Xe is the best and cheapest service overall. On €7,000 you will get 29,465.8 AED after fees and the exchange rate.
We’ve compared 12 money transfer companies in more detail below.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/AED transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.1791 AED -0.01% vs mid-market | Recipient gets AED 29,109.05 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.681 EUR = 4.1791 AED AED 29,109.05You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.2094 AED -0.73% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
Run a live search Showing top Germany to United Arab Emirates deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AED rates. | |||
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much EUR you're planning to spend in United Arab Emirates. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.2094 AED -0.73% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.2094 AED -0.73% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.2094 AED -0.73% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4.1683 AED +0.25% vs mid-market | Recipient gets AED 29,178.18 Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.1683 AED AED 29,178.18You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.1675 AED +0.27% vs mid-market | Recipient gets AED 29,172.33 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1675 AED AED 29,172.33You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 4.1662 AED +0.30% vs mid-market | Recipient gets AED 29,163.55 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1662 AED AED 29,163.55You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.1791 AED -0.01% vs mid-market | Recipient gets AED 29,109.05 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.681 EUR = 4.1791 AED AED 29,109.05You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.1579 AED +0.50% vs mid-market | Recipient gets AED 29,105.05 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1579 AED AED 29,105.05You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 4.1539 AED +0.60% vs mid-market | Recipient gets AED 29,077.30 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1539 AED AED 29,077.30You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €44.82 1 EUR = 4.1791 AED -0.01% vs mid-market | Recipient gets AED 29,066.67 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.821 EUR = 4.1791 AED AED 29,066.67You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €40.50 1 EUR = 4.1733 AED +0.13% vs mid-market | Recipient gets AED 29,044.17 Same day | |
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €40.501 EUR = 4.1733 AED AED 29,044.17You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 CurrencyFair Pay via Bank transfer | Fee €3.59 1 EUR = 4.1510 AED +0.67% vs mid-market | Recipient gets AED 29,042.00 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.591 EUR = 4.1510 AED AED 29,042.00You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €1.99 1 EUR = 4.1415 AED +0.90% vs mid-market | Recipient gets AED 28,990.50 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 4.1415 AED AED 28,990.50You pay€7,001.99 Cash pickupMinutes - 24 hours €3.991 EUR = 4.0127 AED AED 28,088.90You pay€7,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €1.99 1 EUR = 4.1415 AED +0.90% vs mid-market | Recipient gets AED 28,990.50 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 4.1415 AED AED 28,990.50You pay€7,001.99 Cash pickupMinutes - 24 hours €3.991 EUR = 4.0127 AED AED 28,088.90You pay€7,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €1.99 1 EUR = 4.1415 AED +0.90% vs mid-market | Recipient gets AED 28,990.50 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 4.1415 AED AED 28,990.50You pay€7,001.99 Cash pickupMinutes - 24 hours €3.991 EUR = 4.0127 AED AED 28,088.90You pay€7,003.99 | |||
| Wise Pay via Debit card | Fee €89.69 1 EUR = 4.1791 AED -0.01% vs mid-market | Recipient gets AED 28,879.15 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €89.691 EUR = 4.1791 AED AED 28,879.15You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 4.1203 AED +1.40% vs mid-market | Recipient gets AED 28,841.79 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.1203 AED AED 28,841.79You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €131.76 1 EUR = 4.1791 AED -0.01% vs mid-market | Recipient gets AED 28,703.34 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €131.761 EUR = 4.1791 AED AED 28,703.34You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.95 1 EUR = 4.0323 AED +3.57% vs mid-market | Recipient gets AED 28,222.20 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days €0.951 EUR = 4.0323 AED AED 28,222.20You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 4.0258 AED AED 28,180.32You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.1788 AED Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most AED.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/AED rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 12 companies for sending money from Germany to United Arab Emirates, across broker, app, online, multi-currency account, global account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to United Arab Emirates gets you 29,465.8 AED with a €0 fee and -0.73% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to UAE.
For large transfers from Germany
For buying property, moving to UAE, or moving pensions, a currency broker is the best option.
A broker like Xe charges no fee and works on a margin. It adds -0.73% on EUR/AED which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to UAE.
Be it overseas suppliers and contractors, receiving AED payments, or holding AED and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and AED in one account.
You get AED bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert AED to EUR or EUR to AED whenever you need.
The best multi currency account is Wise, it adds ~-0.01% markup and charges small fees.
With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 29,465.8 AED.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to United Arab Emirates.
The recipient in United Arab Emirates can receive AED by bank deposit, cash pickup, and card deposit.
To receive AED by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in United Arab Emirates
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
.د.إ29,466
Cheapest
You pay €7,000.00
.د.إ29,466
.د.إ0
You pay €7,000.00
.د.إ29,466
.د.إ0
You pay €7,000.00
.د.إ29,067
-.د.إ399
You pay €7,000.00
.د.إ28,222
-.د.إ1,244
You pay €7,000.00
.د.إ28,180
-.د.إ1,285
You pay €7,003.99
.د.إ28,089
-.د.إ1,377
You pay €7,003.99
.د.إ28,089
-.د.إ1,377
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to United Arab Emirates, these are the best options:
Cheapest way to send money to United Arab Emirates
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 29,465.8 AED, which is 0.98% more than the next best option.
Fastest way to send money to United Arab Emirates
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 29,109.05 AED in am selben tag.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into AED sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/AED rate can move noticeably within a week, changing the amount your recipient gets in AED.
Mid-market rate:1 EUR = 4.176432 AED
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 12 of them on EUR to United Arab Emirates, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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