How to send money to UK from Finland with the best EUR-GBP rate

We’ve compared and analysed 11 money transfer companies in Finland.

Best companies for EUR/GBP transfers

11 of 11 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/GBP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €34.42 1 EUR = 0.8585 GBP -0.01% vs mid-market Recipient gets £5,979.60 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€34.421 EUR = 0.8585 GBP
£5,979.60You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.8531 GBP +0.62% vs mid-market Recipient gets £5,971.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8531 GBP
£5,971.70You pay€7,000.00

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Showing top Finland to United Kingdom deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8562 GBP +0.25% vs mid-market Recipient gets £5,993.62 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in UK with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 0.8562 GBP
£5,993.62You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8561 GBP +0.27% vs mid-market Recipient gets £5,992.42 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in UK with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8561 GBP
£5,992.42You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8558 GBP +0.30% vs mid-market Recipient gets £5,990.62 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in UK with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8558 GBP
£5,990.62You pay€7,000.00

Wise

Pay via Bank transfer
Fee €34.42 1 EUR = 0.8585 GBP -0.01% vs mid-market Recipient gets £5,979.60 Within minutes
FastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€34.421 EUR = 0.8585 GBP
£5,979.60You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8541 GBP +0.50% vs mid-market Recipient gets £5,978.60 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in UK with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8541 GBP
£5,978.60You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8538 GBP +0.53% vs mid-market Recipient gets £5,976.60 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in UK with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8538 GBP
£5,976.60You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.8531 GBP +0.62% vs mid-market Recipient gets £5,971.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8531 GBP
£5,971.70You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8531 GBP +0.62% vs mid-market Recipient gets £5,971.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8531 GBP
£5,971.70You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 0.8531 GBP +0.62% vs mid-market Recipient gets £5,971.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8531 GBP
£5,971.70You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.91 1 EUR = 0.8534 GBP +0.58% vs mid-market Recipient gets £5,971.30 Minutes - 24 hours
Receive to bank account

Ways to receive money in UK with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.911 EUR = 0.8534 GBP
£5,971.30You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €44.56 1 EUR = 0.8585 GBP -0.01% vs mid-market Recipient gets £5,970.90 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€44.561 EUR = 0.8585 GBP
£5,970.90You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 0.8513 GBP +0.82% vs mid-market Recipient gets £5,957.62 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in UK with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€1.991 EUR = 0.8513 GBP
£5,957.62You pay€7,000.00

Wise

Pay via Debit card
Fee €89.43 1 EUR = 0.8585 GBP -0.01% vs mid-market Recipient gets £5,932.38 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€89.431 EUR = 0.8585 GBP
£5,932.38You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 0.8554 GBP +0.35% vs mid-market Recipient gets £5,927.57 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in UK with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 0.8554 GBP
£5,927.57You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8464 GBP +1.40% vs mid-market Recipient gets £5,924.52 Minutes - 2 days

Ways to receive money in UK with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 0.8464 GBP
£5,924.52You pay€7,000.00

Wise

Pay via Credit card
Fee €131.48 1 EUR = 0.8585 GBP -0.01% vs mid-market Recipient gets £5,896.28 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€131.481 EUR = 0.8585 GBP
£5,896.28You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 0.8554 GBP +0.35% vs mid-market Recipient gets £5,894.63 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in UK with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 0.8554 GBP
£5,894.63You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 0.8584 GBP Updates every 60 minutes.

How to send money from Finland to UK

Pick a company

For a one-off transfer to UK, start with Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most GBP.

The cheapest option depends on the amount, so I suggest to get the best EUR/GBP rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to UK they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to UK

11 companies send money from Finland to United Kingdom, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 5,979.6 GBP on €7,000 transfer.

If it's the only time you send money to UK, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €34.42 on a €7,000 transfer, and 5,979.6 GBP arrives in within minutes.

In UK they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and GBP balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to GBP with Wise gets you 5,979.6 GBP (€34.42 in fees and -0.01% markup).

This is especially useful travel since you are spending in GBP (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to UK.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to United Kingdom. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/GBP rate.

Ways to fund EUR and receive GBP in UK

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 5,993.62 GBP.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to United Kingdom directly.

For withdrawals in United Kingdom, use bank deposit.

Receive GBP

The name should match the account holder's bank record, so double check it before sending.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    £5,994

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    £5,972

    -£22

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    £5,972

    -£22

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    £5,971

    -£23

What to consider before sending money from Finland to UK

For a transfer from Finland, compare the GBP received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/GBP transfer options

For a €7,000 transfer to United Kingdom, these are the current cheapest, fastest and easiest options.

Cheapest

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 5,993.62 GBP, which is 0.02% more than the next best option.

Fastest

Wise delivers 5,979.6 GBP in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in United Kingdom.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-GBP Exchange Rate

Finding the best rate to send money from Finland to UK

The exchange rate has a direct impact on how much GBP your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 0.857324 GBP

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 11 of them on EUR to United Kingdom, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.