How to send money to UAE from Singapore with the best SGD-AED rate

Currencies Direct is the fastest way to send money to United Arab Emirates from Singapore right now, with delivery in minutes - 24 hours. Currencies Direct is cheapest overall, paying out 28,780 AED for a $10,000 transfer.

Best companies for SGD/AED transfers

10 of 10 providers

Last updated on 26 September 2026

Based on 10,000 SGD transfer

Best companies for SGD/AED transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $25.18 1 SGD = 2.8750 AED -0.04% vs mid-market Recipient gets AED 28,677.91 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$25.181 SGD = 2.8750 AED
AED 28,677.91You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 2.8209 AED +1.86% vs mid-market Recipient gets AED 28,208.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 2.8209 AED
AED 28,208.90You pay$10,000.00

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Showing top Singapore to United Arab Emirates deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 SGD = 2.8780 AED -0.14% vs mid-market Recipient gets AED 28,780.00 Minutes - 24 hours
Cheapest
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 2.8780 AED
AED 28,780.00You pay$10,000.00

Wise

Pay via Bank transfer
Fee $25.18 1 SGD = 2.8750 AED -0.04% vs mid-market Recipient gets AED 28,677.91 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$25.181 SGD = 2.8750 AED
AED 28,677.91You pay$10,000.00

Wise

Pay via PayNow
Fee $25.18 1 SGD = 2.8750 AED -0.04% vs mid-market Recipient gets AED 28,677.91 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$25.181 SGD = 2.8750 AED
AED 28,677.91You pay$10,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 2.8667 AED +0.25% vs mid-market Recipient gets AED 28,666.65 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 2.8667 AED
AED 28,666.65You pay$10,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 2.8661 AED +0.27% vs mid-market Recipient gets AED 28,660.91 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 2.8661 AED
AED 28,660.91You pay$10,000.00

TorFx

Pay via Bank transfer
Fee $0.00 1 SGD = 2.8652 AED +0.30% vs mid-market Recipient gets AED 28,652.28 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 2.8652 AED
AED 28,652.28You pay$10,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 SGD = 2.8595 AED +0.50% vs mid-market Recipient gets AED 28,594.81 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 2.8595 AED
AED 28,594.81You pay$10,000.00

CurrencyFair

Pay via Bank transfer
Fee $5.22 1 SGD = 2.8554 AED +0.64% vs mid-market Recipient gets AED 28,539.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$5.221 SGD = 2.8554 AED
AED 28,539.00You pay$10,000.00

Moneycorp

Pay via Bank transfer
Fee $0.00 1 SGD = 2.8336 AED +1.40% vs mid-market Recipient gets AED 28,336.16 Minutes - 2 days

Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SGD = 2.8336 AED
AED 28,336.16You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $165.00 1 SGD = 2.8737 AED +0.01% vs mid-market Recipient gets AED 28,262.90 Within a week
Multi-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
$165.001 SGD = 2.8737 AED
AED 28,262.90You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 2.8209 AED +1.86% vs mid-market Recipient gets AED 28,208.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 2.8209 AED
AED 28,208.90You pay$10,000.00

Wise

Pay via Debit card
Fee $481.99 1 SGD = 2.8750 AED -0.04% vs mid-market Recipient gets AED 27,364.56 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$481.991 SGD = 2.8750 AED
AED 27,364.56You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 2.8739 AED Updates every 60 minutes.

How to send money from Singapore to UAE

Pick a company

I suggest starting with Currencies Direct which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to UAE, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Ways to send money from Singapore to UAE

There are 5 ways to send money to United Arab Emirates across 10 money transfer companies.

Cheapest way to send money

Online transfers

Sending AED from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $25.18 to send $10,000, delivering 28,677.91 AED after a -0.04% markup and 25.18 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to the United Arab Emirates.

A currency broker can quote a lower margin on a large SGD to AED transfers and help with the paperwork and the entire process.

For example, Currencies Direct charges an exchange-rate markup of around -0.14% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Currencies Direct lets you convert SGD to AED before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Currencies Direct will get you 28,780 AED after fees when converting 10,000 SGD.

Ways to fund SGD and receive AED in UAE

With Currencies Direct, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 28,780 AED.

Pay in SGD through bank transfer, paynow, and debit card.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to UAE from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In United Arab Emirates, they can receive AED using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    .د.إ28,780

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    .د.إ28,678

    -.د.إ102

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    .د.إ27,365

    -.د.إ1,415

Things to know before sending SGD to UAE

Consider these things before sending money from Singapore to UAE.

Compare SGD/AED transfers

For a $10,000 transfer to United Arab Emirates, these are the best options to start with:

  1. Cheapest: Currencies Direct, funded by bank transfer with bank deposit for the payout. Your recipient gets 28,780 AED, which is 0.35% more than the next best option.

  2. Fastest: Currencies Direct, funded through bank transfer with bank deposit for the payout. Your recipient gets 28,780 AED in minutes - 24 hours.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-AED Exchange Rate

Finding the best SGD to AED exchange rate

The exchange rate directly affects how much AED arrives for your SGD.

Mid-market rate:1 SGD = 2.87385 AED

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 10 of them on SGD to United Arab Emirates, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.