Best companies for CHF/ZAR transfers
10 of 10 providers Last updated on 10 November 2026
Based on 6,000 CHF transfer Best companies for CHF/ZAR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee CHF 25.97 1 CHF = 19.9978 ZAR -0.01% vs mid-market	Recipient gets R 119'467.46 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer CHF 25.971 CHF = 19.9978 ZAR R 119'467.46You payCHF 6'000.00
Promoted Xe Pay via Bank transfer	Fee CHF 0.00 1 CHF = 19.7889 ZAR +1.04% vs mid-market	Recipient gets R 118'733.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 19.7889 ZAR R 118'733.40You payCHF 6'000.00
Run a live search Showing top Switzerland to South Africa deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to ZAR rates.
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much CHF you're planning to spend in South Africa.
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee CHF 0.00 1 CHF = 19.9455 ZAR +0.25% vs mid-market	Recipient gets R 119'672.97 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in South Africa with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 19.9455 ZAR R 119'672.97You payCHF 6'000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee CHF 0.00 1 CHF = 19.9415 ZAR +0.27% vs mid-market	Recipient gets R 119'648.98 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in South Africa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 19.9415 ZAR R 119'648.98You payCHF 6'000.00
TorFx Pay via Bank transfer	Fee CHF 0.00 1 CHF = 19.9355 ZAR +0.30% vs mid-market	Recipient gets R 119'612.99 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in South Africa with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 19.9355 ZAR R 119'612.99You payCHF 6'000.00
Wise Pay via Bank transfer	Fee CHF 25.97 1 CHF = 19.9978 ZAR -0.01% vs mid-market	Recipient gets R 119'467.46 Within 3 hours
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer CHF 25.971 CHF = 19.9978 ZAR R 119'467.46You payCHF 6'000.00
OFX Pay via Bank transfer	Fee CHF 0.00 1 CHF = 19.8955 ZAR +0.50% vs mid-market	Recipient gets R 119'373.04 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in South Africa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 19.8955 ZAR R 119'373.04You payCHF 6'000.00
Currencies Direct Pay via Bank transfer	Fee CHF 0.00 1 CHF = 19.8801 ZAR +0.58% vs mid-market	Recipient gets R 119'280.60 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 19.8801 ZAR R 119'280.60You payCHF 6'000.00
CurrencyFair Pay via Bank transfer	Fee CHF 1.25 1 CHF = 19.8320 ZAR +0.82% vs mid-market	Recipient gets R 118'967.00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in South Africa with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 1.251 CHF = 19.8320 ZAR R 118'967.00You payCHF 6'000.00
Xe Pay via Bank transfer	Fee CHF 0.00 1 CHF = 19.7889 ZAR +1.04% vs mid-market	Recipient gets R 118'733.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 19.7889 ZAR R 118'733.40You payCHF 6'000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee CHF 56.50 1 CHF = 19.9282 ZAR +0.34% vs mid-market	Recipient gets R 118'443.46 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in South Africa with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 56.501 CHF = 19.9282 ZAR R 118'443.46You payCHF 6'000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Moneycorp Pay via Bank transfer	Fee CHF 0.00 1 CHF = 19.7155 ZAR +1.40% vs mid-market	Recipient gets R 118'293.28 Minutes - 2 days
0 reviews
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 19.7155 ZAR R 118'293.28You payCHF 6'000.00
Xe Pay via Debit card	Fee CHF 36.00 1 CHF = 19.7889 ZAR +1.04% vs mid-market	Recipient gets R 118'021.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 19.7889 ZAR R 118'021.00You payCHF 6'000.00

Xe Pay via Credit card	Fee CHF 36.00 1 CHF = 19.7889 ZAR +1.04% vs mid-market	Recipient gets R 118'021.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 19.7889 ZAR R 118'021.00You payCHF 6'000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee CHF 185.50 1 CHF = 19.9282 ZAR +0.34% vs mid-market	Recipient gets R 115'872.72 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in South Africa with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 185.501 CHF = 19.9282 ZAR R 115'872.72You payCHF 6'000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 CHF = 19.9955 ZAR Updates every 60 minutes.

Why compare

CHF/ZAR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Switzerland to South Africa

Pick a company

Start with the cheapest, which is Key Currency at 119’672.97 ZAR for a CHF 6’000 transfer.

Key Currency was the cheapest on 28 of the 30 days it quoted fr.6’000 transfers to South Africa.

Sending the same money as an international transfer from your Swiss bank usually adds a margin to the rate on top of any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to South Africa?

How much CHF you send to South Africa heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 93% of the transfers from CHF 6,000 it quoted, and in 93% of all the transfers it quoted.


CHF 1'000	0.35%	CHF 2.70	R 19'886.10with bank transfer to bank deposit	+R 256.67
CHF 5'000	0.27%	CHF 0.00	R 99'552.18with bank transfer to bank deposit	+R 1'020.45
CHF 6'000This page	0.25%	CHF 0.00	R 119'672.97with bank transfer to bank deposit	+R 949.29
CHF 25'000	0.20%	CHF 0.00	R 498'285.88with bank transfer to bank deposit	+R 3'426.71

Mid-market rate: 1 CHF = 19.9955 ZAR

CHF/ZAR Exchange Rate History

Is today a good time to send money from Switzerland to South Africa?

The cheapest way to send CHF to ZAR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6’000 CHF transfers to South Africa.

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ZAR per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of ZAR on every transfer from Switzerland.

Right now, Key Currency pays 119’672.97 ZAR on 6’000 CHF, which is 299.93 ZAR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 122’055.68 ZAR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to South Africa.

We've tracked 119 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Key CurrencyAppeared in 60 comparisons
Cheapest in 93% of them
Regency FXAppeared in 88 comparisons
Cheapest in 30% of them
TorFxAppeared in 88 comparisons
Never the cheapest

Based on 119 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most ZAR, and it was also the cheapest in 93% of the 60 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to South Africa.

Regency FX (today's second cheapest) was the cheapest in only 30% of its comparisons, so it's rarely the cheapest option for transfers to South Africa.

Ways to send money from Switzerland to South Africa

10 companies send money from Switzerland to South Africa, across currency broker, online, app, multi-currency account, and global business account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6’000 CHF gets your recipient 119’467.46 ZAR.

The fee is 25.97 CHF, with a -0.01% markup on top of the CHF/ZAR rate.

In our comparisons over the past month, it was the cheapest online service on 28 of the 29 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in ZAR (be it payments or travelling).

Wise converts CHF 6’000 with a -0.01% exchange-rate markup and lets you hold CHF and ZAR in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Wise charges fr.25.97 on a fr.6’000 transfer, and the money lands same day.

Over the past month, Wise was the cheapest app on 97% of the days it appeared for fr.6’000 transfers.

You can also save recipients and create automated scheduled transfers to South Africa.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in South Africa or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/ZAR).

I suggest , since the more ZAR you send the better rate you get.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/ZAR rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in South Africa.

A global account lets you hold ZAR alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive ZAR in South Africa

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6’000 gives your recipient 119’672.97 ZAR.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to South Africa.

In South Africa, they can get ZAR delivered as bank deposit.

1

Bank transfer Bank deposit

You pay fr.6,000.00

R119,673

Cheapest
2

Debit card Bank deposit

You pay fr.6,000.00

R118,021

-R1,652
3

Credit card Bank deposit

You pay fr.6,000.00

R118,021

-R1,652

Things to know before sending CHF to South Africa

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/ZAR transfer options

For a CHF 6’000 transfer to South Africa, these are the best options in our comparison.

Cheapest way to send money to South Africa

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 119’672.97 ZAR, which is 0.02% more than the next best option.

Fastest way to send money to South Africa

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 118’443.46 ZAR in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to ZAR requires a conversion.

Same goes for Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The Swiss government portal explains how gift tax works here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 10 of them sending CHF to South Africa, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 119 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/ZAR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Switzerland

Send money to South Africa

Send money from United States to South Africa Send money from Nigeria to South Africa Send money from United Kingdom to South Africa Send money from United Arab Emirates to South Africa Send money from India to South Africa Send money from Germany to South Africa Send money from Kenya to South Africa

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19.8457	–	R 119'073.92
Key Currency Cheapest	19.7960	CHF 0.00	R 118'776.23	−R 297.69
Regency FX	19.7921	CHF 0.00	R 118'752.42	−R 321.50
TorFx	19.7861	CHF 0.00	R 118'716.70	−R 357.22

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19.7926	–	R 118'755.40
Key Currency Cheapest	19.7431	CHF 0.00	R 118'458.51	−R 296.89
Regency FX	19.7391	CHF 0.00	R 118'434.76	−R 320.64
TorFx	19.7332	CHF 0.00	R 118'399.13	−R 356.27

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19.8330	–	R 118'998.12
Key Currency Cheapest	19.7834	CHF 0.00	R 118'700.62	−R 297.50
Regency FX	19.7795	CHF 0.00	R 118'676.83	−R 321.29
TorFx	19.7735	CHF 0.00	R 118'641.13	−R 356.99

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19.9330	–	R 119'598.21
Key Currency Cheapest	19.8832	CHF 0.00	R 119'299.21	−R 299.00
Regency FX	19.8792	CHF 0.00	R 119'275.29	−R 322.92
TorFx	19.8732	CHF 0.00	R 119'239.42	−R 358.79

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19.9171	–	R 119'502.46
Key Currency Cheapest	19.8673	CHF 0.00	R 119'203.70	−R 298.76
Regency FX	19.8633	CHF 0.00	R 119'179.80	−R 322.66
TorFx	19.8573	CHF 0.00	R 119'143.95	−R 358.51

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19.9702	–	R 119'821.33
Wise Cheapest	20.0110	CHF 25.97	R 119'546.31	−R 275.02
Key Currency	19.9203	CHF 0.00	R 119'521.77	−R 299.56
Regency FX	19.9163	CHF 0.00	R 119'497.81	−R 323.52
TorFx	19.9103	CHF 0.00	R 119'461.86	−R 359.47

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19.9878	–	R 119'926.80
Key Currency Cheapest	19.9378	CHF 0.00	R 119'626.98	−R 299.82
Regency FX	19.9338	CHF 0.00	R 119'603.00	−R 323.80
TorFx	19.9278	CHF 0.00	R 119'567.02	−R 359.78

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19.8919	–	R 119'351.35
Key Currency Cheapest	19.8422	CHF 0.00	R 119'052.97	−R 298.38
Regency FX	19.8382	CHF 0.00	R 119'029.10	−R 322.25
TorFx	19.8322	CHF 0.00	R 118'993.29	−R 358.06

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	19.9194	–	R 119'516.43
Key Currency Cheapest	19.8696	CHF 0.00	R 119'217.64	−R 298.79
Regency FX	19.8656	CHF 0.00	R 119'193.74	−R 322.69
TorFx	19.8596	CHF 0.00	R 119'157.88	−R 358.55

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.1130	–	R 120'677.77
Key Currency Cheapest	20.0627	CHF 0.00	R 120'376.08	−R 301.69
Regency FX	20.0587	CHF 0.00	R 120'351.94	−R 325.83
TorFx	20.0526	CHF 0.00	R 120'315.74	−R 362.03

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.1403	–	R 120'841.69
Key Currency Cheapest	20.0899	CHF 0.00	R 120'539.58	−R 302.11
Regency FX	20.0859	CHF 0.00	R 120'515.41	−R 326.28
TorFx	20.0799	CHF 0.00	R 120'479.16	−R 362.53

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.0875	–	R 120'524.89
Key Currency Cheapest	20.0373	CHF 0.00	R 120'223.57	−R 301.32
Regency FX	20.0332	CHF 0.00	R 120'199.47	−R 325.42
TorFx	20.0272	CHF 0.00	R 120'163.31	−R 361.58

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.0643	–	R 120'385.79
Key Currency Cheapest	20.0141	CHF 0.00	R 120'084.83	−R 300.96
Regency FX	20.0101	CHF 0.00	R 120'060.75	−R 325.04
TorFx	20.0041	CHF 0.00	R 120'024.64	−R 361.15

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.1301	–	R 120'780.76
Key Currency Cheapest	20.0798	CHF 0.00	R 120'478.81	−R 301.95
Regency FX	20.0758	CHF 0.00	R 120'454.65	−R 326.11
TorFx	20.0697	CHF 0.00	R 120'418.42	−R 362.34

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.0655	–	R 120'393.13
Key Currency Cheapest	20.0154	CHF 0.00	R 120'092.14	−R 300.99
Regency FX	20.0113	CHF 0.00	R 120'068.06	−R 325.07
TorFx	20.0053	CHF 0.00	R 120'031.95	−R 361.18

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.1045	–	R 120'626.92
Key Currency Cheapest	20.0542	CHF 0.00	R 120'325.35	−R 301.57
Regency FX	20.0502	CHF 0.00	R 120'301.23	−R 325.69
TorFx	20.0442	CHF 0.00	R 120'265.04	−R 361.88

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.2753	–	R 121'651.87
Key Currency Cheapest	20.2246	CHF 0.00	R 121'347.74	−R 304.13
Regency FX	20.2206	CHF 0.00	R 121'323.41	−R 328.46
TorFx	20.2145	CHF 0.00	R 121'286.92	−R 364.95

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.2956	–	R 121'773.37
Key Currency Cheapest	20.2448	CHF 0.00	R 121'468.94	−R 304.43
Regency FX	20.2408	CHF 0.00	R 121'444.58	−R 328.79
TorFx	20.2347	CHF 0.00	R 121'408.05	−R 365.32

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.2762	–	R 121'656.99
Key Currency Cheapest	20.2255	CHF 0.00	R 121'352.85	−R 304.14
Regency FX	20.2214	CHF 0.00	R 121'328.52	−R 328.47
TorFx	20.2153	CHF 0.00	R 121'292.02	−R 364.97

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.3936	–	R 122'361.58
Key Currency Cheapest	20.3426	CHF 0.00	R 122'055.68	−R 305.90
Regency FX	20.3385	CHF 0.00	R 122'031.21	−R 330.37
TorFx	20.3324	CHF 0.00	R 121'994.50	−R 367.08

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.2205	–	R 121'322.94
Key Currency Cheapest	20.1699	CHF 0.00	R 121'019.63	−R 303.31
Regency FX	20.1659	CHF 0.00	R 120'995.37	−R 327.57
TorFx	20.1598	CHF 0.00	R 120'958.97	−R 363.97

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.0394	–	R 120'236.34
Key Currency Cheapest	19.9893	CHF 0.00	R 119'935.75	−R 300.59
Regency FX	19.9853	CHF 0.00	R 119'911.70	−R 324.64
TorFx	19.9793	CHF 0.00	R 119'875.63	−R 360.71

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.1589	–	R 120'953.29
Key Currency Cheapest	20.1085	CHF 0.00	R 120'650.91	−R 302.38
Regency FX	20.1045	CHF 0.00	R 120'626.72	−R 326.57
TorFx	20.0984	CHF 0.00	R 120'590.43	−R 362.86

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.1330	–	R 120'797.81
Key Currency Cheapest	20.0826	CHF 0.00	R 120'495.82	−R 301.99
Regency FX	20.0786	CHF 0.00	R 120'471.66	−R 326.15
TorFx	20.0726	CHF 0.00	R 120'435.42	−R 362.39

Sun, 8 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20.1500	–	R 120'899.80
Key Currency Cheapest	20.0996	CHF 0.00	R 120'597.55	−R 302.25
Regency FX	20.0956	CHF 0.00	R 120'573.37	−R 326.43
TorFx	20.0895	CHF 0.00	R 120'537.10	−R 362.70

How to send money to South Africa from Switzerland with the best CHF-ZAR rate

Best companies for CHF/ZAR transfers