How to send money to South Africa from Saudi Arabia with the best SAR-ZAR rate

Of the 3 companies we compared, Currencies Direct is the cheapest for sending SAR to South Africa, while Currencies Direct is the fastest. Sending SAR 50,000 with Currencies Direct gets your recipient 211,280 ZAR.

To get the most ZAR, deposit money with bank transfer, and withdraw via bank deposit.

Best companies for SAR/ZAR transfers

3 of 3 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SAR/ZAR exchange rates from our comparisons.

Based on 50,000 SAR transfer

Best companies for SAR/ZAR transfers

All money transfer offers for SAR/ZAR transfers, sorted by most ZAR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Key Currency

Key Currency

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 4.1892 ZAR +0.25% vs mid-market Recipient gets R 209,459.34 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in South Africa with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SAR = 4.1892 ZAR
R 209,459.34You paySAR 50,000.00
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 4.1883 ZAR +0.27% vs mid-market Recipient gets R 209,417.34 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in South Africa with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 4.1883 ZAR
R 209,417.34You paySAR 50,000.00

Run a live search

Showing top Saudi Arabia to South Africa deals for 50,000 SAR. Do a live search with your exact amount for today's best rates.
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 4.2256 ZAR -0.62% vs mid-market Recipient gets R 211,280.00 Minutes - 24 hours
CheapestUsing Bank transfer with Currencies Direct is the cheapest way to send money to South Africa from Saudi Arabia.FastestCurrencies Direct with Bank transfer deposit is the fastest way to send SAR to South Africa.RecommendedBased on our editorial reviews, Currencies Direct is our recommended way to send money from Saudi Arabia to South Africa.
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in South Africa with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 4.2256 ZAR
R 211,280.00You paySAR 50,000.00
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 4.1892 ZAR +0.25% vs mid-market Recipient gets R 209,459.34 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in South Africa with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SAR = 4.1892 ZAR
R 209,459.34You paySAR 50,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 4.1883 ZAR +0.27% vs mid-market Recipient gets R 209,417.34 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in South Africa with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 4.1883 ZAR
R 209,417.34You paySAR 50,000.00
How Our Results Work
Mid-market rate: 1 SAR = 4.199686 ZAR Updates every 60 minutes.

How to send money from Saudi Arabia to South Africa

Pick a company

For a one-off transfer to South Africa, I suggest picking the cheapest option which is Currencies Direct.

On a 50,000 SAR transfer, Currencies Direct delivers the most ZAR.

The best option will change depending on how much you actually send, so I suggest to get the best SAR/ZAR rate.

Fund your transfer

You have 1 methods to fund your transfer: bank transfer.

Most companies will accept mada card for funding, but double check when signing up.

Verify and send

When registering with a new company, you will need to verify your account.

You'll need your Iqama to register and to send.

Ways to send money from Saudi Arabia to South Africa

3 companies send money from Saudi Arabia to South Africa, using broker and multi-currency account and other options.

Very large transfers

Currency brokers

A currency broker can help with timing the exchange rate and paperwork on a large transfer to South Africa from Saudi Arabia.

Currencies Direct charges an exchange-rate markup of around -0.62% with no fees and gives you someone to contact throughout the transfer.

You will need your Iqama, salary certificate and source-of-funds documents beforehand.

Paying suppliers and contractors

Global accounts

Global accounts help Saudi businesses make regular payments to suppliers and contractors in South Africa.

VertoFX and Payoneer can manage foreign-currency payments, invoices, batch payments, and more.

Holding multiple currencies

Multi-currency accounts

Currencies Direct lets you hold SAR and ZAR in one account and swap them when you need.

Converting SAR 50,000 will get you 211,280 ZAR with Currencies Direct.

This is useful if you are getting paid from South Africa, making recurring payments in ZAR, or frequently travelling to South Africa.

Another option is a foreign-currency account at your bank or an overseas account.

Ways to fund SAR and receive ZAR in South Africa

With Currencies Direct, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 50,000 gives your recipient 211,280 ZAR.

For payment, choose bank transfer.

The recipient can collect ZAR using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay ﷼50,000.00

    R211,280

    Cheapest

Things to know before sending SAR to South Africa

Here are a few things to consider when making money transfers from Saudi Arabia to South Africa.

Best options to send SAR to South Africa

I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):

Cheapest:

Currencies Direct, paid by bank transfer with bank deposit in South Africa. Your recipient gets 211,280 ZAR, which is 0.86% more than the next option.

Fastest:

Currencies Direct, funded by bank transfer with bank deposit for the payout. It delivers 211,280 ZAR in minutes - 24 hours.

Transfer limits in Saudi Arabia

SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.

The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.

That does not mean every money transfer app will let you send the full amount as they can set their own limits.

SARIE and mada card are deposit methods

SARIE and mada card can be used inside Saudi Arabia only

A wallet or transfer company may use it to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.

Use a SAMA-licensed service

Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.

Do not hand money to an informal dealer because their rate looks better.

Check the recipient details before paying and keep the receipt.

If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.

Live SAR-ZAR Exchange Rate

Finding a good SAR to ZAR exchange rate

Comparing the rate matters because the same SAR amount can produce a different ZAR payout.

Mid-market rate:1 SAR = 4.197515 ZAR

How we analyse the market

We track 3 SAMA-licensed companies sending SAR to South Africa, with rates refreshed in real time on live comparisons.

The riyal is fixed to the dollar, so we compare on what lands in ZAR, along with the fee and the ways to pay and collect.

Each one goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.