MoneyTransfers
/Send money/From Finland

Compare the best money transfer service from Finland to South Africa

Find the best deals when you transfer from Finland to South Africa. Get insights on the fastest, cheapest, and providers with the best EUR to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Finland.

Disclosure
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send

Companies for transfers from Finland to South Africa

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Card-to-card transfers can be received in just two minutes."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1.4% - 2.1%

"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.9% - 2%

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best option: Wise

Wise is our recommended company for sending money to South Africa from EUR.

Of the 13 companies that support EUR to ZAR, Wise offered the best combination of cost and speed.

Overall, Wise appeared in 100% of Finland to South Africa searches, consistently scoring as one of the best ways to send EUR to ZAR.

So for a great mix of cost, speed & features, send Euros to South Africa using Wise.

Screenshot

Compare for the best deal on your Finland to South Africa transfer

Summary of recent searches

Top rated for transfers from Finland to South Africa
Wise
Total number of FI - ZA providers
13
Average cheapest fees & rate
Xe
Average fastest transfer
Xe
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise

Transfer consider from Finland to South Africa

1
Compare available providers

A comparison of providers offering services between Finland and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Euro to South Africa we've compared 13 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Finland.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Finland to South Africa.

2
Getting the best Euro-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to transfer money to South Africa from Finland: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Euro to South Africa.

Of the 13 providers compared, data shows that Revolut is 3.2% cheaper than the second-best option.

The is cost is made up of an average EUR-ZAR exchange rate that is 0.2% different to the mid-market rate and an average fee of 2.99* EUR.

If you want to secure the best rates on a EUR to South Africa transfer, Revolut will result in the most Rand received.

*The most common fee applied to EUR-ZAR by Revolut, based on data from the past six months.

Screenshot
Screenshot
Screenshot

Fastest company to send money to South Africa from Finland: Xe.

We compared 13 companies for fast transfers from Euros to South Africa and Xe came out on top.

Through our data, Xe was the quickest way to send money from Finland to Rand 100% of the time.

Sending money through Xe to South Africa from Finland has an average fee of 2.99 EUR.

To understand who was the fastest, we tested Xe as part of 13 money transfer providers. Within this, we looked at the overall speed of sending money from Finland to South Africa. This was made up of transfer times to South Africa after Euros were added to a money transfer account.

When fast money transfers between Finland and South Africa are a priority, Xe is our recommended choice.

Screenshot
Screenshot
Screenshot

Need to make a large transfer?

For big transfers between Finland and South Africa, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
13 providers compared.

While Wise may not always be the cheapest or fastest way to send EUR from Finland to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money to South Africa from Finland

When calculating the cost of sending money from Finland to South Africa, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current EUR-ZAR mid-market rate is 19.2311 ZAR per Euro. Finding a provider as close to this number as possible will ensure more Rand for your money.

  • As a comparison, the EUR-ZAR mid-market rate for the past three months has averaged 19.26 ZAR per Euro, hitting a high of 20.1166 and a low of 18.5391.

  • Wise is currently offering the best exchange rate on transfers between Finland and South Africa.

  • Often the EUR-ZAR exchange rate you receive will be the biggest factor impacting the cost of sending Euro to South Africa.

Fees: Transfer fees are charged on top of a transfer. Xe currently offers lowest fees, at an average of 2.99 EUR over the last 6 months. Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Rand is the biggest indicator in the total cost of sending money to Finland from South Africa. The higher the total amount received in South Africa, the lower the cost of sending from Finland.

The best exchange rate for Euro to Rand transfers

When sending money between EUR and ZAR getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much ZAR you get for your EUR.

Mid-market Rate
1 
=
19.220967 
ZAR

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • Over the past six months, the mid-market rate from EUR to ZAR has been 19.26.

  • During this period, there was a high of 20.1166, and 18.5391 being the lowest point.

  • Wise, which is our recommended service to send money online from Finland to South Africa offers an exchange rate with a 0% markup against the mid-market rate.

Want to secure the best EUR-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Finland to South Africa!

Payment methods available to fund your Finland to
South Africa transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Finland to South Africa.

    Sending money via a bank transfer with a company such as Revolut for transfers from Finland to South Africa allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the best provider for bank transfers of the 13 we tested when sending EUR to South Africa.

    With an average fee of EUR0 to send money from Finland to South Africa, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Finland to South Africa with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Finland to South Africa, competing among a total of 13 active money transfer companies on this route.

  • Credit cards

    When it comes to transferring money with a credit card from Finland to South Africa, emerges as our top choice of the 13 companies offering this service.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Finland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Finland to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Finland to South Africa?
Are there any tax implications to sending money from Finland to South Africa?
Can I send money from Finland to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to South Africa through various providers?
How long does it take to send money from Finland to South Africa?
What is the best exchange rate I can get for sending money from Finland to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Finland to South Africa?
Can I schedule regular transfers between Finland and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.