How to send money to Turkey from Finland with the best EUR-TRY rate

We’ve compared and analysed 8 money transfer companies in Finland.

Best companies for EUR/TRY transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/TRY transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €33.19 1 EUR = 55.4171 TRY 0.00% vs mid-market Recipient gets ₺386,080.41 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€33.191 EUR = 55.4171 TRY
₺386,080.41You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 54.8725 TRY +0.99% vs mid-market Recipient gets ₺384,107.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 54.8725 TRY
₺384,107.50You pay€7,000.00

Run a live search

Showing top Finland to Turkey deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 55.3500 TRY +0.12% vs mid-market Recipient gets ₺387,450.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Türkiye with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 55.3500 TRY
₺387,450.00You pay€7,000.00
Mobile walletMinutesAvailable via:Paycell, Uption
Free1 EUR = 55.3500 TRY
₺387,450.00You pay€7,000.00
Cash pickupMinutesAvailable via:UPT
Free1 EUR = 55.3500 TRY
₺387,450.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 55.2799 TRY +0.25% vs mid-market Recipient gets ₺386,959.15 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Türkiye with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 55.2799 TRY
₺386,959.15You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 55.2688 TRY +0.27% vs mid-market Recipient gets ₺386,881.56 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Türkiye with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 55.2688 TRY
₺386,881.56You pay€7,000.00

Wise

Pay via Bank transfer
Fee €33.19 1 EUR = 55.4171 TRY 0.00% vs mid-market Recipient gets ₺386,080.41 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€33.191 EUR = 55.4171 TRY
₺386,080.41You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 55.1413 TRY +0.50% vs mid-market Recipient gets ₺385,989.32 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Türkiye with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 55.1413 TRY
₺385,989.32You pay€7,000.00

Wise

Pay via iDEAL
Fee €43.34 1 EUR = 55.4171 TRY 0.00% vs mid-market Recipient gets ₺385,517.92 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€43.341 EUR = 55.4171 TRY
₺385,517.92You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 54.8725 TRY +0.99% vs mid-market Recipient gets ₺384,107.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 54.8725 TRY
₺384,107.50You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 54.8725 TRY +0.99% vs mid-market Recipient gets ₺384,107.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 54.8725 TRY
₺384,107.50You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 54.8725 TRY +0.99% vs mid-market Recipient gets ₺384,107.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Türkiye with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 54.8725 TRY
₺384,107.50You pay€7,000.00

Wise

Pay via Debit card
Fee €88.24 1 EUR = 55.4171 TRY 0.00% vs mid-market Recipient gets ₺383,029.70 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€88.241 EUR = 55.4171 TRY
₺383,029.70You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 54.6426 TRY +1.40% vs mid-market Recipient gets ₺382,497.96 Minutes - 2 days

Ways to receive money in Türkiye with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 54.6426 TRY
₺382,497.96You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 55.1614 TRY +0.46% vs mid-market Recipient gets ₺382,241.09 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Türkiye with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 55.1614 TRY
₺382,241.09You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €130.32 1 EUR = 55.4171 TRY 0.00% vs mid-market Recipient gets ₺380,697.74 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Türkiye with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€130.321 EUR = 55.4171 TRY
₺380,697.74You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 55.1614 TRY +0.46% vs mid-market Recipient gets ₺380,117.37 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Türkiye with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 55.1614 TRY
₺380,117.37You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 55.4184 TRY Updates every 60 minutes.

How to send money from Finland to Turkey

Pick a company

For a one-off EUR transfer to Turkey, start with TapTap Send.

TapTap Send was the cheapest on 15 of the 27 days it quoted €7,000 transfers to Turkey.

On a 7,000 EUR transfer, TapTap Send delivers the most TRY.

The cheapest option depends on the amount, so I suggest to get the best EUR/TRY rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to Turkey they can receive it via bank deposit, mobile wallet, and cash pickup.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Turkey?

How much EUR you send to Turkey heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 60% of the transfers from €2,000 it quoted, and in 59% of all the transfers it quoted.

Cheapest service
€5000.13%€0.00₺27,675.00with debit card to bank deposit+₺233.16
€2,0000.12%€0.00₺110,700.00with debit card to bank deposit+₺948.06
€7,000This page0.12%€0.00₺387,450.00with debit card to bank deposit+₺3,179.66

Mid-market rate: 1 EUR = 55.4184 TRY

EUR/TRY Exchange Rate History

Is today a good time to send money from Finland to Turkey?

The cheapest way to send EUR to TRY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Turkey.

TRY received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₺387,928.97 TapTap Send ₺387,450.00TapTap Send₺387,450.00Key Currency₺386,959.15Regency FX₺386,881.56

382 000
384 000
386 000
388 000
390 000
392 000
At the mid-market rateWith the cheapest optionTapTap SendKey CurrencyRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.5845 – ₺389,091.77
TapTap Send Cheapest 55.6000 €0.00 ₺389,200.00 +₺108.23
Key Currency 55.4456 €0.00 ₺388,119.04 −₺972.73
Regency FX 55.4345 €0.00 ₺388,041.23 −₺1,050.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.6444 – ₺389,510.58
Key Currency Cheapest 55.5053 €0.00 ₺388,536.81 −₺973.77
Regency FX 55.4941 €0.00 ₺388,458.90 −₺1,051.68
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.4401 – ₺388,080.41
Key Currency Cheapest 55.3015 €0.00 ₺387,110.21 −₺970.20
Regency FX 55.2904 €0.00 ₺387,032.60 −₺1,047.81
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.3347 – ₺387,343.19
Key Currency Cheapest 55.1964 €0.00 ₺386,374.84 −₺968.35
Regency FX 55.1853 €0.00 ₺386,297.37 −₺1,045.82
TapTap Send 55.1500 €0.00 ₺386,050.00 −₺1,293.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.3171 – ₺387,219.69
TapTap Send Cheapest 55.2000 €0.00 ₺386,400.00 −₺819.69
Key Currency 55.1788 €0.00 ₺386,251.64 −₺968.05
Regency FX 55.1677 €0.00 ₺386,174.19 −₺1,045.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.3144 – ₺387,200.77
TapTap Send Cheapest 55.2000 €0.00 ₺386,400.00 −₺800.77
Key Currency 55.1761 €0.00 ₺386,232.77 −₺968.00
Regency FX 55.1650 €0.00 ₺386,155.33 −₺1,045.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.0455 – ₺385,318.85
TapTap Send Cheapest 55.2000 €0.00 ₺386,400.00 +₺1,081.15
Key Currency 54.9079 €0.00 ₺384,355.55 −₺963.30
Regency FX 54.8969 €0.00 ₺384,278.49 −₺1,040.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.1729 – ₺386,210.40
Key Currency Cheapest 55.0350 €0.00 ₺385,244.87 −₺965.53
Regency FX 55.0239 €0.00 ₺385,167.63 −₺1,042.77
TapTap Send 55.0000 €0.00 ₺385,000.00 −₺1,210.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.1819 – ₺386,273.24
TapTap Send Cheapest 55.3000 €0.00 ₺387,100.00 +₺826.76
Key Currency 55.0439 €0.00 ₺385,307.55 −₺965.69
Regency FX 55.0329 €0.00 ₺385,230.30 −₺1,042.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.0923 – ₺385,646.23
TapTap Send Cheapest 55.3000 €0.00 ₺387,100.00 +₺1,453.77
Key Currency 54.9546 €0.00 ₺384,682.12 −₺964.11
Regency FX 54.9436 €0.00 ₺384,604.99 −₺1,041.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.3536 – ₺387,475.11
Key Currency Cheapest 55.2152 €0.00 ₺386,506.42 −₺968.69
Regency FX 55.2041 €0.00 ₺386,428.93 −₺1,046.18
TapTap Send 55.2000 €0.00 ₺386,400.00 −₺1,075.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.1497 – ₺386,047.67
TapTap Send Cheapest 55.2000 €0.00 ₺386,400.00 +₺352.33
Key Currency 55.0118 €0.00 ₺385,082.55 −₺965.12
Regency FX 55.0008 €0.00 ₺385,005.34 −₺1,042.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.1497 – ₺386,047.67
TapTap Send Cheapest 55.2000 €0.00 ₺386,400.00 +₺352.33
Key Currency 55.0118 €0.00 ₺385,082.55 −₺965.12
Regency FX 55.0008 €0.00 ₺385,005.34 −₺1,042.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.2798 – ₺386,958.68
TapTap Send Cheapest 55.2000 €0.00 ₺386,400.00 −₺558.68
Key Currency 55.1416 €0.00 ₺385,991.29 −₺967.39
Regency FX 55.1306 €0.00 ₺385,913.90 −₺1,044.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.2041 – ₺386,428.67
TapTap Send Cheapest 55.1500 €0.00 ₺386,050.00 −₺378.67
Key Currency 55.0661 €0.00 ₺385,462.60 −₺966.07
Regency FX 55.0550 €0.00 ₺385,385.31 −₺1,043.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.2832 – ₺386,982.64
TapTap Send Cheapest 55.1500 €0.00 ₺386,050.00 −₺932.64
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.4077 – ₺387,854.11
Key Currency Cheapest 55.2692 €0.00 ₺386,884.47 −₺969.64
Regency FX 55.2581 €0.00 ₺386,806.90 −₺1,047.21
TapTap Send 54.9000 €0.00 ₺384,300.00 −₺3,554.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.6773 – ₺389,741.11
Key Currency Cheapest 55.5381 €0.00 ₺388,766.76 −₺974.35
Regency FX 55.5270 €0.00 ₺388,688.81 −₺1,052.30
TapTap Send 55.2000 €0.00 ₺386,400.00 −₺3,341.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.6395 – ₺389,476.38
Key Currency Cheapest 55.5004 €0.00 ₺388,502.69 −₺973.69
TapTap Send 55.5000 €0.00 ₺388,500.00 −₺976.38
Regency FX 55.4893 €0.00 ₺388,424.79 −₺1,051.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.6395 – ₺389,476.38
Key Currency Cheapest 55.5004 €0.00 ₺388,502.69 −₺973.69
TapTap Send 55.5000 €0.00 ₺388,500.00 −₺976.38
Regency FX 55.4893 €0.00 ₺388,424.79 −₺1,051.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.5143 – ₺388,599.86
TapTap Send Cheapest 55.5000 €0.00 ₺388,500.00 −₺99.86
Key Currency 55.3755 €0.00 ₺387,628.36 −₺971.50
Regency FX 55.3644 €0.00 ₺387,550.64 −₺1,049.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.6721 – ₺389,704.76
Key Currency Cheapest 55.5329 €0.00 ₺388,730.49 −₺974.27
Regency FX 55.5218 €0.00 ₺388,652.55 −₺1,052.21
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.6529 – ₺389,570.64
Key Currency Cheapest 55.5138 €0.00 ₺388,596.71 −₺973.93
Regency FX 55.5027 €0.00 ₺388,518.80 −₺1,051.84
TapTap Send 55.5000 €0.00 ₺388,500.00 −₺1,070.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.7343 – ₺390,140.21
Key Currency Cheapest 55.5950 €0.00 ₺389,164.85 −₺975.36
Regency FX 55.5838 €0.00 ₺389,086.83 −₺1,053.38
TapTap Send 55.5000 €0.00 ₺388,500.00 −₺1,640.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.7188 – ₺390,031.43
TapTap Send Cheapest 55.6000 €0.00 ₺389,200.00 −₺831.42
Key Currency 55.5795 €0.00 ₺389,056.35 −₺975.08
Regency FX 55.5683 €0.00 ₺388,978.34 −₺1,053.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.6799 – ₺389,759.33
TapTap Send Cheapest 55.7000 €0.00 ₺389,900.00 +₺140.67
Key Currency 55.5407 €0.00 ₺388,784.94 −₺974.39
Regency FX 55.5296 €0.00 ₺388,706.98 −₺1,052.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.6799 – ₺389,759.33
Key Currency Cheapest 55.5407 €0.00 ₺388,784.94 −₺974.39
Regency FX 55.5296 €0.00 ₺388,706.98 −₺1,052.35
TapTap Send 55.3500 €0.00 ₺387,450.00 −₺2,309.33
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 55.7714 €33.18 ₺388,549.30 –
TapTap Send 55.3500 €0.00 ₺387,450.00 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.5698 – ₺388,988.40
Key Currency Cheapest 55.4308 €0.00 ₺388,015.93 −₺972.47
Regency FX 55.4197 €0.00 ₺387,938.14 −₺1,050.26
TapTap Send 55.3500 €0.00 ₺387,450.00 −₺1,538.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 55.4184 – ₺387,928.97
TapTap Send Cheapest 55.3500 €0.00 ₺387,450.00 −₺478.97
Key Currency 55.2799 €0.00 ₺386,959.15 −₺969.82
Regency FX 55.2688 €0.00 ₺386,881.56 −₺1,047.41

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more TRY per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 7 of the last 30 days.

Right now, TapTap Send pays 387,450 TRY on 7,000 EUR, which is 478.97 TRY less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 389,900 TRY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Turkey.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. TapTap SendAppeared in 59 comparisons

    Cheapest in 59% of them

  2. Key CurrencyAppeared in 28 comparisons

    Cheapest in 50% of them

  3. Regency FXAppeared in 28 comparisons

    Never the cheapest

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most TRY, and it was also the cheapest in 59% of the 59 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Turkey.

Ways to send money from Finland to Turkey

8 companies send money from Finland to Turkey, mostly through app, broker, online, global account, and multi-currency account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 386,080.41 TRY on a €7,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

If it's the only time you send money to Turkey, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

TapTap Send charges €0 on a €7,000 transfer, and 387,450 TRY arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 85% of the days it appeared for €7,000 transfers.

In Turkey they can receive money via bank deposit, mobile wallet, and cash pickup.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and TRY balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to TRY with Wise gets you 386,080.41 TRY (€33.19 in fees and 0% markup).

This is especially useful for travel since you are spending in TRY (no extra fees from Wise, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 96% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Turkey.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Turkey. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/TRY rate.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive TRY in Turkey

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 387,450 TRY.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Turkey directly.

For withdrawals in Turkey, use bank deposit, mobile wallet, and cash pickup.

Receive TRY

The name should match the account holder's bank record, so double check it before sending.

Your recipient can also collect TRY from a nearby agent in Turkey.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    ₺387,450

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay €7,000.00

    ₺387,450

    ₺0

  3. 3
    Debit card Cash pickup

    You pay €7,000.00

    ₺387,450

    ₺0

  4. 4
    Bank transfer Bank deposit

    You pay €7,000.00

    ₺386,959

    -₺491

  5. 5
    iDEAL Bank deposit

    You pay €7,000.00

    ₺385,518

    -₺1,932

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    ₺384,108

    -₺3,343

What to consider before sending money from Finland to Turkey

For a transfer from Finland, compare the TRY received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/TRY transfer options

For a €7,000 transfer to Turkey, these are the current cheapest, fastest and easiest options.

Cheapest

TapTap Send is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 387,450 TRY, which is 0.13% more than the next best option.

Fastest

Revolut delivers 382,241.09 TRY in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Turkey.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 8 of them on EUR to Turkey, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/TRY transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.