Best companies for JPY/AED transfers
9 of 9 providers Last updated on 28 October 2026
Based on 1,000,000 JPY transfer Best companies for JPY/AED transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee ¥7,545.00 1 JPY = 0.0233 AED -0.01% vs mid-market	Recipient gets AED 23,085.30 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer ¥7,545.001 JPY = 0.0233 AED AED 23,085.30You pay¥1,000,000.00
Promoted Xe Pay via Bank transfer	Fee ¥0.00 1 JPY = 0.0229 AED +1.55% vs mid-market	Recipient gets AED 22,940.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0229 AED AED 22,940.00You pay¥1,000,000.00
Run a live search Showing top Japan to United Arab Emirates deals for 1,000,000 JPY. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live JPY to AED rates.
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much JPY you're planning to spend in United Arab Emirates.
Run a live search These are managed services with real human support for large JPY transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee ¥0.00 1 JPY = 0.0232 AED +0.25% vs mid-market	Recipient gets AED 23,199.86 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 JPY = 0.0232 AED AED 23,199.86You pay¥1,000,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee ¥0.00 1 JPY = 0.0232 AED +0.27% vs mid-market	Recipient gets AED 23,195.20 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0232 AED AED 23,195.20You pay¥1,000,000.00
TorFx Pay via Bank transfer	Fee ¥0.00 1 JPY = 0.0232 AED +0.30% vs mid-market	Recipient gets AED 23,188.23 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0232 AED AED 23,188.23You pay¥1,000,000.00
OFX Pay via Bank transfer	Fee ¥0.00 1 JPY = 0.0231 AED +0.50% vs mid-market	Recipient gets AED 23,141.71 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in United Arab Emirates with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0231 AED AED 23,141.71You pay¥1,000,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee ¥3,500.00 1 JPY = 0.0232 AED +0.25% vs mid-market	Recipient gets AED 23,134.63 Same day
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day ¥3,500.001 JPY = 0.0232 AED AED 23,134.63You pay¥1,000,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank transfer	Fee ¥7,545.00 1 JPY = 0.0233 AED -0.01% vs mid-market	Recipient gets AED 23,085.30 Same day
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer ¥7,545.001 JPY = 0.0233 AED AED 23,085.30You pay¥1,000,000.00
Currencies Direct Pay via Bank transfer	Fee ¥0.00 1 JPY = 0.0231 AED +0.68% vs mid-market	Recipient gets AED 23,080.00 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0231 AED AED 23,080.00You pay¥1,000,000.00
Xe Pay via Bank transfer	Fee ¥0.00 1 JPY = 0.0229 AED +1.55% vs mid-market	Recipient gets AED 22,940.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0229 AED AED 22,940.00You pay¥1,000,000.00
Moneycorp Pay via Bank transfer	Fee ¥0.00 1 JPY = 0.0229 AED +1.40% vs mid-market	Recipient gets AED 22,932.39 Minutes - 2 days
0 reviews
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 JPY = 0.0229 AED AED 22,932.39You pay¥1,000,000.00
How Our Results Work Mid-market rate: 1 JPY = 0.0233 AED Updates every 60 minutes.

Why compare

JPY/AED exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Japan to UAE

Pick a company

We suggest starting with Key Currency since it's the cheapest option for sending ¥1,000,000.

Key Currency was the cheapest on 27 of the 27 days it quoted ¥1,000,000 transfers to UAE.

The best and cheapest options will change depending on the amount, so it's a good idea to to get the best JPY/AED rate today.

Fund your transfer

You can fund your transfer from Japan via bank transfer.

A furikomi from your bank reaches the money transfer company account the same day.

You can also pay cash at a konbini terminal or an ATM for cash transfer.

Verify and send

When opening a new money transfer account, you'll need your residence card to register (tourists can't send money from Japan).

If you support family back home, ask about registering them as dependents, it may cut your income and resident tax (not tax advice).

Compare amounts

How much JPY are you sending to UAE?

How much JPY you send to UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from ¥300,000 it quoted, and in 100% of all the transfers it quoted.


¥100,000	0.30%	¥0.00	AED 2,319.18with bank transfer to bank deposit	+AED 43.74
¥300,000	0.25%	¥0.00	AED 6,966.77with bank transfer to bank deposit	+AED 87.44
¥1,000,000This page	0.25%	¥0.00	AED 23,199.86with bank transfer to bank deposit	+AED 100.16

Mid-market rate: 1 JPY = 0.0233 AED

JPY/AED Exchange Rate History

Is today a good time to send money from Japan to UAE?

The cheapest way to send JPY to AED can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 1,000,000 JPY transfers to UAE.

Each line shows what the recipient gets when you send ¥1,000,000, after fees, as quoted by each company. The mid-market line shows what ¥1,000,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AED per JPY than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AED on every transfer from Japan.

Right now, Key Currency pays 23,199.86 AED on 1,000,000 JPY, which is 58.14 AED less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 23,354.47 AED.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to UAE.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

Key CurrencyAppeared in 27 comparisons
Cheapest every time
Regency FXAppeared in 27 comparisons
Never the cheapest
TorFxAppeared in 27 comparisons
Never the cheapest

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Japan to UAE

9 companies send money from Japan to United Arab Emirates.

Everyday transfers

Online transfers

Online transfers to United Arab Emirates are usually faster and cheaper than a traditional Japanese bank wire.

Depending on the service, you can deposit money via bank transfer (Suica and other IC cards won’t work).

Revolut is the cheapest option.

It charges ¥3500 to send 1,000,000 JPY and your recipient gets 23,134.63 AED (after a 0.25% markup). The AED will arrive in same day.

In our comparisons over the past month, it was the cheapest online service on 21 of the 29 days it quoted.

You will normally need your residence card to open an account.

Regular overseas spending

Multi-currency accounts

A multi-currency account lets you convert part of your yen and keep AED for future payments.

Revolut lets you hold JPY and AED in one account and swap between them as you need.

Converting ¥1,000,000 gets you 23,134.63 AED, after 0.25% markup and ¥3500 fee.

Over the past month, Revolut came out cheapest among multi-currency accounts on 72% of days.

This is convenient for receiving payments in JPY or AED, or spending money when traveling to United Arab Emirates.

Paying contractors

Global accounts

Global accounts help Japanese businesses make repeat payments to contractors and suppliers in United Arab Emirates.

Wise Business and Payoneer offer great business accounts in Japan.

Ways to fund JPY and receive AED in UAE

With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending ¥1,000,000 gives your recipient 23,199.86 AED.

You can fund the yen side by bank transfer.

Pay from a Japanese bank account

Transfer JPY using the account and reference provided by the money transfer company.

A domestic bank payment funds the transfer (usually very fast), but it does not determine how quickly AED reaches the recipient.

For the payout, your recipient can use bank deposit in United Arab Emirates.

1

Bank transfer Bank deposit

You pay ¥1,000,000.00

AED23,200

Cheapest

Consider this when sending JPY to UAE

The weak yen makes the exchange-rate margin especially important. Foreign residents should also expect identity and purpose checks before the first overseas transfer.

Compare JPY/AED transfer options

These are the leading options for a ¥1,000,000 transfer to United Arab Emirates.

Cheapest way to send money to United Arab Emirates

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 23,199.86 AED, which is 0.02% more than the next best option.

Fastest way to send money to United Arab Emirates

The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 23,085.3 AED in same day.

Have your residence details ready

Japanese banks and registered funds-transfer companies can ask for a residence card, address, My Number and the purpose of an overseas payment.

The exact documents depend on the money transfer company and transfer purpose.

The first payment may take longer while the account is being checked.

Keep the invoice or document explaining the payment ready if you are sending tuition, property money or a large personal transfer.

The Financial Services Agency advises foreign residents to use a licensed bank or Funds Transfer Service Provider.

You can’t use Suica for deposits

PayPay, Suica, IC cards, and a domestic furikomi are useful inside Japan, but they do not send JPY to United Arab Emirates.

A large gift can create Japanese gift tax

Japan's annual basic gift-tax exemption is ¥1.1 million per recipient under the calendar-year system.

The recipient may need to file and pay tax when total gifts received during the year exceed that amount.

Residence and asset-location rules can make cross-border cases more complicated, so do not assume that receiving the money in an overseas account avoids Japanese tax.

Non-bank remittance balances are protected under the Payment Services Act, but they are not ordinary bank deposits, so avoid leaving more money there beyond what you need to send.

How we analyse the market

We track 9 registered funds transfer companies sending JPY to United Arab Emirates, updated in real time on live searches.

With the yen weak, the exchange margin decides more than the fee does, so that's what we lead the comparison on, along with the ways to pay and collect.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for JPY/AED transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money to United Arab Emirates

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0234	–	AED 23,395.00
Key Currency Cheapest	0.0233	¥0.00	AED 23,336.51	−AED 58.49
Regency FX	0.0233	¥0.00	AED 23,331.83	−AED 63.17
TorFx	0.0233	¥0.00	AED 23,324.81	−AED 70.19

Sun, Oct 18, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	0.0232	¥7,545.00	AED 23,070.91	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0234	–	AED 23,381.00
Key Currency Cheapest	0.0233	¥0.00	AED 23,322.55	−AED 58.45
Regency FX	0.0233	¥0.00	AED 23,317.87	−AED 63.13
TorFx	0.0233	¥0.00	AED 23,310.86	−AED 70.14

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Revolut Cheapest	0.0233	¥3,500.00	AED 23,262.37	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0234	–	AED 23,413.00
Key Currency Cheapest	0.0234	¥0.00	AED 23,354.47	−AED 58.53
Regency FX	0.0233	¥0.00	AED 23,349.78	−AED 63.22
TorFx	0.0233	¥0.00	AED 23,342.76	−AED 70.24

How to send money to UAE from Japan with the best JPY-AED rate

Best companies for JPY/AED transfers