How to send money to UAE from Malaysia with the best MYR-AED rate

Regency FX is the cheapest way to send money to United Arab Emirates, giving your recipient 7,371.74 AED from RM8,200.

If you need money fast, we suggest using Regency FX, your AED transfer will arrive in minutes - 24 hours.

Best companies for MYR/AED transfers

4 of 4 providers

Last updated on 26 September 2026

Based on 8,200 MYR transfer

Best companies for MYR/AED transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee RM 63.63 1 MYR = 0.9016 AED -0.02% vs mid-market Recipient gets AED 7,335.68 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
RM 63.631 MYR = 0.9016 AED
AED 7,335.68You payRM 8,200.00
Promoted

Xe

Pay via Bank transfer
Fee RM 0.00 1 MYR = 0.8843 AED +1.92% vs mid-market Recipient gets AED 7,251.26 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 MYR = 0.8843 AED
AED 7,251.26You payRM 8,200.00

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Showing top Malaysia to United Arab Emirates deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee RM 0.00 1 MYR = 0.8990 AED +0.27% vs mid-market Recipient gets AED 7,371.74 Minutes - 24 hours
0 reviews
Cheapest
Personal account manager

Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 MYR = 0.8990 AED
AED 7,371.74You payRM 8,200.00

Wise

Pay via Bank transfer
Fee RM 63.63 1 MYR = 0.9016 AED -0.02% vs mid-market Recipient gets AED 7,335.68 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
RM 63.631 MYR = 0.9016 AED
AED 7,335.68You payRM 8,200.00

Wise

Pay via FPX
Fee RM 63.63 1 MYR = 0.9016 AED -0.02% vs mid-market Recipient gets AED 7,335.68 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by fpx.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
RM 63.631 MYR = 0.9016 AED
AED 7,335.68You payRM 8,200.00

Xe

Pay via Bank transfer
Fee RM 0.00 1 MYR = 0.8843 AED +1.92% vs mid-market Recipient gets AED 7,251.26 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 MYR = 0.8843 AED
AED 7,251.26You payRM 8,200.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee RM 5.00 1 MYR = 0.8793 AED +2.48% vs mid-market Recipient gets AED 7,206.19 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
RM 5.001 MYR = 0.8793 AED
AED 7,206.19You payRM 8,200.00
How Our Results Work
Mid-market rate: 1 MYR = 0.9014 AED Updates every 60 minutes.

How to send money from Malaysia to UAE

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer, fpx, and debit card.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to UAE.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Ways to send money from Malaysia to UAE

There are 5 ways across 4 money transfer services send money from Malaysia to United Arab Emirates.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 63.63 and -0.02% markup to send MYR 8,200 and your recipient gets .د.إ7,335.68 in within a week.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to United Arab Emirates.

Regency FX is a good option, they charge no fees and add 0.4% markup on the MYR/AED exchange rate.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in United Arab Emirates, tuition fees, or moving savings from Malaysia to United Arab Emirates.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from United Arab Emirates, or travel there often.

Wise lets you hold MYR and AED in one account, and convert between them when you need.

When converting MYR to AED, 8,200 MYR will get you 7,335.68 AED (after fees).

Ways to fund MYR and receive AED in UAE

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 7,371.74 AED.

You can fund your transfer in MYR through bank transfer, fpx, and debit card.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money UAE.

The processing fee may include SST, so double check the final AED amount first.

The recipient can receive AED through bank deposit and cash pickup.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in United Arab Emirates.

Double check the info, since its very hard to stop or reverse once it leaves your account.

  1. 1
    Bank transfer Bank deposit

    You pay RM8,200.00

    .د.إ7,372

    Cheapest

  2. 2
    Fpx Bank deposit

    You pay RM8,200.00

    .د.إ7,336

    -.د.إ36

  3. 3
    Debit card Cash pickup

    You pay RM8,200.00

    .د.إ7,206

    -.د.إ166

Things to check before sending MYR to UAE

Here are a few things to know about money transfers from Malaysia to UAE.

Best ways to send MYR to UAE

For a RM 8,200 transfer, these are the best options:

  1. Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,371.74 AED, which is 0.49% more than the next best option.

  2. Fastest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,371.74 AED in minutes - 24 hours.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

Live MYR-AED Exchange Rate

Finding a good MYR to AED rate

The exchange rate affects how many UAE Dirham your recipient gets for your Malaysian Ringgit.

Mid-market rate:1 MYR = 0.901426 AED

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 4 of them on MYR to United Arab Emirates, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.