Best companies for EUR/NGN transfers
6 of 6 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/NGN transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €46.96 1 EUR = 1550.8400 NGN -2.54% vs mid-market	Recipient gets ₦10,783,052.55 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.961 EUR = 1550.8400 NGN ₦10,783,052.55You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 1530.2702 NGN -1.20% vs mid-market	Recipient gets ₦10,711,891.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1530.2702 NGN ₦10,711,891.40You pay€7,000.00
Run a live search Showing top Finland to Nigeria deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NGN rates.
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much EUR you're planning to spend in Nigeria.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Wise Pay via Bank transfer	Fee €46.96 1 EUR = 1550.8400 NGN -2.54% vs mid-market	Recipient gets ₦10,783,052.55 Within minutes
25 reviews CheapestOur top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.961 EUR = 1550.8400 NGN ₦10,783,052.55You pay€7,000.00
Wise Pay via iDEAL	Fee €57.07 1 EUR = 1550.8400 NGN -2.54% vs mid-market	Recipient gets ₦10,767,373.56 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nigeria with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €57.071 EUR = 1550.8400 NGN ₦10,767,373.56You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 1533.0000 NGN -1.38% vs mid-market	Recipient gets ₦10,731,000.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Nigeria with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1533.0000 NGN ₦10,731,000.00You pay€7,000.00 Mobile moneyMinutesAvailable via:FairMoney, Kuda Bank, OPay, PalmPay Free1 EUR = 1533.0000 NGN ₦10,731,000.00You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 1530.2702 NGN -1.20% vs mid-market	Recipient gets ₦10,711,891.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1530.2702 NGN ₦10,711,891.40You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 1530.2702 NGN -1.20% vs mid-market	Recipient gets ₦10,711,891.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nigeria with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1530.2702 NGN ₦10,711,891.40You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 1530.2702 NGN -1.20% vs mid-market	Recipient gets ₦10,711,891.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nigeria with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1530.2702 NGN ₦10,711,891.40You pay€7,000.00
Wise Pay via Debit card	Fee €101.79 1 EUR = 1550.8400 NGN -2.54% vs mid-market	Recipient gets ₦10,698,020.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nigeria with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €101.791 EUR = 1550.8400 NGN ₦10,698,020.00You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.00 1 EUR = 1528.0786 NGN -1.06% vs mid-market	Recipient gets ₦10,696,549.99 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Nigeria with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1528.0786 NGN ₦10,696,549.99You pay€7,000.00
Wise Pay via Credit card	Fee €143.68 1 EUR = 1550.8400 NGN -2.54% vs mid-market	Recipient gets ₦10,633,055.31 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nigeria with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €143.681 EUR = 1550.8400 NGN ₦10,633,055.31You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 1507.8987 NGN +0.27% vs mid-market	Recipient gets ₦10,555,290.96 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1507.8987 NGN ₦10,555,290.96You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 1500.1809 NGN +0.78% vs mid-market	Recipient gets ₦10,395,503.74 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Nigeria with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 1500.1809 NGN ₦10,395,503.74You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 1511.9811 NGN Updates every 60 minutes.

Why compare

EUR/NGN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to Nigeria

Pick a company

For a one-off EUR transfer to Nigeria, start with Wise.

Wise was the cheapest on 9 of the 29 days it quoted €7 000 transfers to Nigeria.

On a 7 000 EUR transfer, Wise delivers the most NGN.

The cheapest option depends on the amount, so I suggest to get the best EUR/NGN rate.

Fund your transfer

You have 4 ways to pay, including debit card, bank transfer, credit card, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to Nigeria they can receive it via bank deposit and mobile money.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Nigeria?

How much EUR you send to Nigeria heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 28% of the transfers from €2,000 it quoted, and in 20% of all the transfers it quoted.


€500	-1.81%	€0.00	₦769,685.00with debit card to bank deposit	+₦13,585.87
€2,000	-1.02%	€0.00	₦3,055,092.84with debit card to bank deposit	+₦37,232.92
€7,000This page	-2.54%	€46.96	₦10,783,052.55with bank transfer to bank deposit	+₦110,732.52

Mid-market rate: 1 EUR = 1511.9811 NGN

EUR/NGN Exchange Rate History

Is today a good time to send money from Finland to Nigeria?

The cheapest way to send EUR to NGN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 7 000 EUR transfers to Nigeria.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NGN per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 27 of the last 30 days.

Right now, Wise pays 10 783 052,55 NGN on 7 000 EUR, which is 199 185,15 NGN more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 10 803 461,97 NGN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nigeria.

We've tracked 88 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

WiseAppeared in 85 comparisons
Cheapest in 20% of them
TapTap SendAppeared in 81 comparisons
Cheapest in 44% of them
XeAppeared in 53 comparisons
Cheapest in 11% of them

Based on 88 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most NGN, but it was the cheapest in only 20% of the 85 comparisons it appeared in over the past month.

TapTap Send (today's second cheapest) was the cheapest in only 44% of its comparisons, so it's rarely the cheapest option for transfers to Nigeria.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Finland to Nigeria

6 companies send money from Finland to Nigeria, mostly through app, online, multi-currency account, global business account, and currency broker, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 10 783 052,55 NGN on a €7 000 transfer.

In our comparisons over the past month, it was the cheapest online service on 21 of the 29 days it quoted.

If it's the only time you send money to Nigeria, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €46,96 on a €7 000 transfer, and 10 783 052,55 NGN arrives in within minutes.

Over the past month, Wise was the cheapest app on 31% of the days it appeared for €7 000 transfers.

In Nigeria they can receive money via bank deposit and mobile money.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and NGN balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7 000 EUR to NGN with Wise gets you 10 783 052,55 NGN (€46,96 in fees and -2,54% markup).

This is especially useful for travel since you are spending in NGN (no extra fees from Wise, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Nigeria.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Nigeria. They charge no fees and add a markup on the rate.

Xe charges no fee but adds -1,2% markup on top of the EUR/NGN rate.

Our analysis shows Xe was the cheapest broker in 100% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive NGN in Nigeria

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7 000 gives your recipient 10 783 052,55 NGN.

To pay for your transfer in Finland, you have debit card, bank transfer, credit card, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Nigeria directly.

For withdrawals in Nigeria, use bank deposit and mobile money.

Receive NGN

The name should match the account holder's bank record, so double check it before sending.

1

Bank transfer Bank deposit

You pay €7,000.00

₦10,783,053

Cheapest
2

iDEAL Bank deposit

You pay €7,000.00

₦10,767,374

-₦15,679
3

Debit card Bank deposit

You pay €7,000.00

₦10,731,000

-₦52,053
4

Debit card Mobile money

You pay €7,000.00

₦10,731,000

-₦52,053
5

Credit card Bank deposit

You pay €7,000.00

₦10,711,891

-₦71,161

What to consider before sending money from Finland to Nigeria

For a transfer from Finland, compare the NGN received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/NGN transfer options

For a €7 000 transfer to Nigeria, these are the current cheapest, fastest and easiest options.

Cheapest

Wise is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 10 783 052,55 NGN, which is 0,48% more than the next best option.

Fastest

Revolut delivers 10 395 503,74 NGN in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Nigeria.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 6 of them on EUR to Nigeria, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 88 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/NGN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Finland

Send money to Nigeria

Send money from United States to Nigeria Send money from India to Nigeria Send money from Philippines to Nigeria Send money from South Africa to Nigeria Send money from Brazil to Nigeria Send money from United Kingdom to Nigeria Send money from France to Nigeria Send money from Turkey to Nigeria Send money from Mexico to Nigeria Send money from Saudi Arabia to Nigeria

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1491.5908	–	₦10,441,135.30
TapTap Send Cheapest	1521.0000	€0.00	₦10,647,000.00	+₦205,864.70
Wise	1527.2700	€46.96	₦10,619,169.40	+₦178,034.10
Xe	1512.4852	€0.00	₦10,587,396.40	+₦146,261.10

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1488.3435	–	₦10,418,404.79
Wise Cheapest	1525.1600	€46.96	₦10,604,498.49	+₦186,093.70
TapTap Send	1512.0000	€0.00	₦10,584,000.00	+₦165,595.21
Xe	1510.6492	€0.00	₦10,574,544.40	+₦156,139.61

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Paysend Cheapest	1518.4140	€0.00	₦10,628,898.34	–
Wise	1525.6100	€46.96	₦10,607,627.35	–
TapTap Send	1515.0000	€0.00	₦10,605,000.00	–
Xe No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1491.7983	–	₦10,442,588.16
Wise Cheapest	1527.1400	€46.96	₦10,618,265.51	+₦175,677.35
TapTap Send	1516.0000	€0.00	₦10,612,000.00	+₦169,411.84
Xe	1512.9215	€0.00	₦10,590,450.50	+₦147,862.34

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1496.9593	–	₦10,478,715.37
TapTap Send Cheapest	1523.0600	€0.00	₦10,661,420.00	+₦182,704.63
Wise	1527.2400	€46.96	₦10,618,960.81	+₦140,245.44
Xe	1514.9168	€0.00	₦10,604,417.60	+₦125,702.23

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1495.9032	–	₦10,471,322.26
TapTap Send Cheapest	1521.0000	€0.00	₦10,647,000.00	+₦175,677.74
Wise	1526.4700	€46.96	₦10,613,606.97	+₦142,284.71
Xe	1512.4866	€0.00	₦10,587,406.20	+₦116,083.94

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1494.0001	–	₦10,458,000.63
TapTap Send Cheapest	1521.0000	€0.00	₦10,647,000.00	+₦188,999.37
Xe	1512.4866	€0.00	₦10,587,406.20	+₦129,405.57
Wise	1522.3500	€46.96	₦10,584,960.44	+₦126,959.81

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1491.2802	–	₦10,438,961.12
TapTap Send Cheapest	1523.0000	€0.00	₦10,661,000.00	+₦222,038.88
Wise	1527.1400	€46.96	₦10,618,265.51	+₦179,304.39
Xe	1513.9708	€0.00	₦10,597,795.60	+₦158,834.48

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1493.8244	–	₦10,456,770.72
TapTap Send Cheapest	1521.0000	€0.00	₦10,647,000.00	+₦190,229.28
Wise	1524.9300	€46.96	₦10,602,899.29	+₦146,128.57
Xe	1513.8367	€0.00	₦10,596,856.90	+₦140,086.18

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1495.9848	–	₦10,471,893.71
TapTap Send Cheapest	1521.2400	€0.00	₦10,648,680.00	+₦176,786.29
Wise	1526.1600	€46.96	₦10,611,451.53	+₦139,557.82
Xe	1514.9168	€0.00	₦10,604,417.60	+₦132,523.89

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1491.4316	–	₦10,440,021.26
WorldRemit Cheapest	1543.3517	€0.00	₦10,803,461.97	+₦363,440.71
TapTap Send	1521.3500	€0.00	₦10,649,450.00	+₦209,428.74
Wise	1526.4100	€46.96	₦10,613,189.79	+₦173,168.53
Xe	1512.0506	€0.00	₦10,584,354.20	+₦144,332.94

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1492.2197	–	₦10,445,537.85
TapTap Send Cheapest	1521.6000	€0.00	₦10,651,200.00	+₦205,662.15
Wise	1526.4800	€46.96	₦10,613,676.50	+₦168,138.65
Xe	1513.8946	€0.00	₦10,597,262.20	+₦151,724.35

Sun, 25 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	1522.0000	€0.00	₦10,654,000.00	–
Wise	1526.4800	€46.96	₦10,613,676.50	–
Xe	1513.8946	€0.00	₦10,597,262.20	–

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1514.2624	–	₦10,599,836.96
Wise Cheapest	1541.2800	€46.96	₦10,716,581.49	+₦116,744.53
TapTap Send	1525.0000	€0.00	₦10,675,000.00	+₦75,163.04
Xe	1513.8946	€0.00	₦10,597,262.20	−₦2,574.76

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1495.8755	–	₦10,471,128.53
Wise Cheapest	1545.6800	€46.96	₦10,747,174.87	+₦276,046.34
Xe	1528.1079	€0.00	₦10,696,755.30	+₦225,626.77
TapTap Send	1525.0000	€0.00	₦10,675,000.00	+₦203,871.47

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1491.8523	–	₦10,442,966.10
TapTap Send Cheapest	1540.0000	€0.00	₦10,780,000.00	+₦337,033.90
Xe	1529.9251	€0.00	₦10,709,475.70	+₦266,509.60
Wise	1534.5600	€46.96	₦10,669,857.06	+₦226,890.96

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1499.8323	–	₦10,498,826.34
TapTap Send Cheapest	1536.0000	€0.00	₦10,752,000.00	+₦253,173.66
Wise	1537.2500	€46.96	₦10,688,560.74	+₦189,734.40
Xe	1526.5551	€0.00	₦10,685,885.70	+₦187,059.36

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1506.4702	–	₦10,545,291.43
TapTap Send Cheapest	1525.0000	€0.00	₦10,675,000.00	+₦129,708.57
Xe	1524.9595	€0.00	₦10,674,716.50	+₦129,425.07
Wise	1533.6000	€46.96	₦10,663,182.14	+₦117,890.71

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1508.8124	–	₦10,561,686.81
Regency FX Cheapest	1504.7386	€0.00	₦10,533,170.25	−₦28,516.56
Wise No quote collected this day	–	–	–	–
TapTap Send No quote collected this day	–	–	–	–
Xe No quote collected this day	–	–	–	–

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1505.0718	–	₦10,535,502.61
Wise Cheapest	1535.6200	€46.96	₦10,677,227.28	+₦141,724.67
TapTap Send	1523.0000	€0.00	₦10,661,000.00	+₦125,497.39
Xe	1517.0422	€0.00	₦10,619,295.40	+₦83,792.79

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1505.2737	–	₦10,536,915.64
Wise Cheapest	1541.6600	€46.96	₦10,719,223.65	+₦182,308.01
Xe	1528.2641	€0.00	₦10,697,848.70	+₦160,933.06
TapTap Send	1515.0000	€0.00	₦10,605,000.00	+₦68,084.36

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1510.1450	–	₦10,571,015.01
Wise Cheapest	1545.9700	€46.96	₦10,749,191.25	+₦178,176.24
Xe	1530.5577	€0.00	₦10,713,903.90	+₦142,888.89
TapTap Send	1530.0000	€0.00	₦10,710,000.00	+₦138,984.99

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1513.7219	–	₦10,596,053.07
Xe Cheapest	1540.2734	€0.00	₦10,781,913.80	+₦185,860.73
Wise	1547.7200	€46.96	₦10,761,359.07	+₦165,306.00
TapTap Send	1535.0000	€0.00	₦10,745,000.00	+₦148,946.93

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1502.5477	–	₦10,517,833.71
TapTap Send Cheapest	1541.3300	€0.00	₦10,789,310.00	+₦271,476.29
Xe	1529.7380	€0.00	₦10,708,166.00	+₦190,332.29
Wise	1531.6600	€46.96	₦10,649,693.25	+₦131,859.54

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1502.2349	–	₦10,515,643.95
Xe Cheapest	1520.5410	€0.00	₦10,643,787.00	+₦128,143.05
Wise	1529.2800	€46.96	₦10,633,145.01	+₦117,501.06
TapTap Send	1515.0000	€0.00	₦10,605,000.00	+₦89,356.05

How to send money to Nigeria from Finland with the best EUR-NGN rate

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