How to send money to UAE from Saudi Arabia with the best SAR-AED rate

Of the 3 companies we compared, Currencies Direct is the cheapest for sending SAR to United Arab Emirates, while Currencies Direct is the fastest. Sending SAR 50,000 with Currencies Direct gets your recipient 48,475 AED.

To get the most AED, deposit money with bank transfer, and withdraw via bank deposit.

Best companies for SAR/AED transfers

3 of 3 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SAR/AED exchange rates from our comparisons.

Based on 50,000 SAR transfer

Best companies for SAR/AED transfers

All money transfer offers for SAR/AED transfers, sorted by most AED received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Key Currency

Key Currency

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.9618 AED +0.25% vs mid-market Recipient gets AED 48,090.77 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SAR = 0.9618 AED
AED 48,090.77You paySAR 50,000.00
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.9616 AED +0.27% vs mid-market Recipient gets AED 48,081.13 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 0.9616 AED
AED 48,081.13You paySAR 50,000.00

Run a live search

Showing top Saudi Arabia to United Arab Emirates deals for 50,000 SAR. Do a live search with your exact amount for today's best rates.
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.9695 AED -0.55% vs mid-market Recipient gets AED 48,475.00 Minutes - 24 hours
CheapestUsing Bank transfer with Currencies Direct is the cheapest way to send money to United Arab Emirates from Saudi Arabia.FastestCurrencies Direct with Bank transfer deposit is the fastest way to send SAR to United Arab Emirates.RecommendedBased on our editorial reviews, Currencies Direct is our recommended way to send money from Saudi Arabia to United Arab Emirates.
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 0.9695 AED
AED 48,475.00You paySAR 50,000.00
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.9618 AED +0.25% vs mid-market Recipient gets AED 48,090.77 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SAR = 0.9618 AED
AED 48,090.77You paySAR 50,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.9616 AED +0.27% vs mid-market Recipient gets AED 48,081.13 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 0.9616 AED
AED 48,081.13You paySAR 50,000.00
How Our Results Work
Mid-market rate: 1 SAR = 0.964226 AED Updates every 60 minutes.

How to send money from Saudi Arabia to UAE

Pick a company

For a one-off transfer to UAE, I suggest picking the cheapest option which is Currencies Direct.

On a 50,000 SAR transfer, Currencies Direct delivers the most AED.

The best option will change depending on how much you actually send, so I suggest to get the best SAR/AED rate.

Fund your transfer

You have 1 methods to fund your transfer: bank transfer.

Most companies will accept mada card for funding, but double check when signing up.

Verify and send

When registering with a new company, you will need to verify your account.

You'll need your Iqama to register and to send.

Ways to send money from Saudi Arabia to UAE

3 companies send money from Saudi Arabia to United Arab Emirates, using broker and multi-currency account and other options.

Very large transfers

Currency brokers

A currency broker can help with timing the exchange rate and paperwork on a large transfer to United Arab Emirates from Saudi Arabia.

Currencies Direct charges an exchange-rate markup of around -0.55% with no fees and gives you someone to contact throughout the transfer.

You will need your Iqama, salary certificate and source-of-funds documents beforehand.

Paying suppliers and contractors

Global accounts

Global accounts help Saudi businesses make regular payments to suppliers and contractors in United Arab Emirates.

VertoFX and Payoneer can manage foreign-currency payments, invoices, batch payments, and more.

Holding multiple currencies

Multi-currency accounts

Currencies Direct lets you hold SAR and AED in one account and swap them when you need.

Converting SAR 50,000 will get you 48,475 AED with Currencies Direct.

This is useful if you are getting paid from United Arab Emirates, making recurring payments in AED, or frequently travelling to United Arab Emirates.

Another option is a foreign-currency account at your bank or an overseas account.

Ways to fund SAR and receive AED in UAE

With Currencies Direct, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 50,000 gives your recipient 48,475 AED.

For payment, choose bank transfer.

The recipient can collect AED using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay ﷼50,000.00

    .د.إ48,475

    Cheapest

Things to know before sending SAR to UAE

Here are a few things to consider when making money transfers from Saudi Arabia to UAE.

Best options to send SAR to UAE

I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):

Cheapest:

Currencies Direct, paid by bank transfer with bank deposit in United Arab Emirates. Your recipient gets 48,475 AED, which is 0.79% more than the next option.

Fastest:

Currencies Direct, funded by bank transfer with bank deposit for the payout. It delivers 48,475 AED in minutes - 24 hours.

Transfer limits in Saudi Arabia

SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.

The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.

That does not mean every money transfer app will let you send the full amount as they can set their own limits.

SARIE and mada card are deposit methods

SARIE and mada card can be used inside Saudi Arabia only

A wallet or transfer company may use it to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.

Use a SAMA-licensed service

Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.

Do not hand money to an informal dealer because their rate looks better.

Check the recipient details before paying and keep the receipt.

If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.

Live SAR-AED Exchange Rate

Finding a good SAR to AED exchange rate

Comparing the rate matters because the same SAR amount can produce a different AED payout.

Mid-market rate:1 SAR = 0.964228 AED

How we analyse the market

We track 3 SAMA-licensed companies sending SAR to United Arab Emirates, with rates refreshed in real time on live comparisons.

The riyal is fixed to the dollar, so we compare on what lands in AED, along with the fee and the ways to pay and collect.

Each one goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.