Wise is the fastest way to send money from Spain to United Arab Emirates, with transfers arriving in same day.
For the cheapest option, Xe will get you 29,465.8 AED on 7,000 EUR transfer.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/AED transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.1809 AED -0.02% vs mid-market | Recipient gets AED 29,121.45 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.681 EUR = 4.1809 AED AED 29,121.45You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.2094 AED -0.70% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
Run a live search Showing top Spain to United Arab Emirates deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AED rates. | |||
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much EUR you're planning to spend in United Arab Emirates. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.2094 AED -0.70% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.2094 AED -0.70% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.2094 AED -0.70% vs mid-market | Recipient gets AED 29,465.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.2094 AED AED 29,465.80You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4.1696 AED +0.25% vs mid-market | Recipient gets AED 29,187.10 Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.1696 AED AED 29,187.10You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.1687 AED +0.27% vs mid-market | Recipient gets AED 29,181.25 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1687 AED AED 29,181.25You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 4.1675 AED +0.30% vs mid-market | Recipient gets AED 29,172.47 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1675 AED AED 29,172.47You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €34.68 1 EUR = 4.1809 AED -0.02% vs mid-market | Recipient gets AED 29,121.45 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.681 EUR = 4.1809 AED AED 29,121.45You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.1591 AED +0.50% vs mid-market | Recipient gets AED 29,113.95 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1591 AED AED 29,113.95You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 4.1557 AED +0.58% vs mid-market | Recipient gets AED 29,089.90 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.1557 AED AED 29,089.90You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €44.82 1 EUR = 4.1809 AED -0.02% vs mid-market | Recipient gets AED 29,079.05 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.821 EUR = 4.1809 AED AED 29,079.05You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.59 1 EUR = 4.1520 AED +0.67% vs mid-market | Recipient gets AED 29,049.00 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.591 EUR = 4.1520 AED AED 29,049.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 4.1751 AED +0.12% vs mid-market | Recipient gets AED 28,931.12 Same day | |
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 4.1751 AED AED 28,931.12You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €89.69 1 EUR = 4.1809 AED -0.02% vs mid-market | Recipient gets AED 28,891.45 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €89.691 EUR = 4.1809 AED AED 28,891.45You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 4.1215 AED +1.40% vs mid-market | Recipient gets AED 28,850.61 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.1215 AED AED 28,850.61You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €131.76 1 EUR = 4.1809 AED -0.02% vs mid-market | Recipient gets AED 28,715.56 Same day | |
Ways to receive money in United Arab Emirates with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €131.761 EUR = 4.1809 AED AED 28,715.56You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €1.00 1 EUR = 4.0996 AED +1.94% vs mid-market | Recipient gets AED 28,697.20 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 4.0996 AED AED 28,697.20You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 4.0996 AED AED 28,697.20You pay€7,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €1.00 1 EUR = 4.0996 AED +1.94% vs mid-market | Recipient gets AED 28,697.20 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 4.0996 AED AED 28,697.20You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 4.0996 AED AED 28,697.20You pay€7,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €1.00 1 EUR = 4.0996 AED +1.94% vs mid-market | Recipient gets AED 28,697.20 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 4.0996 AED AED 28,697.20You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 4.0996 AED AED 28,697.20You pay€7,001.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.95 1 EUR = 4.0304 AED +3.65% vs mid-market | Recipient gets AED 28,208.69 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days €0.951 EUR = 4.0304 AED AED 28,208.69You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 4.0258 AED AED 28,180.32You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.1800 AED Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Spain to UAE, I suggest picking Xe, it will get you the most UAE
The best option will change depending on the amount, so it's good to to get the best EUR/AED rate today.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.
First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.
An empadronamiento certificate covers the address if you don't have a bill in your name yet.
How much EUR you send to UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.47% | €0.00 | AED 2,079.85with debit card to bank deposit | +AED 32.58 | |
| €1,000 | -0.76% | €0.00 | AED 4,209.40with debit card to bank deposit | +AED 79.52 | |
| €2,000 | -0.74% | €0.00 | AED 8,418.80with debit card to bank deposit | +AED 146.66 | |
| €7,000This page | -0.70% | €0.00 | AED 29,465.80with debit card to bank deposit | +AED 461.56 | |
| €10,000 | -0.70% | €0.00 | AED 42,094.00with debit card to bank deposit | +AED 593.25 |
Mid-market rate: 1 EUR = 4.1800 AED
12 companies send money from Spain to United Arab Emirates, across broker, app, online, multi-currency account, global account, and in person, and more.
Monthly remesas abroad
Sending monthly remesa is extremely popular in Spain.
Money transfer apps let you save contacts, schedule transfers, and lock-in rates.
Useful if you’re sending €100 to €300 monthly to UAE.
Xe charges €0 on a €7,000 transfer and pays out 29,465.8 AED in minutes - 24 hours.
You can pay for the transfers via bank transfer, debit card, credit card, and ideal, but Bizum is usually not accepted as a funding method.
For cash pickup and deposit
The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.
Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in UAE.
Worth noting, cash transfers are faster than online methods, but usually more expensive, so .
For one-off transfers
For medium sized or one-off transfers to United Arab Emirates, an online money transfer service funded from your bank account is better than any bank.
Xe turns €7,000 into 29,465.8 AED with a €0 fee and -0.7% markup.
Sending large amounts
Currency brokers are best for sending €10,000+ to UAE. This can be things like selling property, moving a pension, moving back home, etc…
Xe charges no fee and works on a margin (~-0.7% on EUR/AED), with a person on the phone, and offices in Spain if you'd rather sit down with someone.
For getting paid and spending abroad
If you often receive AED (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.
Because a multi-currency account gives you account details to receive AED like a local and you can exchange it to EUR at any time.
The best multi-currency account in Spain with AED support is offered by Wise.
For example, converting €7,000 gets you 29,121.45 AED.
For businesses and autónomos paying abroad
Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to United Arab Emirates.
You can pay suppliers and freelancers, process invoices, make batch payments, and much more.
How you fund the transfer and how your recipient receives it affect the fees and how much AED they get.
With Xe, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 29,465.8 AED.
For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and ideal.
Bizum only supports domestic transfers in Spain, so it cannot send money to United Arab Emirates directly.
Pay from your Spanish bank account
Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.
It is fast to fund the transfer, although delivery to United Arab Emirates depends on the company's payout time and delivery method.
In United Arab Emirates, the recipient can use bank deposit, cash pickup, and card deposit to receive money.
Collect cash in United Arab Emirates
Your recipient can collect AED from a participating MoneyGram location in United Arab Emirates.
You pay €7,000.00
.د.إ29,466
Cheapest
You pay €7,000.00
.د.إ29,466
.د.إ0
You pay €7,000.00
.د.إ29,466
.د.إ0
You pay €7,000.00
.د.إ29,079
-.د.إ387
You pay €7,001.00
.د.إ28,697
-.د.إ769
You pay €7,001.00
.د.إ28,697
-.د.إ769
You pay €7,001.00
.د.إ28,697
-.د.إ769
You pay €7,000.00
.د.إ28,180
-.د.إ1,285
Here are a few things to know before sending money from Spain to UAE.
These are the current best options for sending €7,000 to United Arab Emirates:
Cheapest option
Use .د.إ29,465.8, pay by debit card and choose bank deposit for the payout. Your recipient gets 29,465.8 AED, which is 0.95% more than the next best option.
Fastest option
With Wise, a bank transfer payment to bank deposit gives your recipient 29,121.45 AED in same day.
SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.
Sending EUR to United Arab Emirates is different because it needs a currency conversion.
SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to United Arab Emirates.
Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.
Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.
Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.
A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.
For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.
For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.
When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.
The exchange rate has a direct impact on how much AED your recipient gets. A weekly comparison makes it easier to judge today's EUR/AED rate.
Mid-market rate:1 EUR = 4.17548 AED
Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.
We track 12 of them on EUR to AED, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.
Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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