How to send money to UAE from Switzerland with the best CHF-AED rate

The cheapest option overall is Key Currency, giving your recipient 26,537.14 AED when you send CHF 6,000.

Below we’ve compared 10 ways to send money from Switzerland to United Arab Emirates.

Best companies for CHF/AED transfers

10 of 10 providers

Last updated on 26 September 2026

Based on 6,000 CHF transfer

Best companies for CHF/AED transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 17.94 1 CHF = 4.4336 AED +0.01% vs mid-market Recipient gets AED 26'521.94 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
CHF 17.941 CHF = 4.4336 AED
AED 26'521.94You payCHF 6'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 4.3868 AED +1.07% vs mid-market Recipient gets AED 26'320.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 4.3868 AED
AED 26'320.80You payCHF 6'000.00

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Showing top Switzerland to United Arab Emirates deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 4.4229 AED +0.25% vs mid-market Recipient gets AED 26'537.14 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 4.4229 AED
AED 26'537.14You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 4.4220 AED +0.27% vs mid-market Recipient gets AED 26'531.82 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 4.4220 AED
AED 26'531.82You payCHF 6'000.00

TorFx

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 4.4206 AED +0.30% vs mid-market Recipient gets AED 26'523.84 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 4.4206 AED
AED 26'523.84You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 17.94 1 CHF = 4.4336 AED +0.01% vs mid-market Recipient gets AED 26'521.94 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
CHF 17.941 CHF = 4.4336 AED
AED 26'521.94You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 4.4118 AED +0.50% vs mid-market Recipient gets AED 26'470.63 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 4.4118 AED
AED 26'470.63You payCHF 6'000.00

CurrencyFair

Pay via Bank transfer
Fee CHF 3.38 1 CHF = 4.4040 AED +0.68% vs mid-market Recipient gets AED 26'409.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 3.381 CHF = 4.4040 AED
AED 26'409.00You payCHF 6'000.00

Currencies Direct

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 4.3999 AED +0.77% vs mid-market Recipient gets AED 26'399.40 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 4.3999 AED
AED 26'399.40You payCHF 6'000.00

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 4.3868 AED +1.07% vs mid-market Recipient gets AED 26'320.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 4.3868 AED
AED 26'320.80You payCHF 6'000.00

Moneycorp

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 4.3719 AED +1.40% vs mid-market Recipient gets AED 26'231.20 Minutes - 2 days

Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 4.3719 AED
AED 26'231.20You payCHF 6'000.00

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 4.3868 AED +1.07% vs mid-market Recipient gets AED 26'162.88 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 4.3868 AED
AED 26'162.88You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 4.3868 AED +1.07% vs mid-market Recipient gets AED 26'162.88 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 4.3868 AED
AED 26'162.88You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 116.50 1 CHF = 4.4203 AED +0.31% vs mid-market Recipient gets AED 26'007.07 Within a week
Multi-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
CHF 116.501 CHF = 4.4203 AED
AED 26'007.07You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 CHF = 4.4339 AED Updates every 60 minutes.

How to send money from Switzerland to UAE

Pick a company

Start with the cheapest, which is Key Currency at 26,537.14 AED for CHF 6,000 transfer.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Ways to send money from Switzerland to UAE

10 companies send money from Switzerland to United Arab Emirates, across broker, online, app, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6,000 CHF gets your recipient 26,521.94 AED.

The fee is 17.94 CHF, with a 0.01% on top of CHF/AED rate.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in AED (be it payments or travelling).

Wise converts CHF 6,000 with a 0.01% exchange-rate markup and lets you hold CHF and AED in one account.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfers apps are the easiest to start with.

Wise charges fr.17.94 on a fr.6,000 transfer, and the money lands within a week.

You can also save recipients and create automated scheduled transfers to UAE.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in UAE or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/AED).

I suggest , since the more AED you send the better rate you get.

Brokers charge no fees, so settle with the one that gives you the best CHF/AED rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in UAE.

A global account lets you hold AED alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive AED in UAE

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 26,537.14 AED.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to United Arab Emirates.

In United Arab Emirates, they can get AED delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    .د.إ26,537

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    .د.إ26,163

    -.د.إ374

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    .د.إ26,163

    -.د.إ374

Things to know before sending CHF to Serbia

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/RSD transfer options

For a CHF 6,000 transfer to United Arab Emirates, these are the best options in our comparison.

Cheapest way to send money to United Arab Emirates

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 26,537.14 AED, which is 0.02% more than the next best option.

Fastest way to send money to United Arab Emirates

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 26,531.82 AED in minutes - 24 hours.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but CHF transfer to a AED requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

Live CHF-AED Exchange Rate

Compare the CHF to AED exchange rate

The rate you secure determines how much AED arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.

Mid-market rate:1 CHF = 4.433942 AED

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 10 of them sending CHF to United Arab Emirates, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.