Best companies for TRY/ZAR transfers
3 of 3 providers Last updated on 10 November 2026
Based on 100,000 TRY transfer Best companies for TRY/ZAR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee ₺883.57 1 TRY = 0.3257 ZAR 0.00% vs mid-market	Recipient gets R 32,286.78 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer ₺883.571 TRY = 0.3257 ZAR R 32,286.78You pay₺100,000.00
Run a live search Showing top Turkey to South Africa deals for 100,000 TRY. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live TRY to ZAR rates.
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much TRY you're planning to spend in South Africa.
Run a live search These are managed services with real human support for large TRY transfers. Click the link and update the transfer amount to get the best deal.
Currencies Direct Pay via Bank transfer	Fee ₺0.00 1 TRY = 0.3240 ZAR +0.53% vs mid-market	Recipient gets R 32,400.00 Minutes - 24 hours
3 reviews Cheapest Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 TRY = 0.3240 ZAR R 32,400.00You pay₺100,000.00
Wise Pay via Bank transfer	Fee ₺883.57 1 TRY = 0.3257 ZAR 0.00% vs mid-market	Recipient gets R 32,286.78 Within 3 hours
25 reviews FastestOur top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer ₺883.571 TRY = 0.3257 ZAR R 32,286.78You pay₺100,000.00
Moneycorp Pay via Bank transfer	Fee ₺0.00 1 TRY = 0.3199 ZAR +1.80% vs mid-market	Recipient gets R 31,986.69 Minutes - 2 days
0 reviews
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 TRY = 0.3199 ZAR R 31,986.69You pay₺100,000.00
How Our Results Work Mid-market rate: 1 TRY = 0.3257 ZAR Updates every 60 minutes.

Why compare

TRY/ZAR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Turkey to South Africa

Pick a company

If you're sending a one-off transfer, then Currencies Direct is the best option.

Currencies Direct was the cheapest on 5 of the 25 days it quoted ₺100,000 transfers to South Africa.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

For large transfers, a broker like Currencies Direct is the best option.

How much you send will affect the best option for you right now.

Fund your transfer

Fund your money transfer account with bank transfer.

Verify and send

When signing up you'll need to verify your account.

You'll need your TC Kimlik, or a passport and tax number if you're a foreign resident.

Compare amounts

How much TRY are you sending to South Africa?

How much TRY you send to South Africa heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Currencies Direct was the cheapest in 63% of the transfers from TRY 50,000 it quoted, and in 75% of all the transfers it quoted.


₺10,000	0.53%	₺0.00	R 3,240.00with bank transfer to bank deposit	+R 109.55
₺50,000	0.46%	₺0.00	R 16,215.00with bank transfer to bank deposit	+R 121.72
₺100,000This page	0.53%	₺0.00	R 32,400.00with bank transfer to bank deposit	+R 175.51

Mid-market rate: 1 TRY = 0.3257 ZAR

TRY/ZAR Exchange Rate History

Is today a good time to send money from Turkey to South Africa?

The cheapest way to send TRY to ZAR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Currencies Direct), across 30 days of comparisons for 100,000 TRY transfers to South Africa.

Each line shows what the recipient gets when you send ₺100,000, after fees, as quoted by each company. The mid-market line shows what ₺100,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ZAR per TRY than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of ZAR on every transfer from Turkey.

Right now, Currencies Direct pays 32,400 ZAR on 100,000 TRY, which is 173 ZAR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 33,555.26 ZAR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to South Africa.

We've tracked 89 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

Currencies DirectAppeared in 80 comparisons
Cheapest in 75% of them
WiseAppeared in 89 comparisons
Cheapest in 2% of them
MoneycorpAppeared in 86 comparisons
Cheapest in 5% of them

Based on 89 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Currencies Direct is the cheapest and gets you the most ZAR, and it was also the cheapest in 75% of the 80 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to South Africa.

Wise (today's second cheapest) was the cheapest in only 2% of its comparisons, so it's rarely the cheapest option for transfers to South Africa.

Ways to send money from Turkey to South Africa

3 companies send TRY to South Africa.

Cheapest way to send TRY

Online and app transfers

Money transfer specialists like Wise are the cheapest way to send money to South Africa from Turkey.

The fees are lower than banks, it takes 5 mins to get started, your recipient will get more ZAR, and repeat transfers are very simple.

For example, Wise charges ₺883.57 to send 100,000 TRY, and will get your recipient 32,286.78 ZAR after a 0% exchange-rate markup and ₺883.57 fee.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Wallets like Papara can work for small and one-off transfers, but usually are more expensive.

Holding euros in a döviz account

Multi-currency accounts

A multi-currency account (also known as döviz account) lets you hold ZAR alongside TRY.

It is most useful if you get paid in ZAR, travel to South Africa often, or spend in ZAR.

That's because you get local details for both currencies and swapping between them is simple and cheap.

Doing business abroad

Global accounts

Global accounts like Payoneer or Veem help Turkish businesses pay suppliers in South Africa and receive money from foreign clients.

Ways to fund TRY and receive ZAR in South Africa

With Currencies Direct, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 100,000 TRY gives your recipient 32,400 ZAR.

You can send TRY using bank transfer.

Pay from your Turkish bank account

FAST, havale or EFT can be used to fund your money transfer account when sending money to South Africa.

In South Africa, they can get ZAR by bank deposit.

The simplest way to receive money is to use a bank or card deposit.

Enter the recipient's IBAN, their name, card details if sending to a card, and that's all.

Rand will arrive directly into their bank account in South Africa.

1

Bank transfer Bank deposit

You pay ₺100,000.00

R32,400

Cheapest

What to consider before sending TRY to South Africa

Here are a few things to know about money transfers from Turkey to South Africa.

Compare TRY/ZAR transfer options

These are the best options for sending TRY 100,000 to South Africa.

Cheapest way to send money to South Africa

The cheapest option is Currencies Direct, funded by bank transfer with bank deposit for the payout. Your recipient gets 32,400 ZAR, which is 0.35% more than the next best option.

Fastest way to send money to South Africa

The fastest option is Wise. Pay by bank transfer and use bank deposit in South Africa. Your recipient gets 32,286.78 ZAR, with the money arriving in same day.

FAST and EFT are domestic

FAST, EFT and havale move TRY between accounts in Turkey.

They can be used to fund a transfer to South Africa, but from there money transfer services switch to internal network of accounts or other transfer rails.

Large transfers & limits in Turkey

There is no single universal personal-transfer limit, but your bank or transfer company can ask where the money came from and why it is leaving Turkey.

For property proceeds, tuition or moving savings, keep the sale document, invoice or recent statement ready.

Large gifts can also fall under Turkey's inheritance and gift tax rules, so check the tax position before sending a lump sum to South Africa.

How we analyse the market

Plenty of well-known services can't be funded in lira, so they don't appear here. What's left is 3 companies that can actually send TRY to South Africa.

In the past 30 days alone, we analysed 89 comparisons across 3 amounts.

This page covers the cheapest and fastest options for TRY/ZAR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We compare rates, fees and the pay-in and payout options in real time on live searches, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Turkey

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Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3346	–	R 33,455.60
Regency FX Cheapest	0.3337	₺0.00	R 33,365.27	−R 90.33
Currencies Direct	0.3328	₺0.00	R 33,280.00	−R 175.60
Wise	0.3346	₺879.92	R 33,166.07	−R 289.53
Moneycorp	0.3289	₺0.00	R 32,886.85	−R 568.75

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3341	–	R 33,414.10
Regency FX Cheapest	0.3332	₺0.00	R 33,323.88	−R 90.22
Currencies Direct	0.3324	₺0.00	R 33,240.00	−R 174.10
Wise	0.3341	₺880.11	R 33,119.82	−R 294.28
Moneycorp	0.3285	₺0.00	R 32,846.06	−R 568.04

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3365	–	R 33,646.10
Regency FX Cheapest	0.3356	₺0.00	R 33,555.26	−R 90.84
Currencies Direct	0.3347	₺0.00	R 33,470.00	−R 176.10
Wise	0.3365	₺879.18	R 33,351.58	−R 294.52
Moneycorp	0.3307	₺0.00	R 33,074.12	−R 571.98

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3345	–	R 33,448.00
Regency FX Cheapest	0.3336	₺0.00	R 33,357.69	−R 90.31
Currencies Direct	0.3325	₺0.00	R 33,250.00	−R 198.00
Wise	0.3345	₺879.97	R 33,155.55	−R 292.45
Moneycorp	0.3288	₺0.00	R 32,879.38	−R 568.62

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3317	–	R 33,169.80
Regency FX Cheapest	0.3308	₺0.00	R 33,080.24	−R 89.56
Currencies Direct	0.3300	₺0.00	R 33,000.00	−R 169.80
Wise	0.3317	₺881.08	R 32,880.82	−R 288.98
Moneycorp	0.3261	₺0.00	R 32,605.91	−R 563.89

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3331	–	R 33,312.00
Regency FX Cheapest	0.3322	₺0.00	R 33,222.06	−R 89.94
Wise	0.3330	₺880.57	R 33,006.57	−R 305.43
Moneycorp	0.3275	₺0.00	R 32,745.70	−R 566.30
Currencies Direct No quote collected this day	–	–	–	–

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3325	–	R 33,245.10
Regency FX Cheapest	0.3316	₺0.00	R 33,155.34	−R 89.76
Currencies Direct	0.3306	₺0.00	R 33,060.00	−R 185.10
Wise	0.3325	₺880.78	R 32,953.57	−R 291.53
Moneycorp	0.3268	₺0.00	R 32,679.93	−R 565.17

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3315	–	R 33,153.50
Regency FX Cheapest	0.3306	₺0.00	R 33,063.99	−R 89.51
Currencies Direct	0.3295	₺0.00	R 32,950.00	−R 203.50
Wise	0.3315	₺881.17	R 32,860.57	−R 292.93
Moneycorp	0.3259	₺0.00	R 32,589.89	−R 563.61

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3312	–	R 33,121.20
Regency FX Cheapest	0.3303	₺0.00	R 33,031.77	−R 89.43
Currencies Direct	0.3295	₺0.00	R 32,950.00	−R 171.20
Wise	0.3312	₺881.29	R 32,832.78	−R 288.42
Moneycorp	0.3256	₺0.00	R 32,558.14	−R 563.06

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3320	–	R 33,200.60
Regency FX Cheapest	0.3311	₺0.00	R 33,110.96	−R 89.64
Currencies Direct	0.3302	₺0.00	R 33,020.00	−R 180.60
Wise	0.3321	₺880.93	R 32,918.04	−R 282.56
Moneycorp	0.3264	₺0.00	R 32,636.19	−R 564.41

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3333	–	R 33,334.20
Regency FX Cheapest	0.3324	₺0.00	R 33,244.20	−R 90.00
Wise	0.3333	₺880.46	R 33,032.97	−R 301.23
Moneycorp	0.3277	₺0.00	R 32,767.52	−R 566.68
Currencies Direct No quote collected this day	–	–	–	–

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3335	–	R 33,345.00
Regency FX Cheapest	0.3325	₺0.00	R 33,254.97	−R 90.03
Currencies Direct	0.3319	₺0.00	R 33,190.00	−R 155.00
Wise	0.3339	₺880.23	R 33,091.23	−R 253.77
Moneycorp	0.3278	₺0.00	R 32,778.14	−R 566.86

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3331	–	R 33,310.50
Regency FX Cheapest	0.3322	₺0.00	R 33,220.56	−R 89.94
Wise	0.3330	₺880.58	R 33,002.21	−R 308.29
Moneycorp	0.3274	₺0.00	R 32,744.22	−R 566.28
Currencies Direct No quote collected this day	–	–	–	–

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3352	–	R 33,520.30
Regency FX Cheapest	0.3343	₺0.00	R 33,429.80	−R 90.50
Currencies Direct	0.3335	₺0.00	R 33,350.00	−R 170.30
Wise	0.3352	₺879.68	R 33,226.32	−R 293.98
Moneycorp	0.3295	₺0.00	R 32,950.45	−R 569.85

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3342	–	R 33,422.70
Regency FX Cheapest	0.3333	₺0.00	R 33,332.46	−R 90.24
Currencies Direct	0.3325	₺0.00	R 33,250.00	−R 172.70
Wise	0.3347	₺879.88	R 33,177.88	−R 244.82
Moneycorp	0.3285	₺0.00	R 32,854.51	−R 568.19

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3340	–	R 33,395.30
Regency FX Cheapest	0.3331	₺0.00	R 33,305.13	−R 90.17
Currencies Direct	0.3321	₺0.00	R 33,210.00	−R 185.30
Wise	0.3339	₺880.20	R 33,099.27	−R 296.03
Moneycorp	0.3283	₺0.00	R 32,827.58	−R 567.72

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3333	–	R 33,333.50
Regency FX Cheapest	0.3324	₺0.00	R 33,243.50	−R 90.00
Currencies Direct	0.3315	₺0.00	R 33,150.00	−R 183.50
Wise	0.3333	₺880.44	R 33,036.55	−R 296.95
Moneycorp	0.3277	₺0.00	R 32,766.83	−R 566.67

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3348	–	R 33,483.70
Regency FX Cheapest	0.3339	₺0.00	R 33,393.29	−R 90.41
Currencies Direct	0.3328	₺0.00	R 33,280.00	−R 203.70
Wise	0.3346	₺879.94	R 33,162.00	−R 321.70
Moneycorp	0.3291	₺0.00	R 32,914.48	−R 569.22

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3332	–	R 33,321.50
Regency FX Cheapest	0.3323	₺0.00	R 33,231.53	−R 89.97
Currencies Direct	0.3313	₺0.00	R 33,130.00	−R 191.50
Wise	0.3332	₺880.48	R 33,026.23	−R 295.27
Moneycorp	0.3276	₺0.00	R 32,755.03	−R 566.47

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3329	–	R 33,294.60
Regency FX Cheapest	0.3320	₺0.00	R 33,204.70	−R 89.90
Currencies Direct	0.3309	₺0.00	R 33,090.00	−R 204.60
Wise	0.3328	₺880.64	R 32,988.61	−R 305.99
Moneycorp	0.3273	₺0.00	R 32,728.59	−R 566.01

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Currencies Direct Cheapest	0.3281	₺0.00	R 32,810.00	–
Wise	0.3298	₺881.87	R 32,689.65	–
Moneycorp No quote collected this day	–	–	–	–

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3270	–	R 32,695.20
Currencies Direct Cheapest	0.3252	₺0.00	R 32,520.00	−R 175.20
Wise	0.3270	₺883.02	R 32,414.92	−R 280.28
Moneycorp	0.3211	₺0.00	R 32,106.69	−R 588.51

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3288	–	R 32,879.00
Currencies Direct Cheapest	0.3271	₺0.00	R 32,710.00	−R 169.00
Wise	0.3289	₺882.24	R 32,602.90	−R 276.10
Moneycorp	0.3229	₺0.00	R 32,287.18	−R 591.82

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3294	–	R 32,943.80
Wise Cheapest	0.3293	₺882.09	R 32,637.55	−R 306.25
Moneycorp	0.3235	₺0.00	R 32,350.81	−R 592.99
Currencies Direct No quote collected this day	–	–	–	–

Sun, Nov 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3295	–	R 32,945.80
Currencies Direct Cheapest	0.3278	₺0.00	R 32,780.00	−R 165.80
Wise	0.3293	₺882.09	R 32,637.55	−R 308.25
Moneycorp	0.3235	₺0.00	R 32,352.78	−R 593.02

How to send money to South Africa from Turkey with the best TRY-ZAR rate

Best companies for TRY/ZAR transfers