Best companies for EUR/AED transfers
10 of 10 providers Last updated on 26 September 2026
Based on 7,000 EUR transfer Best companies for EUR/AED transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €34.68 1 EUR = 4.1841 AED -0.02% vs mid-market	Recipient gets AED 29,143.60 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €34.681 EUR = 4.1841 AED AED 29,143.60You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 4.2094 AED -0.62% vs mid-market	Recipient gets AED 29,465.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00
Run a live search Showing top Finland to United Arab Emirates deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AED rates.
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much EUR you're planning to spend in United Arab Emirates.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit card	Fee €0.00 1 EUR = 4.2094 AED -0.62% vs mid-market	Recipient gets AED 29,465.80 Minutes - 24 hours
4 reviews Cheapest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 4.2094 AED -0.62% vs mid-market	Recipient gets AED 29,465.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 4.2094 AED -0.62% vs mid-market	Recipient gets AED 29,465.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in United Arab Emirates with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 4.1728 AED +0.25% vs mid-market	Recipient gets AED 29,209.42 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.1728 AED AED 29,209.42You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 4.1719 AED +0.27% vs mid-market	Recipient gets AED 29,203.57 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1719 AED AED 29,203.57You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 4.1707 AED +0.30% vs mid-market	Recipient gets AED 29,194.78 Minutes - 24 hours
2 reviews Fastest Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1707 AED AED 29,194.78You pay€7,000.00
Wise Pay via Bank transfer	Fee €34.68 1 EUR = 4.1841 AED -0.02% vs mid-market	Recipient gets AED 29,143.60 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €34.681 EUR = 4.1841 AED AED 29,143.60You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 4.1623 AED +0.50% vs mid-market	Recipient gets AED 29,136.22 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in United Arab Emirates with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1623 AED AED 29,136.22You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 4.1603 AED +0.55% vs mid-market	Recipient gets AED 29,122.10 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1603 AED AED 29,122.10You pay€7,000.00
Wise Pay via iDEAL/WERO	Fee €44.82 1 EUR = 4.1841 AED -0.02% vs mid-market	Recipient gets AED 29,101.17 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €44.821 EUR = 4.1841 AED AED 29,101.17You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €3.59 1 EUR = 4.1585 AED +0.59% vs mid-market	Recipient gets AED 29,094.50 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.591 EUR = 4.1585 AED AED 29,094.50You pay€7,000.00
Wise Pay via Debit card	Fee €89.69 1 EUR = 4.1841 AED -0.02% vs mid-market	Recipient gets AED 28,913.43 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €89.691 EUR = 4.1841 AED AED 28,913.43You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 4.1247 AED +1.40% vs mid-market	Recipient gets AED 28,872.67 Minutes - 2 days
0 reviews
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.1247 AED AED 28,872.67You pay€7,000.00
Wise Pay via Credit card	Fee €131.76 1 EUR = 4.1841 AED -0.02% vs mid-market	Recipient gets AED 28,737.40 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €131.761 EUR = 4.1841 AED AED 28,737.40You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €140.50 1 EUR = 4.1692 AED +0.34% vs mid-market	Recipient gets AED 28,598.83 Within a week
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week €140.501 EUR = 4.1692 AED AED 28,598.83You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 4.1832 AED Updates every 60 minutes.

Why compare

EUR/AED exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to UAE

Pick a company

For a one-off transfer to UAE, start with Xe.

On a 7,000 EUR transfer, Xe delivers the most AED.

The cheapest option depends on the amount, so I suggest to get the best EUR/AED rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to UAE they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to UAE

10 companies send money from Finland to United Arab Emirates, mostly through broker, online, app, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 29,465.8 AED on €7,000 transfer.

If it's the only time you send money to UAE, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Xe charges €0 on a €7,000 transfer, and 29,465.8 AED arrives in minutes - 24 hours.

In UAE they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and AED balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to AED with Wise gets you 29,143.6 AED (€34.68 in fees and -0.02% markup).

This is especially useful travel since you are spending in AED (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to UAE.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to United Arab Emirates. They charge no fees and add a markup on the rate.

Xe charges no fee but adds -0.62% markup on top of the EUR/AED rate.

Ways to fund EUR and receive AED in UAE

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 29,465.8 AED.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to United Arab Emirates directly.

For withdrawals in United Arab Emirates, use bank deposit.

Receive AED

The name should match the account holder's bank record, so double check it before sending.

1

Debit card Bank deposit

You pay €7,000.00

.د.إ29,466

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

.د.إ29,466

.د.إ0
3

Credit card Bank deposit

You pay €7,000.00

.د.إ29,466

.د.إ0
4

Ideal Bank deposit

You pay €7,000.00

.د.إ29,101

-.د.إ365

What to consider before sending money from Finland to UAE

For a transfer from Finland, compare the AED received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/AED transfer options

For a €7,000 transfer to United Arab Emirates, these are the current cheapest, fastest and easiest options.

Cheapest

Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 29,465.8 AED, which is 0.87% more than the next best option.

Fastest

Xe delivers 29,465.8 AED in minutes - 24 hours when you pay by debit card and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in United Arab Emirates.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-AED Exchange Rate

Finding the best rate to send money from Finland to UAE

The exchange rate has a direct impact on how much AED your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 4.183233 AED

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 10 of them on EUR to United Arab Emirates, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Finland

Send money to United Arab Emirates

How to send money to UAE from Finland with the best EUR-AED rate

Best companies for EUR/AED transfers