Best companies for EUR/IDR transfers
8 of 8 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/IDR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €36.69 1 EUR = 20270.0000 IDR -0.02% vs mid-market	Recipient gets Rp 141,146,294.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20270.0000 IDR Rp 141,146,294.00You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market	Recipient gets Rp 140,389,271.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00
Run a live search Showing top Finland to Indonesia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to IDR rates.
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much EUR you're planning to spend in Indonesia.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 20210.9572 IDR +0.27% vs mid-market	Recipient gets Rp 141,476,700.66 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20210.9572 IDR Rp 141,476,700.66You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 20164.3462 IDR +0.50% vs mid-market	Recipient gets Rp 141,150,423.30 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20164.3462 IDR Rp 141,150,423.30You pay€7,000.00
Wise Pay via Bank transfer	Fee €36.69 1 EUR = 20270.0000 IDR -0.02% vs mid-market	Recipient gets Rp 141,146,294.00 Within minutes
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20270.0000 IDR Rp 141,146,294.00You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €0.99 1 EUR = 20162.2000 IDR +0.51% vs mid-market	Recipient gets Rp 141,115,400.00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €0.991 EUR = 20162.2000 IDR Rp 141,115,400.00You pay€7,000.00
Wise Pay via iDEAL	Fee €46.82 1 EUR = 20270.0000 IDR -0.02% vs mid-market	Recipient gets Rp 140,940,959.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.821 EUR = 20270.0000 IDR Rp 140,940,959.00You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 20100.0000 IDR +0.82% vs mid-market	Recipient gets Rp 140,700,000.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Indonesia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 20100.0000 IDR Rp 140,700,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay Free1 EUR = 20100.0000 IDR Rp 140,700,000.00You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.99 1 EUR = 20065.7853 IDR +0.99% vs mid-market	Recipient gets Rp 140,440,632.32 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Indonesia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days €0.991 EUR = 20065.7853 IDR Rp 140,440,632.32You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market	Recipient gets Rp 140,389,271.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market	Recipient gets Rp 140,389,271.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market	Recipient gets Rp 140,389,271.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 20214.3793 IDR +0.25% vs mid-market	Recipient gets Rp 140,075,541.53 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 20214.3793 IDR Rp 140,075,541.53You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €91.67 1 EUR = 20270.0000 IDR -0.02% vs mid-market	Recipient gets Rp 140,031,849.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €91.671 EUR = 20270.0000 IDR Rp 140,031,849.00You pay€7,000.00
Wise Pay via Credit card	Fee €133.69 1 EUR = 20270.0000 IDR -0.02% vs mid-market	Recipient gets Rp 139,180,104.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €133.691 EUR = 20270.0000 IDR Rp 139,180,104.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €221.00 1 EUR = 20214.3793 IDR +0.25% vs mid-market	Recipient gets Rp 137,033,277.45 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Indonesia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 20214.3793 IDR Rp 137,033,277.45You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 20265.6746 IDR Updates every 60 minutes.

Why compare

EUR/IDR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to Indonesia

Pick a company

For a one-off EUR transfer to Indonesia, start with Regency FX.

Regency FX was the cheapest on 20 of the 28 days it quoted €7 000 transfers to Indonesia.

On a 7 000 EUR transfer, Regency FX delivers the most IDR.

The cheapest option depends on the amount, so I suggest to get the best EUR/IDR rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to Indonesia they can receive it via bank deposit and mobile wallet.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Indonesia?

How much EUR you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 71% of the transfers from €2,000 it quoted, and in 71% of all the transfers it quoted.


€500	0.46%	€0.00	Rp 10,082,596.02with debit card to bank deposit	+Rp 211,104.46
€2,000	-0.08%	€11.31	Rp 40,321,883.00with bank transfer to bank deposit	+Rp 495,471.59
€7,000This page	0.27%	€0.00	Rp 141,476,700.66with bank transfer to bank deposit	+Rp 1,158,200.98

Mid-market rate: 1 EUR = 20265.6746 IDR

EUR/IDR Exchange Rate History

Is today a good time to send money from Finland to Indonesia?

The cheapest way to send EUR to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7 000 EUR transfers to Indonesia.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Regency FX pays 141 476 700,66 IDR on 7 000 EUR, which is 383 021,25 IDR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 142 657 246,85 IDR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 88 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

Regency FXAppeared in 28 comparisons
Cheapest in 71% of them
OFXAppeared in 83 comparisons
Cheapest in 5% of them
WiseAppeared in 88 comparisons
Cheapest in 5% of them

Based on 88 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

OFX (today's second cheapest) was the cheapest in only 5% of its comparisons, so it's rarely the cheapest option for transfers to Indonesia.

Ways to send money from Finland to Indonesia

8 companies send money from Finland to Indonesia, mostly through app, currency broker, online, multi-currency account, and global business account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 141 146 294 IDR on a €7 000 transfer.

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

If it's the only time you send money to Indonesia, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €36,69 on a €7 000 transfer, and 141 146 294 IDR arrives in within minutes.

Over the past month, Wise was the cheapest app on 30% of the days it appeared for €7 000 transfers.

In Indonesia they can receive money via bank deposit and mobile wallet.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and IDR balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7 000 EUR to IDR with Wise gets you 141 146 294 IDR (€36,69 in fees and -0,02% markup).

This is especially useful for travel since you are spending in IDR (no extra fees from Wise, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Indonesia.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Indonesia. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0,27% markup on top of the EUR/IDR rate.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive IDR in Indonesia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7 000 gives your recipient 141 476 700,66 IDR.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Indonesia directly.

For withdrawals in Indonesia, use bank deposit and mobile wallet.

Receive IDR

The name should match the account holder's bank record, so double check it before sending.

1

Bank transfer Bank deposit

You pay €7,000.00

Rp141,476,701

Cheapest
2

iDEAL Bank deposit

You pay €7,000.00

Rp140,940,959

-Rp535,742
3

Debit card Bank deposit

You pay €7,000.00

Rp140,700,000

-Rp776,701
4

Debit card Mobile wallet

You pay €7,000.00

Rp140,700,000

-Rp776,701
5

Credit card Bank deposit

You pay €7,000.00

Rp140,389,271

-Rp1,087,429

What to consider before sending money from Finland to Indonesia

For a transfer from Finland, compare the IDR received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/IDR transfer options

For a €7 000 transfer to Indonesia, these are the current cheapest, fastest and easiest options.

Cheapest

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 141 476 700,66 IDR, which is 0,23% more than the next best option.

Fastest

Revolut delivers 140 075 541,53 IDR in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Indonesia.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 8 of them on EUR to Indonesia, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 88 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/IDR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Finland

Send money to Indonesia

Send money from Philippines to Indonesia Send money from United States to Indonesia Send money from India to Indonesia Send money from Nigeria to Indonesia Send money from Malaysia to Indonesia Send money from Germany to Indonesia Send money from South Africa to Indonesia Send money from Turkey to Indonesia Send money from Netherlands to Indonesia Send money from United Kingdom to Indonesia Send money from Singapore to Indonesia

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20068.2833	–	Rp 140,477,983.19
Regency FX Cheapest	20014.0989	€0.00	Rp 140,098,692.64	−Rp 379,290.55
OFX	19967.9419	€0.00	Rp 139,775,593.28	−Rp 702,389.91
Wise	20063.6000	€36.69	Rp 139,709,067.00	−Rp 768,916.19

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19972.9442	–	Rp 139,810,609.63
Regency FX Cheapest	19919.0173	€0.00	Rp 139,433,120.98	−Rp 377,488.65
Wise	20003.7000	€36.69	Rp 139,291,964.00	−Rp 518,645.63
OFX	19873.0795	€0.00	Rp 139,111,556.58	−Rp 699,053.05

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20038.1725	–	Rp 140,267,207.18
TapTap Send Cheapest	20000.0000	€0.00	Rp 140,000,000.00	−Rp 267,207.18
Wise	20045.5000	€36.69	Rp 139,583,031.00	−Rp 684,176.18
Regency FX No quote collected this day	–	–	–	–
OFX No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20098.7705	–	Rp 140,691,393.82
Regency FX Cheapest	20044.5039	€0.00	Rp 140,311,527.05	−Rp 379,866.76
Wise	20107.5000	€36.69	Rp 140,014,756.00	−Rp 676,637.81
OFX	19998.2767	€0.00	Rp 139,987,936.85	−Rp 703,456.97

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20263.4524	–	Rp 141,844,166.65
Regency FX Cheapest	20208.7411	€0.00	Rp 141,461,187.40	−Rp 382,979.25
OFX	20162.1351	€0.00	Rp 141,134,945.81	−Rp 709,220.84
Wise	20243.7000	€36.69	Rp 140,963,159.00	−Rp 881,007.65

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20286.4555	–	Rp 142,005,188.68
TapTap Send Cheapest	20250.0000	€0.00	Rp 141,750,000.00	−Rp 255,188.68
Regency FX	20231.6821	€0.00	Rp 141,621,774.67	−Rp 383,414.01
OFX	20185.0232	€0.00	Rp 141,295,162.73	−Rp 710,025.95
Wise	20288.9000	€36.69	Rp 141,277,900.00	−Rp 727,288.68

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20209.5136	–	Rp 141,466,595.24
TapTap Send Cheapest	20200.0000	€0.00	Rp 141,400,000.00	−Rp 66,595.24
Regency FX	20154.9479	€0.00	Rp 141,084,635.43	−Rp 381,959.81
OFX	20108.4660	€0.00	Rp 140,759,262.27	−Rp 707,332.97
Wise	20208.9000	€36.69	Rp 140,720,835.00	−Rp 745,760.24

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20196.7996	–	Rp 141,377,597.40
TapTap Send Cheapest	20200.0000	€0.00	Rp 141,400,000.00	+Rp 22,402.60
Regency FX	20142.2683	€0.00	Rp 140,995,877.88	−Rp 381,719.52
OFX	20095.8156	€0.00	Rp 140,670,709.41	−Rp 706,887.99
Wise	20196.5000	€36.69	Rp 140,634,490.00	−Rp 743,107.40

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20225.1900	–	Rp 141,576,330.10
TapTap Send Cheapest	20200.0000	€0.00	Rp 141,400,000.00	−Rp 176,330.10
Regency FX	20170.5820	€0.00	Rp 141,194,074.01	−Rp 382,256.09
OFX	20124.0641	€0.00	Rp 140,868,448.45	−Rp 707,881.65
Wise	20211.5000	€36.69	Rp 140,738,940.00	−Rp 837,390.10

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20293.6802	–	Rp 142,055,761.50
Regency FX Cheapest	20238.8873	€0.00	Rp 141,672,210.94	−Rp 383,550.56
OFX	20192.2118	€0.00	Rp 141,345,482.69	−Rp 710,278.81
Wise	20280.0000	€36.69	Rp 141,215,927.00	−Rp 839,834.50

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20239.6562	–	Rp 141,677,593.43
TapTap Send Cheapest	20200.0000	€0.00	Rp 141,400,000.00	−Rp 277,593.43
Regency FX	20185.0091	€0.00	Rp 141,295,063.93	−Rp 382,529.50
OFX	20138.4579	€0.00	Rp 140,969,205.46	−Rp 708,387.97
Wise	20241.4000	€36.69	Rp 140,947,143.00	−Rp 730,450.43

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20269.3510	–	Rp 141,885,456.76
Regency FX Cheapest	20214.6237	€0.00	Rp 141,502,366.02	−Rp 383,090.74
OFX	20168.0042	€0.00	Rp 141,176,029.47	−Rp 709,427.29
Wise	20266.0000	€36.69	Rp 141,118,440.00	−Rp 767,016.76

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20320.6353	–	Rp 142,244,447.22
Regency FX Cheapest	20265.7696	€0.00	Rp 141,860,387.21	−Rp 384,060.01
Wise	20327.6000	€36.69	Rp 141,547,380.00	−Rp 697,067.22
OFX	20219.0321	€0.00	Rp 141,533,224.98	−Rp 711,222.24

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
CurrencyFair Cheapest	20162.2000	€20,000.00	Rp 141,115,400.00	–
Wise	20264.5000	€36.69	Rp 141,107,995.00	–
Regency FX No quote collected this day	–	–	–	–
OFX No quote collected this day	–	–	–	–

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20217.9875	–	Rp 141,525,912.51
Regency FX Cheapest	20163.3989	€0.00	Rp 141,143,792.54	−Rp 382,119.97
OFX	20116.8976	€0.00	Rp 140,818,282.94	−Rp 707,629.57
Wise	20218.0000	€36.69	Rp 140,784,202.00	−Rp 741,710.51

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20215.4164	–	Rp 141,507,914.98
Regency FX Cheapest	20160.8348	€0.00	Rp 141,125,843.60	−Rp 382,071.38
OFX	20114.3393	€0.00	Rp 140,800,375.40	−Rp 707,539.57
Wise	20203.6000	€36.69	Rp 140,683,930.00	−Rp 823,984.97

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20325.0578	–	Rp 142,275,404.52
Regency FX Cheapest	20270.1801	€0.00	Rp 141,891,260.93	−Rp 384,143.59
OFX	20223.4325	€0.00	Rp 141,564,027.50	−Rp 711,377.02
Wise	20311.0000	€36.69	Rp 141,431,789.00	−Rp 843,615.52

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20320.1105	–	Rp 142,240,773.68
Regency FX Cheapest	20265.2462	€0.00	Rp 141,856,723.59	−Rp 384,050.09
OFX	20218.5100	€0.00	Rp 141,529,569.81	−Rp 711,203.87
Wise	20236.8000	€36.69	Rp 140,915,112.00	−Rp 1,325,661.68

Sun, 1 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20312.7148	–	Rp 142,189,003.41
Regency FX Cheapest	20257.8704	€0.00	Rp 141,805,093.10	−Rp 383,910.31
OFX	20211.1512	€0.00	Rp 141,478,058.39	−Rp 710,945.02
Wise	20236.8000	€36.69	Rp 140,915,112.00	−Rp 1,273,891.41

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20317.8727	–	Rp 142,225,108.80
Regency FX Cheapest	20263.0144	€0.00	Rp 141,841,101.01	−Rp 384,007.79
OFX	20216.2833	€0.00	Rp 141,513,983.26	−Rp 711,125.54
Wise	20321.2000	€36.69	Rp 141,502,815.00	−Rp 722,293.80

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20330.2399	–	Rp 142,311,678.98
Regency FX Cheapest	20275.3482	€0.00	Rp 141,927,437.44	−Rp 384,241.54
OFX	20228.5887	€0.00	Rp 141,600,120.58	−Rp 711,558.40
Wise	20322.5000	€36.69	Rp 141,511,867.00	−Rp 799,811.98

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20434.7806	–	Rp 143,043,464.21
Regency FX Cheapest	20379.6067	€0.00	Rp 142,657,246.85	−Rp 386,217.36
OFX	20332.6067	€0.00	Rp 142,328,246.89	−Rp 715,217.32
Wise	20437.5000	€36.69	Rp 142,312,648.00	−Rp 730,816.21

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20342.4529	–	Rp 142,397,170.01
TapTap Send Cheapest	20300.0000	€0.00	Rp 142,100,000.00	−Rp 297,170.01
Regency FX	20287.5282	€0.00	Rp 142,012,697.65	−Rp 384,472.36
OFX	20240.7406	€0.00	Rp 141,685,184.16	−Rp 711,985.85
Wise	20332.7000	€36.69	Rp 141,582,893.00	−Rp 814,277.01

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20248.1111	–	Rp 141,736,777.49
TapTap Send Cheapest	20200.0000	€0.00	Rp 141,400,000.00	−Rp 336,777.49
Regency FX	20193.4412	€0.00	Rp 141,354,088.19	−Rp 382,689.30
Wise	20257.8000	€36.69	Rp 141,061,341.00	−Rp 675,436.49
OFX	20146.8705	€0.00	Rp 141,028,093.60	−Rp 708,683.89

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20192.2582	–	Rp 141,345,807.44
Regency FX Cheapest	20137.7391	€0.00	Rp 140,964,173.75	−Rp 381,633.69
OFX	20091.2969	€0.00	Rp 140,639,078.40	−Rp 706,729.03
Wise	20184.4000	€36.69	Rp 140,550,234.00	−Rp 795,573.44

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