How to send money to South Africa from France with the best EUR-ZAR rate

Wise offers the best exchange rate from France to South Africa at 18.5855 ZAR per EUR.

But Key Currency is cheapest overall, turning EUR 7,000 into 129,778.22 ZAR after its fee and exchange-rate markup.

Best companies for EUR/ZAR transfers

12 of 12 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/ZAR exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/ZAR transfers

All money transfer offers for EUR/ZAR transfers, sorted by most ZAR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €44.21 1 EUR = 18.5855 ZAR 0.00% vs mid-market Recipient gets R 129,276.84 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€44.211 EUR = 18.5855 ZAR
R 129,276.84You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 18.4050 ZAR +0.98% vs mid-market Recipient gets R 128,835.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in South Africa with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.4050 ZAR
R 128,835.00You pay€7,000.00

Run a live search

Showing top France to South Africa deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 18.5397 ZAR +0.25% vs mid-market Recipient gets R 129,778.22 Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to South Africa from France.
Personal account managerReceive to bank account

Ways to receive money in South Africa with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 18.5397 ZAR
R 129,778.22You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 18.5360 ZAR +0.27% vs mid-market Recipient gets R 129,752.20 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in South Africa with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.5360 ZAR
R 129,752.20You pay€7,000.00
TorFx

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 18.5305 ZAR +0.30% vs mid-market Recipient gets R 129,713.17 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in South Africa with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.5305 ZAR
R 129,713.17You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 18.4933 ZAR +0.50% vs mid-market Recipient gets R 129,452.96 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in South Africa with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.4933 ZAR
R 129,452.96You pay€7,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 18.4829 ZAR +0.56% vs mid-market Recipient gets R 129,380.30 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in South Africa with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.4829 ZAR
R 129,380.30You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €44.21 1 EUR = 18.5855 ZAR 0.00% vs mid-market Recipient gets R 129,276.84 Same day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from France to South Africa.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€44.211 EUR = 18.5855 ZAR
R 129,276.84You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €54.32 1 EUR = 18.5855 ZAR 0.00% vs mid-market Recipient gets R 129,088.94 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€54.321 EUR = 18.5855 ZAR
R 129,088.94You pay€7,000.00
TapTap Send

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 18.4100 ZAR +0.95% vs mid-market Recipient gets R 128,870.00 Minutes
Receive to bank account

Ways to receive money in South Africa with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 18.4100 ZAR
R 128,870.00You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 18.4050 ZAR +0.98% vs mid-market Recipient gets R 128,835.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in South Africa with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.4050 ZAR
R 128,835.00You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 18.4050 ZAR +0.98% vs mid-market Recipient gets R 128,835.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in South Africa with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.4050 ZAR
R 128,835.00You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 18.4050 ZAR +0.98% vs mid-market Recipient gets R 128,835.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in South Africa with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 18.4050 ZAR
R 128,835.00You pay€7,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee €1.35 1 EUR = 18.4070 ZAR +0.97% vs mid-market Recipient gets R 128,824.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in South Africa with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€1.351 EUR = 18.4070 ZAR
R 128,824.00You pay€7,000.00
Moneycorp

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 18.3260 ZAR +1.40% vs mid-market Recipient gets R 128,282.03 Minutes - 2 days

Ways to receive money in South Africa with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 18.3260 ZAR
R 128,282.03You pay€7,000.00
Wise

Wise

Pay via Debit card
Fee €99.09 1 EUR = 18.5855 ZAR 0.00% vs mid-market Recipient gets R 128,256.86 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€99.091 EUR = 18.5855 ZAR
R 128,256.86You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 18.5070 ZAR +0.43% vs mid-market Recipient gets R 128,244.12 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to South Africa.
Multi-currency cardReceive to bank account

Ways to receive money in South Africa with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 18.5070 ZAR
R 128,244.12You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 18.2922 ZAR +1.59% vs mid-market Recipient gets R 128,045.26 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in South Africa with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 18.2922 ZAR
R 128,045.26You pay€7,000.00
Cash pickupMinutes - 2 days
Free1 EUR = 17.7906 ZAR
R 124,533.92You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €141.03 1 EUR = 18.5855 ZAR 0.00% vs mid-market Recipient gets R 127,477.39 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in South Africa with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€141.031 EUR = 18.5855 ZAR
R 127,477.39You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 18.5070 ZAR +0.43% vs mid-market Recipient gets R 125,458.82 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in South Africa with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 18.5070 ZAR
R 125,458.82You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 18.586211 ZAR Updates every 60 minutes.

How to send money from France to South Africa

Pick a company

Start with the cheapest, which is Key Currency at 129,778.22 ZAR on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Ways to send money from France to South Africa

12 companies send money from France to South Africa. You can do it via broker, app, multi-currency account, online, and global account.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in South Africa, apps like Wise are the easiest way.

Wise charges €44.21 on a €7,000 transfer, and the ZAR arrives in same day.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to ZAR, an online service like Wise is always cheaper than the bank's international virement.

Sending €7,000 with Wise gets you 129,276.84 ZAR with a €44.21 fee and 0% markup.

For travelling & receiving

Challenger banks

Challenger banks like Currencies Direct are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to South Africa.

On €7,000 transfer, Currencies Direct gets you 129,380.3 ZAR vs 129,778.22 ZAR using Key Currency.

It's always , and choosing based on purpose and how much you get.

Companies like Currencies Direct offer great multi-currency features:

  • Hold EUR and ZAR

  • Convert between them any time

  • Spend in ZAR abroad or online

  • Receive EUR or ZAR like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to South Africa, or making any other large transfer, then you need a currency broker.

Key Currency charges no fee but adds 0.25% markup on EUR/ZAR interbank rate.

And the more you transfer, the better rate you will get.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive ZAR in South Africa

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 129,778.22 ZAR.

Fund the transfer from France by bank transfer, debit card, credit card, and ideal.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to South Africa depends on the payout method.

Your recipient in South Africa can collect ZAR through bank deposit and cash pickup.

They can collect cash in South Africa

Your recipient can collect ZAR from a participating agent location in South Africa. They should take a valid photo ID and the collection reference.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    R129,778

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    R129,089

    -R689

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    R128,870

    -R908

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    R128,835

    -R943

  5. 5
    Debit card Cash pickup

    You pay €7,000.00

    R124,534

    -R5,244

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to South Africa, these are the best ways to start with:

Cheapest way to send money to South Africa

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 129,778.22 ZAR, which is 0.02% more than the next best option.

Fastest way to send money to South Africa

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 128,244.12 ZAR in within minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-ZAR Exchange Rate

Finding the best rate to send money from France to South Africa

The exchange rate determines how much ZAR your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 18.57686 ZAR

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 12 ACPR-registered companies sending EUR to South Africa, with the rates refreshed in real time on live EUR/ZAR searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.