TapTap Send is the fastest way to send money from Spain to India, with transfers arriving in minutes.
For the cheapest option, Ria Money Transfer will get you 770,630 INR on 7,000 EUR transfer.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/INR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €40.69 1 EUR = 109.2170 INR +0.01% vs mid-market | Recipient gets ₹760,074.96 Within minutes | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €40.691 EUR = 109.2170 INR ₹760,074.96You pay€7,000.00 | |||
| Promoted  MoneyGram Pay via Debit card | Fee €1.00 1 EUR = 107.0014 INR +2.05% vs mid-market | Recipient gets ₹749,009.80 Minutes - 24 hours | |
Ways to receive money in India with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 107.0014 INR ₹749,009.80You pay€7,001.00 UPIMinutes - 24 hoursAvailable via:UPI €1.991 EUR = 107.0014 INR ₹749,009.80You pay€7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 107.0014 INR ₹749,009.80You pay€7,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €17.501 EUR = 106.4555 INR ₹745,188.50You pay€7,017.50 | |||
Run a live search Showing top Spain to India deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to INR rates. | |||
Run a live search These companies offer multi-currency accounts for spending INR. We suggest doing a live search based on how much EUR you're planning to spend in India. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
 Ria Money Transfer Pay via Credit card | Fee €0.00 1 EUR = 110.0900 INR -0.79% vs mid-market | Recipient gets ₹770,630.00 Minutes - 24 hours | |
Ways to receive money in India with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours Free1 EUR = 110.0900 INR ₹770,630.00You pay€7,000.00 Bank depositMinutes - 24 hours Free1 EUR = 105.8500 INR ₹740,950.00You pay€7,000.00 UPIMinutes - 24 hours Free1 EUR = 105.8500 INR ₹740,950.00You pay€7,000.00 | |||
| Ria Money Transfer Pay via Debit card | Fee €0.00 1 EUR = 110.0900 INR -0.79% vs mid-market | Recipient gets ₹770,630.00 Minutes - 24 hours | |
Ways to receive money in India with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours Free1 EUR = 110.0900 INR ₹770,630.00You pay€7,000.00 Bank depositMinutes - 24 hours Free1 EUR = 105.8500 INR ₹740,950.00You pay€7,000.00 UPIMinutes - 24 hours Free1 EUR = 105.8500 INR ₹740,950.00You pay€7,000.00 | |||
 Xoom Pay via PayPal | Fee €0.00 1 EUR = 109.5246 INR -0.28% vs mid-market | Recipient gets ₹766,672.20 Minutes - 24 hours | |
Ways to receive money in India with Xoom when paying by paypal. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 109.5246 INR ₹766,672.20You pay€7,000.00 | |||
| Xoom Pay via Bank transfer | Fee €0.00 1 EUR = 109.5246 INR -0.28% vs mid-market | Recipient gets ₹766,672.20 Minutes - 24 hours | |
Ways to receive money in India with Xoom when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 109.5246 INR ₹766,672.20You pay€7,000.00 | |||
| Xoom Pay via Debit card | Fee €0.00 1 EUR = 109.5246 INR -0.28% vs mid-market | Recipient gets ₹766,672.20 Minutes - 24 hours | |
Ways to receive money in India with Xoom when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 109.5246 INR ₹766,672.20You pay€7,000.00 | |||
| Xoom Pay via Credit card | Fee €0.00 1 EUR = 109.5246 INR -0.28% vs mid-market | Recipient gets ₹766,672.20 Minutes - 24 hours | |
Ways to receive money in India with Xoom when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 109.5246 INR ₹766,672.20You pay€7,000.00 | |||
 Paysend Pay via Debit card | Fee €0.00 1 EUR = 108.8469 INR +0.34% vs mid-market | Recipient gets ₹761,928.16 Minutes - 24 hours | |
Ways to receive money in India with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 108.8469 INR ₹761,928.16You pay€7,000.00 | |||
| Paysend Pay via Credit card | Fee €0.00 1 EUR = 108.8469 INR +0.34% vs mid-market | Recipient gets ₹761,928.16 Minutes - 24 hours | |
Ways to receive money in India with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 108.8469 INR ₹761,928.16You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €1.49 1 EUR = 108.7562 INR +0.43% vs mid-market | Recipient gets ₹761,131.56 Minutes - 3 days | |
Ways to receive money in India with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days €1.491 EUR = 108.7562 INR ₹761,131.56You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €40.69 1 EUR = 109.2170 INR +0.01% vs mid-market | Recipient gets ₹760,074.96 Within minutes | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €40.691 EUR = 109.2170 INR ₹760,074.96You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €1.99 1 EUR = 108.5000 INR +0.66% vs mid-market | Recipient gets ₹759,500.00 Minutes | |
Ways to receive money in India with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes €1.991 EUR = 108.5000 INR ₹759,500.00You pay€7,001.99 UPIMinutesAvailable via:UPI €1.991 EUR = 108.5000 INR ₹759,500.00You pay€7,001.99 | |||
 Western Union Pay via Debit card | Fee €0.00 1 EUR = 108.4808 INR +0.68% vs mid-market | Recipient gets ₹759,366.00 Minutes - 2 days | |
Ways to receive money in India with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 108.4808 INR ₹759,366.00You pay€7,000.00 | |||
| Western Union Pay via Bank transfer | Fee €0.00 1 EUR = 108.4808 INR +0.68% vs mid-market | Recipient gets ₹759,366.00 Minutes - 2 days | |
Ways to receive money in India with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 108.4808 INR ₹759,366.00You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €1.10 1 EUR = 108.4560 INR +0.70% vs mid-market | Recipient gets ₹759,072.00 Minutes - 24 hours | |
Ways to receive money in India with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.101 EUR = 108.4560 INR ₹759,072.00You pay€7,000.00 | |||
 Remitly Pay via Debit card | Fee €0.00 1 EUR = 108.4300 INR +0.73% vs mid-market | Recipient gets ₹759,010.00 Minutes - 3 days | |
Ways to receive money in India with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 108.4300 INR ₹759,010.00You pay€7,000.00 | |||
| Remitly Pay via Credit card | Fee €0.00 1 EUR = 108.4300 INR +0.73% vs mid-market | Recipient gets ₹759,010.00 Minutes - 3 days | |
Ways to receive money in India with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 108.4300 INR ₹759,010.00You pay€7,000.00 | |||
| Remitly Pay via Bank transfer | Fee €0.00 1 EUR = 108.4300 INR +0.73% vs mid-market | Recipient gets ₹759,010.00 Minutes - 3 days | |
Ways to receive money in India with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 108.4300 INR ₹759,010.00You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €50.80 1 EUR = 109.2170 INR +0.01% vs mid-market | Recipient gets ₹758,970.78 Within minutes | |
Ways to receive money in India with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €50.801 EUR = 109.2170 INR ₹758,970.78You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €95.61 1 EUR = 109.2170 INR +0.01% vs mid-market | Recipient gets ₹754,076.76 Within minutes | |
Ways to receive money in India with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €95.611 EUR = 109.2170 INR ₹754,076.76You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €137.59 1 EUR = 109.2170 INR +0.01% vs mid-market | Recipient gets ₹749,491.83 Within minutes | |
Ways to receive money in India with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €137.591 EUR = 109.2170 INR ₹749,491.83You pay€7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee €1.00 1 EUR = 107.0014 INR +2.05% vs mid-market | Recipient gets ₹749,009.80 Minutes - 24 hours | |
Ways to receive money in India with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 107.0014 INR ₹749,009.80You pay€7,001.00 UPIMinutes - 24 hoursAvailable via:UPI €1.991 EUR = 107.0014 INR ₹749,009.80You pay€7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 107.0014 INR ₹749,009.80You pay€7,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €17.501 EUR = 106.4555 INR ₹745,188.50You pay€7,017.50 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €1.00 1 EUR = 107.0014 INR +2.05% vs mid-market | Recipient gets ₹749,009.80 Minutes - 24 hours | |
Ways to receive money in India with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 107.0014 INR ₹749,009.80You pay€7,001.00 UPIMinutes - 24 hoursAvailable via:UPI €1.991 EUR = 107.0014 INR ₹749,009.80You pay€7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 107.0014 INR ₹749,009.80You pay€7,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €17.501 EUR = 106.4555 INR ₹745,188.50You pay€7,017.50 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €1.00 1 EUR = 107.0014 INR +2.05% vs mid-market | Recipient gets ₹749,009.80 Minutes - 24 hours | |
Ways to receive money in India with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 107.0014 INR ₹749,009.80You pay€7,001.00 UPIMinutes - 24 hoursAvailable via:UPI €1.991 EUR = 107.0014 INR ₹749,009.80You pay€7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 107.0014 INR ₹749,009.80You pay€7,001.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 109.2227 INR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Spain to India, I suggest picking Ria Money Transfer, it will get you the most India
The best option will change depending on the amount, so it's good to to get the best EUR/INR rate today.
You have 4 ways to pay, including debit card, credit card, bank transfer, and ideal.
Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.
First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.
An empadronamiento certificate covers the address if you don't have a bill in your name yet.
How much EUR you send to India heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -1.05% | €0.00 | ₹55,197.00with debit card to bank deposit | +₹855.78 | |
| €1,000 | -1.00% | €0.00 | ₹110,336.60with debit card to bank deposit | +₹1,612.72 | |
| €2,000 | -1.05% | €0.00 | ₹220,673.20with debit card to bank deposit | +₹3,621.40 | |
| €7,000This page | -0.79% | €0.00 | ₹770,630.00with credit card to cash pickup | +₹10,764.16 | |
| €10,000 | -0.79% | €0.00 | ₹1,100,900.00with credit card to cash pickup | +₹15,362.94 |
Mid-market rate: 1 EUR = 109.2227 INR
9 companies send money from Spain to India, across app, online, in person, multi-currency account, global account, broker, SNPL, and digital wallet, and more.
Monthly remesas abroad
Sending monthly remesa is extremely popular in Spain.
Money transfer apps let you save contacts, schedule transfers, and lock-in rates.
Useful if you’re sending €100 to €300 monthly to India.
Ria Money Transfer charges €0 on a €7,000 transfer and pays out 770,630 INR in minutes - 24 hours.
You can pay for the transfers via debit card, credit card, bank transfer, and ideal, but Bizum is usually not accepted as a funding method.
For cash pickup and deposit
The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.
Pay Ria Money Transfer the €7,000 by card or transferencia, and they can collect cash in India.
Worth noting, cash transfers are faster than online methods, but usually more expensive, so .
For one-off transfers
For medium sized or one-off transfers to India, an online money transfer service funded from your bank account is better than any bank.
Ria Money Transfer turns €7,000 into 770,630 INR with a €0 fee and -0.79% markup.
Sending large amounts
Currency brokers are best for sending €10,000+ to India. This can be things like selling property, moving a pension, moving back home, etc…
CurrencyFair charges no fee and works on a margin (~0.7% on EUR/INR), with a person on the phone, and offices in Spain if you'd rather sit down with someone.
For getting paid and spending abroad
If you often receive INR (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.
Because a multi-currency account gives you account details to receive INR like a local and you can exchange it to EUR at any time.
The best multi-currency account in Spain with INR support is offered by Wise.
For example, converting €7,000 gets you 760,074.96 INR.
For businesses and autónomos paying abroad
Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to India.
You can pay suppliers and freelancers, process invoices, make batch payments, and much more.
How you fund the transfer and how your recipient receives it affect the fees and how much INR they get.
With Ria Money Transfer, paying by credit card and receiving through a cash pickup is the cheapest combination. Sending €7,000 gives your recipient 770,630 INR.
For funding your transfer from Spain, you can use debit card, credit card, bank transfer, and ideal.
Bizum only supports domestic transfers in Spain, so it cannot send money to India directly.
Pay from your Spanish bank account
Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.
It is fast to fund the transfer, although delivery to India depends on the company's payout time and delivery method.
In India, the recipient can use bank deposit, upi, cash pickup, and card deposit to receive money.
Collect cash in India
Your recipient can collect INR from a participating Ria Money Transfer location in India.
You pay €7,000.00
₹770,630
Cheapest
You pay €7,000.00
₹770,630
₹0
You pay €7,000.00
₹761,928
-₹8,702
You pay €7,000.00
₹761,928
-₹8,702
You pay €7,000.00
₹760,075
-₹10,555
You pay €7,001.99
₹759,500
-₹11,130
You pay €7,000.00
₹758,971
-₹11,659
You pay €7,001.99
₹749,010
-₹21,620
You pay €7,001.00
₹749,010
-₹21,620
You pay €7,001.99
₹749,010
-₹21,620
You pay €7,017.50
₹745,189
-₹25,442
You pay €7,017.50
₹745,189
-₹25,442
Here are a few things to know before sending money from Spain to India.
These are the current best options for sending €7,000 to India:
Cheapest option
Use ₹770,630, pay by credit card and choose cash pickup for the payout. Your recipient gets 770,630 INR, which is 1.13% more than the next best option.
Fastest option
With TapTap Send, a debit card payment to bank deposit gives your recipient 759,500 INR in minutes.
SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.
Sending EUR to India is different because it needs a currency conversion.
SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to India.
Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.
Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.
Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.
A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.
For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.
For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.
When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.
The exchange rate has a direct impact on how much INR your recipient gets. A weekly comparison makes it easier to judge today's EUR/INR rate.
Mid-market rate:1 EUR = 109.154413 INR
Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.
We track 9 of them on EUR to INR, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.
Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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