How to send money to UAE from Spain with the best EUR-AED rate

Wise is the fastest way to send money from Spain to United Arab Emirates, with transfers arriving in same day.

For the cheapest option, Key Currency will get you 29,819.35 AED on 7,000 EUR transfer.

Best companies for EUR/AED transfers

10 of 10 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/AED exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/AED transfers

All money transfer offers for EUR/AED transfers, sorted by most AED received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €34.68 1 EUR = 4.2711 AED -0.01% vs mid-market Recipient gets AED 29,749.51 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.681 EUR = 4.2711 AED
AED 29,749.51You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.2283 AED +1.00% vs mid-market Recipient gets AED 29,598.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2283 AED
AED 29,598.10You pay€7,000.00

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Showing top Spain to United Arab Emirates deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2599 AED +0.25% vs mid-market Recipient gets AED 29,819.35 Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to United Arab Emirates from Spain.
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4.2599 AED
AED 29,819.35You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2591 AED +0.27% vs mid-market Recipient gets AED 29,813.37 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2591 AED
AED 29,813.37You pay€7,000.00
TorFx

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2578 AED +0.30% vs mid-market Recipient gets AED 29,804.41 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2578 AED
AED 29,804.41You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €34.68 1 EUR = 4.2711 AED -0.01% vs mid-market Recipient gets AED 29,749.51 Same day
FastestWise with Bank transfer deposit is the fastest way to send EUR to United Arab Emirates.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Spain to United Arab Emirates.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.681 EUR = 4.2711 AED
AED 29,749.51You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2492 AED +0.50% vs mid-market Recipient gets AED 29,744.62 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in United Arab Emirates with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2492 AED
AED 29,744.62You pay€7,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2459 AED +0.58% vs mid-market Recipient gets AED 29,721.30 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2459 AED
AED 29,721.30You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €44.82 1 EUR = 4.2711 AED -0.01% vs mid-market Recipient gets AED 29,706.20 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€44.821 EUR = 4.2711 AED
AED 29,706.20You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.2283 AED +1.00% vs mid-market Recipient gets AED 29,598.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2283 AED
AED 29,598.10You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2283 AED +1.00% vs mid-market Recipient gets AED 29,598.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2283 AED
AED 29,598.10You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 4.2283 AED +1.00% vs mid-market Recipient gets AED 29,598.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in United Arab Emirates with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.2283 AED
AED 29,598.10You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 4.2657 AED +0.11% vs mid-market Recipient gets AED 29,558.97 Within a week
Multi-currency cardReceive to bank account

Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
€70.501 EUR = 4.2657 AED
AED 29,558.97You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee €89.69 1 EUR = 4.2711 AED -0.01% vs mid-market Recipient gets AED 29,514.56 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€89.691 EUR = 4.2711 AED
AED 29,514.56You pay€7,000.00
Moneycorp

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2108 AED +1.40% vs mid-market Recipient gets AED 29,475.57 Minutes - 2 days

Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 4.2108 AED
AED 29,475.57You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €131.76 1 EUR = 4.2711 AED -0.01% vs mid-market Recipient gets AED 29,334.87 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€131.761 EUR = 4.2711 AED
AED 29,334.87You pay€7,000.00
Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €0.95 1 EUR = 4.1192 AED +3.61% vs mid-market Recipient gets AED 28,830.28 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€0.951 EUR = 4.1192 AED
AED 28,830.28You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 4.270584 AED Updates every 60 minutes.

How to send money from Spain to UAE

Pick a company

For a one-off transfer from Spain to UAE, I suggest picking Key Currency, it will get you the most UAE

The best option will change depending on the amount, so it's good to to get the best EUR/AED rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Ways to send money from Spain to UAE

10 companies send money from Spain to United Arab Emirates, across broker, app, online, multi-currency account, and global account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to UAE.

Wise charges €34.68 on a €7,000 transfer and pays out 29,749.51 AED in same day.

You can pay for the transfers via bank transfer, debit card, credit card, and ideal, but Bizum is usually not accepted as a funding method.

For one-off transfers

Online transfers

For medium sized or one-off transfers to United Arab Emirates, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 29,749.51 AED with a €34.68 fee and -0.01% markup.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to UAE. This can be things like selling property, moving a pension, moving back home, etc…

Key Currency charges no fee and works on a margin (~0.25% on EUR/AED), with a person on the phone, and offices in Spain if you'd rather sit down with someone.

For getting paid and spending abroad

Multi-currency accounts

If you often receive AED (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive AED like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with AED support is offered by Wise.

For example, converting €7,000 gets you 29,749.51 AED.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to United Arab Emirates.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive AED in UAE

How you fund the transfer and how your recipient receives it affect the fees and how much AED they get.

With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 29,819.35 AED.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and ideal.

Bizum only supports domestic transfers in Spain, so it cannot send money to United Arab Emirates directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to United Arab Emirates depends on the company's payout time and delivery method.

In United Arab Emirates, the recipient can use bank deposit and cash pickup to receive money.

Collect cash in United Arab Emirates

Your recipient can collect AED from a participating location in United Arab Emirates.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    .د.إ29,819

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    .د.إ29,706

    -.د.إ113

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    .د.إ29,598

    -.د.إ221

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    .د.إ29,598

    -.د.إ221

  5. 5
    Debit card Cash pickup

    You pay €7,000.00

    .د.إ28,830

    -.د.إ989

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to UAE.

Find the best EUR/AED transfer

These are the current best options for sending €7,000 to United Arab Emirates:

Cheapest option

Use .د.إ29,819.35, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 29,819.35 AED, which is 0.02% more than the next best option.

Fastest option

With Wise, a bank transfer payment to bank deposit gives your recipient 29,749.51 AED in same day.

SEPA & AED are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to United Arab Emirates is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to United Arab Emirates.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

Live EUR-AED Exchange Rate

Finding the best rate to send money from Spain to UAE

The exchange rate has a direct impact on how much AED your recipient gets. A weekly comparison makes it easier to judge today's EUR/AED rate.

Mid-market rate:1 EUR = 4.267121 AED

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.

We track 10 of them on EUR to AED, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.