Key Currency is the best and cheapest service overall. On €7,000 you will get 29,821.54 AED after fees and the exchange rate.
We’ve compared 11 money transfer companies in more detail below.
| 11 of 11 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/AED exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/AED transfersAll money transfer offers for EUR/AED transfers, sorted by most AED received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.2715 AED -0.01% vs mid-market | Recipient gets AED 29,752.09 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.681 EUR = 4.2715 AED AED 29,752.09You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.2283 AED +1.00% vs mid-market | Recipient gets AED 29,598.10 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2283 AED AED 29,598.10You pay€7,000.00 | |||
Run a live search Showing top Germany to United Arab Emirates deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AED rates. | |||
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much EUR you're planning to spend in United Arab Emirates. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4.2602 AED +0.25% vs mid-market | Recipient gets AED 29,821.54 Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.2602 AED AED 29,821.54You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.2594 AED +0.27% vs mid-market | Recipient gets AED 29,815.56 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2594 AED AED 29,815.56You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 4.2581 AED +0.30% vs mid-market | Recipient gets AED 29,806.59 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2581 AED AED 29,806.59You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.2715 AED -0.01% vs mid-market | Recipient gets AED 29,752.09 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.681 EUR = 4.2715 AED AED 29,752.09You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.2495 AED +0.50% vs mid-market | Recipient gets AED 29,746.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2495 AED AED 29,746.80You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 4.2463 AED +0.58% vs mid-market | Recipient gets AED 29,724.10 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2463 AED AED 29,724.10You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €44.82 1 EUR = 4.2715 AED -0.01% vs mid-market | Recipient gets AED 29,708.77 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.821 EUR = 4.2715 AED AED 29,708.77You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €40.50 1 EUR = 4.2661 AED +0.11% vs mid-market | Recipient gets AED 29,689.96 Within a week | |
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week €40.501 EUR = 4.2661 AED AED 29,689.96You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 CurrencyFair Pay via Bank transfer | Fee €3.51 1 EUR = 4.2405 AED +0.71% vs mid-market | Recipient gets AED 29,668.50 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.511 EUR = 4.2405 AED AED 29,668.50You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.2283 AED +1.00% vs mid-market | Recipient gets AED 29,598.10 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2283 AED AED 29,598.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.2283 AED +1.00% vs mid-market | Recipient gets AED 29,598.10 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2283 AED AED 29,598.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.2283 AED +1.00% vs mid-market | Recipient gets AED 29,598.10 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2283 AED AED 29,598.10You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €89.69 1 EUR = 4.2715 AED -0.01% vs mid-market | Recipient gets AED 29,517.11 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €89.691 EUR = 4.2715 AED AED 29,517.11You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 4.2111 AED +1.40% vs mid-market | Recipient gets AED 29,477.73 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.2111 AED AED 29,477.73You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €131.76 1 EUR = 4.2715 AED -0.01% vs mid-market | Recipient gets AED 29,337.41 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €131.761 EUR = 4.2715 AED AED 29,337.41You pay€7,000.00 | |||
 Deutsche Bank Pay via Bank transfer | Fee €37.05 1 EUR = 4.1917 AED +1.87% vs mid-market | Recipient gets AED 29,186.42 Minutes - 5 days | |
Ways to receive money in United Arab Emirates with Deutsche Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days €37.051 EUR = 4.1917 AED AED 29,186.42You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.270897 AED Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most AED.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/AED rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 11 companies for sending money from Germany to United Arab Emirates, across broker, online, app, multi-currency account, global account, and bank, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Wise to United Arab Emirates gets you 29,752.09 AED with a €34.68 fee and -0.01% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For Euro transfers only
Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.
Outside the eurozone, banks like Deutsche Bank are much more expensive.
On a €7,000 transfer, Deutsche Bank delivers 29,186.42 AED vs 29,821.54 AED with Key Currency.
For large transfers from Germany
For buying property, moving to UAE, or moving pensions, a currency broker is the best option.
A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/AED which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to UAE.
Be it overseas suppliers and contractors, receiving AED payments, or holding AED and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and AED in one account.
You get AED bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert AED to EUR or EUR to AED whenever you need.
The best multi currency account is Wise, it adds ~-0.01% markup and charges small fees.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 29,821.54 AED.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to United Arab Emirates.
The recipient in United Arab Emirates can receive AED by bank deposit.
To receive AED by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
You pay €7,000.00
.د.إ29,822
Cheapest
You pay €7,000.00
.د.إ29,709
-.د.إ113
You pay €7,000.00
.د.إ29,598
-.د.إ223
You pay €7,000.00
.د.إ29,598
-.د.إ223
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to United Arab Emirates, these are the best options:
Cheapest way to send money to United Arab Emirates
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 29,821.54 AED, which is 0.02% more than the next best option.
Fastest way to send money to United Arab Emirates
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 29,752.09 AED in same day.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into AED sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/AED rate can move noticeably within a week, changing the amount your recipient gets in AED.
Mid-market rate:1 EUR = 4.26884 AED
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 11 of them on EUR to United Arab Emirates, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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