The cheapest option overall is Key Currency, giving your recipient 26,485.31 AED when you send CHF 6,000.
Below we’ve compared 10 ways to send money from Switzerland to United Arab Emirates.
| 10 of 10 providers Last updated on 28 October 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/AED transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 17.94 1 CHF = 4.4260 AED -0.02% vs mid-market | Recipient gets AED 26'476.84 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 17.941 CHF = 4.4260 AED AED 26'476.84You payCHF 6'000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 4.3894 AED +0.81% vs mid-market | Recipient gets AED 26'336.40 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 4.3894 AED AED 26'336.40You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to United Arab Emirates deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to AED rates. | |||
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much CHF you're planning to spend in United Arab Emirates. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee CHF 0.00 1 CHF = 4.4142 AED +0.25% vs mid-market | Recipient gets AED 26'485.31 Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 4.4142 AED AED 26'485.31You payCHF 6'000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 4.4133 AED +0.27% vs mid-market | Recipient gets AED 26'480.00 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 4.4133 AED AED 26'480.00You payCHF 6'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 17.94 1 CHF = 4.4260 AED -0.02% vs mid-market | Recipient gets AED 26'476.84 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 17.941 CHF = 4.4260 AED AED 26'476.84You payCHF 6'000.00 | |||
 TorFx Pay via Bank transfer | Fee CHF 0.00 1 CHF = 4.4120 AED +0.30% vs mid-market | Recipient gets AED 26'472.04 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 4.4120 AED AED 26'472.04You payCHF 6'000.00 | |||
 OFX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 4.4032 AED +0.50% vs mid-market | Recipient gets AED 26'418.93 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 4.4032 AED AED 26'418.93You payCHF 6'000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee CHF 3.39 1 CHF = 4.3945 AED +0.70% vs mid-market | Recipient gets AED 26'352.00 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 3.391 CHF = 4.3945 AED AED 26'352.00You payCHF 6'000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee CHF 0.00 1 CHF = 4.3903 AED +0.79% vs mid-market | Recipient gets AED 26'341.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 4.3903 AED AED 26'341.80You payCHF 6'000.00 | |||
| Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 4.3894 AED +0.81% vs mid-market | Recipient gets AED 26'336.40 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 4.3894 AED AED 26'336.40You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 56.50 1 CHF = 4.4223 AED +0.07% vs mid-market | Recipient gets AED 26'283.91 Same day | |
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day CHF 56.501 CHF = 4.4223 AED AED 26'283.91You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee CHF 0.00 1 CHF = 4.3633 AED +1.40% vs mid-market | Recipient gets AED 26'179.97 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 4.3633 AED AED 26'179.97You payCHF 6'000.00 | |||
| Xe Pay via Debit card | Fee CHF 36.00 1 CHF = 4.3894 AED +0.81% vs mid-market | Recipient gets AED 26'178.38 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 4.3894 AED AED 26'178.38You payCHF 6'000.00 | |||
| Xe Pay via Credit card | Fee CHF 36.00 1 CHF = 4.3894 AED +0.81% vs mid-market | Recipient gets AED 26'178.38 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 4.3894 AED AED 26'178.38You payCHF 6'000.00 | |||
| How Our Results Work Mid-market rate: 1 CHF = 4.4253 AED Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 26,485.31 AED for a CHF 6,000 transfer.
Key Currency was the cheapest on 24 of the 27 days it quoted fr.6,000 transfers to UAE.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 89% of the transfers from CHF 6,000 it quoted, and in 89% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | 0.04% | CHF 2.70 | AED 4'409.87with bank transfer to bank deposit | +AED 49.05 | |
| CHF 5'000 | 0.27% | CHF 0.00 | AED 22'046.10with bank transfer to bank deposit | +AED 156.46 | |
| CHF 6'000This page | 0.25% | CHF 0.00 | AED 26'485.31with bank transfer to bank deposit | +AED 136.65 | |
| CHF 25'000 | 0.20% | CHF 0.00 | AED 110'255.32with bank transfer to bank deposit | +AED 392.01 |
Mid-market rate: 1 CHF = 4.4253 AED
The cheapest way to send CHF to AED can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 CHF transfers to UAE.
Wed, 28 Oct 2026Mid-market rateAED 26'551.69 Key Currency AED 26'485.31Key CurrencyAED 26'485.31Regency FXAED 26'480.00WiseAED 26'476.84
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 4.4070 | CHF 17.94 | AED 26'362.82 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4047 | – | AED 26'428.12 | |
| | 4.3937 | CHF 0.00 | AED 26'362.05 | −AED 66.07 |
| | 4.3928 | CHF 0.00 | AED 26'356.77 | −AED 71.35 |
| | 4.4051 | CHF 17.94 | AED 26'351.75 | −AED 76.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4038 | – | AED 26'422.90 | |
| | 4.3928 | CHF 0.00 | AED 26'356.84 | −AED 66.06 |
| | 4.3919 | CHF 0.00 | AED 26'351.55 | −AED 71.35 |
| | 4.4040 | CHF 17.94 | AED 26'345.11 | −AED 77.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4365 | – | AED 26'618.79 | |
| | 4.4254 | CHF 0.00 | AED 26'552.24 | −AED 66.55 |
| | 4.4245 | CHF 0.00 | AED 26'546.92 | −AED 71.87 |
| | 4.4370 | CHF 17.94 | AED 26'542.40 | −AED 76.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4341 | – | AED 26'604.61 | |
| | 4.4230 | CHF 0.00 | AED 26'538.09 | −AED 66.52 |
| | 4.4221 | CHF 0.00 | AED 26'532.77 | −AED 71.84 |
| | 4.4309 | CHF 17.94 | AED 26'505.61 | −AED 99.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4226 | – | AED 26'535.43 | |
| | 4.4309 | CHF 17.94 | AED 26'505.61 | −AED 29.82 |
| | 4.4115 | CHF 0.00 | AED 26'469.09 | −AED 66.34 |
| | 4.4106 | CHF 0.00 | AED 26'463.79 | −AED 71.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4311 | – | AED 26'586.49 | |
| | 4.4200 | CHF 0.00 | AED 26'520.02 | −AED 66.47 |
| | 4.4191 | CHF 0.00 | AED 26'514.70 | −AED 71.79 |
| | 4.4314 | CHF 17.94 | AED 26'508.78 | −AED 77.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4142 | – | AED 26'485.35 | |
| | 4.4032 | CHF 0.00 | AED 26'419.14 | −AED 66.21 |
| | 4.4023 | CHF 0.00 | AED 26'413.84 | −AED 71.51 |
| | 4.4144 | CHF 17.94 | AED 26'407.21 | −AED 78.14 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4103 | – | AED 26'461.81 | |
| | 4.3993 | CHF 0.00 | AED 26'395.65 | −AED 66.16 |
| | 4.3984 | CHF 0.00 | AED 26'390.36 | −AED 71.45 |
| | 4.4114 | CHF 17.94 | AED 26'389.38 | −AED 72.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4081 | – | AED 26'448.78 | |
| | 4.3971 | CHF 0.00 | AED 26'382.66 | −AED 66.12 |
| | 4.3962 | CHF 0.00 | AED 26'377.37 | −AED 71.41 |
| | 4.4086 | CHF 17.94 | AED 26'372.33 | −AED 76.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4211 | – | AED 26'526.63 | |
| | 4.4101 | CHF 0.00 | AED 26'460.31 | −AED 66.32 |
| | 4.4092 | CHF 0.00 | AED 26'455.01 | −AED 71.62 |
| | 4.4221 | CHF 17.94 | AED 26'453.27 | −AED 73.36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4265 | – | AED 26'558.96 | |
| | 4.4154 | CHF 0.00 | AED 26'492.57 | −AED 66.39 |
| | 4.4145 | CHF 0.00 | AED 26'487.25 | −AED 71.71 |
| | 4.4246 | CHF 17.94 | AED 26'468.52 | −AED 90.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4265 | – | AED 26'558.96 | |
| | 4.4154 | CHF 0.00 | AED 26'492.57 | −AED 66.39 |
| | 4.4145 | CHF 0.00 | AED 26'487.25 | −AED 71.71 |
| | 4.4246 | CHF 17.94 | AED 26'468.52 | −AED 90.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4146 | – | AED 26'487.61 | |
| | 4.4036 | CHF 0.00 | AED 26'421.39 | −AED 66.22 |
| | 4.4163 | CHF 17.94 | AED 26'418.69 | −AED 68.92 |
| | 4.4027 | CHF 0.00 | AED 26'416.10 | −AED 71.51 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 4.4078 | CHF 17.94 | AED 26'367.60 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3821 | – | AED 26'292.87 | |
| | 4.3712 | CHF 0.00 | AED 26'227.14 | −AED 65.73 |
| | 4.3703 | CHF 0.00 | AED 26'221.88 | −AED 70.99 |
| | 4.3818 | CHF 17.94 | AED 26'211.89 | −AED 80.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4290 | – | AED 26'573.90 | |
| | 4.4179 | CHF 0.00 | AED 26'507.47 | −AED 66.43 |
| | 4.4170 | CHF 0.00 | AED 26'502.15 | −AED 71.75 |
| | 4.4288 | CHF 17.94 | AED 26'493.35 | −AED 80.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4532 | – | AED 26'718.97 | |
| | 4.4420 | CHF 0.00 | AED 26'652.17 | −AED 66.80 |
| | 4.4411 | CHF 0.00 | AED 26'646.82 | −AED 72.15 |
| | 4.4537 | CHF 17.94 | AED 26'642.54 | −AED 76.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4465 | – | AED 26'678.99 | |
| | 4.4576 | CHF 17.94 | AED 26'665.33 | −AED 13.66 |
| | 4.4354 | CHF 0.00 | AED 26'612.30 | −AED 66.69 |
| | 4.4345 | CHF 0.00 | AED 26'606.96 | −AED 72.03 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4465 | – | AED 26'678.99 | |
| | 4.4576 | CHF 17.94 | AED 26'665.33 | −AED 13.66 |
| | 4.4354 | CHF 0.00 | AED 26'612.30 | −AED 66.69 |
| | 4.4345 | CHF 0.00 | AED 26'606.96 | −AED 72.03 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4537 | – | AED 26'722.21 | |
| | 4.4426 | CHF 0.00 | AED 26'655.41 | −AED 66.80 |
| | 4.4417 | CHF 0.00 | AED 26'650.06 | −AED 72.15 |
| | 4.4543 | CHF 17.94 | AED 26'646.13 | −AED 76.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4495 | – | AED 26'697.29 | |
| | 4.4384 | CHF 0.00 | AED 26'630.55 | −AED 66.74 |
| | 4.4375 | CHF 0.00 | AED 26'625.21 | −AED 72.08 |
| | 4.4502 | CHF 17.94 | AED 26'621.18 | −AED 76.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4537 | – | AED 26'722.39 | |
| | 4.4426 | CHF 0.00 | AED 26'655.58 | −AED 66.81 |
| | 4.4417 | CHF 0.00 | AED 26'650.24 | −AED 72.15 |
| | 4.4542 | CHF 17.94 | AED 26'645.41 | −AED 76.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4808 | – | AED 26'884.90 | |
| | 4.4696 | CHF 0.00 | AED 26'817.68 | −AED 67.22 |
| | 4.4687 | CHF 0.00 | AED 26'812.31 | −AED 72.59 |
| | 4.4809 | CHF 17.94 | AED 26'804.71 | −AED 80.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 4.4624 | CHF 17.94 | AED 26'694.34 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4511 | – | AED 26'706.61 | |
| | 4.4400 | CHF 0.00 | AED 26'639.85 | −AED 66.76 |
| | 4.4391 | CHF 0.00 | AED 26'634.50 | −AED 72.11 |
| | 4.4518 | CHF 17.94 | AED 26'630.70 | −AED 75.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4511 | – | AED 26'706.61 | |
| | 4.4400 | CHF 0.00 | AED 26'639.85 | −AED 66.76 |
| | 4.4391 | CHF 0.00 | AED 26'634.50 | −AED 72.11 |
| | 4.4518 | CHF 17.94 | AED 26'630.70 | −AED 75.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4475 | – | AED 26'684.85 | |
| | 4.4364 | CHF 0.00 | AED 26'618.14 | −AED 66.71 |
| | 4.4355 | CHF 0.00 | AED 26'612.80 | −AED 72.05 |
| | 4.4478 | CHF 17.94 | AED 26'606.71 | −AED 78.14 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4337 | – | AED 26'602.01 | |
| | 4.4226 | CHF 0.00 | AED 26'535.50 | −AED 66.51 |
| | 4.4217 | CHF 0.00 | AED 26'530.18 | −AED 71.83 |
| | 4.4333 | CHF 17.94 | AED 26'519.97 | −AED 82.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4253 | – | AED 26'551.69 | |
| | 4.4142 | CHF 0.00 | AED 26'485.31 | −AED 66.38 |
| | 4.4133 | CHF 0.00 | AED 26'480.00 | −AED 71.69 |
| | 4.4260 | CHF 17.94 | AED 26'476.84 | −AED 74.85 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 4.4253 | – | AED 26'551.69 | |
|---|---|---|---|---|
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more AED per CHF than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AED on every transfer from Switzerland.
Right now, Key Currency pays 26,485.31 AED on 6,000 CHF, which is 66.38 AED less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 26,817.68 AED.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to UAE.
We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.
Cheapest every time
Cheapest in 37% of them
Cheapest in 15% of them
Based on 28 comparisons across 4 amounts over the last 7 days.
Cheapest in 89% of them
Cheapest in 21% of them
Cheapest in 21% of them
Based on 106 comparisons across 4 amounts over the last 30 days.
Cheapest in 89% of them
Cheapest in 18% of them
Cheapest in 23% of them
Based on 126 comparisons across 4 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest and gets you the most AED, and it was also the cheapest in 89% of the 54 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to UAE.
Regency FX (today's second cheapest) was the cheapest in only 21% of its comparisons, so it's rarely the cheapest option for transfers to UAE.
10 companies send money from Switzerland to United Arab Emirates, across broker, online, app, multi-currency account, and global account, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 26,476.84 AED.
The fee is 17.94 CHF, with a -0.02% markup on top of the CHF/AED rate.
In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in AED (be it payments or travelling).
Wise converts CHF 6,000 with a -0.02% exchange-rate markup and lets you hold CHF and AED in one account.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For regular transfers
For the monthly transfer to family, money transfer apps are the easiest to start with.
Wise charges fr.17.94 on a fr.6,000 transfer, and the money lands same day.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6,000 transfers.
You can also save recipients and create automated scheduled transfers to UAE.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in UAE or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/AED).
I suggest , since the more AED you send the better rate you get.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.
Brokers charge no fees, so settle with the one that gives you the best CHF/AED rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in UAE.
A global account lets you hold AED alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 26,485.31 AED.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to United Arab Emirates.
In United Arab Emirates, they can get AED delivered as bank deposit.
You pay fr.6,000.00
AED26,485
Cheapest
You pay fr.6,000.00
AED26,178
-AED307
You pay fr.6,000.00
AED26,178
-AED307
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to United Arab Emirates, these are the best options in our comparison.
Cheapest way to send money to United Arab Emirates
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 26,485.31 AED, which is 0.02% more than the next best option.
Fastest way to send money to United Arab Emirates
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 26,476.84 AED in same day.
Swiss banks can make SEPA payments in euros, but a CHF transfer to AED requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 10 of them sending CHF to United Arab Emirates, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
In the past 30 days alone, we analysed 106 comparisons across 4 amounts.
This page covers the cheapest and fastest options for CHF/AED transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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