	€37.05	₽615,439.33	−₽17,728.43

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	90.1776	–	₽631,242.91
Regency FX Cheapest	89.9341	€0.00	₽629,538.55	−₽1,704.36
OFX	89.7267	€0.00	₽628,086.69	−₽3,156.22
Deutsche Bank	88.4858	€37.05	₽616,122.17	−₽15,120.74

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	89.4825	–	₽626,377.24
Regency FX Cheapest	89.2409	€0.00	₽624,686.02	−₽1,691.22
OFX	89.0351	€0.00	₽623,245.35	−₽3,131.89
Deutsche Bank	87.8727	€37.05	₽611,853.42	−₽14,523.82

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	90.0579	–	₽630,405.20
Regency FX Cheapest	89.8147	€0.00	₽628,703.10	−₽1,702.09
OFX	89.6076	€0.00	₽627,253.17	−₽3,152.02
Deutsche Bank	87.3496	€37.05	₽608,210.84	−₽22,194.35

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	90.8265	–	₽635,785.69
Regency FX Cheapest	90.5813	€0.00	₽634,069.07	−₽1,716.62
OFX	90.3724	€0.00	₽632,606.76	−₽3,178.93
Deutsche Bank	88.6387	€37.05	₽617,186.52	−₽18,599.17

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	90.1493	–	₽631,045.21
Regency FX Cheapest	89.9059	€0.00	₽629,341.38	−₽1,703.82
OFX	89.6986	€0.00	₽627,889.98	−₽3,155.22
Deutsche Bank	87.9249	€37.05	₽612,216.68	−₽18,828.52

Sun, 1 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	89.9828	–	₽629,879.40
Regency FX Cheapest	89.7398	€0.00	₽628,178.73	−₽1,700.67
OFX	89.5329	€0.00	₽626,730.01	−₽3,149.39
Deutsche Bank	87.9249	€37.05	₽612,216.68	−₽17,662.72

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	90.0555	–	₽630,388.27
Regency FX Cheapest	89.8123	€0.00	₽628,686.22	−₽1,702.05
OFX	89.6052	€0.00	₽627,236.33	−₽3,151.94
Deutsche Bank	87.8778	€37.05	₽611,888.65	−₽18,499.62

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	90.9084	–	₽636,359.11
Regency FX Cheapest	90.6630	€0.00	₽634,640.94	−₽1,718.17
OFX	90.4539	€0.00	₽633,177.31	−₽3,181.80
Deutsche Bank	89.0386	€37.05	₽619,971.24	−₽16,387.87

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	91.7421	–	₽642,194.76
Regency FX Cheapest	91.4944	€0.00	₽640,460.83	−₽1,733.93
OFX	91.2834	€0.00	₽638,983.78	−₽3,210.98
Deutsche Bank	89.0386	€37.05	₽619,971.24	−₽22,223.52

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	92.1502	–	₽645,051.58
Regency FX Cheapest	91.9014	€0.00	₽643,309.94	−₽1,741.64
OFX	91.6895	€0.00	₽641,826.32	−₽3,225.26
Deutsche Bank	89.9443	€37.05	₽626,277.68	−₽18,773.90

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	91.1639	–	₽638,147.54
Regency FX Cheapest	90.9178	€0.00	₽636,424.55	−₽1,722.99
OFX	90.7081	€0.00	₽634,956.81	−₽3,190.73
Deutsche Bank	89.5645	€37.05	₽623,633.23	−₽14,514.31

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