How to send money to Colombia from Spain with the best EUR-COP rate

Revolut is the fastest way to send money from Spain to Colombia, and its delivery time is within minutes.

For the cheapest option, Western Union will get you 7,310,186 COP on a 2,000 EUR transfer.

Best companies for EUR/COP transfers

9 of 9 providers

Last updated on 10 November 2026

Based on 2,000 EUR transfer

Best companies for EUR/COP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.88 1 EUR = 3676.9900 COP +0.03% vs mid-market Recipient gets $7,236,757.56 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.881 EUR = 3676.9900 COP
$7,236,757.56You pay€2,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3612.0240 COP +1.81% vs mid-market Recipient gets $7,224,048.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3612.0240 COP
$7,224,048.00You pay€2,000.00

Run a live search

Showing top Spain to Colombia deals for 2,000 EUR. Do a live search with your exact amount for today's best rates.

Western Union

Pay via Debit card
Fee €0.00 1 EUR = 3655.0925 COP +0.62% vs mid-market Recipient gets $7,310,186.00 Minutes - 2 days
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 3655.0925 COP
$7,310,186.00You pay€2,000.00

Western Union

Pay via Bank transfer
Fee €0.00 1 EUR = 3655.0925 COP +0.62% vs mid-market Recipient gets $7,310,186.00 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 3655.0925 COP
$7,310,186.00You pay€2,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee €0.99 1 EUR = 3653.1084 COP +0.68% vs mid-market Recipient gets $7,302,600.28 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
€0.991 EUR = 3653.1084 COP
$7,302,600.28You pay€2,000.00
Mobile moneyMinutes - 3 days
€0.991 EUR = 3634.7511 COP
$7,265,903.82You pay€2,000.00
Cash pickupMinutes - 3 days
€0.991 EUR = 3605.3794 COP
$7,207,189.43You pay€2,000.00

Remitly

Pay via Debit card
Fee €0.00 1 EUR = 3646.3200 COP +0.86% vs mid-market Recipient gets $7,292,640.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bre-BWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Cash pickupWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Bank depositWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Mobile walletWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00

Remitly

Pay via Credit card
Fee €0.00 1 EUR = 3646.3200 COP +0.86% vs mid-market Recipient gets $7,292,640.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bre-BWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Cash pickupWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Bank depositWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Mobile walletWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00

Remitly

Pay via Bank transfer
Fee €0.00 1 EUR = 3646.3200 COP +0.86% vs mid-market Recipient gets $7,292,640.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bre-BWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Cash pickupWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Bank depositWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Mobile walletWithin a week
Free1 EUR = 3646.3200 COP
$7,292,640.00You pay€2,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.99 1 EUR = 3634.7511 COP +1.18% vs mid-market Recipient gets $7,265,903.82 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€0.991 EUR = 3634.7511 COP
$7,265,903.82You pay€2,000.00
Mobile moneyMinutes - 2 days
€0.991 EUR = 3634.7511 COP
$7,265,903.82You pay€2,000.00
Cash pickupMinutes - 2 days
Free1 EUR = 3614.5580 COP
$7,229,116.08You pay€2,000.00
Card depositMinutes - 2 days
Free1 EUR = 3508.6664 COP
$7,017,332.78You pay€2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €4.99 1 EUR = 3625.1165 COP +1.45% vs mid-market Recipient gets $7,250,233.00 Minutes - 24 hours

Ways to receive money in Colombia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 3625.1165 COP
$7,250,233.00You pay€2,004.99
Mobile walletMinutes - 24 hoursAvailable via:Daviplata, Nequi
€0.991 EUR = 3623.9092 COP
$7,247,818.40You pay€2,000.99
Bank depositMinutes - 24 hoursAvailable via:Banco Davivienda, All Banks, Bancolombia
€1.991 EUR = 3619.7770 COP
$7,239,554.00You pay€2,001.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €4.99 1 EUR = 3625.1165 COP +1.45% vs mid-market Recipient gets $7,250,233.00 Minutes - 24 hours

Ways to receive money in Colombia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 3625.1165 COP
$7,250,233.00You pay€2,004.99
Mobile walletMinutes - 24 hoursAvailable via:Daviplata, Nequi
€0.991 EUR = 3623.9092 COP
$7,247,818.40You pay€2,000.99
Bank depositMinutes - 24 hoursAvailable via:Banco Davivienda, All Banks, Bancolombia
€1.991 EUR = 3619.7770 COP
$7,239,554.00You pay€2,001.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €5.90 1 EUR = 3625.1165 COP +1.45% vs mid-market Recipient gets $7,250,233.00 Minutes - 24 hours

Ways to receive money in Colombia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€5.901 EUR = 3625.1165 COP
$7,250,233.00You pay€2,005.90
Mobile walletMinutes - 24 hoursAvailable via:Daviplata, Nequi
€5.501 EUR = 3623.9092 COP
$7,247,818.40You pay€2,005.50
Bank depositMinutes - 24 hoursAvailable via:Banco Davivienda, Bancolombia, All Banks
€5.501 EUR = 3619.7770 COP
$7,239,554.00You pay€2,005.50

Wise

Pay via Bank transfer
Fee €31.88 1 EUR = 3676.9900 COP +0.03% vs mid-market Recipient gets $7,236,757.56 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.881 EUR = 3676.9900 COP
$7,236,757.56You pay€2,000.00

Wise

Pay via iDEAL
Fee €35.04 1 EUR = 3676.9900 COP +0.03% vs mid-market Recipient gets $7,225,138.27 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€35.041 EUR = 3676.9900 COP
$7,225,138.27You pay€2,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3612.0240 COP +1.81% vs mid-market Recipient gets $7,224,048.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3612.0240 COP
$7,224,048.00You pay€2,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 3612.0240 COP +1.81% vs mid-market Recipient gets $7,224,048.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3612.0240 COP
$7,224,048.00You pay€2,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 3612.0240 COP +1.81% vs mid-market Recipient gets $7,224,048.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3612.0240 COP
$7,224,048.00You pay€2,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €12.15 1 EUR = 3626.7822 COP +1.40% vs mid-market Recipient gets $7,209,498.91 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Colombia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€12.151 EUR = 3626.7822 COP
$7,209,498.91You pay€2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 3600.0000 COP +2.14% vs mid-market Recipient gets $7,200,000.00 Minutes
Receive to bank account

Ways to receive money in Colombia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay
Free1 EUR = 3600.0000 COP
$7,200,000.00You pay€2,000.00
TransfiyaMinutesAvailable via:Banks via Trasnfiya
Free1 EUR = 3600.0000 COP
$7,200,000.00You pay€2,000.00
Bre-BMinutesAvailable via:Bre-B
Free1 EUR = 3600.0000 COP
$7,200,000.00You pay€2,000.00
Bank depositMinutes
€0.991 EUR = 3600.0000 COP
$7,200,000.00You pay€2,000.99
Cash pickupMinutesAvailable via:Exito
€3.991 EUR = 3600.0000 COP
$7,200,000.00You pay€2,003.99

Wise

Pay via Debit card
Fee €47.27 1 EUR = 3676.9900 COP +0.03% vs mid-market Recipient gets $7,180,168.68 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€47.271 EUR = 3676.9900 COP
$7,180,168.68You pay€2,000.00

Wise

Pay via Credit card
Fee €59.03 1 EUR = 3676.9900 COP +0.03% vs mid-market Recipient gets $7,136,927.28 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.031 EUR = 3676.9900 COP
$7,136,927.28You pay€2,000.00
How Our Results Work
Mid-market rate: 1 EUR = 3677.9719 COP Updates every 60 minutes.

How to send money from Spain to Colombia

Pick a company

For a one-off transfer from Spain to Colombia, I suggest picking Western Union, it will get you the most COP.

Western Union was the cheapest on 21 of the 30 days it quoted €2,000 transfers to Colombia.

The best option will change depending on the amount, so it's good to to get the best EUR/COP rate today.

Fund your transfer

You have 4 ways to pay, including debit card, bank transfer, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Colombia?

How much EUR you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Western Union was the cheapest in 74% of the transfers from €5,000 it quoted, and in 55% of all the transfers it quoted.

Cheapest service
€500-1.00%€0.00$1,857,415.00with debit card to bre-b+$60,861.58
€1,000-0.98%€0.00$3,714,830.00with debit card to bre-b+$117,417.77
€2,000This page0.62%€0.00$7,310,186.00with debit card to bank deposit+$63,968.64
€5,0000.66%€0.00$18,275,463.00with debit card to bank deposit+$177,222.19
€7,0000.27%€0.00$25,704,839.17with bank transfer to bank deposit+$378,512.02
€10,0000.27%€0.00$36,721,198.81with bank transfer to bank deposit+$588,081.89

Mid-market rate: 1 EUR = 3677.9719 COP

EUR/COP Exchange Rate History

Is today a good time to send money from Spain to Colombia?

The cheapest way to send EUR to COP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Western Union), across 30 days of comparisons for 2,000 EUR transfers to Colombia.

COP received for €2,000, after fees

Tue, 10 Nov 2026Mid-market rate$7,355,943.73 Western Union $7,310,186.00Western Union$7,310,186.00Sendwave$7,302,600.28Remitly$7,292,640.00

6,9M
7,0M
7,1M
7,2M
7,3M
7,4M
At the mid-market rateWith the cheapest optionWestern UnionSendwaveRemitly
Exchange rateFeeRecipient getsDifference
Mid-market rate 3589.9645 – $7,179,929.02
Western Union Cheapest 3582.9384 €0.00 $7,165,877.00 −$14,052.02
Remitly 3486.2300 €0.00 $6,972,460.00 −$207,469.02
Sendwave No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3574.4828 – $7,148,965.60
Western Union Cheapest 3576.3167 €0.00 $7,152,634.00 +$3,668.40
Remitly 3546.3300 €0.00 $7,092,660.00 −$56,305.60
Sendwave No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3573.4570 – $7,146,914.07
Western Union Cheapest 3558.3085 €0.00 $7,116,618.00 −$30,296.07
Remitly 3540.7600 €0.00 $7,081,520.00 −$65,394.07
Sendwave No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3584.6640 – $7,169,327.99
Western Union Cheapest 3577.4557 €0.00 $7,154,912.00 −$14,415.99
Sendwave 3569.5510 €0.99 $7,135,568.10 −$33,759.89
Remitly 3561.9600 €0.00 $7,123,920.00 −$45,407.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 3566.5048 – $7,133,009.68
TapTap Send Cheapest 3553.0000 €0.00 $7,106,000.00 −$27,009.68
Western Union 3547.4862 €0.00 $7,094,973.00 −$38,036.68
Sendwave 3540.8454 €0.99 $7,078,185.44 −$54,824.24
Remitly 3533.2500 €0.00 $7,066,500.00 −$66,509.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 3566.6244 – $7,133,248.73
TapTap Send Cheapest 3575.0000 €0.00 $7,150,000.00 +$16,751.27
Western Union 3557.5678 €0.00 $7,115,136.00 −$18,112.73
Remitly 3543.6100 €0.00 $7,087,220.00 −$46,028.73
Sendwave No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3566.6244 – $7,133,248.73
Western Union Cheapest 3557.5678 €0.00 $7,115,136.00 −$18,112.73
Remitly 3543.6100 €0.00 $7,087,220.00 −$46,028.73
Sendwave 3545.1098 €0.99 $7,086,709.88 −$46,538.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 3564.0138 – $7,128,027.62
Western Union Cheapest 3557.5678 €0.00 $7,115,136.00 −$12,891.62
Remitly 3537.9400 €0.00 $7,075,880.00 −$52,147.62
Sendwave No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3548.8053 – $7,097,610.55
Western Union Cheapest 3535.1169 €0.00 $7,070,234.00 −$27,376.55
Sendwave 3526.7406 €0.99 $7,049,989.81 −$47,620.74
Remitly 3518.7400 €0.00 $7,037,480.00 −$60,130.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 3571.0169 – $7,142,033.74
Western Union Cheapest 3535.5883 €0.00 $7,071,177.00 −$70,856.74
Sendwave 3532.6676 €0.99 $7,061,837.78 −$80,195.96
Remitly 3525.4600 €0.00 $7,050,920.00 −$91,113.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 3597.2199 – $7,194,439.79
Western Union Cheapest 3582.7143 €0.00 $7,165,429.00 −$29,010.79
Sendwave 3572.8681 €0.99 $7,142,199.14 −$52,240.65
Remitly 3564.5800 €0.00 $7,129,160.00 −$65,279.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 3574.3001 – $7,148,600.13
Western Union Cheapest 3580.9426 €0.00 $7,161,886.00 +$13,285.87
Sendwave 3552.3842 €0.99 $7,101,251.58 −$47,348.55
Remitly 3545.9800 €0.00 $7,091,960.00 −$56,640.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 3552.7330 – $7,105,465.98
Sendwave Cheapest 3549.6937 €0.99 $7,095,873.10 −$9,592.88
Western Union 3539.9738 €0.00 $7,079,948.00 −$25,517.98
Remitly 3513.5600 €0.00 $7,027,120.00 −$78,345.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 3552.7330 – $7,105,465.98
Western Union Cheapest 3539.9738 €0.00 $7,079,948.00 −$25,517.98
Remitly 3513.5600 €0.00 $7,027,120.00 −$78,345.98
Sendwave No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3544.7037 – $7,089,407.40
Western Union Cheapest 3539.9738 €0.00 $7,079,948.00 −$9,459.40
Remitly 3518.2700 €0.00 $7,036,540.00 −$52,867.40
Sendwave No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3519.5540 – $7,039,107.95
Western Union Cheapest 3529.9112 €0.00 $7,059,823.00 +$20,715.05
Sendwave 3508.7499 €0.99 $7,014,026.04 −$25,081.91
Remitly 3502.0400 €0.00 $7,004,080.00 −$35,027.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 3504.5967 – $7,009,193.31
Western Union Cheapest 3496.8460 €0.00 $6,993,692.00 −$15,501.31
Sendwave 3482.6550 €0.99 $6,961,862.15 −$47,331.16
Remitly 3476.0400 €0.00 $6,952,080.00 −$57,113.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 3529.8722 – $7,059,744.46
Western Union Cheapest 3517.7250 €0.00 $7,035,451.00 −$24,293.46
Sendwave 3504.2699 €0.99 $7,005,070.61 −$54,673.85
Remitly 3497.5100 €0.00 $6,995,020.00 −$64,724.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 3556.4596 – $7,112,919.13
Sendwave Cheapest 3524.9653 €0.99 $7,046,440.94 −$66,478.19
Western Union 3518.6753 €0.00 $7,037,351.00 −$75,568.13
Remitly 3517.0200 €0.00 $7,034,040.00 −$78,879.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 3545.7931 – $7,091,586.17
Wise Cheapest 3601.4900 €31.88 $7,088,164.50 −$3,421.67
Western Union 3533.5231 €0.00 $7,067,047.00 −$24,539.17
Remitly 3527.2900 €0.00 $7,054,580.00 −$37,006.17
Sendwave 3516.6307 €0.99 $7,029,779.88 −$61,806.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 3545.7931 – $7,091,586.17
Wise Cheapest 3601.4900 €31.88 $7,088,164.50 −$3,421.67
Western Union 3533.5231 €0.00 $7,067,047.00 −$24,539.17
Remitly 3527.2900 €0.00 $7,054,580.00 −$37,006.17
Sendwave 3516.6307 €0.99 $7,029,779.88 −$61,806.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 3600.4239 – $7,200,847.84
Revolut Cheapest 3564.6901 €12.15 $7,086,069.27 −$114,778.57
Sendwave 3539.1591 €0.99 $7,074,814.49 −$126,033.35
Remitly 3535.1900 €0.00 $7,070,380.00 −$130,467.84
Western Union 3533.5231 €0.00 $7,067,047.00 −$133,800.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 3613.4074 – $7,226,814.90
Wise Cheapest 3613.4200 €31.88 $7,111,644.17 −$115,170.73
Western Union 3545.6066 €0.00 $7,091,214.00 −$135,600.90
Sendwave 3543.8466 €0.99 $7,084,184.85 −$142,630.05
Remitly 3538.0400 €0.00 $7,076,080.00 −$150,734.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 3649.0872 – $7,298,174.40
Sendwave Cheapest 3616.1289 €0.99 $7,228,677.93 −$69,496.47
Remitly 3608.0800 €0.00 $7,216,160.00 −$82,014.40
Western Union 3596.2627 €0.00 $7,192,526.00 −$105,648.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 3637.2311 – $7,274,462.20
Western Union Cheapest 3621.1558 €0.00 $7,242,312.00 −$32,150.20
Sendwave 3610.0678 €0.99 $7,216,561.53 −$57,900.67
Remitly 3602.9000 €0.00 $7,205,800.00 −$68,662.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 3625.5014 – $7,251,002.75
Western Union Cheapest 3604.4125 €0.00 $7,208,826.00 −$42,176.75
Sendwave 3597.0642 €0.99 $7,190,567.21 −$60,435.54
Remitly 3589.6400 €0.00 $7,179,280.00 −$71,722.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 3625.6859 – $7,251,371.82
Western Union Cheapest 3609.3831 €0.00 $7,218,767.00 −$32,604.82
Remitly 3582.9200 €0.00 $7,165,840.00 −$85,531.82
Sendwave 3578.9231 €0.99 $7,154,303.15 −$97,068.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 3608.7671 – $7,217,534.14
Western Union Cheapest 3609.3831 €0.00 $7,218,767.00 +$1,232.86
Remitly 3582.9200 €0.00 $7,165,840.00 −$51,694.14
Sendwave 3578.9231 €0.99 $7,154,303.15 −$63,230.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 3616.0279 – $7,232,055.82
Western Union Cheapest 3609.3831 €0.00 $7,218,767.00 −$13,288.82
Sendwave 3594.7536 €0.99 $7,185,948.31 −$46,107.51
Remitly 3588.3800 €0.00 $7,176,760.00 −$55,295.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 3677.9719 – $7,355,943.73
Western Union Cheapest 3655.0925 €0.00 $7,310,186.00 −$45,757.73
Sendwave 3653.1084 €0.99 $7,302,600.28 −$53,343.45
Remitly 3646.3200 €0.00 $7,292,640.00 −$63,303.73

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €2,000, after fees, as quoted by each company. The mid-market line shows what €2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more COP per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 5 of the last 30 days.

Right now, Western Union pays 7,310,186 COP on 2,000 EUR, which is 45,757.73 COP less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Colombia.

We've tracked 179 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Western UnionAppeared in 121 comparisons

    Cheapest in 55% of them

  2. SendwaveAppeared in 121 comparisons

    Cheapest in 7% of them

  3. RemitlyAppeared in 93 comparisons

    Cheapest in 41% of them

Based on 179 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Western Union is the cheapest and gets you the most COP, and it was also the cheapest in 55% of the 121 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Colombia.

Sendwave (today's second cheapest) was the cheapest in only 7% of its comparisons, so it's rarely the cheapest option for transfers to Colombia.

Ways to send money from Spain to Colombia

9 companies send money from Spain to Colombia, across app, online, in person, multi-currency account, global business account, SNPL, digital wallet, and currency broker, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Colombia.

Western Union charges €0 on a €2,000 transfer and pays out 7,310,186 COP in minutes - 2 days, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

Over the past month, Western Union was the cheapest app on 70% of the days it appeared for €2,000 transfers.

You can pay for the transfers via debit card, bank transfer, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay Western Union the €2,000 by card or transferencia, and they can collect cash in Colombia.

Our data shows Western Union came out cheapest among in-person options on 93% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Colombia, an online money transfer service funded from your bank account is better than any bank.

Western Union turns €2,000 into 7,310,186 COP with a €0 fee and 0.62% markup.

In our comparisons over the past month, it was the cheapest online service on 25 of the 30 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Colombia. This can be things like selling property, moving a pension, moving back home, etc…

Xe charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Xe was the cheapest broker in 35% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive COP (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive COP like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with COP support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 97% of days.

For example, converting €2,000 gets you 7,236,757.56 COP.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Colombia.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive COP in Colombia

How you fund the transfer and how your recipient receives it affect the fees and how much COP they get.

With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending €2,000 gives your recipient 7,310,186 COP.

For funding your transfer from Spain, you can use debit card, bank transfer, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Colombia directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Colombia depends on the company's payout time and delivery method.

In Colombia, the recipient can use bank deposit, cash pickup, mobile wallet, bre-b, mobile money, transfiya, and card deposit to receive money.

Collect cash in Colombia

Your recipient can collect COP from a participating Western Union location in Colombia.

  1. 1
    Debit card Bank deposit

    You pay €2,000.00

    COL$7,310,186

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €2,000.00

    COL$7,310,186

    COL$0

  3. 3
    Debit card Cash pickup

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

  4. 4
    Debit card Bre-b

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

  5. 5
    Debit card Mobile wallet

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

Show moreShow less
  1. 6
    Bank transfer Bre-b

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

  2. 7
    Bank transfer Cash pickup

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

  3. 8
    Bank transfer Mobile wallet

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

  4. 9
    Credit card Bre-b

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

  5. 10
    Credit card Cash pickup

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

  6. 11
    Credit card Bank deposit

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

  7. 12
    Credit card Mobile wallet

    You pay €2,000.00

    COL$7,292,640

    -COL$17,546

  8. 13
    Debit card Mobile money

    You pay €2,000.00

    COL$7,265,904

    -COL$44,282

  9. 14
    iDEAL Bank deposit

    You pay €2,000.00

    COL$7,225,138

    -COL$85,048

  10. 15
    Debit card Transfiya

    You pay €2,000.00

    COL$7,200,000

    -COL$110,186

  11. 16
    Debit card Card deposit

    You pay €2,000.00

    COL$7,017,333

    -COL$292,853

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Colombia.

Find the best EUR/COP transfer

These are the current best options for sending €2,000 to Colombia:

Cheapest option

Use Western Union, pay by debit card and choose bank deposit for the payout. Your recipient gets 7,310,186 COP, which is 0.1% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 7,209,498.91 COP, and its delivery time is within minutes.

SEPA & COP are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to Colombia is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Colombia.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 9 of them on EUR to COP, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 179 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/COP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.