From the 7 money transfer services available, we found WorldRemit to be the cheapest and Regency FX to be the fastest.You can send ZAR via bank transfer and debit card, and you can receive MXN via bank deposit and cash pickup.
| 7 of 7 providers Last updated on 28 October 2026 | |||
| Based on 130,000 ZAR transfer Best companies for ZAR/MXN transfers | |||
| Promoted  TorFx Pay via Bank transfer | Fee R 0,00 1 ZAR = 1.1178 MXN +0.30% vs mid-market | Recipient gets $145 312,51 Minutes - 24 hours | |
Ways to receive money in Mexico with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 1.1178 MXN $145 312,51You payR 130 000,00 | |||
| Promoted  Key Currency Pay via Bank transfer | Fee R 0,00 1 ZAR = 1.1183 MXN +0.25% vs mid-market | Recipient gets $145 385,39 Minutes - 3 days | |
Ways to receive money in Mexico with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 ZAR = 1.1183 MXN $145 385,39You payR 130 000,00 | |||
Run a live search Showing top South Africa to Mexico deals for 130,000 ZAR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live ZAR to MXN rates. | |||
Run a live search These companies offer multi-currency accounts for spending MXN. We suggest doing a live search based on how much ZAR you're planning to spend in Mexico. | |||
Run a live search These are managed services with real human support for large ZAR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee R 83,99 1 ZAR = 1.1203 MXN +0.07% vs mid-market | Recipient gets $145 550,10 Minutes - 2 days | |
Ways to receive money in Mexico with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days R 83,991 ZAR = 1.1203 MXN $145 550,10You payR 130 000,00 | |||
| Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer | Fee R 0,00 1 ZAR = 1.1183 MXN +0.25% vs mid-market | Recipient gets $145 385,39 Minutes - 3 days | |
Ways to receive money in Mexico with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 ZAR = 1.1183 MXN $145 385,39You payR 130 000,00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee R 0,00 1 ZAR = 1.1181 MXN +0.27% vs mid-market | Recipient gets $145 356,24 Minutes - 24 hours | |
Ways to receive money in Mexico with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 1.1181 MXN $145 356,24You payR 130 000,00 | |||
| TorFx Pay via Bank transfer | Fee R 0,00 1 ZAR = 1.1178 MXN +0.30% vs mid-market | Recipient gets $145 312,51 Minutes - 24 hours | |
Ways to receive money in Mexico with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 1.1178 MXN $145 312,51You payR 130 000,00 | |||
 Currencies Direct Pay via Bank transfer | Fee R 0,00 1 ZAR = 1.1146 MXN +0.59% vs mid-market | Recipient gets $144 898,00 Minutes - 24 hours | |
Ways to receive money in Mexico with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 1.1146 MXN $144 898,00You payR 130 000,00 | |||
 Moneycorp Pay via Bank transfer | Fee R 0,00 1 ZAR = 1.1055 MXN +1.40% vs mid-market | Recipient gets $143 709,26 Minutes - 2 days | |
Ways to receive money in Mexico with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 ZAR = 1.1055 MXN $143 709,26You payR 130 000,00 | |||
 CurrencyFair Pay via Bank transfer | Fee R 24,62 1 ZAR = 1.1039 MXN +1.55% vs mid-market | Recipient gets $143 484,60 Minutes - 24 hours | |
Ways to receive money in Mexico with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours R 24,621 ZAR = 1.1039 MXN $143 484,60You payR 130 000,00 | |||
| How Our Results Work Mid-market rate: 1 ZAR = 1.1212 MXN Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Mexico, I suggest picking the cheapest option which is WorldRemit.
WorldRemit was the cheapest on 18 of the 20 days it quoted R130,000 transfers to Mexico.
On a 130,000 ZAR transfer, WorldRemit delivers the most MXN.
The best option will change depending on how much you actually send, so I suggest to get the best ZAR/MXN rate.
You have 2 ways to pay, including bank transfer and debit card.
PayShap is the quickest way to fund your transfer, though it caps at R50,000 a transaction.
Above that you're on a normal EFT, which is same-day or next-day rather than instant.
First time round you'll need your ID and proof of address.
Anything beyond your yearly allowance needs a tax number and clearance from SARS first, so check which side of that line you're on.
How much ZAR you send to Mexico heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows WorldRemit was the cheapest in 48% of all the transfers it quoted over the past month.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R 2 000 | 0.54% | R 0,00 | $2 228,60with bank transfer to bank deposit | +$117,32 | |
| R 4 500 | 0.55% | R 0,00 | $5 013,90with bank transfer to bank deposit | +$230,12 | |
| R 5 000 | 0.58% | R 0,00 | $5 572,50with bank transfer to bank deposit | +$281,73 | |
| R 50 000 | 0.04% | R 83,99 | $55 922,90with debit card to cash pickup | +$407,62 | |
| R 100 000 | 0.03% | R 83,99 | $111 939,90with debit card to cash pickup | +$741,11 | |
| R 130 000This page | 0.07% | R 83,99 | $145 550,10with debit card to cash pickup | +$736,37 |
Mid-market rate: 1 ZAR = 1.1212 MXN
The cheapest way to send ZAR to MXN can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's WorldRemit), across 30 days of comparisons for 130,000 ZAR transfers to Mexico.
Wed, 28 Oct 2026Mid-market rate$145 749,76 WorldRemit $145 550,10WorldRemit$145 550,10Key Currency$145 385,39Regency FX$145 356,24
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0949 | – | $142 333,75 | |
| | 1.0945 | R 83,99 | $142 194,37 | −$139,38 |
| | 1.0921 | R 0,00 | $141 977,92 | −$355,83 |
| | 1.0919 | R 0,00 | $141 949,45 | −$384,30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1023 | – | $143 303,42 | |
| | 1.0996 | R 0,00 | $142 945,16 | −$358,26 |
| | 1.0994 | R 0,00 | $142 916,50 | −$386,92 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0989 | – | $142 855,18 | |
| | 1.0961 | R 0,00 | $142 498,04 | −$357,14 |
| | 1.0959 | R 0,00 | $142 469,47 | −$385,71 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0953 | – | $142 387,83 | |
| | 1.0945 | R 83,99 | $142 189,18 | −$198,65 |
| | 1.0926 | R 0,00 | $142 031,86 | −$355,97 |
| | 1.0923 | R 0,00 | $142 003,38 | −$384,45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0904 | – | $141 755,77 | |
| | 1.0877 | R 0,00 | $141 401,38 | −$354,39 |
| | 1.0875 | R 0,00 | $141 373,03 | −$382,74 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0904 | – | $141 753,04 | |
| | 1.0903 | R 83,99 | $141 652,62 | −$100,42 |
| | 1.0877 | R 0,00 | $141 398,66 | −$354,38 |
| | 1.0875 | R 0,00 | $141 370,31 | −$382,73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0906 | – | $141 777,09 | |
| | 1.0879 | R 0,00 | $141 422,65 | −$354,44 |
| | 1.0876 | R 0,00 | $141 394,29 | −$382,80 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0873 | – | $141 345,23 | |
| | 1.0846 | R 0,00 | $140 991,87 | −$353,36 |
| | 1.0843 | R 0,00 | $140 963,60 | −$381,63 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0870 | – | $141 313,64 | |
| | 1.0874 | R 83,99 | $141 269,37 | −$44,27 |
| | 1.0843 | R 0,00 | $140 960,36 | −$353,28 |
| | 1.0841 | R 0,00 | $140 932,09 | −$381,55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0798 | – | $140 369,06 | |
| | 1.0806 | R 83,99 | $140 392,44 | +$23,38 |
| | 1.0771 | R 0,00 | $140 018,14 | −$350,92 |
| | 1.0768 | R 0,00 | $139 990,06 | −$379,00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.0990 | – | $142 873,77 | |
| | 1.0988 | R 83,99 | $142 755,61 | −$118,16 |
| | 1.0963 | R 0,00 | $142 516,59 | −$357,18 |
| | 1.0961 | R 0,00 | $142 488,01 | −$385,76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1147 | – | $144 904,76 | |
| | 1.1157 | R 83,99 | $144 951,19 | +$46,43 |
| | 1.1119 | R 0,00 | $144 542,50 | −$362,26 |
| | 1.1116 | R 0,00 | $144 513,52 | −$391,24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1147 | – | $144 904,76 | |
| | 1.1157 | R 83,99 | $144 951,19 | +$46,43 |
| | 1.1119 | R 0,00 | $144 542,50 | −$362,26 |
| | 1.1116 | R 0,00 | $144 513,52 | −$391,24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1146 | – | $144 894,23 | |
| | 1.1145 | R 83,99 | $144 788,79 | −$105,44 |
| | 1.1118 | R 0,00 | $144 531,99 | −$362,24 |
| | 1.1116 | R 0,00 | $144 503,02 | −$391,21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1069 | – | $143 896,61 | |
| | 1.1062 | R 24,98 | $143 782,24 | −$114,37 |
| | 1.1059 | R 83,99 | $143 679,31 | −$217,30 |
| | 1.1041 | R 0,00 | $143 536,87 | −$359,74 |
| | 1.1039 | R 0,00 | $143 508,09 | −$388,52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1168 | – | $145 180,23 | |
| | 1.1140 | R 0,00 | $144 817,28 | −$362,95 |
| | 1.1138 | R 0,00 | $144 788,24 | −$391,99 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1167 | – | $145 168,27 | |
| | 1.1139 | R 0,00 | $144 805,35 | −$362,92 |
| | 1.1144 | R 83,99 | $144 778,40 | −$389,87 |
| | 1.1137 | R 0,00 | $144 776,32 | −$391,95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1188 | – | $145 442,44 | |
| | 1.1160 | R 0,00 | $145 078,83 | −$363,61 |
| | 1.1158 | R 0,00 | $145 049,75 | −$392,69 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1212 | – | $145 754,31 | |
| | 1.1184 | R 0,00 | $145 389,92 | −$364,39 |
| | 1.1182 | R 0,00 | $145 360,77 | −$393,54 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1212 | – | $145 754,31 | |
| | 1.1231 | R 83,99 | $145 911,27 | +$156,96 |
| | 1.1184 | R 0,00 | $145 389,92 | −$364,39 |
| | 1.1182 | R 0,00 | $145 360,77 | −$393,54 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1234 | – | $146 040,83 | |
| | 1.1220 | R 83,99 | $145 768,36 | −$272,47 |
| | 1.1206 | R 0,00 | $145 675,73 | −$365,10 |
| | 1.1204 | R 0,00 | $145 646,52 | −$394,31 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1215 | – | $145 801,24 | |
| | 1.1187 | R 0,00 | $145 436,74 | −$364,50 |
| | 1.1185 | R 0,00 | $145 407,58 | −$393,66 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1278 | – | $146 619,20 | |
| | 1.1261 | R 83,99 | $146 302,32 | −$316,88 |
| | 1.1250 | R 0,00 | $146 252,65 | −$366,55 |
| | 1.1248 | R 0,00 | $146 223,33 | −$395,87 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1390 | – | $148 063,76 | |
| | 1.1410 | R 83,99 | $148 235,47 | +$171,71 |
| | 1.1361 | R 0,00 | $147 693,60 | −$370,16 |
| | 1.1359 | R 0,00 | $147 663,99 | −$399,77 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1336 | – | $147 371,51 | |
| | 1.1308 | R 0,00 | $147 003,08 | −$368,43 |
| | 1.1306 | R 0,00 | $146 973,61 | −$397,90 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1264 | – | $146 430,05 | |
| | 1.1250 | R 83,99 | $146 152,91 | −$277,14 |
| | 1.1236 | R 0,00 | $146 063,97 | −$366,08 |
| | 1.1233 | R 0,00 | $146 034,69 | −$395,36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1264 | – | $146 430,05 | |
| | 1.1250 | R 83,99 | $146 152,91 | −$277,14 |
| | 1.1236 | R 0,00 | $146 063,97 | −$366,08 |
| | 1.1233 | R 0,00 | $146 034,69 | −$395,36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1261 | – | $146 387,54 | |
| | 1.1268 | R 83,99 | $146 384,16 | −$3,38 |
| | 1.1232 | R 0,00 | $146 021,57 | −$365,97 |
| | 1.1230 | R 0,00 | $145 992,29 | −$395,25 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1157 | – | $145 043,08 | |
| | 1.1153 | R 83,99 | $144 894,03 | −$149,05 |
| | 1.1129 | R 0,00 | $144 680,47 | −$362,61 |
| | 1.1127 | R 0,00 | $144 651,46 | −$391,62 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.1212 | – | $145 749,76 | |
| | 1.1203 | R 83,99 | $145 550,10 | −$199,66 |
| | 1.1183 | R 0,00 | $145 385,39 | −$364,37 |
| | 1.1181 | R 0,00 | $145 356,24 | −$393,52 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.1212 | – | $145 749,76 | |
|---|---|---|---|---|
| | ||||
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Each line shows what the recipient gets when you send R 130 000, after fees, as quoted by each company. The mid-market line shows what R 130 000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more MXN per ZAR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 5 of the last 30 days.
Right now, WorldRemit pays 145,550.1 MXN on 130,000 ZAR, which is 199.66 MXN less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 148,235.47 MXN.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Mexico.
We've tracked 123 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.
Cheapest in 50% of them
Cheapest in 14% of them
Cheapest in 8% of them
Based on 42 comparisons across 6 amounts over the last 7 days.
Cheapest in 48% of them
Cheapest in 37% of them
Cheapest in 9% of them
Based on 123 comparisons across 6 amounts over the last 30 days.
Cheapest in 64% of them
Cheapest in 34% of them
Cheapest in 4% of them
Based on 188 comparisons across 6 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today WorldRemit is the cheapest and gets you the most MXN, but it was the cheapest in only 48% of the 80 comparisons it appeared in over the past month.
If it's a one-off transfer, go with WorldRemit, since it's the cheapest right now.
7 companies send money from South Africa to Mexico.
Frequent transfers from South Africa
Apps and online services are best for recurring transfers to Mexico.
WorldRemit is the cheapest option.
It will get you 145,550.1 MXN on a R130,000 transfer.
For fast transfers, WorldRemit is a good option, it will deliver MXN in minutes - 2 days.
In our comparisons over the past month, it was the cheapest online service on 20 of the 20 days it quoted.
Most companies will let you fund your transfer by EFT, and will ask for your FICA details.
Emigration and large transfers
Currency brokers are great for large transfers from South Africa to Mexico.
They have no fees and add a markup on top of ZAR/MXN rate.
Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Our analysis shows Key Currency was the cheapest broker in 97% of all the transfers it quoted.
Also, don’t forget about the R2 million limits on transfers from South Africa (more below).
For business payments abroad
With WorldRemit, paying by debit card and receiving through cash pickup is the cheapest combination. Sending R130,000 gives your recipient 145,550.1 MXN.
You can fund the transfer with bank transfer and debit card.
To receive MXN in Mexico, your recipient can use bank deposit and cash pickup.
They can collect cash in Mexico
Cash pickup is available through .
To collect MXN as cash, they will need to visit a participating branch in Mexico with valid ID and the transfer reference.
You pay R130,000.00
MX$145,550
Cheapest
You pay R130,000.00
MX$145,385
-MX$165
South African exchange control dictates how much you can move and which paperwork you need. The exchange-rate margin then decides whether a bank, an online money transfer company or a forex specialist is cheaper.
For a ZAR 130,000 transfer to Mexico, the current best options are:
The cheapest option is WorldRemit, funded by debit card with cash pickup for the payout. Your recipient gets 145,550.1 MXN, which is 0.11% more than the next best option.
The fastest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 145,356.24 MXN in minutes - 24 hours.
South African residents aged 18 or older can use the single discretionary allowance to transfer up to R2 million per calendar year for legal purposes abroad without a SARS tax-compliance PIN.
A further foreign capital allowance of up to R10 million is available with an Approval International Transfer PIN from SARS.
Amounts above the allowances need specific approval through an authorised dealer.
The allowances cover more than money transfers.
Foreign card spending and other qualifying use can reduce what remains, so check your year-to-date total before making payments.
The SARB Financial Surveillance guidance explains how the allowances can be used.
Every legal cross-border payment in rand passes through an authorised dealer and carries a balance-of-payments purpose code.
A bank, transfer company or forex specialist may handle the form, but you are still responsible for giving the right reason.
Keep any relevant documents on hand, such as the property sale agreement, emigration documents, tuition invoice, proof of savings, etc.
For an emigration transfer, a specialist service can be useful because the AIT paperwork matters as much as the rate.
For the 2026/27 tax year, a natural person can make up to R150,000 of donations each year before donations tax applies.
The donor generally pays 20% on taxable donations up to the first R30 million of cumulative taxable gifts.
Payments between spouses and reasonable maintenance payments can be exempt.
A large family transfer should be classified before sending, rather than treated as tax-free because the recipient lives abroad.
Search the company or its FSP number in the FSCA register.
Never move a transfer to crypto or a personal account to bypass exchange control.
Keep the quote, purpose-code confirmation and proof of payment until the recipient has the money.
Every rand that leaves South Africa goes through an authorised dealer, and every company here is FSCA-registered.
We track 7 of them on ZAR to Mexico, comparing rates, fees and the pay-in and payout options in real time on live comparisons.
In the past 30 days alone, we analysed 123 comparisons across 6 amounts.
This page covers the cheapest and fastest options for ZAR/MXN transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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