Of the 3 companies we compared, Key Currency is the cheapest for sending SAR to United Arab Emirates, while Regency FX is the fastest. Sending SAR 50,000 with Key Currency gets your recipient 48,766.03 AED.
To get the most AED, deposit money with bank transfer, and withdraw via bank deposit.
| 3 of 3 providers Last updated on 28 September 2026 | |||
| Based on 50,000 SAR transfer Best companies for SAR/AED transfers | |||
| Promoted  Key Currency Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.9753 AED +0.25% vs mid-market | Recipient gets AED 48,766.03 Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SAR = 0.9753 AED AED 48,766.03You paySAR 50,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.9751 AED +0.27% vs mid-market | Recipient gets AED 48,756.25 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 0.9751 AED AED 48,756.25You paySAR 50,000.00 | |||
Run a live search Showing top Saudi Arabia to United Arab Emirates deals for 50,000 SAR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SAR to AED rates. | |||
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much SAR you're planning to spend in United Arab Emirates. | |||
Run a live search These are managed services with real human support for large SAR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.9753 AED +0.25% vs mid-market | Recipient gets AED 48,766.03 Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SAR = 0.9753 AED AED 48,766.03You paySAR 50,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.9751 AED +0.27% vs mid-market | Recipient gets AED 48,756.25 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 0.9751 AED AED 48,756.25You paySAR 50,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee SAR 0.00 1 SAR = 0.9698 AED +0.82% vs mid-market | Recipient gets AED 48,490.00 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 0.9698 AED AED 48,490.00You paySAR 50,000.00 | |||
| How Our Results Work Mid-market rate: 1 SAR = 0.9778 AED Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to UAE, I suggest picking the cheapest option which is Key Currency.
On a 50,000 SAR transfer, Key Currency delivers the most AED.
The best option will change depending on how much you actually send, so I suggest to get the best SAR/AED rate.
You have 1 methods to fund your transfer: bank transfer.
Some other transfer services may accept mada-funded payments, but double check when signing up.
When registering with a new company, you will need to verify your account.
You'll need your Iqama to register and to send.
How much SAR you send to UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| SAR 25,000 | 0.25% | SAR 0.00 | AED 24,383.01with bank transfer to bank deposit | +AED 61.80 | |
| SAR 50,000This page | 0.25% | SAR 0.00 | AED 48,766.03with bank transfer to bank deposit | +AED 95.27 |
Mid-market rate: 1 SAR = 0.9778 AED
3 companies send money from Saudi Arabia to United Arab Emirates, using broker and multi-currency account and other options.
Very large transfers
A currency broker can help with timing the exchange rate and paperwork on a large transfer to United Arab Emirates from Saudi Arabia.
Key Currency charges an exchange-rate markup of around 0.25% with no fees and gives you someone to contact throughout the transfer.
You will need your Iqama, salary certificate and source-of-funds documents beforehand.
Paying suppliers and contractors
Holding multiple currencies
Currencies Direct lets you hold multiple currencies in one account and swap them when you need.
Converting SAR 50,000 will get you 48,490 AED with Currencies Direct.
This is useful if you are getting paid from United Arab Emirates, making recurring payments in AED, or frequently travelling to United Arab Emirates.
Another option is a foreign-currency account at your bank or an overseas account.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 50,000 gives your recipient 48,766.03 AED.
For payment, choose bank transfer.
The recipient can collect AED using bank deposit.
You pay ﷼50,000.00
.د.إ48,766
Cheapest
Here are a few things to consider when making money transfers from Saudi Arabia to UAE.
I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):
Cheapest:
Key Currency, paid by bank transfer with bank deposit in United Arab Emirates. Your recipient gets 48,766.03 AED, which is 0.02% more than the next option.
Fastest:
Regency FX, funded by bank transfer with bank deposit for the payout. It delivers 48,756.25 AED in minutes - 24 hours.
SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.
The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.
That does not mean every money transfer app will let you send the full amount as they can set their own limits.
SARIE and mada card can be used inside Saudi Arabia only
A wallet or transfer company may use it to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.
Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.
Do not hand money to an informal dealer because their rate looks better.
Check the recipient details before paying and keep the receipt.
If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.
Comparing the rate matters because the same SAR amount can produce a different AED payout.
Mid-market rate:1 SAR = 0.977792 AED
We track 3 companies sending SAR to United Arab Emirates, with rates refreshed in real time on live comparisons.
The riyal is fixed to the dollar, so we compare on what lands in AED, along with the fee and the ways to pay and collect.
Each one goes through our review first.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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