How to send money to Cuba from the UK with the best GBP-CUP rate

We’ve compared 1 companies, and found Regency FX to be the cheapest, while Regency FX is the fastest.

Sending £6,000 gets you $MN192,748.61 with Regency FX at 32.1248 CUP per GBP, about 0% more than the next best option.

Best companies for GBP/CUP transfers

1 of 1 providers

Last updated on 10 November 2026

Based on 6,000 GBP transfer

Best companies for GBP/CUP transfers

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Promoted

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 32.1248 CUP +0.27% vs mid-market Recipient gets $192,748.61 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cuba with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 32.1248 CUP
$192,748.61You pay£6,000.00

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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 32.1248 CUP +0.27% vs mid-market Recipient gets $192,748.61 Minutes - 24 hours
CheapestFastestOur top pick
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cuba with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 32.1248 CUP
$192,748.61You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 32.2117 CUP Updates every 60 minutes.

How to send money from UK to Cuba

Pick a company

For a one-off GBP transfer to Cuba, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 20 of the 20 days it quoted £6,000 transfers to Cuba.

On a 6,000 GBP transfer, Regency FX delivers the most CUP.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/CUP rate.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Cuba?

How much GBP you send to Cuba heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from £6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
£6,000This page0.27%£0.00$192,748.61with bank transfer to bank deposit$0.00
£10,0000.27%£0.00$321,109.41with bank transfer to bank deposit$0.00
£50,0000.25%£0.00$1,605,912.21with bank transfer to bank deposit$0.00
£250,0000.20%£0.00$8,034,126.30with bank transfer to bank deposit$0.00

Mid-market rate: 1 GBP = 32.2117 CUP

GBP/CUP Exchange Rate History

Is today a good time to send money from UK to Cuba?

The cheapest way to send GBP to CUP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Cuba.

CUP received for £6,000, after fees

Tue, 10 Nov 2026Mid-market rate$193,270.44 Regency FX $192,748.61Regency FX$192,748.61

188,000
189,000
190,000
191,000
192,000
193,000
194,000
195,000
At the mid-market rateWith the cheapest optionRegency FX

No data was collected on Mon, 12 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 31.8307 – $190,984.45
Regency FX Cheapest 31.7448 £0.00 $190,468.79 −$515.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.5603 – $189,361.57
Regency FX Cheapest 31.4750 £0.00 $188,850.30 −$511.27

No data was collected on Thu, 15 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 31.9739 – $191,843.62
Regency FX Cheapest 31.8876 £0.00 $191,325.64 −$517.98

No data was collected on Sat, 17 Oct 2026.

No data was collected on Sun, 18 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 32.0868 – $192,520.62
Regency FX Cheapest 32.0001 £0.00 $192,000.81 −$519.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.0420 – $192,252.07
Regency FX Cheapest 31.9555 £0.00 $191,732.99 −$519.08

No data was collected on Wed, 21 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 32.1810 – $193,085.95
Regency FX Cheapest 32.0941 £0.00 $192,564.61 −$521.34

No data was collected on Fri, 23 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 32.0756 – $192,453.84
Regency FX Cheapest 31.9890 £0.00 $191,934.21 −$519.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.0756 – $192,453.84
Regency FX Cheapest 31.9890 £0.00 $191,934.21 −$519.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.9700 – $191,820.17
Regency FX Cheapest 31.8837 £0.00 $191,302.25 −$517.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.0485 – $192,291.09
Regency FX Cheapest 31.9620 £0.00 $191,771.90 −$519.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.9635 – $191,780.83
Regency FX Cheapest 31.8772 £0.00 $191,263.02 −$517.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.9281 – $191,568.89
Regency FX Cheapest 31.8419 £0.00 $191,051.65 −$517.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.1636 – $192,981.35
Regency FX Cheapest 32.0767 £0.00 $192,460.30 −$521.05

No data was collected on Sat, 31 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 32.1124 – $192,674.42
Regency FX Cheapest 32.0257 £0.00 $192,154.20 −$520.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.2896 – $193,737.62
Regency FX Cheapest 32.2024 £0.00 $193,214.53 −$523.09

No data was collected on Tue, 3 Nov 2026.

No data was collected on Wed, 4 Nov 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 32.3322 – $193,993.27
Regency FX Cheapest 32.2449 £0.00 $193,469.48 −$523.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.2002 – $193,201.45
Regency FX Cheapest 32.1133 £0.00 $192,679.81 −$521.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.0554 – $192,332.48
Regency FX Cheapest 31.9689 £0.00 $191,813.18 −$519.30

No data was collected on Sun, 8 Nov 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 32.1917 – $193,150.03
Regency FX Cheapest 32.1048 £0.00 $192,628.52 −$521.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.2117 – $193,270.44
Regency FX Cheapest 32.1248 £0.00 $192,748.61 −$521.83

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CUP per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CUP on every transfer from the UK.

Right now, Regency FX pays 192,748.61 CUP on 6,000 GBP, which is 521.83 CUP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 193,469.48 CUP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Cuba.

We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. Regency FXAppeared in 102 comparisons

    Cheapest every time

Based on 209 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from the UK to Cuba

There are many ways to send money to Cuba from the UK, including currency broker, and more.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Cuba, and real human support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/CUP rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Cuba, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive CUP in Cuba

Pay-in and pay-out methods will affect how much GBP you deposit and how much CUP your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Cuba is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive CUP.

Depositing GBP

You have 1 pay-in options for transfers to Cuba, including bank transfer.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is bank transfer.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Cuba

Money can reach Cuba by bank deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Cuba is with bank deposit on average.

Digital wallets

Your recipient can receive CUP directly into a digital wallet (like PayPal or similar) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    $MN192,749

    Cheapest

Consider this when sending GBP to Cuba

There are a few nuances you should consider before sending GBP to Cuba such as limits, taxes, and safety.

Compare GBP/CUP transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Cuba:

Cheapest way to send money to Cuba

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get $MN192,748.61, which is 0% more than the next best option.

Fastest way to send money to Cuba

The fastest way is to use Regency FX via bank transfer deposit and bank deposit for pay out. You get $MN192,748.61 and it will arrive in minutes - 24 hours.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/CUP transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Regency FX will get you 192,748.61 CUP, that’s including £0 fee and 0.27% in exchange rate markup.

Taxes on money transfers

There is no UK tax for the act of sending money to Cuba.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 1 regulated companies offering money transfers from the UK to Cuba in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/CUP pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 209 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/CUP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.