Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 28,795.16 AED in the United Arab Emirates.
For speed, Wise is fastest, with delivery in same day.
| 12 of 12 providers Last updated on 10 November 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/AED transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.1246 AED -0.02% vs mid-market | Recipient gets AED 28,729.16 Within minutes | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €34.681 EUR = 4.1246 AED AED 28,729.16You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.0776 AED +1.13% vs mid-market | Recipient gets AED 28,543.20 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.0776 AED AED 28,543.20You pay€7,000.00 | |||
Run a live search Showing top Italy to United Arab Emirates deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AED rates. | |||
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much EUR you're planning to spend in United Arab Emirates. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4.1136 AED +0.25% vs mid-market | Recipient gets AED 28,795.16 Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.1136 AED AED 28,795.16You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.1128 AED +0.27% vs mid-market | Recipient gets AED 28,789.39 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1128 AED AED 28,789.39You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 4.1115 AED +0.30% vs mid-market | Recipient gets AED 28,780.73 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1115 AED AED 28,780.73You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.1246 AED -0.02% vs mid-market | Recipient gets AED 28,729.16 Within minutes | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €34.681 EUR = 4.1246 AED AED 28,729.16You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.1033 AED +0.50% vs mid-market | Recipient gets AED 28,722.99 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1033 AED AED 28,722.99You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 4.0997 AED +0.59% vs mid-market | Recipient gets AED 28,697.90 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.0997 AED AED 28,697.90You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €44.82 1 EUR = 4.1246 AED -0.02% vs mid-market | Recipient gets AED 28,687.34 Within minutes | |
Ways to receive money in United Arab Emirates with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €44.821 EUR = 4.1246 AED AED 28,687.34You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.64 1 EUR = 4.0955 AED +0.69% vs mid-market | Recipient gets AED 28,653.50 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.641 EUR = 4.0955 AED AED 28,653.50You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €62.40 1 EUR = 4.1155 AED +0.20% vs mid-market | Recipient gets AED 28,551.63 Within minutes | |
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €62.401 EUR = 4.1155 AED AED 28,551.63You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.0776 AED +1.13% vs mid-market | Recipient gets AED 28,543.20 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.0776 AED AED 28,543.20You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.0776 AED +1.13% vs mid-market | Recipient gets AED 28,543.20 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.0776 AED AED 28,543.20You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.0776 AED +1.13% vs mid-market | Recipient gets AED 28,543.20 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.0776 AED AED 28,543.20You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €89.69 1 EUR = 4.1246 AED -0.02% vs mid-market | Recipient gets AED 28,502.26 Within minutes | |
Ways to receive money in United Arab Emirates with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €89.691 EUR = 4.1246 AED AED 28,502.26You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 4.0662 AED +1.40% vs mid-market | Recipient gets AED 28,463.19 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.0662 AED AED 28,463.19You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €131.76 1 EUR = 4.1246 AED -0.02% vs mid-market | Recipient gets AED 28,328.74 Within minutes | |
Ways to receive money in United Arab Emirates with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €131.761 EUR = 4.1246 AED AED 28,328.74You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 4.0283 AED +2.35% vs mid-market | Recipient gets AED 28,198.10 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 4.0283 AED AED 28,198.10You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 3.9401 AED AED 27,580.70You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 4.0283 AED +2.35% vs mid-market | Recipient gets AED 28,198.10 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 4.0283 AED AED 28,198.10You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 3.9401 AED AED 27,580.70You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 4.0283 AED +2.35% vs mid-market | Recipient gets AED 28,198.10 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 4.0283 AED AED 28,198.10You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 3.9401 AED AED 27,580.70You pay€7,004.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.95 1 EUR = 3.9756 AED +3.66% vs mid-market | Recipient gets AED 27,825.14 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days €0.951 EUR = 3.9756 AED AED 27,825.14You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.1239 AED Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to the UAE, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 29 of the 29 days it quoted €7,000 transfers to the UAE.
On a 7,000 EUR transfer, Key Currency delivers the most AED.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/AED rate.
You have 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL, as well as a Postepay card.
Sending money to the UAE from your Italian bank is usually expensive when currency conversion is involved, but many money transfer services offer SEPA deposits which are quicker and cheaper.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to the UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.34% | €0.00 | AED 2,055.85with debit card to bank deposit | +AED 66.56 | |
| €1,000 | 0.33% | €0.00 | AED 4,111.70with debit card to bank deposit | +AED 87.47 | |
| €2,000 | -0.02% | €11.78 | AED 8,205.34with bank transfer to bank deposit | +AED 57.66 | |
| €5,000 | 0.30% | €0.00 | AED 20,576.81with bank transfer to bank deposit | +AED 203.78 | |
| €7,000This page | 0.25% | €0.00 | AED 28,795.16with bank transfer to bank deposit | +AED 281.95 |
Mid-market rate: 1 EUR = 4.1239 AED
The cheapest way to send EUR to AED can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to the UAE.
Tue, 10 Nov 2026Mid-market rateAED 28,867.33 Key Currency AED 28,795.16Key CurrencyAED 28,795.16Regency FXAED 28,789.39TorFxAED 28,780.73
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1152 | – | AED 28,806.20 | |
| | 4.1049 | €0.00 | AED 28,734.19 | −AED 72.01 |
| | 4.1041 | €0.00 | AED 28,728.43 | −AED 77.77 |
| | 4.1028 | €0.00 | AED 28,719.79 | −AED 86.41 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1064 | – | AED 28,744.66 | |
| | 4.0961 | €0.00 | AED 28,672.80 | −AED 71.86 |
| | 4.0953 | €0.00 | AED 28,667.05 | −AED 77.61 |
| | 4.0941 | €0.00 | AED 28,658.43 | −AED 86.23 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 4.1112 | €34.68 | AED 28,636.10 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1170 | – | AED 28,818.73 | |
| | 4.1067 | €0.00 | AED 28,746.68 | −AED 72.05 |
| | 4.1058 | €0.00 | AED 28,740.92 | −AED 77.81 |
| | 4.1046 | €0.00 | AED 28,732.27 | −AED 86.46 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1273 | – | AED 28,891.43 | |
| | 4.1170 | €0.00 | AED 28,819.20 | −AED 72.23 |
| | 4.1162 | €0.00 | AED 28,813.42 | −AED 78.01 |
| | 4.1150 | €0.00 | AED 28,804.75 | −AED 86.68 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1269 | – | AED 28,887.98 | |
| | 4.1165 | €0.00 | AED 28,815.76 | −AED 72.22 |
| | 4.1157 | €0.00 | AED 28,809.98 | −AED 78.00 |
| | 4.1145 | €0.00 | AED 28,801.31 | −AED 86.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1269 | – | AED 28,887.98 | |
| | 4.1165 | €0.00 | AED 28,815.76 | −AED 72.22 |
| | 4.1157 | €0.00 | AED 28,809.98 | −AED 78.00 |
| | 4.1145 | €0.00 | AED 28,801.31 | −AED 86.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1146 | – | AED 28,802.33 | |
| | 4.1043 | €0.00 | AED 28,730.32 | −AED 72.01 |
| | 4.1035 | €0.00 | AED 28,724.56 | −AED 77.77 |
| | 4.1023 | €0.00 | AED 28,715.92 | −AED 86.41 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1236 | – | AED 28,865.44 | |
| | 4.1133 | €0.00 | AED 28,793.27 | −AED 72.17 |
| | 4.1125 | €0.00 | AED 28,787.50 | −AED 77.94 |
| | 4.1113 | €0.00 | AED 28,778.84 | −AED 86.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1222 | – | AED 28,855.53 | |
| | 4.1119 | €0.00 | AED 28,783.39 | −AED 72.14 |
| | 4.1111 | €0.00 | AED 28,777.62 | −AED 77.91 |
| | 4.1099 | €0.00 | AED 28,768.97 | −AED 86.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1251 | – | AED 28,875.41 | |
| | 4.1147 | €0.00 | AED 28,803.22 | −AED 72.19 |
| | 4.1139 | €0.00 | AED 28,797.45 | −AED 77.96 |
| | 4.1127 | €0.00 | AED 28,788.79 | −AED 86.62 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1138 | – | AED 28,796.50 | |
| | 4.1035 | €0.00 | AED 28,724.51 | −AED 71.99 |
| | 4.1027 | €0.00 | AED 28,718.75 | −AED 77.75 |
| | 4.1014 | €0.00 | AED 28,710.11 | −AED 86.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1141 | – | AED 28,798.46 | |
| | 4.1038 | €0.00 | AED 28,726.46 | −AED 72.00 |
| | 4.1030 | €0.00 | AED 28,720.70 | −AED 77.76 |
| | 4.1017 | €0.00 | AED 28,712.06 | −AED 86.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1141 | – | AED 28,798.46 | |
| | 4.1038 | €0.00 | AED 28,726.46 | −AED 72.00 |
| | 4.1030 | €0.00 | AED 28,720.70 | −AED 77.76 |
| | 4.1017 | €0.00 | AED 28,712.06 | −AED 86.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1155 | – | AED 28,808.75 | |
| | 4.1052 | €0.00 | AED 28,736.72 | −AED 72.03 |
| | 4.1044 | €0.00 | AED 28,730.96 | −AED 77.79 |
| | 4.1032 | €0.00 | AED 28,722.32 | −AED 86.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1001 | – | AED 28,700.36 | |
| | 4.0898 | €0.00 | AED 28,628.61 | −AED 71.75 |
| | 4.0890 | €0.00 | AED 28,622.87 | −AED 77.49 |
| | 4.0878 | €0.00 | AED 28,614.26 | −AED 86.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.0833 | – | AED 28,582.95 | |
| | 4.0731 | €0.00 | AED 28,511.49 | −AED 71.46 |
| | 4.0723 | €0.00 | AED 28,505.77 | −AED 77.18 |
| | 4.0710 | €0.00 | AED 28,497.20 | −AED 85.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.0911 | – | AED 28,637.39 | |
| | 4.0808 | €0.00 | AED 28,565.80 | −AED 71.59 |
| | 4.0800 | €0.00 | AED 28,560.07 | −AED 77.32 |
| | 4.0788 | €0.00 | AED 28,551.48 | −AED 85.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1081 | – | AED 28,756.53 | |
| | 4.0978 | €0.00 | AED 28,684.64 | −AED 71.89 |
| | 4.0970 | €0.00 | AED 28,678.89 | −AED 77.64 |
| | 4.0958 | €0.00 | AED 28,670.26 | −AED 86.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1153 | – | AED 28,807.05 | |
| | 4.1050 | €0.00 | AED 28,735.03 | −AED 72.02 |
| | 4.1042 | €0.00 | AED 28,729.27 | −AED 77.78 |
| | 4.1029 | €0.00 | AED 28,720.63 | −AED 86.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1153 | – | AED 28,807.05 | |
| | 4.1050 | €0.00 | AED 28,735.03 | −AED 72.02 |
| | 4.1042 | €0.00 | AED 28,729.27 | −AED 77.78 |
| | 4.1029 | €0.00 | AED 28,720.63 | −AED 86.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1115 | – | AED 28,780.41 | |
| | 4.1012 | €0.00 | AED 28,708.46 | −AED 71.95 |
| | 4.1004 | €0.00 | AED 28,702.70 | −AED 77.71 |
| | 4.0992 | €0.00 | AED 28,694.07 | −AED 86.34 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1126 | – | AED 28,788.42 | |
| | 4.1024 | €0.00 | AED 28,716.45 | −AED 71.97 |
| | 4.1015 | €0.00 | AED 28,710.70 | −AED 77.72 |
| | 4.1003 | €0.00 | AED 28,702.06 | −AED 86.36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1287 | – | AED 28,900.96 | |
| | 4.1184 | €0.00 | AED 28,828.70 | −AED 72.26 |
| | 4.1176 | €0.00 | AED 28,822.92 | −AED 78.04 |
| | 4.1163 | €0.00 | AED 28,814.25 | −AED 86.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1291 | – | AED 28,904.02 | |
| | 4.1188 | €0.00 | AED 28,831.75 | −AED 72.27 |
| | 4.1180 | €0.00 | AED 28,825.97 | −AED 78.05 |
| | 4.1168 | €0.00 | AED 28,817.30 | −AED 86.72 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1035 | – | AED 28,724.76 | |
| | 4.0933 | €0.00 | AED 28,652.95 | −AED 71.81 |
| | 4.0925 | €0.00 | AED 28,647.20 | −AED 77.56 |
| | 4.0912 | €0.00 | AED 28,638.58 | −AED 86.18 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.0957 | – | AED 28,669.91 | |
| | 4.0855 | €0.00 | AED 28,598.23 | −AED 71.68 |
| | 4.0846 | €0.00 | AED 28,592.50 | −AED 77.41 |
| | 4.0834 | €0.00 | AED 28,583.90 | −AED 86.01 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.0951 | – | AED 28,665.71 | |
| | 4.0849 | €0.00 | AED 28,594.05 | −AED 71.66 |
| | 4.0840 | €0.00 | AED 28,588.32 | −AED 77.39 |
| | 4.0828 | €0.00 | AED 28,579.72 | −AED 85.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1029 | – | AED 28,720.18 | |
| | 4.0926 | €0.00 | AED 28,648.38 | −AED 71.80 |
| | 4.0918 | €0.00 | AED 28,642.64 | −AED 77.54 |
| | 4.0906 | €0.00 | AED 28,634.02 | −AED 86.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.1239 | – | AED 28,867.33 | |
| | 4.1136 | €0.00 | AED 28,795.16 | −AED 72.17 |
| | 4.1128 | €0.00 | AED 28,789.39 | −AED 77.94 |
| | 4.1115 | €0.00 | AED 28,780.73 | −AED 86.60 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 4.1239 | – | AED 28,867.33 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more AED per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AED on every transfer from Italy.
Right now, Key Currency pays 28,795.16 AED on 7,000 EUR, which is 72.17 AED less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 28,831.75 AED.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the UAE.
We've tracked 145 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 50% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Never the cheapest
Cheapest in 47% of them
Based on 145 comparisons across 5 amounts over the last 30 days.
Cheapest in 97% of them
Never the cheapest
Cheapest in 23% of them
Based on 205 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
12 companies send money from Italy to the United Arab Emirates. You can send EUR via currency broker, app, online, multi-currency account, global business account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Over the past month, Wise was the cheapest app on 77% of the days it appeared for €7,000 transfers.
Wise charges €34.68 on a €7,000 transfer, and 28,729.16 AED lands in same day.
For one-off transfers
For transfers outside the euro, a bank transfer often passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 28,729.16 AED on €7,000 with a €34.68 fee and -0.02% markup.
In our comparisons over the past month, it was the cheapest online service on 23 of the 30 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to the UAE, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/AED rate.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to the UAE often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and AED in one account, and for some currencies you also get local account details.
I suggest trying Wise.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
It holds EUR and AED balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 28,795.16 AED.
In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send AED to the United Arab Emirates by themselves.
In the United Arab Emirates, the recipient can use bank deposit and cash pickup.
In the UAE, they can collect cash through MoneyGram.
They need to take a photo ID and the collection reference to a participating MoneyGram location in the United Arab Emirates.
You pay €7,000.00
AED28,795
Cheapest
You pay €7,000.00
AED28,687
-AED108
You pay €7,000.00
AED28,543
-AED252
You pay €7,000.00
AED28,543
-AED252
You pay €7,000.00
AED27,825
-AED970
You pay €7,004.99
AED27,581
-AED1,214
You pay €7,004.99
AED27,581
-AED1,214
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to the United Arab Emirates.
Cheapest way to send money to the United Arab Emirates
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 28,795.16 AED, which is 0.02% more than the next best option.
Fastest way to send money to the United Arab Emirates
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 28,729.16 AED, with the money arriving in same day.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Key Currency then convert the money into AED and pay your recipient in the United Arab Emirates through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is regulated by Banca d’Italia or by its home country’s financial regulator.
We track 12 of them on EUR to the United Arab Emirates, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 145 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/AED transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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