We’ve compared 5 companies, and found Regency FX to be the cheapest, while Regency FX is the fastest.
Sending £6,000 gets you D595,776.93 with Regency FX at 99.2962 GMD per GBP, about 2.59% more than the next best option.
| 5 of 5 providers Last updated on 10 November 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/GMD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £214.71 1 GBP = 100.3150 GMD -0.75% vs mid-market | Recipient gets GMD 580,351.37 Within a week | |
Ways to receive money in Gambia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £214.711 GBP = 100.3150 GMD GMD 580,351.37You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 90.2182 GMD +9.85% vs mid-market | Recipient gets GMD 541,309.20 Minutes - 24 hours | |
Ways to receive money in Gambia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 90.2182 GMD GMD 541,309.20You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Gambia deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to GMD rates. | |||
Run a live search These companies offer multi-currency accounts for spending GMD. We suggest doing a live search based on how much GBP you're planning to spend in Gambia. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 99.2962 GMD +0.27% vs mid-market | Recipient gets GMD 595,776.93 Minutes - 24 hours | |
Ways to receive money in Gambia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 99.2962 GMD GMD 595,776.93You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £214.71 1 GBP = 100.3150 GMD -0.75% vs mid-market | Recipient gets GMD 580,351.37 Within a week | |
Ways to receive money in Gambia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £214.711 GBP = 100.3150 GMD GMD 580,351.37You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £232.51 1 GBP = 100.3150 GMD -0.75% vs mid-market | Recipient gets GMD 578,565.76 Within a week | |
Ways to receive money in Gambia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £232.511 GBP = 100.3150 GMD GMD 578,565.76You pay£6,000.00 | |||
| Wise Pay via Credit card | Fee £339.27 1 GBP = 100.3150 GMD -0.75% vs mid-market | Recipient gets GMD 567,856.13 Within a week | |
Ways to receive money in Gambia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £339.271 GBP = 100.3150 GMD GMD 567,856.13You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £0.00 1 GBP = 93.2551 GMD +6.54% vs mid-market | Recipient gets GMD 559,530.60 Minutes - 24 hours | |
Ways to receive money in Gambia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 93.2551 GMD GMD 559,530.60You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 93.2551 GMD GMD 559,530.60You pay£6,004.99 Bank depositMinutes - 24 hoursAvailable via:Select Banks £4.991 GBP = 93.2551 GMD GMD 559,530.60You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £0.00 1 GBP = 93.2551 GMD +6.54% vs mid-market | Recipient gets GMD 559,530.60 Minutes - 24 hours | |
Ways to receive money in Gambia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 93.2551 GMD GMD 559,530.60You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 93.2551 GMD GMD 559,530.60You pay£6,004.99 Bank depositMinutes - 24 hoursAvailable via:Select Banks £4.991 GBP = 93.2551 GMD GMD 559,530.60You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £0.00 1 GBP = 93.2551 GMD +6.54% vs mid-market | Recipient gets GMD 559,530.60 Minutes - 24 hours | |
Ways to receive money in Gambia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 93.2551 GMD GMD 559,530.60You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 93.2551 GMD GMD 559,530.60You pay£6,004.99 Bank depositMinutes - 24 hoursAvailable via:Select Banks £4.991 GBP = 93.2551 GMD GMD 559,530.60You pay£6,004.99 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee £0.00 1 GBP = 92.8455 GMD +6.98% vs mid-market | Recipient gets GMD 557,073.00 Minutes - 3 days | |
Ways to receive money in Gambia with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 GBP = 92.8455 GMD GMD 557,073.00You pay£6,000.00 Mobile moneyMinutes - 3 days Free1 GBP = 92.8455 GMD GMD 557,073.00You pay£6,000.00 Cash pickupMinutes - 3 days Free1 GBP = 92.8455 GMD GMD 557,073.00You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 90.2182 GMD +9.85% vs mid-market | Recipient gets GMD 541,309.20 Minutes - 24 hours | |
Ways to receive money in Gambia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 90.2182 GMD GMD 541,309.20You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 90.2182 GMD +9.85% vs mid-market | Recipient gets GMD 541,309.20 Minutes - 24 hours | |
Ways to receive money in Gambia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 90.2182 GMD GMD 541,309.20You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 90.2182 GMD +9.85% vs mid-market | Recipient gets GMD 541,309.20 Minutes - 24 hours | |
Ways to receive money in Gambia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 90.2182 GMD GMD 541,309.20You pay£6,000.00 | |||
| How Our Results Work Mid-market rate: 1 GBP = 99.5650 GMD Updates every 60 minutes. | |||
Transfer details
For a one-off GBP transfer to the Gambia, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 20 of the 20 days it quoted £6,000 transfers to the Gambia.
On a 6,000 GBP transfer, Regency FX delivers the most GMD.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/GMD rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer the verification is normally instant but can take a couple of hours.
How much GBP you send to the Gambia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 100% of the transfers from £6,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | -0.75% | £23.60 | GMD 47,790.07with bank transfer to bank deposit | +GMD 1,840.78 | |
| £1,000 | -0.75% | £40.98 | GMD 96,136.00with bank transfer to bank deposit | +GMD 4,149.84 | |
| £2,000 | -0.72% | £75.53 | GMD 192,891.55with bank transfer to bank deposit | +GMD 7,765.00 | |
| £6,000This page | 0.27% | £0.00 | GMD 595,776.93with bank transfer to bank deposit | +GMD 33,763.97 | |
| £10,000 | 0.27% | £0.00 | GMD 992,656.88with bank transfer to bank deposit | +GMD 54,500.91 | |
| £50,000 | 0.25% | £0.00 | GMD 4,964,518.95with bank transfer to bank deposit | +GMD 296,610.17 | |
| £250,000 | 0.20% | £0.00 | GMD 24,839,137.92with bank transfer to bank deposit | GMD 0.00 |
Mid-market rate: 1 GBP = 99.5650 GMD
The cheapest way to send GBP to GMD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to the Gambia.
Tue, 10 Nov 2026Mid-market rateGMD 597,389.88 Regency FX GMD 595,776.93Regency FXGMD 595,776.93WiseGMD 580,351.37MoneyGramGMD 559,530.60
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 97.3456 | – | GMD 584,073.74 | |
| | 97.0828 | £0.00 | GMD 582,496.74 | −GMD 1,577.00 |
| | 97.7872 | £182.79 | GMD 568,848.68 | −GMD 15,225.06 |
| | 92.0041 | £0.00 | GMD 552,024.60 | −GMD 32,049.14 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 97.2997 | – | GMD 583,797.92 | |
| | 97.0369 | £0.00 | GMD 582,221.66 | −GMD 1,576.26 |
| | 96.9140 | £85.19 | GMD 573,227.90 | −GMD 10,570.02 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 97.3462 | – | GMD 584,077.20 | |
| | 97.0834 | £0.00 | GMD 582,500.19 | −GMD 1,577.01 |
| | 92.1709 | £0.00 | GMD 553,025.40 | −GMD 31,051.80 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 97.7627 | £161.25 | GMD 570,811.96 | – |
| | 92.1917 | £0.00 | GMD 553,150.20 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 97.9196 | – | GMD 587,517.33 | |
| | 97.6552 | £0.00 | GMD 585,931.03 | −GMD 1,586.30 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 97.7344 | – | GMD 586,406.36 | |
| | 97.4705 | £0.00 | GMD 584,823.07 | −GMD 1,583.29 |
| | 98.2142 | £145.83 | GMD 574,962.62 | −GMD 11,443.74 |
| | 92.6296 | £0.00 | GMD 555,777.60 | −GMD 30,628.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 97.7344 | – | GMD 586,406.36 | |
| | 97.4705 | £0.00 | GMD 584,823.07 | −GMD 1,583.29 |
| | 98.2142 | £145.83 | GMD 574,962.62 | −GMD 11,443.74 |
| | 92.6296 | £0.00 | GMD 555,777.60 | −GMD 30,628.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 97.9435 | – | GMD 587,661.17 | |
| | 97.6791 | £0.00 | GMD 586,074.48 | −GMD 1,586.69 |
| | 98.2269 | £149.25 | GMD 574,701.04 | −GMD 12,960.13 |
| | 92.6296 | £0.00 | GMD 555,777.60 | −GMD 31,883.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 98.1123 | £113.04 | GMD 577,583.19 | – |
| | 92.6088 | £0.00 | GMD 555,652.80 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 98.1506 | £79.87 | GMD 581,064.31 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 98.1969 | £75.77 | GMD 581,741.02 | – |
| | 93.1092 | £0.00 | GMD 558,655.20 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 99.0037 | – | GMD 594,022.15 | |
| | 98.7364 | £0.00 | GMD 592,418.29 | −GMD 1,603.86 |
| | 98.6778 | £137.79 | GMD 578,469.99 | −GMD 15,552.16 |
| | 93.0813 | £0.00 | GMD 558,487.80 | −GMD 35,534.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 98.9718 | – | GMD 593,830.64 | |
| | 98.7046 | £0.00 | GMD 592,227.30 | −GMD 1,603.34 |
| | 98.6597 | £138.93 | GMD 578,251.41 | −GMD 15,579.23 |
| | 92.9771 | £0.00 | GMD 557,862.60 | −GMD 35,968.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 98.6597 | £138.93 | GMD 578,251.41 | – |
| | 92.9771 | £0.00 | GMD 557,862.60 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 98.7819 | – | GMD 592,691.14 | |
| | 98.5151 | £0.00 | GMD 591,090.87 | −GMD 1,600.27 |
| | 98.4797 | £141.25 | GMD 576,967.94 | −GMD 15,723.20 |
| | 92.9771 | £0.00 | GMD 557,862.60 | −GMD 34,828.54 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 98.2654 | £137.82 | GMD 576,049.46 | – |
| | 92.7617 | £0.00 | GMD 556,570.20 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 98.3778 | – | GMD 590,266.88 | |
| | 98.1122 | £0.00 | GMD 588,673.16 | −GMD 1,593.72 |
| | 98.0399 | £137.83 | GMD 574,726.56 | −GMD 15,540.32 |
| | 92.5393 | £0.00 | GMD 555,235.80 | −GMD 35,031.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 97.8741 | – | GMD 587,244.89 | |
| | 97.6099 | £0.00 | GMD 585,659.33 | −GMD 1,585.56 |
| | 92.3168 | £0.00 | GMD 553,900.80 | −GMD 33,344.09 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 98.8217 | £137.79 | GMD 579,313.56 | – |
| | 92.4906 | £0.00 | GMD 554,943.60 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 99.6343 | £237.55 | GMD 574,137.67 | – |
| | 93.3037 | £0.00 | GMD 559,822.20 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 99.1383 | – | GMD 594,829.66 | |
| | 98.8706 | £0.00 | GMD 593,223.62 | −GMD 1,606.04 |
| | 99.6343 | £237.55 | GMD 574,137.67 | −GMD 20,691.99 |
| | 93.3037 | £0.00 | GMD 559,822.20 | −GMD 35,007.46 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 99.6612 | £220.87 | GMD 575,955.03 | – |
| | 93.3037 | £0.00 | GMD 559,822.20 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 98.6197 | – | GMD 591,717.91 | |
| | 98.3534 | £0.00 | GMD 590,120.27 | −GMD 1,597.64 |
| | 98.9225 | £133.76 | GMD 580,303.13 | −GMD 11,414.78 |
| | 93.1578 | £0.00 | GMD 558,946.80 | −GMD 32,771.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 99.7310 | – | GMD 598,386.18 | |
| | 99.4618 | £0.00 | GMD 596,770.54 | −GMD 1,615.64 |
| | 100.1620 | £218.05 | GMD 579,131.68 | −GMD 19,254.50 |
| | 93.1925 | £0.00 | GMD 559,155.00 | −GMD 39,231.18 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 100.4413 | – | GMD 602,647.82 | |
| | 100.1701 | £0.00 | GMD 601,020.67 | −GMD 1,627.15 |
| | 93.5000 | £0.00 | GMD 561,000.00 | −GMD 41,647.82 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 99.8928 | – | GMD 599,356.69 | |
| | 99.6231 | £0.00 | GMD 597,738.42 | −GMD 1,618.27 |
| | 99.9998 | £256.87 | GMD 574,311.85 | −GMD 25,044.84 |
| | 93.5000 | £0.00 | GMD 561,000.00 | −GMD 38,356.69 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 98.7434 | £124.02 | GMD 580,214.24 | – |
| | 93.0744 | £0.00 | GMD 558,446.40 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 99.5930 | – | GMD 597,558.13 | |
| | 99.3241 | £0.00 | GMD 595,944.72 | −GMD 1,613.41 |
| | 98.7434 | £124.02 | GMD 580,214.24 | −GMD 17,343.89 |
| | 93.0744 | £0.00 | GMD 558,446.40 | −GMD 39,111.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 99.8743 | – | GMD 599,245.68 | |
| | 99.6046 | £0.00 | GMD 597,627.72 | −GMD 1,617.96 |
| | 99.0621 | £113.59 | GMD 583,120.14 | −GMD 16,125.54 |
| | 93.0744 | £0.00 | GMD 558,446.40 | −GMD 40,799.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 99.5650 | – | GMD 597,389.88 | |
| | 99.2962 | £0.00 | GMD 595,776.93 | −GMD 1,612.95 |
| | 100.3150 | £214.71 | GMD 580,351.37 | −GMD 17,038.51 |
| | 93.2551 | £0.00 | GMD 559,530.60 | −GMD 37,859.28 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 99.5650 | – | GMD 597,389.88 | |
|---|---|---|---|---|
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more GMD per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GMD on every transfer from the UK.
Right now, Regency FX pays 595,776.93 GMD on 6,000 GBP, which is 1,612.95 GMD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 601,020.67 GMD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the Gambia.
We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Cheapest every time
Cheapest in 49% of them
Never the cheapest
Based on 49 comparisons across 7 amounts over the last 7 days.
Cheapest every time
Cheapest in 53% of them
Cheapest in 1% of them
Based on 209 comparisons across 7 amounts over the last 30 days.
Cheapest every time
Cheapest in 54% of them
Cheapest in 0% of them
Based on 531 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
Wise (today's second cheapest) was the cheapest in 53% of its comparisons, so if you send money to the Gambia regularly, it's worth comparing it with Regency FX before each transfer.
There are many ways to send money to the Gambia from the UK, including app, online, currency broker, multi-currency account, global business account, and in person, and more.
For small & frequent transfers
If you send small amounts back home to the Gambia, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.
It charges £214.71 in fees, has -0.75% markup, lets you save recipient details, and GMD will arrive in minutes.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for £6,000 transfers.
For one off transfers
Sending money online is good for occasional medium sized GMD transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of the 5 companies we compared, Wise is the cheapest online service and will get you D580,351.37 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 26 of the 26 days it quoted.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to the Gambia, and real human support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/GMD rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.
For spending and receiving
Multi-currency accounts let you hold and spend Dalasi abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to GMD will get you D580,351.37 after fees.
If you don’t have GMD in your account, your GBP will auto-convert whenever you pay with Wise in the Gambia.
Once you have GMD in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in the Gambia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Pay-in and pay-out methods will affect how much GBP you deposit and how much GMD your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to the Gambia is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive GMD.
You have 3 pay-in options for transfers to the Gambia, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach the Gambia by bank deposit, cash pickup, mobile wallet, and mobile money, and each delivery method comes with its own fees.
The cheapest way to receive money in the Gambia is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you D559,530.60 on a £6,000 transfer).
Mobile wallets
You can receive GMD into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in the Gambia.
and use our filters to find the company offering mobile money at the best GBP/GMD rate.
You pay £6,000.00
D595,777
Cheapest
You pay £6,000.00
D578,566
-D17,211
You pay £6,000.00
D567,856
-D27,921
You pay £6,000.00
D559,531
-D36,246
You pay £6,004.99
D559,531
-D36,246
You pay £6,000.00
D559,531
-D36,246
You pay £6,004.99
D559,531
-D36,246
You pay £6,000.00
D559,531
-D36,246
You pay £6,004.99
D559,531
-D36,246
You pay £6,000.00
D557,073
-D38,704
There are a few nuances you should consider before sending GBP to the Gambia such as limits, taxes, and safety.
Right now, these are the best money transfer options for a £6,000 transfer to the Gambia:
Cheapest way to send money to the Gambia
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get D595,776.93, which is 2.59% more than the next best option.
Fastest way to send money to the Gambia
The fastest way is to use Regency FX via bank transfer deposit and bank deposit for pay out. You get D595,776.93 and it will arrive in minutes - 24 hours.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/GMD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with Regency FX will get you 595,776.93 GMD, that’s including £0 fee and 0.27% in exchange rate markup.
There is no UK tax for the act of sending money to the Gambia.
And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
We track 5 regulated companies offering money transfers from the UK to the Gambia in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/GMD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 209 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/GMD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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