How to send money to India from Finland with the best EUR-INR rate

We’ve compared and analysed 11 money transfer companies in Finland.

Best companies for EUR/INR transfers

11 of 11 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/INR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €40.70 1 EUR = 105.8230 INR -0.01% vs mid-market Recipient gets ₹736,454.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€40.701 EUR = 105.8230 INR
₹736,454.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 105.5049 INR +0.29% vs mid-market Recipient gets ₹738,534.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.5049 INR
₹738,534.30You pay€7,000.00

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Showing top Finland to India deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Profee

Pay via Debit card
Fee €0.00 1 EUR = 106.8956 INR -1.02% vs mid-market Recipient gets ₹748,269.18 Minutes - 24 hours
Cheapest
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 106.8956 INR
₹748,269.18You pay€7,000.00
Bank depositMinutes - 24 hours
Free1 EUR = 106.8956 INR
₹748,269.18You pay€7,000.00

Profee

Pay via Bank transfer
Fee €0.00 1 EUR = 106.8956 INR -1.02% vs mid-market Recipient gets ₹748,269.18 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 106.8956 INR
₹748,269.18You pay€7,000.00
Card depositMinutes - 24 hours
Free1 EUR = 106.8956 INR
₹748,269.18You pay€7,000.00

Profee

Pay via Klarna
Fee €0.00 1 EUR = 106.8956 INR -1.02% vs mid-market Recipient gets ₹748,269.18 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by klarna.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 106.8956 INR
₹748,269.18You pay€7,000.00
Bank depositMinutes - 24 hours
Free1 EUR = 106.8956 INR
₹748,269.18You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €1.99 1 EUR = 106.0000 INR -0.18% vs mid-market Recipient gets ₹742,000.00 Minutes
Receive to bank account

Ways to receive money in India with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
€1.991 EUR = 106.0000 INR
₹742,000.00You pay€7,001.99
UPIMinutesAvailable via:UPI
€1.991 EUR = 106.0000 INR
₹742,000.00You pay€7,001.99
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 105.5215 INR +0.27% vs mid-market Recipient gets ₹738,650.45 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in India with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.5215 INR
₹738,650.45You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 105.5049 INR +0.29% vs mid-market Recipient gets ₹738,534.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.5049 INR
₹738,534.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 105.5049 INR +0.29% vs mid-market Recipient gets ₹738,534.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.5049 INR
₹738,534.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 105.5049 INR +0.29% vs mid-market Recipient gets ₹738,534.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.5049 INR
₹738,534.30You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 105.4898 INR +0.30% vs mid-market Recipient gets ₹738,428.25 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in India with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.4898 INR
₹738,428.25You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 105.2781 INR +0.50% vs mid-market Recipient gets ₹736,946.95 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in India with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.2781 INR
₹736,946.95You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 105.2568 INR +0.52% vs mid-market Recipient gets ₹736,588.14 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in India with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€1.991 EUR = 105.2568 INR
₹736,588.14You pay€7,000.00

Wise

Pay via Bank transfer
Fee €40.70 1 EUR = 105.8230 INR -0.01% vs mid-market Recipient gets ₹736,454.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€40.701 EUR = 105.8230 INR
₹736,454.00You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €1.13 1 EUR = 105.0739 INR +0.70% vs mid-market Recipient gets ₹735,397.30 Minutes - 24 hours
Receive to bank account

Ways to receive money in India with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€1.131 EUR = 105.0739 INR
₹735,397.30You pay€7,000.00

Wise

Pay via iDEAL
Fee €50.81 1 EUR = 105.8230 INR -0.01% vs mid-market Recipient gets ₹735,384.13 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€50.811 EUR = 105.8230 INR
₹735,384.13You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 105.0354 INR +0.73% vs mid-market Recipient gets ₹735,247.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in India with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.0354 INR
₹735,247.80You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 105.5164 INR +0.28% vs mid-market Recipient gets ₹731,176.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 105.5164 INR
₹731,176.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €95.62 1 EUR = 105.8230 INR -0.01% vs mid-market Recipient gets ₹730,642.20 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€95.621 EUR = 105.8230 INR
₹730,642.20You pay€7,000.00

Wise

Pay via Credit card
Fee €137.60 1 EUR = 105.8230 INR -0.01% vs mid-market Recipient gets ₹726,199.76 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€137.601 EUR = 105.8230 INR
₹726,199.76You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 105.5164 INR +0.28% vs mid-market Recipient gets ₹715,295.78 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 105.5164 INR
₹715,295.78You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 105.8072 INR Updates every 60 minutes.

How to send money from Finland to India

Pick a company

For a one-off EUR transfer to India, start with Profee.

Profee was the cheapest on 28 of the 28 days it quoted €7,000 transfers to India.

On a 7,000 EUR transfer, Profee delivers the most INR.

The cheapest option depends on the amount, so I suggest to get the best EUR/INR rate.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, debit card, klarna, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to India they can receive it via bank deposit, card deposit, and upi.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to India?

How much EUR you send to India heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Profee was the cheapest in 100% of the transfers from €2,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
€500-1.11%€0.00₹53,532.00with debit card to card deposit+₹852.52
€2,000-1.02%€0.00₹213,914.45with debit card to card deposit+₹3,328.64
€7,000This page-1.02%€0.00₹748,269.18with debit card to card deposit+₹11,489.12

Mid-market rate: 1 EUR = 105.8072 INR

EUR/INR Exchange Rate History

Is today a good time to send money from Finland to India?

The cheapest way to send EUR to INR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Profee), across 30 days of comparisons for 7,000 EUR transfers to India.

INR received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₹740,650.20 Profee ₹748,269.18Profee₹748,269.18TapTap Send₹742,000.00Regency FX₹738,650.45

730 000
740 000
750 000
760 000
770 000
780 000
At the mid-market rateWith the cheapest optionProfeeTapTap SendRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.8866 – ₹762,206.54
Profee Cheapest 109.9126 €0.00 ₹769,388.10 +₹7,181.56
TapTap Send 109.0000 €1.99 ₹763,000.00 +₹793.46
Regency FX 108.5927 €0.00 ₹760,148.58 −₹2,057.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.8796 – ₹762,157.42
Profee Cheapest 109.7507 €0.00 ₹768,254.86 +₹6,097.44
TapTap Send 109.0000 €1.99 ₹763,000.00 +₹842.58
Regency FX 108.5857 €0.00 ₹760,099.60 −₹2,057.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.7314 – ₹761,119.72
Profee Cheapest 109.5965 €0.00 ₹767,175.75 +₹6,056.02
TapTap Send 109.0000 €1.99 ₹763,000.00 +₹1,880.28
Regency FX 108.4378 €0.00 ₹759,064.70 −₹2,055.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.2370 – ₹757,658.98
Profee Cheapest 109.1349 €0.00 ₹763,944.44 +₹6,285.46
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹1,841.02
Regency FX 107.9448 €0.00 ₹755,613.30 −₹2,045.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.2545 – ₹757,781.27
Profee Cheapest 109.1052 €0.00 ₹763,736.37 +₹5,955.11
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹1,718.73
Regency FX 107.9622 €0.00 ₹755,735.26 −₹2,046.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.4563 – ₹759,194.07
Profee Cheapest 109.1648 €0.00 ₹764,153.89 +₹4,959.82
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹305.94
Regency FX 108.1635 €0.00 ₹757,144.24 −₹2,049.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 107.7923 – ₹754,545.76
Profee Cheapest 108.5998 €0.00 ₹760,198.44 +₹5,652.68
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹4,954.24
Regency FX 107.5012 €0.00 ₹752,508.48 −₹2,037.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.1310 – ₹756,916.66
Profee Cheapest 109.0034 €0.00 ₹763,023.96 +₹6,107.29
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹2,583.34
Regency FX 107.8390 €0.00 ₹754,872.99 −₹2,043.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.6080 – ₹760,256.13
Profee Cheapest 109.4230 €0.00 ₹765,960.98 +₹5,704.85
TapTap Send 108.5000 €1.99 ₹759,500.00 −₹756.13
Regency FX 108.3148 €0.00 ₹758,203.44 −₹2,052.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.3218 – ₹758,252.94
TapTap Send Cheapest 108.3000 €1.99 ₹758,100.00 −₹152.94
Regency FX 108.0294 €0.00 ₹756,205.65 −₹2,047.29
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.5322 – ₹759,725.68
Profee Cheapest 109.3395 €0.00 ₹765,376.23 +₹5,650.55
TapTap Send 108.3000 €1.99 ₹758,100.00 −₹1,625.68
Regency FX 108.2392 €0.00 ₹757,674.42 −₹2,051.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.4314 – ₹759,020.07
Profee Cheapest 109.0619 €0.00 ₹763,433.23 +₹4,413.16
TapTap Send 108.6000 €1.99 ₹760,200.00 +₹1,179.93
Regency FX 108.1387 €0.00 ₹756,970.72 −₹2,049.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.4314 – ₹759,020.07
Profee Cheapest 109.2477 €0.00 ₹764,733.77 +₹5,713.69
TapTap Send 108.6000 €1.99 ₹760,200.00 +₹1,179.93
Regency FX 108.1387 €0.00 ₹756,970.72 −₹2,049.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 107.2084 – ₹750,458.78
Profee Cheapest 108.1286 €0.00 ₹756,900.22 +₹6,441.44
TapTap Send 107.3500 €1.99 ₹751,450.00 +₹991.22
Regency FX 106.9189 €0.00 ₹748,432.54 −₹2,026.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.4336 – ₹745,035.39
Profee Cheapest 107.3447 €0.00 ₹751,412.57 +₹6,377.18
TapTap Send 106.5000 €1.99 ₹745,500.00 +₹464.61
Regency FX 106.1463 €0.00 ₹743,023.79 −₹2,011.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.5018 – ₹745,512.38
TapTap Send Cheapest 106.4500 €1.99 ₹745,150.00 −₹362.38
Profee No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3939 – ₹744,757.18
Profee Cheapest 107.2563 €0.00 ₹750,793.96 +₹6,036.78
TapTap Send 106.5100 €1.99 ₹745,570.00 +₹812.82
Regency FX 106.1066 €0.00 ₹742,746.34 −₹2,010.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.7098 – ₹746,968.89
Profee Cheapest 107.6014 €0.00 ₹753,209.52 +₹6,240.63
TapTap Send 106.5100 €1.99 ₹745,570.00 −₹1,398.89
Regency FX 106.4217 €0.00 ₹744,952.08 −₹2,016.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.7143 – ₹747,000.18
Profee Cheapest 107.6042 €0.00 ₹753,229.53 +₹6,229.35
TapTap Send 106.5100 €1.99 ₹745,570.00 −₹1,430.18
Regency FX 106.4262 €0.00 ₹744,983.28 −₹2,016.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.7143 – ₹747,000.18
Profee Cheapest 107.6495 €0.00 ₹753,546.81 +₹6,546.63
TapTap Send 106.5100 €1.99 ₹745,570.00 −₹1,430.18
Regency FX 106.4262 €0.00 ₹744,983.28 −₹2,016.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3688 – ₹744,581.48
Profee Cheapest 107.2232 €0.00 ₹750,562.24 +₹5,980.76
TapTap Send 107.0000 €1.99 ₹749,000.00 +₹4,418.52
Regency FX 106.0816 €0.00 ₹742,571.11 −₹2,010.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3982 – ₹744,787.08
Profee Cheapest 107.2580 €0.00 ₹750,805.94 +₹6,018.86
TapTap Send 106.6000 €1.99 ₹746,200.00 +₹1,412.92
Regency FX 106.1109 €0.00 ₹742,776.15 −₹2,010.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.2438 – ₹743,706.90
Profee Cheapest 107.1510 €0.00 ₹750,057.09 +₹6,350.19
TapTap Send 107.0000 €1.99 ₹749,000.00 +₹5,293.10
Regency FX 105.9570 €0.00 ₹741,698.89 −₹2,008.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.4352 – ₹745,046.11
Profee Cheapest 107.3031 €0.00 ₹751,121.79 +₹6,075.67
TapTap Send 106.1500 €1.99 ₹743,050.00 −₹1,996.11
Regency FX 106.1478 €0.00 ₹743,034.49 −₹2,011.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3737 – ₹744,615.82
Profee Cheapest 107.6328 €0.00 ₹753,429.61 +₹8,813.79
TapTap Send 106.4100 €1.99 ₹744,870.00 +₹254.18
Regency FX 106.0865 €0.00 ₹742,605.36 −₹2,010.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3612 – ₹744,528.46
Profee Cheapest 107.5669 €0.00 ₹752,968.60 +₹8,440.14
TapTap Send 106.5000 €1.99 ₹745,500.00 +₹971.54
Regency FX 106.0740 €0.00 ₹742,518.23 −₹2,010.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3612 – ₹744,528.46
Profee Cheapest 107.6132 €0.00 ₹753,292.17 +₹8,763.71
TapTap Send 106.5000 €1.99 ₹745,500.00 +₹971.54
Regency FX 106.0740 €0.00 ₹742,518.23 −₹2,010.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.7333 – ₹747,133.27
Profee Cheapest 107.8282 €0.00 ₹754,797.30 +₹7,664.03
TapTap Send 106.5000 €1.99 ₹745,500.00 −₹1,633.27
Regency FX 106.4451 €0.00 ₹745,116.02 −₹2,017.25
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 107.2227 €0.00 ₹750,559.21 –
TapTap Send 106.5000 €1.99 ₹745,500.00 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 105.8072 – ₹740,650.20
Profee Cheapest 106.8956 €0.00 ₹748,269.18 +₹7,618.98
TapTap Send 106.0000 €1.99 ₹742,000.00 +₹1,349.80
Regency FX 105.5215 €0.00 ₹738,650.45 −₹1,999.75

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more INR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 27 of the last 30 days.

Right now, Profee pays 748,269.18 INR on 7,000 EUR, which is 7,618.98 INR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 769,388.1 INR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to India.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. ProfeeAppeared in 60 comparisons

    Cheapest every time

  2. TapTap SendAppeared in 62 comparisons

    Cheapest in 3% of them

  3. Regency FXAppeared in 28 comparisons

    Never the cheapest

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Profee is the cheapest and gets you the most INR, and it was also the cheapest in 100% of the 60 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to India.

TapTap Send (today's second cheapest) was the cheapest in only 3% of its comparisons, so it's rarely the cheapest option for transfers to India.

Ways to send money from Finland to India

11 companies send money from Finland to India, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Profee will get you 748,269.18 INR on a €7,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

If it's the only time you send money to India, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Profee charges €0 on a €7,000 transfer, and 748,269.18 INR arrives in minutes - 24 hours.

Over the past month, Profee was the cheapest app on 100% of the days it appeared for €7,000 transfers.

In India they can receive money via bank deposit, card deposit, and upi.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and INR balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to INR with Wise gets you 736,454 INR (€40.7 in fees and -0.01% markup).

This is especially useful for travel since you are spending in INR (no extra fees from Wise, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 83% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to India.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to India. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/INR rate.

Our analysis shows Regency FX was the cheapest broker in 96% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive INR in India

With Profee, paying by debit card and receiving through card deposit is the cheapest combination. Sending €7,000 gives your recipient 748,269.18 INR.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, debit card, klarna, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to India directly.

For withdrawals in India, use bank deposit, card deposit, and upi.

Receive INR

The name should match the account holder's bank record, so double check it before sending.

  1. 1
    Debit card Card deposit

    You pay €7,000.00

    ₹748,269

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    ₹748,269

    ₹0

  3. 3
    Bank transfer Bank deposit

    You pay €7,000.00

    ₹748,269

    ₹0

  4. 4
    Bank transfer Card deposit

    You pay €7,000.00

    ₹748,269

    ₹0

  5. 5
    Klarna Card deposit

    You pay €7,000.00

    ₹748,269

    ₹0

Show moreShow less
  1. 6
    Klarna Bank deposit

    You pay €7,000.00

    ₹748,269

    ₹0

  2. 7
    Debit card Bank deposit

    You pay €7,001.99

    ₹742,000

    -₹6,269

  3. 8
    Debit card Upi

    You pay €7,001.99

    ₹742,000

    -₹6,269

  4. 9
    Credit card Bank deposit

    You pay €7,000.00

    ₹738,534

    -₹9,735

  5. 10
    iDEAL Bank deposit

    You pay €7,000.00

    ₹735,384

    -₹12,885

What to consider before sending money from Finland to India

For a transfer from Finland, compare the INR received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/INR transfer options

For a €7,000 transfer to India, these are the current cheapest, fastest and easiest options.

Cheapest

Profee is cheapest when funded by debit card with card deposit for the payout. Your recipient gets 748,269.18 INR, which is 0.84% more than the next best option.

Fastest

Revolut delivers 731,176 INR in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in India.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 11 of them on EUR to India, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/INR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.