From 9 companies analysed, Key Currency is the cheapest way to send money to United Arab Emirates, giving your recipient 29,549.62 AED when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most AED.
| 9 of 9 providers Last updated on 26 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/AED transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 358,79 kr 1 SEK = 0.3703 AED -0.01% vs mid-market | Recipient gets 29 494,33 AED Within a week | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 358,79 kr1 SEK = 0.3703 AED 29 494,33 AEDYou pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.3647 AED +1.52% vs mid-market | Recipient gets 29 176,00 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3647 AED 29 176,00 AEDYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to United Arab Emirates deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to AED rates. | |||
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much SEK you're planning to spend in United Arab Emirates. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.3694 AED +0.25% vs mid-market | Recipient gets 29 549,62 AED Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.3694 AED 29 549,62 AEDYou pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.3693 AED +0.27% vs mid-market | Recipient gets 29 543,70 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3693 AED 29 543,70 AEDYou pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.3692 AED +0.30% vs mid-market | Recipient gets 29 534,81 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3692 AED 29 534,81 AEDYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 358,79 kr 1 SEK = 0.3703 AED -0.01% vs mid-market | Recipient gets 29 494,33 AED Within a week | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 358,79 kr1 SEK = 0.3703 AED 29 494,33 AEDYou pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.3673 AED +0.81% vs mid-market | Recipient gets 29 384,00 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3673 AED 29 384,00 AEDYou pay80 000,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.3651 AED +1.40% vs mid-market | Recipient gets 29 208,95 AED Minutes - 2 days | |
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.3651 AED 29 208,95 AEDYou pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.3647 AED +1.52% vs mid-market | Recipient gets 29 176,00 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3647 AED 29 176,00 AEDYou pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.3647 AED +1.52% vs mid-market | Recipient gets 29 176,00 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3647 AED 29 176,00 AEDYou pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.3647 AED +1.52% vs mid-market | Recipient gets 29 176,00 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3647 AED 29 176,00 AEDYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 221,73 kr 1 SEK = 0.3703 AED -0.01% vs mid-market | Recipient gets 29 174,74 AED Within a week | |
Ways to receive money in United Arab Emirates with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 221,73 kr1 SEK = 0.3703 AED 29 174,74 AEDYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 384,34 kr 1 SEK = 0.3703 AED -0.01% vs mid-market | Recipient gets 29 114,52 AED Within a week | |
Ways to receive money in United Arab Emirates with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 384,34 kr1 SEK = 0.3703 AED 29 114,52 AEDYou pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 100,00 kr 1 SEK = 0.3633 AED +1.91% vs mid-market | Recipient gets 29 064,00 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 100,00 kr1 SEK = 0.3633 AED 29 064,00 AEDYou pay80 100,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.3603 AED 28 824,00 AEDYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 100,00 kr 1 SEK = 0.3633 AED +1.91% vs mid-market | Recipient gets 29 064,00 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 100,00 kr1 SEK = 0.3633 AED 29 064,00 AEDYou pay80 100,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.3603 AED 28 824,00 AEDYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 100,00 kr 1 SEK = 0.3633 AED +1.91% vs mid-market | Recipient gets 29 064,00 AED Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 100,00 kr1 SEK = 0.3633 AED 29 064,00 AEDYou pay80 100,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.3603 AED 28 824,00 AEDYou pay80 040,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 1 620,00 kr 1 SEK = 0.3690 AED +0.35% vs mid-market | Recipient gets 28 922,95 AED Within a week | |
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week 1 620,00 kr1 SEK = 0.3690 AED 28 922,95 AEDYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.3703 AED Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to UAE, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most AED.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/AED rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to UAE, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
9 companies send money from Sweden to United Arab Emirates, mostly through broker, online, app, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to United Arab Emirates, an online service like Wise is usually the simplest place to start.
Wise charges kr358.79 to send 80,000 SEK, leaving your recipient with 29,494.33 after a 0% markup on SEK/AED exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to United Arab Emirates.
Wise charges kr358.79 on a 80,000 SEK transfer and money will arrive in within a week.
You recipient can withdraw via bank deposit and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need AED.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0% exchange-rate markup and holds the AED in your account.
Paying from business accounts
If your business receives and sends money in United Arab Emirates, a global account keeps the AED in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 29,549.62 AED.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in United Arab Emirates, the recipient can use bank deposit and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect AED from a nearby MoneyGram agent in United Arab Emirates.
Swish is useful for payments within Sweden, but it does not send AED to United Arab Emirates.
You pay kr80,000.00
.د.إ29,550
Cheapest
You pay kr80,000.00
.د.إ29,176
-.د.إ374
You pay kr80,000.00
.د.إ29,176
-.د.إ374
You pay kr80,040.00
.د.إ28,824
-.د.إ726
You pay kr80,040.00
.د.إ28,824
-.د.إ726
You pay kr80,040.00
.د.إ28,824
-.د.إ726
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of AED from Sweden.
Cheapest way to send money to United Arab Emirates
The cheapest option for AED 29,549.62 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 29,549.62 AED, which is 0.02% more than the next best option.
Fastest way to send money to United Arab Emirates
With Regency FX, a bank transfer deposit and bank deposit payout delivers 29,543.7 AED in minutes - 24 hours.
Swish moves money between participating Swedish accounts, it cannot send SEK to United Arab Emirates.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to United Arab Emirates over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
United Arab Emirates may have their own rules on receiving monetary gifts.
The final rate controls how much AED you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.370296 AED
We track 9 companies sending SEK to United Arab Emirates, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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