MoneyTransfers

How to send money to New Zealand from Spain with the best EUR-NZD rate

Get the best deals on transfers from Spain to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive EUR to NZD exchange rates.

Read on for analysis and insights on the best ways to send money to New Zealand from Spain.

Transferring the other way? Send NZD from New Zealand to Spain instead.
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July 2nd, 2025
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Best money transfer companies

Send money from Spain to New Zealand

Last updated: Today
Mid-market rate as of 07/02/2025: 1 EUR = 1.931966 NZD
Results below are based on a 7000 EUR search
0 of 16 providers
Sponsored
Wise
Recipient gets (NZD)
$13,463.69
Full transfer details
Visit Wise
$346 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NZD)
$13,367.90
Full transfer details
Visit Xe
$250 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (NZD)
$13,489.95
Full transfer details
Visit Key Currency
$372 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (NZD)
$13,488.60
Full transfer details
Visit Currencyflow
$371 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (NZD)
$13,487.25
Full transfer details
Visit Regency FX
$369 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (NZD)
$13,483.19
Full transfer details
Visit TorFx
$365 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Wise
Recipient gets (NZD)
$13,463.69
Full transfer details
Visit Wise
$346 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Currencies Direct
Recipient gets (NZD)
$13,455.40
Full transfer details
Visit Currencies Direct
$337 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
OFX
Recipient gets (NZD)
$13,442.10
Full transfer details
Visit OFX
$324 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
CurrencyFair
Recipient gets (NZD)
$13,429.40
Full transfer details
Visit CurrencyFair
$311 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (NZD)
$13,367.90
Full transfer details
Visit Xe
$250 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
10
Profee
Recipient gets (NZD)
$13,327.33
Full transfer details
Visit Profee
$209 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (NZD)
$13,456.22
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (NZD)
    $12,450.52
    Not recommended
Sponsored
Wise
Recipient gets (NZD)
$13,463.69
Full transfer details
Visit Wise
$346 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NZD)
$13,367.90
Full transfer details
Visit Xe
$250 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best recommended: Wise

Wise is our top pick for sending Euro to New Zealand.

Of the 16 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

For example, sending 7,000 EUR to NZD will cost you €31.94 in fees, and you will receive 13,463.69 NZD.

Make your Spain to New Zealand transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Spain (EUR) to New Zealand (NZD) - Wise Screenshot

How to send money from Spain to New Zealand

Summary of recent searches

Top rated for transfers from Spain to New Zealand
Wise
Total number of ES - NZ providers
16
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations for money transfers from Spain to New Zealand

1
Compare providers

Comparing providers offering services between Spain and New Zealand, based on your specific needs is the best way to send money with confidence.

Our comparison includes 16 companies that provide the ability to send Euro to New Zealand.

This ensures you get the best options for transfers to New Zealand from Spain, based on the amount you want to send.

2
Watch the Euro-New Zealand Dollar exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and Spain
5
Consider transfer limits
6
Receiving money in New Zealand
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to New Zealand from Spain: Key Currency

Of the 16 providers compared, Key Currency is the cheapest option for sending money right now.

The cost is a combination of a fee of 0 EUR and an exchange rate for converting Euro to New Zealand Dollar that is 0.25% different to the mid-market rate.

We found that Key Currency is 0.01% cheaper than the second-best option.

We would recommend Key Currency for low cost, affordable transfers from New Zealand Dollars to New Zealand.

Key Currency is the cheapest way to send money from Spain (EUR) to New Zealand (NZD) - Key Currency Screenshot

Fastest way to send money from Spain to New Zealand: Currencyflow.

Currencyflow is the quickest way to send Euro to New Zealand of the 16 companies offering the service.

Based on a €7,000 transfer, Currencyflow transfer time for EUR-NZD transfers is minutes - 24 hours.

Using Currencyflow for fast transfers from Spain to New Zealand has a fee of 0 EUR.

Within our comparison we looked at the 16 money transfer providers offering transfers from Spain to New Zealand. Within this we looked at overall speed of sending money from Spain to New Zealand after depositing Euro to a money transfer account.

When faster money transfers are a priority, Currencyflow is our recommended choice for sending into New Zealand from Spain.

Currencyflow is the fastest way to send money from Spain (EUR) to New Zealand (NZD) - Currencyflow Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to New Zealand from Spain needs a strong exchange rate and effective transfer management.

From the
16 options we compared, Currencies Direct offers the strongest all-round option for large transfers to New Zealand from Spain.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from New Zealand Dollars to New Zealand Dollar.

As such, we recommend Currencies Direct for large New Zealand transfers.

Understanding the costs involved when transferring money from Spain to New Zealand

When calculating the costs of money transfers between Spain and New Zealand, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the EUR-NZD mid-market rate equals 1.9336 NZD per Euro.

  • For reference, the EUR-NZD average mid-market rate for the past 7 days has been 1.9325 NZD per Euro, with a high of 1.9349 and a low of 1.9295.

  • The company offering the best exchange rate is Wise.

  • Often the EUR-NZD exchange rate you receive is the bigger factor than how much it costs to send Euros to New Zealand.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, cahrging 0 EUR per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from Spain to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from Spain.

Getting best exchange rate for transferring Euro to New Zealand Dollar

When transferring money between EUR and NZD, timing can make a huge difference. The exchange rate you secure impacts how much NZD you get for your EUR.

Mid-market Rate
1 
=
1.933589 
NZD

Let's dive into some interesting recent trends.

  • In the last week, the mid-market rate from EUR to NZD has fluctuated slightly. On average, it was 1.9325.

  • Across this 7 days, the highest value recorded was 1.9349, while the lowest was 1.9295.

  • Wise, which is our recommended service to send money online from Spain to New Zealand offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best EUR-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Spain to New Zealand!

Funding your Spain to
New Zealand money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Spain to New Zealand.

    By using a money transfer company such as Key Currency for transfers from Spain to New Zealand, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Key Currency is the cheapest way to send money via a bank transfer. This is of the 16 companies we tested when sending EUR to New Zealand.

    With a fee of 0 EUR to send money from Spain to New Zealand, Key Currency offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Spain to New Zealand with a debit or a prepaid card is easy with Wise.


    Wise is a leading money transfer company for debit card payments, and offers transfers from Spain to New Zealand.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Spain.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Spain to New Zealand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Spain to New Zealand?
Are there any tax implications to sending money from Spain to New Zealand?
Can I send money from Spain to New Zealand with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to New Zealand through various providers?
How long does it take to send money from Spain to New Zealand?
What is the best exchange rate I can get for sending money from Spain to New Zealand?
Are there any minimum or maximum transfer amounts for sending money from Spain to New Zealand?
Can I schedule regular transfers between Spain and New Zealand?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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