Usually the cheapest
Online transfers
Companies like Xe will get you 29,465.8 AED on €7,000 transfer.
If it's the only time you send money to UAE, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to UAE from Finland with the best EUR-AED rate
We’ve compared and analysed 11 money transfer companies in Finland.
| 11 of 11 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/AED transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.1789 AED -0.01% vs mid-market | Recipient gets AED 29,107.38 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.681 EUR = 4.1789 AED AED 29,107.38You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.2094 AED -0.74% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
Run a live search Showing top Finland to United Arab Emirates deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AED rates. | |||
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much EUR you're planning to spend in United Arab Emirates. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.2094 AED -0.74% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.2094 AED -0.74% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.2094 AED -0.74% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4.1680 AED +0.25% vs mid-market | Recipient gets AED 29,175.89 Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.1680 AED AED 29,175.89You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.1671 AED +0.27% vs mid-market | Recipient gets AED 29,170.04 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1671 AED AED 29,170.04You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 4.1659 AED +0.30% vs mid-market | Recipient gets AED 29,161.27 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1659 AED AED 29,161.27You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.1789 AED -0.01% vs mid-market | Recipient gets AED 29,107.38 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.681 EUR = 4.1789 AED AED 29,107.38You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.1575 AED +0.50% vs mid-market | Recipient gets AED 29,102.77 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1575 AED AED 29,102.77You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 4.1542 AED +0.58% vs mid-market | Recipient gets AED 29,079.40 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1542 AED AED 29,079.40You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €44.82 1 EUR = 4.1789 AED -0.01% vs mid-market | Recipient gets AED 29,065.00 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.821 EUR = 4.1789 AED AED 29,065.00You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.59 1 EUR = 4.1495 AED +0.69% vs mid-market | Recipient gets AED 29,031.50 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.591 EUR = 4.1495 AED AED 29,031.50You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 4.1736 AED +0.12% vs mid-market | Recipient gets AED 28,920.84 Same day | |
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 4.1736 AED AED 28,920.84You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €89.69 1 EUR = 4.1789 AED -0.01% vs mid-market | Recipient gets AED 28,877.49 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €89.691 EUR = 4.1789 AED AED 28,877.49You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 4.1199 AED +1.40% vs mid-market | Recipient gets AED 28,839.53 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.1199 AED AED 28,839.53You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €131.76 1 EUR = 4.1789 AED -0.01% vs mid-market | Recipient gets AED 28,701.69 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €131.761 EUR = 4.1789 AED AED 28,701.69You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.95 1 EUR = 4.0304 AED +3.61% vs mid-market | Recipient gets AED 28,208.69 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days €0.951 EUR = 4.0304 AED AED 28,208.69You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.1784 AED Updates every 60 minutes. | |||
Transfer details
How to send money from Finland to UAE
Pick a company
For a one-off transfer to UAE, start with Xe.
On a 7,000 EUR transfer, Xe delivers the most AED.
The cheapest option depends on the amount, so I suggest to get the best EUR/AED rate.
Fund your transfer
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Select how you want the recipient to pick up the money. For transfers to UAE they can receive it via bank deposit and cash pickup.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to UAE
11 companies send money from Finland to United Arab Emirates, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 29,465.8 AED arrives in minutes - 24 hours.
In UAE they can receive money via bank deposit and cash pickup.
Moving money between your own accounts
Multi-currency accounts
Companies like Wise let you hold EUR and AED balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to AED with Wise gets you 29,107.38 AED (€34.68 in fees and -0.01% markup).
This is especially useful travel since you are spending in AED (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to UAE.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to United Arab Emirates. They charge no fees and add a markup on the rate.
Xe charges no fee but adds -0.74% markup on top of the EUR/AED rate.
Ways to fund EUR and receive AED in UAE
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 29,465.8 AED.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to United Arab Emirates directly.
For withdrawals in United Arab Emirates, use bank deposit and cash pickup.
Receive AED
The name should match the account holder's bank record, so double check it before sending.
Your recipient can also collect AED from a nearby agent in United Arab Emirates.
- 1 Debit card Bank deposit
You pay €7,000.00
.د.إ29,466
Cheapest
- 2 Bank transfer Bank deposit
You pay €7,000.00
.د.إ29,466
.د.إ0
- 3 Credit card Bank deposit
You pay €7,000.00
.د.إ29,466
.د.إ0
- 4 Ideal Bank deposit
You pay €7,000.00
.د.إ29,065
-.د.إ401
- 5 Debit card Cash pickup
You pay €7,000.00
.د.إ28,209
-.د.إ1,257
What to consider before sending money from Finland to UAE
For a transfer from Finland, compare the AED received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/AED transfer options
Compare EUR/AED transfer options
For a €7,000 transfer to United Arab Emirates, these are the current cheapest, fastest and easiest options.
Cheapest
Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 29,465.8 AED, which is 0.98% more than the next best option.
Fastest
Wise delivers 29,107.38 AED in same day when you pay by bank transfer and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in United Arab Emirates.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to UAE
The exchange rate has a direct impact on how much AED your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 4.174337 AED
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 11 of them on EUR to United Arab Emirates, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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