Best companies for EUR/KES transfers
9 of 9 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/KES transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €77.26 1 EUR = 146.0510 KES -0.02% vs mid-market	Recipient gets KES 1,011,073.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €77.261 EUR = 146.0510 KES KES 1,011,073.00You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 143.2963 KES +1.88% vs mid-market	Recipient gets KES 1,003,074.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 143.2963 KES KES 1,003,074.10You pay€7,000.00
Run a live search Showing top Spain to Kenya deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to KES rates.
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much EUR you're planning to spend in Kenya.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 145.6515 KES +0.25% vs mid-market	Recipient gets KES 1,019,560.68 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 145.6515 KES KES 1,019,560.68You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 145.6223 KES +0.27% vs mid-market	Recipient gets KES 1,019,356.26 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 145.6223 KES KES 1,019,356.26You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.00 1 EUR = 144.5941 KES +0.98% vs mid-market	Recipient gets KES 1,012,158.49 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Kenya with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 EUR = 144.5941 KES KES 1,012,158.49You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 142.8638 KES KES 1,000,046.74You pay€7,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee €0.49 1 EUR = 144.5941 KES +0.98% vs mid-market	Recipient gets KES 1,012,087.64 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Kenya with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.491 EUR = 144.5941 KES KES 1,012,087.64You pay€7,000.00 Bank depositMinutes - 3 days €0.491 EUR = 144.5941 KES KES 1,012,087.64You pay€7,000.00
Wise Pay via Bank transfer	Fee €77.26 1 EUR = 146.0510 KES -0.02% vs mid-market	Recipient gets KES 1,011,073.00 Same day
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €77.261 EUR = 146.0510 KES KES 1,011,073.00You pay€7,000.00
Wise Pay via iDEAL	Fee €87.29 1 EUR = 146.0510 KES -0.02% vs mid-market	Recipient gets KES 1,009,608.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €87.291 EUR = 146.0510 KES KES 1,009,608.00You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 144.0000 KES +1.39% vs mid-market	Recipient gets KES 1,008,000.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Kenya with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, M-PESA Free1 EUR = 144.0000 KES KES 1,008,000.00You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €0.99 1 EUR = 143.9935 KES +1.40% vs mid-market	Recipient gets KES 1,007,954.50 Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 143.9935 KES KES 1,007,954.50You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 142.4325 KES KES 997,027.50You pay€7,001.99 Cash pickupMinutes - 24 hours €1.001 EUR = 142.3744 KES KES 996,620.80You pay€7,001.00 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 142.1735 KES KES 995,214.50You pay€7,009.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €0.99 1 EUR = 143.9935 KES +1.40% vs mid-market	Recipient gets KES 1,007,954.50 Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 143.9935 KES KES 1,007,954.50You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 142.4325 KES KES 997,027.50You pay€7,001.99 Cash pickupMinutes - 24 hours €1.001 EUR = 142.3744 KES KES 996,620.80You pay€7,001.00 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 142.1735 KES KES 995,214.50You pay€7,009.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €0.99 1 EUR = 143.9935 KES +1.40% vs mid-market	Recipient gets KES 1,007,954.50 Minutes - 24 hours
2 reviews
Ways to receive money in Kenya with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 143.9935 KES KES 1,007,954.50You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 142.4545 KES KES 997,181.50You pay€7,001.99 Cash pickupMinutes - 24 hours €1.001 EUR = 142.3744 KES KES 996,620.80You pay€7,001.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €61.55 1 EUR = 145.0371 KES +0.67% vs mid-market	Recipient gets KES 1,006,332.50 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €61.551 EUR = 145.0371 KES KES 1,006,332.50You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €131.63 1 EUR = 146.0510 KES -0.02% vs mid-market	Recipient gets KES 1,003,132.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €131.631 EUR = 146.0510 KES KES 1,003,132.00You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 143.2963 KES +1.88% vs mid-market	Recipient gets KES 1,003,074.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 143.2963 KES KES 1,003,074.10You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 143.2963 KES +1.88% vs mid-market	Recipient gets KES 1,003,074.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 143.2963 KES KES 1,003,074.10You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 143.2963 KES +1.88% vs mid-market	Recipient gets KES 1,003,074.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Kenya with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 143.2963 KES KES 1,003,074.10You pay€7,000.00
Wise Pay via Credit card	Fee €173.16 1 EUR = 146.0510 KES -0.02% vs mid-market	Recipient gets KES 997,067.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kenya with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €173.161 EUR = 146.0510 KES KES 997,067.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €221.00 1 EUR = 145.0371 KES +0.67% vs mid-market	Recipient gets KES 983,206.34 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Kenya with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 145.0371 KES KES 983,206.34You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 146.0166 KES Updates every 60 minutes.

Why compare

EUR/KES exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Spain to Kenya

Pick a company

For a one-off transfer from Spain to Kenya, I suggest picking Key Currency, it will get you the most KES.

Key Currency was the cheapest on 22 of the 29 days it quoted €7,000 transfers to Kenya.

The best option will change depending on the amount, so it's good to to get the best EUR/KES rate today.

Fund your transfer

You have 4 ways to pay, including debit card, bank transfer, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Kenya?

How much EUR you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 75% of the transfers from €5,000 it quoted, and in 75% of all the transfers it quoted.


€500	-1.23%	€0.00	KES 73,850.00with debit card to bank deposit	+KES 2,247.75
€1,000	-1.24%	€0.00	KES 147,780.00with debit card to bank deposit	+KES 4,307.70
€2,000	0.35%	€0.00	KES 290,720.00with debit card to bank deposit	+KES 2,570.76
€5,000	0.38%	€0.00	KES 726,800.00with debit card to bank deposit	+KES 8,253.77
€7,000This page	0.25%	€0.00	KES 1,019,560.68with bank transfer to bank deposit	+KES 12,815.52
€10,000	0.25%	€0.00	KES 1,456,515.26with bank transfer to bank deposit	+KES 18,431.90

Mid-market rate: 1 EUR = 146.0166 KES

EUR/KES Exchange Rate History

Is today a good time to send money from Spain to Kenya?

The cheapest way to send EUR to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Kenya.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 5 of the last 30 days.

Right now, Key Currency pays 1,019,560.68 KES on 7,000 EUR, which is 2,555.29 KES less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,020,796.91 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.

We've tracked 179 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

Key CurrencyAppeared in 55 comparisons
Cheapest in 75% of them
Regency FXAppeared in 55 comparisons
Never the cheapest
WorldRemitAppeared in 100 comparisons
Never the cheapest

Based on 179 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Spain to Kenya

9 companies send money from Spain to Kenya, across app, currency broker, online, multi-currency account, global business account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Kenya.

WorldRemit charges €0 on a €7,000 transfer and pays out 1,012,158.49 KES in minutes - 2 days, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

Over the past month, WorldRemit was the cheapest app on 17% of the days it appeared for €7,000 transfers.

You can pay for the transfers via debit card, bank transfer, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Kenya.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Kenya, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 1,011,073 KES with a €77.26 fee and -0.02% markup.

In our comparisons over the past month, it was the cheapest online service on 4 of the 29 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Kenya. This can be things like selling property, moving a pension, moving back home, etc…

Key Currency charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive KES (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive KES like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with KES support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 1,011,073 KES.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Kenya.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive KES in Kenya

How you fund the transfer and how your recipient receives it affect the fees and how much KES they get.

With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,019,560.68 KES.

For funding your transfer from Spain, you can use debit card, bank transfer, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Kenya directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Kenya depends on the company's payout time and delivery method.

In Kenya, the recipient can use bank deposit, mobile money, card deposit, mobile wallet, and cash pickup to receive money.

Collect cash in Kenya

Your recipient can collect KES from a participating MoneyGram location in Kenya.

1

Bank transfer Bank deposit

You pay €7,000.00

KSh1,019,561

Cheapest
2

Debit card Mobile money

You pay €7,000.00

KSh1,012,158

-KSh7,402
3

Debit card Bank deposit

You pay €7,000.00

KSh1,012,088

-KSh7,473
4

iDEAL Bank deposit

You pay €7,000.00

KSh1,009,608

-KSh9,953
5

Bank transfer Mobile wallet

You pay €7,000.99

KSh1,007,955

-KSh11,606

Show moreShow less

6

Debit card Mobile wallet

You pay €7,000.99

KSh1,007,955

-KSh11,606
7

Credit card Mobile wallet

You pay €7,000.99

KSh1,007,955

-KSh11,606
8

Credit card Bank deposit

You pay €7,000.00

KSh1,003,074

-KSh16,487
9

Debit card Card deposit

You pay €7,000.00

KSh1,000,047

-KSh19,514
10

Bank transfer Cash pickup

You pay €7,001.00

KSh996,621

-KSh22,940
11

Debit card Cash pickup

You pay €7,001.00

KSh996,621

-KSh22,940
12

Credit card Cash pickup

You pay €7,001.00

KSh996,621

-KSh22,940
13

Credit card Card deposit

You pay €7,009.99

KSh995,215

-KSh24,346

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Kenya.

Find the best EUR/KES transfer

These are the current best options for sending €7,000 to Kenya:

Cheapest option

Use Key Currency, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,019,560.68 KES, which is 0.02% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 1,006,332.50 KES, and its delivery time is within minutes.

SEPA & KES are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to Kenya is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Kenya.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 9 of them on EUR to KES, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 179 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/KES transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Spain

Send money to Kenya

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.3785	–	KES 1,017,649.39
Key Currency Cheapest	145.0150	€0.00	KES 1,015,105.26	−KES 2,544.13
Regency FX	144.9860	€0.00	KES 1,014,901.73	−KES 2,747.66
WorldRemit No quote collected this day	–	–	–	–

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	144.9984	–	KES 1,014,989.15
TapTap Send Cheapest	145.0000	€0.00	KES 1,015,000.00	+KES 10.85
Key Currency	144.6360	€0.00	KES 1,012,451.68	−KES 2,537.47
Regency FX	144.6070	€0.00	KES 1,012,248.68	−KES 2,740.47
WorldRemit	143.6968	€0.00	KES 1,005,877.32	−KES 9,111.83

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	144.3686	–	KES 1,010,580.00
MoneyGram Cheapest	144.5070	€0.99	KES 1,011,549.00	+KES 969.00
Key Currency	144.0077	€0.00	KES 1,008,053.55	−KES 2,526.45
Regency FX	143.9788	€0.00	KES 1,007,851.44	−KES 2,728.56
WorldRemit	142.9128	€0.00	KES 1,000,389.67	−KES 10,190.33

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.6688	–	KES 1,019,681.33
Key Currency Cheapest	145.3046	€0.00	KES 1,017,132.13	−KES 2,549.20
Regency FX	145.2755	€0.00	KES 1,016,928.19	−KES 2,753.14
WorldRemit	143.9827	€0.00	KES 1,007,879.18	−KES 11,802.15

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.0539	–	KES 1,022,376.99
Key Currency Cheapest	145.6887	€0.00	KES 1,019,821.04	−KES 2,555.94
Regency FX	145.6595	€0.00	KES 1,019,616.57	−KES 2,760.42
WorldRemit	144.4317	€0.00	KES 1,011,021.62	−KES 11,355.36

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.1936	–	KES 1,023,355.30
Key Currency Cheapest	145.8281	€0.00	KES 1,020,796.91	−KES 2,558.39
Regency FX	145.7989	€0.00	KES 1,020,592.24	−KES 2,763.06
WorldRemit No quote collected this day	–	–	–	–

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.6219	–	KES 1,019,353.11
Key Currency Cheapest	145.2578	€0.00	KES 1,016,804.73	−KES 2,548.38
Regency FX	145.2287	€0.00	KES 1,016,600.86	−KES 2,752.25
WorldRemit	144.1486	€0.00	KES 1,009,039.85	−KES 10,313.26

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.8347	–	KES 1,020,842.70
Key Currency Cheapest	145.4701	€0.00	KES 1,018,290.59	−KES 2,552.11
Regency FX	145.4409	€0.00	KES 1,018,086.42	−KES 2,756.28
WorldRemit	144.3527	€0.00	KES 1,010,468.97	−KES 10,373.73

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.7492	–	KES 1,020,244.19
Key Currency Cheapest	145.3848	€0.00	KES 1,017,693.58	−KES 2,550.61
Regency FX	145.3556	€0.00	KES 1,017,489.53	−KES 2,754.66
WorldRemit No quote collected this day	–	–	–	–

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.9689	–	KES 1,021,782.38
Key Currency Cheapest	145.6040	€0.00	KES 1,019,227.93	−KES 2,554.45
Regency FX	145.5748	€0.00	KES 1,019,023.57	−KES 2,758.81
WorldRemit No quote collected this day	–	–	–	–

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.2926	–	KES 1,017,048.26
TapTap Send Cheapest	145.3000	€0.00	KES 1,017,100.00	+KES 51.74
Key Currency	144.9294	€0.00	KES 1,014,505.64	−KES 2,542.62
Regency FX	144.9003	€0.00	KES 1,014,302.23	−KES 2,746.03
WorldRemit	143.8575	€0.00	KES 1,007,002.36	−KES 10,045.90

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.3550	–	KES 1,017,484.89
TapTap Send Cheapest	145.3000	€0.00	KES 1,017,100.00	−KES 384.89
Key Currency	144.9916	€0.00	KES 1,014,941.18	−KES 2,543.71
Regency FX	144.9625	€0.00	KES 1,014,737.68	−KES 2,747.21
WorldRemit No quote collected this day	–	–	–	–

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	145.3200	€0.00	KES 1,017,240.00	–
WorldRemit	144.1028	€0.00	KES 1,008,719.95	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	144.9772	–	KES 1,014,840.54
TapTap Send Cheapest	145.3200	€0.00	KES 1,017,240.00	+KES 2,399.46
Key Currency	144.6148	€0.00	KES 1,012,303.44	−KES 2,537.10
Regency FX	144.5858	€0.00	KES 1,012,100.47	−KES 2,740.07
WorldRemit No quote collected this day	–	–	–	–

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	144.4945	–	KES 1,011,461.35
TapTap Send Cheapest	145.3200	€0.00	KES 1,017,240.00	+KES 5,778.65
Key Currency	144.1332	€0.00	KES 1,008,932.69	−KES 2,528.66
Regency FX	144.1043	€0.00	KES 1,008,730.40	−KES 2,730.95
WorldRemit	143.4029	€0.00	KES 1,003,820.51	−KES 7,640.84

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	144.7108	–	KES 1,012,975.79
Key Currency Cheapest	144.3490	€0.00	KES 1,010,443.35	−KES 2,532.44
Regency FX	144.3201	€0.00	KES 1,010,240.75	−KES 2,735.04
WorldRemit	143.3835	€0.00	KES 1,003,684.43	−KES 9,291.36

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.5155	–	KES 1,018,608.81
Key Currency Cheapest	145.1518	€0.00	KES 1,016,062.29	−KES 2,546.52
Regency FX	145.1227	€0.00	KES 1,015,858.56	−KES 2,750.25
WorldRemit	144.0013	€0.00	KES 1,008,009.10	−KES 10,599.71

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.4405	–	KES 1,018,083.47
Key Currency Cheapest	145.0769	€0.00	KES 1,015,538.26	−KES 2,545.20
Regency FX	145.0478	€0.00	KES 1,015,334.64	−KES 2,748.82
WorldRemit	143.6165	€0.00	KES 1,005,315.43	−KES 12,768.03

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.6054	–	KES 1,019,238.03
Key Currency Cheapest	145.2414	€0.00	KES 1,016,689.94	−KES 2,548.09
Regency FX	145.2123	€0.00	KES 1,016,486.09	−KES 2,751.94
WorldRemit	143.9797	€0.00	KES 1,007,857.90	−KES 11,380.13

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.3580	–	KES 1,017,506.02
Key Currency Cheapest	144.9946	€0.00	KES 1,014,962.26	−KES 2,543.76
Regency FX	144.9655	€0.00	KES 1,014,758.75	−KES 2,747.27
WorldRemit	143.9986	€0.00	KES 1,007,990.13	−KES 9,515.89

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.1019	–	KES 1,022,713.60
Key Currency Cheapest	145.7367	€0.00	KES 1,020,156.82	−KES 2,556.78
Regency FX	145.7075	€0.00	KES 1,019,952.27	−KES 2,761.33
WorldRemit	144.6616	€0.00	KES 1,012,631.06	−KES 10,082.54

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.1634	–	KES 1,023,143.70
Key Currency Cheapest	145.7980	€0.00	KES 1,020,585.84	−KES 2,557.86
Regency FX	145.7687	€0.00	KES 1,020,381.21	−KES 2,762.49
WorldRemit	144.6903	€0.00	KES 1,012,832.38	−KES 10,311.32

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.2602	–	KES 1,016,821.30
Key Currency Cheapest	144.8970	€0.00	KES 1,014,279.25	−KES 2,542.05
Regency FX	144.8680	€0.00	KES 1,014,075.88	−KES 2,745.42
WorldRemit	143.8873	€0.00	KES 1,007,210.89	−KES 9,610.41

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	144.9039	–	KES 1,014,327.08
Key Currency Cheapest	144.5416	€0.00	KES 1,011,791.27	−KES 2,535.81
Regency FX	144.5126	€0.00	KES 1,011,588.40	−KES 2,738.68
WorldRemit No quote collected this day	–	–	–	–

Sun, 8 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	145.1927	–	KES 1,016,348.89
Key Currency Cheapest	144.8297	€0.00	KES 1,013,808.01	−KES 2,540.88
Regency FX	144.8007	€0.00	KES 1,013,604.74	−KES 2,744.15
WorldRemit	143.4049	€0.00	KES 1,003,834.37	−KES 12,514.52

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