How to send money to UAE from Italy with the best EUR-AED rate

Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 29,465.8 AED in United Arab Emirates.

For speed, Wise is fastest, with delivery in same day.

Best companies for EUR/AED transfers

11 of 11 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/AED transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €34.68 1 EUR = 4.1789 AED -0.01% vs mid-market Recipient gets AED 29,107.38 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.681 EUR = 4.1789 AED
AED 29,107.38You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.2094 AED -0.74% vs mid-market Recipient gets AED 29,465.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2094 AED
AED 29,465.80You pay€7,000.00

Run a live search

Showing top Italy to United Arab Emirates deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.2094 AED -0.74% vs mid-market Recipient gets AED 29,465.80 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2094 AED
AED 29,465.80You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2094 AED -0.74% vs mid-market Recipient gets AED 29,465.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2094 AED
AED 29,465.80You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 4.2094 AED -0.74% vs mid-market Recipient gets AED 29,465.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2094 AED
AED 29,465.80You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1680 AED +0.25% vs mid-market Recipient gets AED 29,175.89 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4.1680 AED
AED 29,175.89You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1671 AED +0.27% vs mid-market Recipient gets AED 29,170.04 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.1671 AED
AED 29,170.04You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1659 AED +0.30% vs mid-market Recipient gets AED 29,161.27 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.1659 AED
AED 29,161.27You pay€7,000.00

Wise

Pay via Bank transfer
Fee €34.68 1 EUR = 4.1789 AED -0.01% vs mid-market Recipient gets AED 29,107.38 Same day
FastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.681 EUR = 4.1789 AED
AED 29,107.38You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1575 AED +0.50% vs mid-market Recipient gets AED 29,102.77 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.1575 AED
AED 29,102.77You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1540 AED +0.59% vs mid-market Recipient gets AED 29,078.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.1540 AED
AED 29,078.00You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €44.82 1 EUR = 4.1789 AED -0.01% vs mid-market Recipient gets AED 29,065.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€44.821 EUR = 4.1789 AED
AED 29,065.00You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €3.59 1 EUR = 4.1495 AED +0.69% vs mid-market Recipient gets AED 29,031.50 Minutes - 24 hours
Receive to bank account

Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€3.591 EUR = 4.1495 AED
AED 29,031.50You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 4.1736 AED +0.12% vs mid-market Recipient gets AED 28,920.84 Same day
Multi-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€70.501 EUR = 4.1736 AED
AED 28,920.84You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €89.69 1 EUR = 4.1789 AED -0.01% vs mid-market Recipient gets AED 28,877.49 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€89.691 EUR = 4.1789 AED
AED 28,877.49You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 4.1199 AED +1.40% vs mid-market Recipient gets AED 28,839.53 Minutes - 2 days

Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 4.1199 AED
AED 28,839.53You pay€7,000.00

Wise

Pay via Credit card
Fee €131.76 1 EUR = 4.1789 AED -0.01% vs mid-market Recipient gets AED 28,701.69 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€131.761 EUR = 4.1789 AED
AED 28,701.69You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.99 1 EUR = 4.0996 AED +1.90% vs mid-market Recipient gets AED 28,697.20 Minutes - 24 hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 4.0996 AED
AED 28,697.20You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 4.0101 AED
AED 28,070.70You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.99 1 EUR = 4.0996 AED +1.90% vs mid-market Recipient gets AED 28,697.20 Minutes - 24 hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 4.0996 AED
AED 28,697.20You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 4.0101 AED
AED 28,070.70You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.99 1 EUR = 4.0996 AED +1.90% vs mid-market Recipient gets AED 28,697.20 Minutes - 24 hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 4.0996 AED
AED 28,697.20You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 4.0101 AED
AED 28,070.70You pay€7,004.99
How Our Results Work
Mid-market rate: 1 EUR = 4.1784 AED Updates every 60 minutes.

How to send money from Italy to UAE

Pick a company

For a one-off transfer to UAE, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most AED.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/AED rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.

Sending money to UAE directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Ways to send money from Italy to UAE

11 companies send money from Italy to United Arab Emirates. You can send EUR via broker, online, app, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Xe is the easiest and most convenient option.

Xe charges €0 on a €7,000 transfer, and 29,465.8 AED lands in minutes - 24 hours.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Xe delivers 29,465.8 AED on €7,000 with a €0 fee and -0.74% markup.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to UAE, the better rate you will get.

Xe charges no fee and adds -0.74% on EUR/AED rate.

Travelling and receiving

Multi-currency accounts

If you travel to UAE often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and AED in one account, and give you local details.

I suggest trying Wise.

It holds EUR and AED balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive AED in UAE

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 29,465.8 AED.

In Italy, you can pay by bank transfer, debit card, credit card, and ideal.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send AED to United Arab Emirates by themselves.

In United Arab Emirates, the recipient can use bank deposit and cash pickup.

In UAE, they can collect cash through All Banks.

They need to take a photo ID and the collection reference to a participating All Banks location in United Arab Emirates.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    .د.إ29,466

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    .د.إ29,466

    .د.إ0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    .د.إ29,466

    .د.إ0

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    .د.إ29,065

    -.د.إ401

  5. 5
    Debit card Cash pickup

    You pay €7,004.99

    .د.إ28,071

    -.د.إ1,395

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay €7,004.99

    .د.إ28,071

    -.د.إ1,395

  2. 7
    Credit card Cash pickup

    You pay €7,004.99

    .د.إ28,071

    -.د.إ1,395

Consider this when sending money from Italy to AED

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to United Arab Emirates.

Cheapest way to send money to United Arab Emirates

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 29,465.8 AED, which is 0.98% more than the next best option.

Fastest way to send money to United Arab Emirates

The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 29,107.38 AED, with the money arriving in same day.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Xe then convert the money into AED and pay your recipient in United Arab Emirates through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

Live EUR-AED Exchange Rate

Finding the best rate to send money from Italy to UAE

The exchange rate affects the final AED amount, so compare today's quote with the recent EUR/AED range before sending.

Mid-market rate:1 EUR = 4.17823 AED

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 11 of them on EUR to United Arab Emirates, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.