Best companies for MYR/AED transfers
3 of 3 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/AED transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 63.63 1 MYR = 0.9006 AED -0.01% vs mid-market	Recipient gets AED 7,327.32 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 63.631 MYR = 0.9006 AED AED 7,327.32You payRM 8,200.00
Promoted Xe Pay via Bank transfer	Fee RM 0.00 1 MYR = 0.8947 AED +0.65% vs mid-market	Recipient gets AED 7,336.54 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.8947 AED AED 7,336.54You payRM 8,200.00
Run a live search Showing top Malaysia to United Arab Emirates deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to AED rates.
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much MYR you're planning to spend in United Arab Emirates.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 0.8981 AED +0.27% vs mid-market	Recipient gets AED 7,364.14 Minutes - 24 hours
0 reviews Cheapest Personal account manager
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.8981 AED AED 7,364.14You payRM 8,200.00
Xe Pay via Bank transfer	Fee RM 0.00 1 MYR = 0.8947 AED +0.65% vs mid-market	Recipient gets AED 7,336.54 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.8947 AED AED 7,336.54You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 63.63 1 MYR = 0.9006 AED -0.01% vs mid-market	Recipient gets AED 7,327.32 Same day
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 63.631 MYR = 0.9006 AED AED 7,327.32You payRM 8,200.00

Wise Pay via FPX	Fee RM 63.63 1 MYR = 0.9006 AED -0.01% vs mid-market	Recipient gets AED 7,327.32 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 63.631 MYR = 0.9006 AED AED 7,327.32You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 0.9005 AED Updates every 60 minutes.

Why compare

MYR/AED exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to UAE

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 29 of the 29 days it quoted RM8,200 transfers to UAE.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer and fpx.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to UAE.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to UAE?

How much MYR you send to UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	-0.02%	RM 19.27	AED 883.53with bank transfer to bank deposit	+AED 3.29
RM 5,000	0.03%	RM 27.50	AED 4,477.24with fpx to bank deposit	+AED 23.48
RM 8,200This page	0.27%	RM 0.00	AED 7,364.14with bank transfer to bank deposit	+AED 25.31
RM 10,000	0.27%	RM 0.00	AED 8,980.68with bank transfer to bank deposit	+AED 63.16

Mid-market rate: 1 MYR = 0.9005 AED

MYR/AED Exchange Rate History

Is today a good time to send money from Malaysia to UAE?

The cheapest way to send MYR to AED can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to UAE.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AED per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AED on every transfer from Malaysia.

Right now, Regency FX pays 7,364.14 AED on 8,200 MYR, which is 19.94 AED less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to UAE.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 45 comparisons
Cheapest every time
XeAppeared in 57 comparisons
Cheapest in 9% of them
WiseAppeared in 92 comparisons
Cheapest in 34% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Xe (today's second cheapest) was the cheapest in only 9% of its comparisons, so it's rarely the cheapest option for transfers to UAE.

Ways to send money from Malaysia to UAE

There are 5 ways to send money from Malaysia to United Arab Emirates across 3 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Xe charges MYR 0 and 0.65% markup to send MYR 8,200 and your recipient gets AED7,336.54 in minutes - 24 hours.

In our comparisons over the past month, it was the cheapest online service on 21 of the 29 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to United Arab Emirates.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/AED exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in United Arab Emirates, tuition fees, or moving savings from Malaysia to United Arab Emirates.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from United Arab Emirates, or travel there often.

Wise lets you hold MYR and AED in one account, and convert between them when you need.

When converting MYR to AED, 8,200 MYR will get you 7,327.32 AED (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive AED in UAE

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 7,364.14 AED.

You can fund your transfer in MYR through bank transfer and fpx.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to UAE.

The processing fee may include SST, so double check the final AED amount first.

The recipient can receive AED through bank deposit.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in United Arab Emirates.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

AED7,364

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

AED7,327

-AED37

Things to check before sending MYR to UAE

Here are a few things to know about money transfers from Malaysia to UAE.

Best ways to send MYR to UAE

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,364.14 AED, which is 0.37% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,327.32 AED in same day.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 3 of them on MYR to United Arab Emirates, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/AED transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Malaysia

Send money to United Arab Emirates

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8999	–	AED 7,378.83
Regency FX Cheapest	0.8974	RM 0.00	AED 7,358.90	−AED 19.93
Xe	0.8946	RM 0.00	AED 7,335.72	−AED 43.11
Wise	0.9001	RM 63.63	AED 7,323.38	−AED 55.45

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8999	–	AED 7,379.14
Regency FX Cheapest	0.8975	RM 0.00	AED 7,359.22	−AED 19.92
Xe	0.8946	RM 0.00	AED 7,335.72	−AED 43.42
Wise	0.9000	RM 63.63	AED 7,322.66	−AED 56.48

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8993	–	AED 7,374.51
Regency FX Cheapest	0.8969	RM 0.00	AED 7,354.59	−AED 19.92
Xe	0.8942	RM 0.00	AED 7,332.44	−AED 42.07
Wise	0.8995	RM 63.63	AED 7,318.35	−AED 56.16

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8994	–	AED 7,374.68
Regency FX Cheapest	0.8969	RM 0.00	AED 7,354.77	−AED 19.91
Xe	0.8943	RM 0.00	AED 7,333.26	−AED 41.42
Wise	0.8995	RM 63.63	AED 7,318.35	−AED 56.33

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8992	–	AED 7,373.24
Regency FX Cheapest	0.8967	RM 0.00	AED 7,353.33	−AED 19.90
Wise	0.8990	RM 63.63	AED 7,314.62	−AED 58.61
Xe	0.8818	RM 0.00	AED 7,230.76	−AED 142.47

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8990	–	AED 7,372.15
Regency FX Cheapest	0.8966	RM 0.00	AED 7,352.25	−AED 19.90
Wise	0.8990	RM 63.63	AED 7,314.62	−AED 57.53
Xe	0.8823	RM 0.00	AED 7,234.86	−AED 137.29

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8986	–	AED 7,368.32
Regency FX Cheapest	0.8961	RM 0.00	AED 7,348.43	−AED 19.89
Xe	0.8935	RM 0.00	AED 7,326.70	−AED 41.62
Wise	0.8985	RM 63.63	AED 7,310.29	−AED 58.03

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8988	–	AED 7,370.14
Regency FX Cheapest	0.8964	RM 0.00	AED 7,350.24	−AED 19.90
Xe	0.8937	RM 0.00	AED 7,328.34	−AED 41.80
Wise	0.8989	RM 63.63	AED 7,313.52	−AED 56.62

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8987	–	AED 7,369.45
Regency FX Cheapest	0.8963	RM 0.00	AED 7,349.55	−AED 19.90
Xe	0.8937	RM 0.00	AED 7,328.34	−AED 41.11
Wise	0.8989	RM 63.63	AED 7,313.52	−AED 55.93

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8980	–	AED 7,363.30
Regency FX Cheapest	0.8955	RM 0.00	AED 7,343.42	−AED 19.88
Xe	0.8914	RM 0.00	AED 7,309.48	−AED 53.82
Wise	0.8979	RM 63.63	AED 7,305.92	−AED 57.38

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8983	–	AED 7,365.84
Regency FX Cheapest	0.8958	RM 0.00	AED 7,345.95	−AED 19.89
Xe	0.8931	RM 0.00	AED 7,323.42	−AED 42.42
Wise	0.8984	RM 63.63	AED 7,309.50	−AED 56.34

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8989	–	AED 7,371.07
Regency FX Cheapest	0.8965	RM 0.00	AED 7,351.17	−AED 19.90
Wise	0.8991	RM 63.63	AED 7,315.37	−AED 55.70
Xe	0.8818	RM 0.00	AED 7,230.76	−AED 140.31

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8991	–	AED 7,372.87
Regency FX Cheapest	0.8967	RM 0.00	AED 7,352.96	−AED 19.91
Xe	0.8939	RM 0.00	AED 7,329.98	−AED 42.89
Wise	0.8993	RM 63.63	AED 7,317.21	−AED 55.66

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8998	–	AED 7,378.29
Regency FX Cheapest	0.8974	RM 0.00	AED 7,358.37	−AED 19.92
Xe	0.8948	RM 0.00	AED 7,337.36	−AED 40.93
Wise	0.8999	RM 63.63	AED 7,322.13	−AED 56.16

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8997	–	AED 7,377.93
Regency FX Cheapest	0.8973	RM 0.00	AED 7,358.01	−AED 19.92
Xe	0.8946	RM 0.00	AED 7,335.72	−AED 42.21
Wise	0.8999	RM 63.63	AED 7,321.94	−AED 55.99

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8999	–	AED 7,379.02
Regency FX Cheapest	0.8975	RM 0.00	AED 7,359.09	−AED 19.93
Xe	0.8946	RM 0.00	AED 7,335.72	−AED 43.30
Wise	0.9000	RM 63.63	AED 7,322.94	−AED 56.08

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8994	–	AED 7,375.22
Regency FX Cheapest	0.8970	RM 0.00	AED 7,355.31	−AED 19.91
Wise	0.8994	RM 63.63	AED 7,317.91	−AED 57.31
Xe	0.8826	RM 0.00	AED 7,237.32	−AED 137.90

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8997	–	AED 7,377.20
Regency FX Cheapest	0.8972	RM 0.00	AED 7,357.29	−AED 19.91
Xe	0.8945	RM 0.00	AED 7,334.90	−AED 42.30
Wise	0.8998	RM 63.63	AED 7,321.14	−AED 56.06

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	0.8995	RM 63.63	AED 7,318.35	–
Regency FX No quote collected this day	–	–	–	–
Xe No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8998	–	AED 7,378.47
Regency FX Cheapest	0.8974	RM 0.00	AED 7,358.54	−AED 19.93
Xe	0.8947	RM 0.00	AED 7,336.54	−AED 41.93
Wise	0.9000	RM 63.63	AED 7,322.38	−AED 56.09

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8991	–	AED 7,372.32
Regency FX Cheapest	0.8966	RM 0.00	AED 7,352.42	−AED 19.90
Xe	0.8939	RM 0.00	AED 7,329.98	−AED 42.34
Wise	0.8991	RM 63.63	AED 7,315.76	−AED 56.56

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8990	–	AED 7,371.43
Regency FX Cheapest	0.8965	RM 0.00	AED 7,351.53	−AED 19.90
Wise	0.8990	RM 63.63	AED 7,314.73	−AED 56.70
Xe	0.8818	RM 0.00	AED 7,230.76	−AED 140.67

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8987	–	AED 7,369.09
Regency FX Cheapest	0.8962	RM 0.00	AED 7,349.19	−AED 19.90
Xe	0.8937	RM 0.00	AED 7,328.34	−AED 40.75
Wise	0.8987	RM 63.63	AED 7,312.08	−AED 57.01

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.8988	–	AED 7,370.10
Regency FX Cheapest	0.8964	RM 0.00	AED 7,350.20	−AED 19.90
Xe	0.8937	RM 0.00	AED 7,328.34	−AED 41.76
Wise	0.8989	RM 63.63	AED 7,313.97	−AED 56.13

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9005	–	AED 7,384.08
Regency FX Cheapest	0.8981	RM 0.00	AED 7,364.14	−AED 19.94
Xe	0.8947	RM 0.00	AED 7,336.54	−AED 47.54
Wise	0.9006	RM 63.63	AED 7,327.32	−AED 56.76

How to send money to UAE from Malaysia with the best MYR-AED rate

Best companies for MYR/AED transfers