How to send money to Norway from Finland with the best EUR-NOK rate

We’ve compared and analysed 10 money transfer companies in Finland.

Best companies for EUR/NOK transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/NOK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.50 1 EUR = 10.3765 NOK 0.00% vs mid-market Recipient gets kr 72,308.64 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.501 EUR = 10.3765 NOK
kr 72,308.64You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.3207 NOK +0.54% vs mid-market Recipient gets kr 72,244.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3207 NOK
kr 72,244.90You pay€7,000.00

Run a live search

Showing top Finland to Norway deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3501 NOK +0.25% vs mid-market Recipient gets kr 72,450.98 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Norway with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.3501 NOK
kr 72,450.98You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3481 NOK +0.27% vs mid-market Recipient gets kr 72,436.45 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Norway with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3481 NOK
kr 72,436.45You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3450 NOK +0.30% vs mid-market Recipient gets kr 72,414.66 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Norway with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3450 NOK
kr 72,414.66You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.50 1 EUR = 10.3765 NOK 0.00% vs mid-market Recipient gets kr 72,308.64 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.501 EUR = 10.3765 NOK
kr 72,308.64You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3242 NOK +0.50% vs mid-market Recipient gets kr 72,269.40 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Norway with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3242 NOK
kr 72,269.40You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.3207 NOK +0.54% vs mid-market Recipient gets kr 72,244.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3207 NOK
kr 72,244.90You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3207 NOK +0.54% vs mid-market Recipient gets kr 72,244.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3207 NOK
kr 72,244.90You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 10.3207 NOK +0.54% vs mid-market Recipient gets kr 72,244.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Norway with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3207 NOK
kr 72,244.90You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 10.3155 NOK +0.59% vs mid-market Recipient gets kr 72,208.50 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Norway with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.3155 NOK
kr 72,208.50You pay€7,000.00

Wise

Pay via iDEAL
Fee €41.65 1 EUR = 10.3765 NOK 0.00% vs mid-market Recipient gets kr 72,203.32 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€41.651 EUR = 10.3765 NOK
kr 72,203.32You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.41 1 EUR = 10.3160 NOK +0.58% vs mid-market Recipient gets kr 72,187.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Norway with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.411 EUR = 10.3160 NOK
kr 72,187.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 10.3590 NOK +0.16% vs mid-market Recipient gets kr 71,782.82 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Norway with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 10.3590 NOK
kr 71,782.82You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €86.58 1 EUR = 10.3765 NOK 0.00% vs mid-market Recipient gets kr 71,737.10 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€86.581 EUR = 10.3765 NOK
kr 71,737.10You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.2308 NOK +1.40% vs mid-market Recipient gets kr 71,615.70 Minutes - 2 days

Ways to receive money in Norway with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.2308 NOK
kr 71,615.70You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 10.3590 NOK +0.16% vs mid-market Recipient gets kr 71,384.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Norway with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 10.3590 NOK
kr 71,384.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €128.65 1 EUR = 10.3765 NOK 0.00% vs mid-market Recipient gets kr 71,300.56 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Norway with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€128.651 EUR = 10.3765 NOK
kr 71,300.56You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 10.3761 NOK Updates every 60 minutes.

How to send money from Finland to Norway

Pick a company

For a one-off EUR transfer to Norway, start with Key Currency.

Key Currency was the cheapest on 27 of the 27 days it quoted €7,000 transfers to Norway.

On a 7,000 EUR transfer, Key Currency delivers the most NOK.

The cheapest option depends on the amount, so I suggest to get the best EUR/NOK rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to Norway they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Norway?

How much EUR you send to Norway heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from €2,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
€5000.41%€0.00kr 5,166.94with debit card to bank deposit+kr 35.73
€2,0000.10%€0.00kr 20,734.60with debit card to bank deposit+kr 168.64
€7,000This page0.25%€0.00kr 72,450.98with bank transfer to bank deposit+kr 386.37

Mid-market rate: 1 EUR = 10.3761 NOK

EUR/NOK Exchange Rate History

Is today a good time to send money from Finland to Norway?

The cheapest way to send EUR to NOK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Norway.

NOK received for €7,000, after fees

Wed, 28 Oct 2026Mid-market ratekr 72,632.56 Key Currency kr 72,450.98Key Currencykr 72,450.98Regency FXkr 72,436.45TorFxkr 72,414.66

72 000
73 000
74 000
75 000
76 000
77 000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8691 – kr 76,083.51
Key Currency Cheapest 10.8419 €0.00 kr 75,893.30 −kr 190.21
Regency FX 10.8397 €0.00 kr 75,878.09 −kr 205.42
TorFx 10.8365 €0.00 kr 75,855.26 −kr 228.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8896 – kr 76,227.11
Key Currency Cheapest 10.8624 €0.00 kr 76,036.54 −kr 190.57
Regency FX 10.8602 €0.00 kr 76,021.30 −kr 205.81
TorFx 10.8569 €0.00 kr 75,998.43 −kr 228.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8993 – kr 76,295.15
Key Currency Cheapest 10.8721 €0.00 kr 76,104.41 −kr 190.74
Regency FX 10.8699 €0.00 kr 76,089.15 −kr 206.00
TorFx 10.8666 €0.00 kr 76,066.26 −kr 228.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8392 – kr 75,874.16
Key Currency Cheapest 10.8121 €0.00 kr 75,684.48 −kr 189.68
Regency FX 10.8099 €0.00 kr 75,669.30 −kr 204.86
TorFx 10.8066 €0.00 kr 75,646.54 −kr 227.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8299 – kr 75,809.49
Key Currency Cheapest 10.8029 €0.00 kr 75,619.97 −kr 189.52
Regency FX 10.8007 €0.00 kr 75,604.80 −kr 204.69
TorFx 10.7974 €0.00 kr 75,582.06 −kr 227.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8299 – kr 75,809.49
Key Currency Cheapest 10.8029 €0.00 kr 75,619.97 −kr 189.52
Regency FX 10.8007 €0.00 kr 75,604.80 −kr 204.69
TorFx 10.7974 €0.00 kr 75,582.06 −kr 227.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7925 – kr 75,547.33
Key Currency Cheapest 10.7655 €0.00 kr 75,358.46 −kr 188.87
Regency FX 10.7633 €0.00 kr 75,343.35 −kr 203.98
TorFx 10.7601 €0.00 kr 75,320.69 −kr 226.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7727 – kr 75,408.90
Key Currency Cheapest 10.7458 €0.00 kr 75,220.38 −kr 188.52
Regency FX 10.7436 €0.00 kr 75,205.30 −kr 203.60
TorFx 10.7404 €0.00 kr 75,182.67 −kr 226.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7124 – kr 74,986.70
Key Currency Cheapest 10.6856 €0.00 kr 74,799.24 −kr 187.46
Regency FX 10.6835 €0.00 kr 74,784.24 −kr 202.46
TorFx 10.6802 €0.00 kr 74,761.74 −kr 224.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7069 – kr 74,948.64
Key Currency Cheapest 10.6802 €0.00 kr 74,761.27 −kr 187.37
Regency FX 10.6780 €0.00 kr 74,746.28 −kr 202.36
TorFx 10.6748 €0.00 kr 74,723.80 −kr 224.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7366 – kr 75,155.89
Key Currency Cheapest 10.7097 €0.00 kr 74,968.00 −kr 187.88
Regency FX 10.7076 €0.00 kr 74,952.96 −kr 202.92
TorFx 10.7043 €0.00 kr 74,930.42 −kr 225.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7130 – kr 74,991.06
Key Currency Cheapest 10.6862 €0.00 kr 74,803.58 −kr 187.48
Regency FX 10.6841 €0.00 kr 74,788.58 −kr 202.48
TorFx 10.6809 €0.00 kr 74,766.08 −kr 224.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7130 – kr 74,991.06
Key Currency Cheapest 10.6862 €0.00 kr 74,803.58 −kr 187.48
Regency FX 10.6841 €0.00 kr 74,788.58 −kr 202.48
TorFx 10.6809 €0.00 kr 74,766.08 −kr 224.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.7255 – kr 75,078.51
Key Currency Cheapest 10.6987 €0.00 kr 74,890.81 −kr 187.70
Regency FX 10.6965 €0.00 kr 74,875.80 −kr 202.71
TorFx 10.6933 €0.00 kr 74,853.27 −kr 225.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.6837 – kr 74,786.21
Key Currency Cheapest 10.6570 €0.00 kr 74,599.24 −kr 186.97
Regency FX 10.6549 €0.00 kr 74,584.29 −kr 201.92
TorFx 10.6517 €0.00 kr 74,561.85 −kr 224.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.6216 – kr 74,351.10
Paysend Cheapest 10.5794 €0.00 kr 74,056.06 −kr 295.04
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.6778 – kr 74,744.89
Key Currency Cheapest 10.6511 €0.00 kr 74,558.02 −kr 186.87
Regency FX 10.6490 €0.00 kr 74,543.08 −kr 201.81
TorFx 10.6458 €0.00 kr 74,520.65 −kr 224.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.6184 – kr 74,328.76
Key Currency Cheapest 10.5918 €0.00 kr 74,142.94 −kr 185.82
Regency FX 10.5897 €0.00 kr 74,128.07 −kr 200.69
TorFx 10.5865 €0.00 kr 74,105.77 −kr 222.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5941 – kr 74,158.47
Key Currency Cheapest 10.5676 €0.00 kr 73,973.07 −kr 185.40
Regency FX 10.5655 €0.00 kr 73,958.24 −kr 200.23
TorFx 10.5623 €0.00 kr 73,935.99 −kr 222.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5941 – kr 74,158.47
Key Currency Cheapest 10.5676 €0.00 kr 73,973.07 −kr 185.40
Regency FX 10.5655 €0.00 kr 73,958.24 −kr 200.23
TorFx 10.5623 €0.00 kr 73,935.99 −kr 222.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5632 – kr 73,942.44
Key Currency Cheapest 10.5368 €0.00 kr 73,757.58 −kr 184.85
Regency FX 10.5347 €0.00 kr 73,742.79 −kr 199.65
TorFx 10.5315 €0.00 kr 73,720.61 −kr 221.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5390 – kr 73,773.04
Key Currency Cheapest 10.5127 €0.00 kr 73,588.61 −kr 184.43
Regency FX 10.5106 €0.00 kr 73,573.85 −kr 199.19
TorFx 10.5074 €0.00 kr 73,551.72 −kr 221.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5318 – kr 73,722.67
Key Currency Cheapest 10.5055 €0.00 kr 73,538.36 −kr 184.31
Regency FX 10.5034 €0.00 kr 73,523.62 −kr 199.05
TorFx 10.5002 €0.00 kr 73,501.50 −kr 221.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.5143 – kr 73,599.76
Key Currency Cheapest 10.4880 €0.00 kr 73,415.76 −kr 184.00
Regency FX 10.4859 €0.00 kr 73,401.04 −kr 198.72
TorFx 10.4827 €0.00 kr 73,378.96 −kr 220.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.4652 – kr 73,256.32
Key Currency Cheapest 10.4390 €0.00 kr 73,073.18 −kr 183.14
Regency FX 10.4369 €0.00 kr 73,058.53 −kr 197.79
TorFx 10.4338 €0.00 kr 73,036.55 −kr 219.77
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 10.4450 €31.50 kr 72,785.98 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 10.4450 €31.50 kr 72,785.98 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.4596 – kr 73,217.10
Key Currency Cheapest 10.4334 €0.00 kr 73,034.05 −kr 183.04
Regency FX 10.4313 €0.00 kr 73,019.41 −kr 197.68
TorFx 10.4282 €0.00 kr 72,997.44 −kr 219.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.3940 – kr 72,758.22
Key Currency Cheapest 10.3680 €0.00 kr 72,576.33 −kr 181.89
Regency FX 10.3660 €0.00 kr 72,561.78 −kr 196.44
TorFx 10.3628 €0.00 kr 72,539.95 −kr 218.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.3761 – kr 72,632.56
Key Currency Cheapest 10.3501 €0.00 kr 72,450.98 −kr 181.58
Regency FX 10.3481 €0.00 kr 72,436.45 −kr 196.11
TorFx 10.3450 €0.00 kr 72,414.66 −kr 217.90

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NOK per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NOK on every transfer from Finland.

Right now, Key Currency pays 72,450.98 NOK on 7,000 EUR, which is 181.58 NOK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 76,104.41 NOK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Norway.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Key CurrencyAppeared in 27 comparisons

    Cheapest every time

  2. Regency FXAppeared in 27 comparisons

    Never the cheapest

  3. TorFxAppeared in 27 comparisons

    Never the cheapest

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Finland to Norway

10 companies send money from Finland to Norway, mostly through broker, online, app, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 72,308.64 NOK on a €7,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

If it's the only time you send money to Norway, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €31.5 on a €7,000 transfer, and 72,308.64 NOK arrives in next day.

Over the past month, Wise was the cheapest app on 93% of the days it appeared for €7,000 transfers.

In Norway they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and NOK balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to NOK with Wise gets you 72,308.64 NOK (€31.5 in fees and 0% markup).

This is especially useful for travel since you are spending in NOK (no extra fees from Wise, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Norway.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Norway. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/NOK rate.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive NOK in Norway

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 72,450.98 NOK.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Norway directly.

For withdrawals in Norway, use bank deposit.

Receive NOK

The name should match the account holder's bank record, so double check it before sending.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    kr72,451

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    kr72,245

    -kr206

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    kr72,245

    -kr206

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    kr72,203

    -kr248

What to consider before sending money from Finland to Norway

For a transfer from Finland, compare the NOK received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/NOK transfer options

For a €7,000 transfer to Norway, these are the current cheapest, fastest and easiest options.

Cheapest

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 72,450.98 NOK, which is 0.02% more than the next best option.

Fastest

Revolut delivers 71,782.82 NOK in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Norway.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 10 of them on EUR to Norway, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/NOK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.