Revolut is the fastest way to send money from Spain to Nigeria, with transfers arriving in within minutes.
For the cheapest option, TapTap Send will get you 11,130,000 NGN on 7,000 EUR transfer.
| 7 of 7 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/NGN exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/NGN transfersAll money transfer offers for EUR/NGN transfers, sorted by most NGN received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €46.96 1 EUR = 1591.3100 NGN -3.37% vs mid-market | Recipient gets ₦11,064,442.08 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.961 EUR = 1591.3100 NGN ₦11,064,442.08You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1582.2729 NGN -2.80% vs mid-market | Recipient gets ₦11,075,910.30 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1582.2729 NGN ₦11,075,910.30You pay€7,000.00 | |||
Run a live search Showing top Spain to Nigeria deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NGN rates. | |||
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much EUR you're planning to spend in Nigeria. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1590.0000 NGN -3.29% vs mid-market | Recipient gets ₦11,130,000.00 Minutes | |
Ways to receive money in Nigeria with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1590.0000 NGN ₦11,130,000.00You pay€7,000.00 Mobile moneyMinutesAvailable via:FairMoney, Kuda Bank, OPay, PalmPay Free1 EUR = 1590.0000 NGN ₦11,130,000.00You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.99 1 EUR = 1588.9957 NGN -3.23% vs mid-market | Recipient gets ₦11,121,396.72 Minutes - 3 days | |
Ways to receive money in Nigeria with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days €0.991 EUR = 1588.9957 NGN ₦11,121,396.72You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 1586.9937 NGN -3.10% vs mid-market | Recipient gets ₦11,108,955.62 Minutes - 2 days | |
Ways to receive money in Nigeria with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1586.9937 NGN ₦11,108,955.62You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1582.2729 NGN -2.80% vs mid-market | Recipient gets ₦11,075,910.30 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1582.2729 NGN ₦11,075,910.30You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1582.2729 NGN -2.80% vs mid-market | Recipient gets ₦11,075,910.30 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1582.2729 NGN ₦11,075,910.30You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1582.2729 NGN -2.80% vs mid-market | Recipient gets ₦11,075,910.30 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1582.2729 NGN ₦11,075,910.30You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €46.96 1 EUR = 1591.3100 NGN -3.37% vs mid-market | Recipient gets ₦11,064,442.08 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.961 EUR = 1591.3100 NGN ₦11,064,442.08You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €57.07 1 EUR = 1591.3100 NGN -3.37% vs mid-market | Recipient gets ₦11,048,353.94 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €57.071 EUR = 1591.3100 NGN ₦11,048,353.94You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €101.79 1 EUR = 1591.3100 NGN -3.37% vs mid-market | Recipient gets ₦10,977,190.56 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €101.791 EUR = 1591.3100 NGN ₦10,977,190.56You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €143.68 1 EUR = 1591.3100 NGN -3.37% vs mid-market | Recipient gets ₦10,910,530.58 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €143.681 EUR = 1591.3100 NGN ₦10,910,530.58You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1534.3726 NGN +0.27% vs mid-market | Recipient gets ₦10,740,608.33 Minutes - 24 hours | |
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1534.3726 NGN ₦10,740,608.33You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1529.2179 NGN +0.61% vs mid-market | Recipient gets ₦10,596,715.74 Within minutes | |
Ways to receive money in Nigeria with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 1529.2179 NGN ₦10,596,715.74You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 1538.526641 NGN Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Spain to Nigeria, I suggest picking TapTap Send, it will get you the most Nigeria
The best option will change depending on the amount, so it's good to to get the best EUR/NGN rate today.
You have 4 ways to pay, including debit card, bank transfer, credit card, and ideal.
Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.
First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.
An empadronamiento certificate covers the address if you don't have a bill in your name yet.
7 companies send money from Spain to Nigeria, across app, online, broker, multi-currency account, and global account, and more.
Monthly remesas abroad
Sending monthly remesa is extremely popular in Spain.
Money transfer apps let you save contacts, schedule transfers, and lock-in rates.
Useful if you’re sending €100 to €300 monthly to Nigeria.
TapTap Send charges €0 on a €7,000 transfer and pays out 11,130,000 NGN in minutes.
You can pay for the transfers via debit card, bank transfer, credit card, and ideal, but Bizum is usually not accepted as a funding method.
For one-off transfers
For medium sized or one-off transfers to Nigeria, an online money transfer service funded from your bank account is better than any bank.
Xe turns €7,000 into 11,075,910.3 NGN with a €0 fee and -2.8% markup.
Sending large amounts
Currency brokers are best for sending €10,000+ to Nigeria. This can be things like selling property, moving a pension, moving back home, etc…
Xe charges no fee and works on a margin (~-2.8% on EUR/NGN), with a person on the phone, and offices in Spain if you'd rather sit down with someone.
For getting paid and spending abroad
If you often receive NGN (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.
Because a multi-currency account gives you account details to receive NGN like a local and you can exchange it to EUR at any time.
The best multi-currency account in Spain with NGN support is offered by Wise.
For example, converting €7,000 gets you 11,064,442.08 NGN.
For businesses and autónomos paying abroad
Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Nigeria.
You can pay suppliers and freelancers, process invoices, make batch payments, and much more.
How you fund the transfer and how your recipient receives it affect the fees and how much NGN they get.
With TapTap Send, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,130,000 NGN.
For funding your transfer from Spain, you can use debit card, bank transfer, credit card, and ideal.
Bizum only supports domestic transfers in Spain, so it cannot send money to Nigeria directly.
Pay from your Spanish bank account
Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.
It is fast to fund the transfer, although delivery to Nigeria depends on the company's payout time and delivery method.
In Nigeria, the recipient can use bank deposit and mobile money to receive money.
Collect cash in Nigeria
Some locutorios in Spain can arrange international transfers to Nigeria.
Check that the location serves Nigeria and whether it accepts card or cash before visiting.
You pay €7,000.00
₦11,130,000
Cheapest
You pay €7,000.00
₦11,130,000
₦0
You pay €7,000.00
₦11,075,910
-₦54,090
You pay €7,000.00
₦11,075,910
-₦54,090
You pay €7,000.00
₦11,048,354
-₦81,646
Here are a few things to know before sending money from Spain to Nigeria.
These are the current best options for sending €7,000 to Nigeria:
Cheapest option
Use ₦11,130,000, pay by debit card and choose bank deposit for the payout. Your recipient gets 11,130,000 NGN, which is 0.08% more than the next best option.
Fastest option
With Revolut, a bank transfer payment to bank deposit gives your recipient 10,596,715.74 NGN in within minutes.
SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.
Sending EUR to Nigeria is different because it needs a currency conversion.
SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Nigeria.
Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.
Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.
Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.
A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.
For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.
For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.
When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.
The exchange rate has a direct impact on how much NGN your recipient gets. A weekly comparison makes it easier to judge today's EUR/NGN rate.
Mid-market rate:1 EUR = 1,536.545514 NGN
Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.
We track 7 of them on EUR to NGN, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.
Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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