Xe offers the best exchange rate from France to South Africa at 18.7728 ZAR per EUR.
But Xe is cheapest overall, turning EUR 7,000 into 131,409.6 ZAR after its fee and exchange-rate markup.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/ZAR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €44.21 1 EUR = 18.6500 ZAR 0.00% vs mid-market | Recipient gets R 129,725.48 Same day | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.211 EUR = 18.6500 ZAR R 129,725.48You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 18.7728 ZAR -0.65% vs mid-market | Recipient gets R 131,409.60 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.7728 ZAR R 131,409.60You pay€7,000.00 | |||
Run a live search Showing top France to South Africa deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to ZAR rates. | |||
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much EUR you're planning to spend in South Africa. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 18.7728 ZAR -0.65% vs mid-market | Recipient gets R 131,409.60 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.7728 ZAR R 131,409.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 18.7728 ZAR -0.65% vs mid-market | Recipient gets R 131,409.60 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.7728 ZAR R 131,409.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 18.7728 ZAR -0.65% vs mid-market | Recipient gets R 131,409.60 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.7728 ZAR R 131,409.60You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 18.6039 ZAR +0.25% vs mid-market | Recipient gets R 130,227.10 Minutes - 3 days | |
Ways to receive money in South Africa with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 18.6039 ZAR R 130,227.10You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 18.6001 ZAR +0.27% vs mid-market | Recipient gets R 130,200.99 Minutes - 24 hours | |
Ways to receive money in South Africa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.6001 ZAR R 130,200.99You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 18.5945 ZAR +0.30% vs mid-market | Recipient gets R 130,161.83 Minutes - 24 hours | |
Ways to receive money in South Africa with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.5945 ZAR R 130,161.83You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 18.5572 ZAR +0.50% vs mid-market | Recipient gets R 129,900.72 Minutes - 24 hours | |
Ways to receive money in South Africa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.5572 ZAR R 129,900.72You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 18.5468 ZAR +0.56% vs mid-market | Recipient gets R 129,827.60 Minutes - 24 hours | |
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.5468 ZAR R 129,827.60You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €44.21 1 EUR = 18.6500 ZAR 0.00% vs mid-market | Recipient gets R 129,725.48 Same day | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.211 EUR = 18.6500 ZAR R 129,725.48You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €54.32 1 EUR = 18.6500 ZAR 0.00% vs mid-market | Recipient gets R 129,536.93 Same day | |
Ways to receive money in South Africa with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €54.321 EUR = 18.6500 ZAR R 129,536.93You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.00 1 EUR = 18.4285 ZAR +1.20% vs mid-market | Recipient gets R 128,999.50 Minutes - 24 hours | |
Ways to receive money in South Africa with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 18.4285 ZAR R 128,999.50You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 18.2239 ZAR R 127,567.30You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 18.1019 ZAR R 126,713.30You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.00 1 EUR = 18.4285 ZAR +1.20% vs mid-market | Recipient gets R 128,999.50 Minutes - 24 hours | |
Ways to receive money in South Africa with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 18.4285 ZAR R 128,999.50You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 18.2239 ZAR R 127,567.30You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 18.1019 ZAR R 126,713.30You pay€7,004.99 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 18.5782 ZAR +0.39% vs mid-market | Recipient gets R 128,737.61 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 18.5782 ZAR R 128,737.61You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 18.3900 ZAR +1.41% vs mid-market | Recipient gets R 128,730.00 Minutes | |
Ways to receive money in South Africa with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 18.3900 ZAR R 128,730.00You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 18.3894 ZAR +1.40% vs mid-market | Recipient gets R 128,725.74 Minutes - 2 days | |
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 18.3894 ZAR R 128,725.74You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €99.09 1 EUR = 18.6500 ZAR 0.00% vs mid-market | Recipient gets R 128,701.97 Same day | |
Ways to receive money in South Africa with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €99.091 EUR = 18.6500 ZAR R 128,701.97You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 18.3616 ZAR +1.56% vs mid-market | Recipient gets R 128,531.13 Minutes - 2 days | |
Ways to receive money in South Africa with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 18.3616 ZAR R 128,531.13You pay€7,000.00 Cash pickupMinutes - 2 days Free1 EUR = 17.8581 ZAR R 125,006.49You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €141.03 1 EUR = 18.6500 ZAR 0.00% vs mid-market | Recipient gets R 127,919.79 Same day | |
Ways to receive money in South Africa with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €141.031 EUR = 18.6500 ZAR R 127,919.79You pay€7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €2.99 1 EUR = 18.2239 ZAR +2.31% vs mid-market | Recipient gets R 127,567.30 Minutes - 24 hours | |
Ways to receive money in South Africa with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 18.2239 ZAR R 127,567.30You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 18.1019 ZAR R 126,713.30You pay€7,004.99 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 18.5782 ZAR +0.39% vs mid-market | Recipient gets R 125,941.60 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 18.5782 ZAR R 125,941.60You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 18.6505 ZAR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Xe at 131,409.6 ZAR on €7,000 transfer.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
12 companies send money from France to South Africa. You can do it via app, broker, online, multi-currency account, global account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in South Africa, apps like Xe are the easiest way.
Xe charges €0 on a €7,000 transfer, and the ZAR arrives in minutes - 24 hours.
If you need mobile wallet or cash delivery, use our filters above.
For one-off transfers
When converting EUR to ZAR, an online service like Xe is always cheaper than the bank's international virement.
Sending €7,000 with Xe gets you 131,409.6 ZAR with a €0 fee and -0.65% markup.
For travelling & receiving
Challenger banks like Currencies Direct are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to South Africa.
On €7,000 transfer, Currencies Direct gets you 129,827.6 ZAR vs 131,409.6 ZAR using Xe.
It's always , and choosing based on purpose and how much you get.
Companies like Currencies Direct offer great multi-currency features:
Hold EUR and ZAR
Convert between them any time
Spend in ZAR abroad or online
Receive EUR or ZAR like a local
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to South Africa, or making any other large transfer, then you need a currency broker.
Xe charges no fee but adds -0.65% markup on EUR/ZAR interbank rate.
And the more you transfer, the better rate you will get.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 131,409.6 ZAR.
Fund the transfer from France by bank transfer, debit card, credit card, and ideal.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to South Africa depends on the payout method.
Your recipient in South Africa can collect ZAR through bank deposit, cash pickup, and card deposit.
They can collect cash in South Africa
Your recipient can collect ZAR from a participating agent location in South Africa. They should take a valid photo ID and the collection reference.
You pay €7,000.00
R131,410
Cheapest
You pay €7,000.00
R131,410
R0
You pay €7,000.00
R131,410
R0
You pay €7,000.00
R129,537
-R1,873
You pay €7,000.00
R129,000
-R2,410
You pay €7,000.00
R129,000
-R2,410
You pay €7,004.99
R126,713
-R4,696
You pay €7,004.99
R126,713
-R4,696
You pay €7,004.99
R126,713
-R4,696
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to South Africa, these are the best ways to start with:
Cheapest way to send money to South Africa
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 131,409.6 ZAR, which is 0.9% more than the next best option.
Fastest way to send money to South Africa
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 128,737.61 ZAR in en quelques minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
The exchange rate determines how much ZAR your recipient gets for your EUR. Use the weekly range to judge the rate offered today.
Mid-market rate:1 EUR = 18.67109 ZAR
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 12 ACPR-registered companies sending EUR to South Africa, with the rates refreshed in real time on live EUR/ZAR searches.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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