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Send money to Gambia
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."
"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
"Moneygram is a well established service with over 80 years in the sector. They support over 200 countries worldwide and have over 440,000 retail locations."
How to get the best rate for money transfers to Gambia
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure you aren't missing the best GMD rates.
- Choose a provider
Select the provider that fits your transfer needs and will get you the most GMD for the lowest fee.
- Click, sign up & send
Follow the steps & make your transfer. Your GMD will soon reach the recipient.
About money transfers to Gambia
Overall best choice: Wise
We tested & reviewed 8 companies offering transfers to Gambia, and Wise scored the highest.
Wise offers the best combination of transfer fees, rates, speed, and has the best overall experience for transfers to Gambia.
At the moment, if you were to send $7,000 to GMD, it would cost you $60.74 in fees, and your recipient will get 500,407.39 GMD.
Cheapest way to send money to Gambia: Wise
If you want to make the most of your GMD transfer, the cheapest way is to use Wise and pay for your transfer with a bank transfer.
With just $60.74 in fees and -0.85% markup, Wise is 0.48% cheaper than the next best option.
With Wise, if you were to send 7,000 USD to GMD, your recipient would get 500,407.39 Dalasi, this is more than with other providers on our list.
*Based on 7,000 USD transfer.
The fastest way to send money to Gambia: Xoom
Based on a $7,000 transfer and our comparison data for GMD transfers, Xoom is the quickest option for sending GMD to Gambia.
With Xoom, the transfer time to Gambia is minutes - 24 hours.
They charge $0 in fees and apply a 2.3% markup on the ‘real’ GMD rate. This is 0% cheaper than the second-best provider.
For the best balance between speed and cost, we suggest using a deposit for Dalasi transfers.
Wise is the easiest way to send money to Gambia
Wise is very transparent with its fees, charging $60.74 and -0.85% markup on GMD transfers.
They offer multiple deposit options, have good customer service, and take less than 5 minutes to get started with.
Consider this before sending money to Gambia
Don't settle for the first option. Always compare ways to send money to Gambia to find out about fees, speed, and reliability.
Our analysis included 8 providers that operate in Gambia.
Through this, you get a comprehensive view of all the options you have when sending money to Gambia.
Making large money transfers to Gambia
When sending large amounts of Dalasi to Gambia, it's important to consider factors like the limits, GMD rates, customer support, as well as legal and government-imposed restrictions in Gambia.
Wise is our top recommendation for moving large amounts of GMD.
Whether you're purchasing property in Gambia, need to pay tuition fees, have a wedding there, or transfer money for business in Gambia, Wise will ensure a smooth and secure transaction.
Of all the companies we’ve tested and reviewed that specialize in large GMD transfers, Wise consistently ranked as the top-rated choice.
They charge $60.74 per transfer and apply -0.85% markup on top of the GMD exchange rate, making them perfect for moving big amounts.
Understand the costs of money transfers to Gambia
The cost of sending GMD depends on where you're sending from, the amount of GMD sent, deposit and delivery methods, transfer fees, and the markup applied to the GMD mid-market rate.
For example, if you're transferring $7,000 from the US to Gambia, you can expect the following:
Transfer fees to Gambia
Depending on the service you use to send Dalasi, transfer fees can be percentage-based, fixed, or a combination of both.
Sendwave charges only $0 per transfer based on our analysis of 8 services supporting GMD transfers in July 2025.
Markup on GMD exchange rate
A markup is a percentage added to the GMD mid-market rate by a money transfer service (or a bank).
Wise offers the best GMD exchange rates by applying a -0.85% markup on the USD-GMD rate. This means for every US Dollar sent, you receive 71.4291 GMD minus -0.85% deducted from it.
Funding transfer to Gambia
How you fund your transfer to Gambia can impact the cost:
Bank transfers typically have the lowest fees, often costing up to $0 per transfer.
Debit cards may cost up to $0 per transfer.
Credit cards may come with cash advance fees and increased rates.
Overall, bank transfer is the cheapest funding method for GMD transfers.
Get the best GMD exchange rate
The exchange rate is the value of the GMD (Dalasi) against other currencies, and since it fluctuates, it will affect how much GMD the recipient will get. Sending money when GMD reaches the highest value will result in more GMD for your recipient.
Over the past 7 days, the GMD exchange rate has:
Averaged at 71.4291 Dalasi per USD
Reached a high of 71.5039 GMD/USD
Dropped to a low of 71.0001 GMD per US Dollar
You should aim to make a transfer when the rate is closer to 71.5039 GMD/USD . This will give your recipient in Gambia more Dalasi.
Pair your transfer with Wise (who offers the best exchange rate), and you will maximize the amount of GMD received.
Get notified when it’s the best time to send GMD
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Payment methods available for money transfers to Gambia
How you fund your money transfer to Gambia directly affects the speed, cost, and the amount of GMD your recipient will receive. Here are the most common options for funding your transfer to Gambia:
Bank transfers
Bank deposits are reliable and common for international GMD transfers, available through most services.
While they tend to be cheaper, it may take up to 2-3 business days for the funds to arrive.
You also may have an option to use the SWIFT network for a bank deposit to Gambia, avoid it where possible. SWIFT deposits are slow and expensive, instead check if there are cheaper options.
Based on our recent testing of 8 providers accepting Gambia transfers, we found Wise to be the cheapest option, charging $60.74 per transfer with a -0.85% markup.
Debit and prepaid cards
Debit card transfers to Gambia are generally faster than bank transfers. Most GMD transactions will be completed within a few hours. However, this convenience usually comes with increased fees.
We recommend Xe for debit and prepaid card deposits when sending money to Gambia. Xe charges a 5.96% markup on the GMD rate and $0 in transfer fees.
Credit cards
A credit card deposit is another option for sending GMD to Gambia.
Typically it is more expensive, and your CC company may charge you cash advance fees, and apply increased interest rates.
If you want to fund your transfer to Gambia with a credit card, we recommend running a live comparison to get the best deal.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available in Gambia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money to Gambia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to find the best service for your needs when sending money to Gambia
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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FAQs
Find answers to the most common questions on our dedicated FAQ page.
