How to send money to Turkey from Germany with the best EUR-TRY rate

Xe is the best and cheapest service overall. On €7,000 you will get 391,526.8 TRY after fees and the exchange rate.

We’ve compared 10 money transfer companies in more detail below.

Best companies for EUR/TRY transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/TRY transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €33.18 1 EUR = 55.7199 TRY +0.03% vs mid-market Recipient gets ₺388,190.51 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€33.181 EUR = 55.7199 TRY
₺388,190.51You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 55.9324 TRY -0.35% vs mid-market Recipient gets ₺391,526.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 55.9324 TRY
₺391,526.80You pay€7,000.00

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Showing top Germany to Turkey deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 55.9324 TRY -0.35% vs mid-market Recipient gets ₺391,526.80 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 55.9324 TRY
₺391,526.80You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 55.9324 TRY -0.35% vs mid-market Recipient gets ₺391,526.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 55.9324 TRY
₺391,526.80You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 55.9324 TRY -0.35% vs mid-market Recipient gets ₺391,526.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 55.9324 TRY
₺391,526.80You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 55.6000 TRY +0.24% vs mid-market Recipient gets ₺389,200.00 Minutes
Receive to bank account

Ways to receive money in Türkiye with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 55.6000 TRY
₺389,200.00You pay€7,000.00
Mobile walletMinutesAvailable via:Paycell, Uption
Free1 EUR = 55.6000 TRY
₺389,200.00You pay€7,000.00
Cash pickupMinutesAvailable via:UPT
Free1 EUR = 55.6000 TRY
₺389,200.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 55.5951 TRY +0.25% vs mid-market Recipient gets ₺389,165.78 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Türkiye with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 55.5951 TRY
₺389,165.78You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 55.5840 TRY +0.27% vs mid-market Recipient gets ₺389,087.75 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Türkiye with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 55.5840 TRY
₺389,087.75You pay€7,000.00

Wise

Pay via Bank transfer
Fee €33.18 1 EUR = 55.7199 TRY +0.03% vs mid-market Recipient gets ₺388,190.51 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€33.181 EUR = 55.7199 TRY
₺388,190.51You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 55.4558 TRY +0.50% vs mid-market Recipient gets ₺388,190.42 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Türkiye with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 55.4558 TRY
₺388,190.42You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €43.33 1 EUR = 55.7199 TRY +0.03% vs mid-market Recipient gets ₺387,624.96 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€43.331 EUR = 55.7199 TRY
₺387,624.96You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 55.3384 TRY +0.71% vs mid-market Recipient gets ₺387,368.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Türkiye with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 55.3384 TRY
₺387,368.80You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €2.99 1 EUR = 55.0873 TRY +1.17% vs mid-market Recipient gets ₺385,611.10 Minutes - 24 hours

Ways to receive money in Türkiye with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€2.991 EUR = 55.0873 TRY
₺385,611.10You pay€7,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.901 EUR = 55.0800 TRY
₺385,560.00You pay€7,000.90
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 55.0798 TRY
₺385,558.60You pay€7,000.00
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 53.0437 TRY
₺371,305.90You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €2.99 1 EUR = 55.0873 TRY +1.17% vs mid-market Recipient gets ₺385,611.10 Minutes - 24 hours

Ways to receive money in Türkiye with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€2.991 EUR = 55.0873 TRY
₺385,611.10You pay€7,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.901 EUR = 55.0800 TRY
₺385,560.00You pay€7,000.90
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 55.0798 TRY
₺385,558.60You pay€7,000.00
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 53.0437 TRY
₺371,305.90You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €2.99 1 EUR = 55.0873 TRY +1.17% vs mid-market Recipient gets ₺385,611.10 Minutes - 24 hours

Ways to receive money in Türkiye with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€2.991 EUR = 55.0873 TRY
₺385,611.10You pay€7,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.901 EUR = 55.0800 TRY
₺385,560.00You pay€7,000.90
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 55.0798 TRY
₺385,558.60You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €51.00 1 EUR = 55.4638 TRY +0.49% vs mid-market Recipient gets ₺385,417.86 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Türkiye with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€51.001 EUR = 55.4638 TRY
₺385,417.86You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €88.23 1 EUR = 55.7199 TRY +0.03% vs mid-market Recipient gets ₺385,123.13 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€88.231 EUR = 55.7199 TRY
₺385,123.13You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 54.9542 TRY +1.40% vs mid-market Recipient gets ₺384,679.15 Minutes - 2 days

Ways to receive money in Türkiye with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 54.9542 TRY
₺384,679.15You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €79.00 1 EUR = 55.4638 TRY +0.49% vs mid-market Recipient gets ₺383,864.87 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Türkiye with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€79.001 EUR = 55.4638 TRY
₺383,864.87You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €130.31 1 EUR = 55.7199 TRY +0.03% vs mid-market Recipient gets ₺382,778.44 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€130.311 EUR = 55.7199 TRY
₺382,778.44You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 55.7344 TRY Updates every 60 minutes.

How to send money from Germany to Turkey

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most TRY.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/TRY rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Turkey

There are 10 companies for sending money from Germany to Turkey, across app, broker, online, multi-currency account, global account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Xe to Turkey gets you 391,526.8 TRY with a €0 fee and -0.35% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

In general, online transfers are cheaper than sending cash to Turkey.

For large transfers from Germany

Currency brokers

For buying property, moving to Turkey, or moving pensions, a currency broker is the best option.

A broker like Xe charges no fee and works on a margin. It adds -0.35% on EUR/TRY which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Turkey.

Be it overseas suppliers and contractors, receiving TRY payments, or holding TRY and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and TRY in one account.

You get TRY bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert TRY to EUR or EUR to TRY whenever you need.

The best multi currency account is Wise, it adds ~0.03% markup and charges small fees.

Ways to fund EUR and receive TRY in Turkey

With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 391,526.8 TRY.

You can pay for the transfer using bank transfer, debit card, credit card, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Turkey.

The recipient in Turkey can receive TRY by bank deposit, cash pickup, mobile wallet, and card deposit.

To receive TRY by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Turkey

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    ₺391,527

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    ₺391,527

    ₺0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    ₺391,527

    ₺0

  4. 4
    Debit card Mobile wallet

    You pay €7,000.00

    ₺389,200

    -₺2,327

  5. 5
    Debit card Cash pickup

    You pay €7,000.00

    ₺389,200

    -₺2,327

Show moreShow less
  1. 6
    Ideal Bank deposit

    You pay €7,000.00

    ₺387,625

    -₺3,902

  2. 7
    Bank transfer Cash pickup

    You pay €7,002.99

    ₺385,611

    -₺5,916

  3. 8
    Credit card Cash pickup

    You pay €7,002.99

    ₺385,611

    -₺5,916

  4. 9
    Bank transfer Mobile wallet

    You pay €7,000.00

    ₺385,559

    -₺5,968

  5. 10
    Credit card Mobile wallet

    You pay €7,000.00

    ₺385,559

    -₺5,968

  6. 11
    Debit card Card deposit

    You pay €7,003.99

    ₺371,306

    -₺20,221

  7. 12
    Credit card Card deposit

    You pay €7,003.99

    ₺371,306

    -₺20,221

Things to know before sending money from Germany to TRY

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/TRY transfer options

For a €7,000 transfer to Turkey, these are the best options:

Cheapest way to send money to Turkey

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 391,526.8 TRY, which is 0.59% more than the next best option.

Fastest way to send money to Turkey

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 385,417.86 TRY in innerhalb von minuten.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into TRY sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-TRY Exchange Rate

Finding the best rate to send money from Germany to Turkey

The EUR/TRY rate can move noticeably within a week, changing the amount your recipient gets in TRY.

Mid-market rate:1 EUR = 55.700301 TRY

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 10 of them on EUR to Turkey, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.