Best companies for USD/ZAR transfers
12 of 12 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/ZAR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $40.13 1 USD = 16.6613 ZAR 0.00% vs mid-market	Recipient gets R 115,960.48 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $40.131 USD = 16.6613 ZAR R 115,960.48You pay$7,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 16.5356 ZAR +0.76% vs mid-market	Recipient gets R 115,749.20 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 16.5356 ZAR R 115,749.20You pay$7,000.00
Run a live search Showing top United States to South Africa deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to ZAR rates.
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much USD you're planning to spend in South Africa.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee $0.00 1 USD = 16.6193 ZAR +0.25% vs mid-market	Recipient gets R 116,335.36 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in South Africa with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 16.6193 ZAR R 116,335.36You pay$7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 16.6160 ZAR +0.27% vs mid-market	Recipient gets R 116,312.04 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in South Africa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 16.6160 ZAR R 116,312.04You pay$7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee $1.99 1 USD = 16.5830 ZAR +0.47% vs mid-market	Recipient gets R 116,047.86 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in South Africa with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days $1.991 USD = 16.5830 ZAR R 116,047.86You pay$7,000.00 Cash pickupMinutes - 2 days $4.991 USD = 16.5663 ZAR R 115,881.43You pay$7,000.00
OFX Pay via Bank transfer	Fee $0.00 1 USD = 16.5777 ZAR +0.50% vs mid-market	Recipient gets R 116,043.80 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in South Africa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 16.5777 ZAR R 116,043.80You pay$7,000.00
Currencies Direct Pay via Bank transfer	Fee $0.00 1 USD = 16.5773 ZAR +0.50% vs mid-market	Recipient gets R 116,041.10 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 16.5773 ZAR R 116,041.10You pay$7,000.00
Wise Pay via Bank transfer	Fee $40.13 1 USD = 16.6613 ZAR 0.00% vs mid-market	Recipient gets R 115,960.48 Next day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $40.131 USD = 16.6613 ZAR R 115,960.48You pay$7,000.00
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 16.5500 ZAR +0.67% vs mid-market	Recipient gets R 115,850.00 Minutes
0 reviews Receive to bank account
Ways to receive money in South Africa with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 USD = 16.5500 ZAR R 115,850.00You pay$7,000.00
Xe Pay via Bank transfer	Fee $0.00 1 USD = 16.5356 ZAR +0.76% vs mid-market	Recipient gets R 115,749.20 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 16.5356 ZAR R 115,749.20You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $1.99 1 USD = 16.5299 ZAR +0.79% vs mid-market	Recipient gets R 115,709.30 Minutes - 24 hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 16.5299 ZAR R 115,709.30You pay$7,001.99 Cash pickupMinutes - 24 hours $5.991 USD = 16.4017 ZAR R 114,811.90You pay$7,005.99
CurrencyFair Pay via Bank transfer	Fee $1.50 1 USD = 16.5280 ZAR +0.80% vs mid-market	Recipient gets R 115,671.00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in South Africa with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $1.501 USD = 16.5280 ZAR R 115,671.00You pay$7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $40.50 1 USD = 16.5949 ZAR +0.40% vs mid-market	Recipient gets R 115,492.03 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in South Africa with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $40.501 USD = 16.5949 ZAR R 115,492.03You pay$7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $1.99 1 USD = 16.4872 ZAR +1.05% vs mid-market	Recipient gets R 115,410.40 Minutes - 24 hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 16.4872 ZAR R 115,410.40You pay$7,001.99 Cash pickupMinutes - 24 hours $75.991 USD = 16.4017 ZAR R 114,811.90You pay$7,075.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $177.99 1 USD = 16.4872 ZAR +1.05% vs mid-market	Recipient gets R 115,410.40 Minutes - 24 hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $177.991 USD = 16.4872 ZAR R 115,410.40You pay$7,177.99 Cash pickupMinutes - 24 hours $179.991 USD = 16.4017 ZAR R 114,811.90You pay$7,179.99
Xe Pay via Debit card	Fee $35.00 1 USD = 16.5356 ZAR +0.76% vs mid-market	Recipient gets R 115,170.45 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 16.5356 ZAR R 115,170.45You pay$7,000.00
Moneycorp Pay via Bank transfer	Fee $0.00 1 USD = 16.4277 ZAR +1.40% vs mid-market	Recipient gets R 114,994.15 Minutes - 2 days
0 reviews
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 USD = 16.4277 ZAR R 114,994.15You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 16.3580 ZAR +1.84% vs mid-market	Recipient gets R 114,506.00 Minutes - 24 hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 16.3580 ZAR R 114,506.00You pay$7,060.79
Xe Pay via Credit card	Fee $210.00 1 USD = 16.5356 ZAR +0.76% vs mid-market	Recipient gets R 112,276.72 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 16.5356 ZAR R 112,276.72You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 16.6610 ZAR Updates every 60 minutes.

Why compare

USD/ZAR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to South Africa

Pick a company

If you're sending a one-off transfer, then Key Currency is the best option.

Key Currency was the cheapest on 23 of the 30 days it quoted $7,000 transfers to South Africa.

For recurring transfers, I'd suggest using an app or a multi-currency account with WorldRemit.

For large transfers, a broker like Key Currency is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to South Africa, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to South Africa?

How much USD you send to South Africa heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 77% of the transfers from $5,000 it quoted, and in 77% of all the transfers it quoted.


$500	-0.80%	$0.00	R 8,400.00with debit card to bank deposit	+R 286.03
$650	-0.76%	$0.00	R 10,913.50with debit card to bank deposit	+R 297.10
$1,000	-0.76%	$0.00	R 16,790.00with debit card to bank deposit	+R 414.41
$2,000	-0.09%	$0.00	R 33,380.00with remitly wallet to bank deposit	+R 653.16
$5,000	0.28%	$0.00	R 83,100.00with remitly wallet to bank deposit	+R 670.65
$7,000This page	0.25%	$0.00	R 116,335.36with bank transfer to bank deposit	+R 865.93
$10,000	0.25%	$0.00	R 166,216.32with bank transfer to bank deposit	+R 1,401.15
$50,000	0.20%	$0.00	R 830,549.82with bank transfer to bank deposit	+R 6,276.05
$100,000	0.15%	$0.00	R 1,664,129.96with bank transfer to bank deposit	+R 14,061.30
$250,000	0.15%	$0.00	R 4,161,625.68with bank transfer to bank deposit	+R 35,354.28

Mid-market rate: 1 USD = 16.6610 ZAR

USD/ZAR Exchange Rate History

Is today a good time to send money from US to South Africa?

The cheapest way to send USD to ZAR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 USD transfers to South Africa.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/ZAR exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ZAR per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Key Currency pays 116,335.36 ZAR on 7,000 USD, which is 291.57 ZAR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 116,718.42 ZAR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from the US to South Africa

There are 12 companies available for sending money from the US to South Africa, across broker, app, online, multi-currency account, global account, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

WorldRemit charges $1.99 on a $7,000 transfer with 0.47% markup, saves your recipient's details for next time, and ZAR arrives in minutes - 2 days.

Over the past month, WorldRemit was the cheapest app on 5% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 115,709.3 ZAR in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to South Africa.

Of all online companies listed here, Wise gets you the most ZAR per USD.

On a $7,000 transfer, you will get 115,960.48 ZAR after a $40.13 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 19 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to South Africa (e.g. a property purchase, tuition, or moving to South Africa), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/ZAR that gets lower the more you send.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Currencies Direct is the best for holding and receiving ZAR.

This is useful for traveling to South Africa, building up ZAR balance, or receiving payments in ZAR.

Currencies Direct converts $7,000 at 0.5% markup plus small fee and holds the ZAR until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 93% of days.

Ways to fund USD and receive ZAR in South Africa

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 116,335.36 ZAR.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to South Africa.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 115,709.3 ZAR on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to South Africa.

Your recipient in South Africa can collect ZAR through bank deposit and cash pickup.

They can collect cash in South Africa

Your recipient can collect ZAR from a participating MoneyGram location in South Africa.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $7,000.00

R116,335

Cheapest
2

Debit card Bank deposit

You pay $7,000.00

R116,048

-R288
3

Debit card Cash pickup

You pay $7,000.00

R115,881

-R454
4

Credit card Bank deposit

You pay $7,177.99

R115,410

-R925
5

Bank transfer Cash pickup

You pay $7,005.99

R114,812

-R1,523

Show moreShow less

6

Credit card Cash pickup

You pay $7,179.99

R114,812

-R1,523
7

Cash deposit Cash pickup

You pay $7,060.79

R114,506

-R1,829

Things to consider before sending USD to South Africa

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/ZAR company

Cheapest way to send money to South Africa

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 116,335.36 ZAR, which is 0.02% more than the next best option.

Fastest way to send money to South Africa

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 115,492.03 ZAR, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to South Africa?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to South Africa.

While Wise may not always be the cheapest or fastest way to send ZAR, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between South Africa and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 267 comparisons across 10 amounts.

This page covers the cheapest and fastest options for USD/ZAR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

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Send money to South Africa

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Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4179	–	R 114,925.28
Key Currency Cheapest	16.3769	$0.00	R 114,637.97	−R 287.31
Regency FX	16.3736	$0.00	R 114,614.98	−R 310.30
WorldRemit No quote collected this day	–	–	–	–

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.3767	–	R 114,636.91
Key Currency Cheapest	16.3358	$0.00	R 114,350.32	−R 286.59
Regency FX	16.3325	$0.00	R 114,327.39	−R 309.52
WorldRemit	16.2768	$1.99	R 113,905.42	−R 731.49

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4897	–	R 115,427.55
Key Currency Cheapest	16.4484	$0.00	R 115,138.98	−R 288.57
Regency FX	16.4451	$0.00	R 115,115.90	−R 311.65
WorldRemit	16.3415	$1.99	R 114,358.05	−R 1,069.50

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.6667	–	R 116,666.94
Key Currency Cheapest	16.6250	$0.00	R 116,375.27	−R 291.66
Regency FX	16.6217	$0.00	R 116,351.93	−R 315.01
WorldRemit No quote collected this day	–	–	–	–

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.6551	–	R 116,585.73
Key Currency Cheapest	16.6135	$0.00	R 116,294.26	−R 291.47
Regency FX	16.6101	$0.00	R 116,270.95	−R 314.78
WorldRemit	16.5514	$1.99	R 115,826.72	−R 759.01

Compare the best ways to send money from United States to South Africa

Best companies for USD/ZAR transfers

How to send money from US to South Africa

Pick a company

Pay for it

Check and send

How much USD are you sending to South Africa?

Is today a good time to send money from US to South Africa?

Understanding USD/ZAR exchange rate

Picking the cheapest money transfer company

Is the cheapest money transfer company always the best?

Ways to send money from the US to South Africa

Money transfer apps

Cash & in-person transfers

Online transfers

Currency brokers

Global accounts

Multi-currency accounts

Ways to fund USD and receive ZAR in South Africa

Things to consider before sending USD to South Africa

Find the right USD/ZAR company

Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

You normally have 30 minutes to cancel

Need to send a large amount of USD to South Africa?

How we analyze the market

Related transfer routes

Send money from South Africa

Send money to South Africa

Recommendations

Tools & resources

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.6550	–	R 116,585.35
Key Currency Cheapest	16.6134	$0.00	R 116,293.89	−R 291.46
Regency FX	16.6101	$0.00	R 116,270.57	−R 314.78
WorldRemit	16.5514	$1.99	R 115,826.72	−R 758.63

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.7011	–	R 116,907.46
Key Currency Cheapest	16.6593	$0.00	R 116,615.19	−R 292.26
Regency FX	16.6560	$0.00	R 116,591.80	−R 315.65
WorldRemit No quote collected this day	–	–	–	–

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.6369	–	R 116,458.44
Key Currency Cheapest	16.5953	$0.00	R 116,167.29	−R 291.15
Regency FX	16.5920	$0.00	R 116,144.00	−R 314.44
WorldRemit	16.5427	$1.99	R 115,766.19	−R 692.25

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.5879	–	R 116,115.23
Key Currency Cheapest	16.5464	$0.00	R 115,824.94	−R 290.29
Regency FX	16.5431	$0.00	R 115,801.72	−R 313.51
WorldRemit No quote collected this day	–	–	–	–

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.7158	–	R 117,010.95
Key Currency Cheapest	16.6741	$0.00	R 116,718.42	−R 292.53
Regency FX	16.6707	$0.00	R 116,695.02	−R 315.93
WorldRemit	16.5642	$1.99	R 115,916.51	−R 1,094.44

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.5296	–	R 115,707.13
MoneyGram Cheapest	16.4936	$1.99	R 115,455.20	−R 251.93
Key Currency	16.4883	$0.00	R 115,417.86	−R 289.27
Regency FX	16.4850	$0.00	R 115,394.72	−R 312.41
WorldRemit	16.4274	$1.99	R 114,959.39	−R 747.74

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.5201	–	R 115,640.35
Key Currency Cheapest	16.4787	$0.00	R 115,351.25	−R 289.10
Regency FX	16.4754	$0.00	R 115,328.12	−R 312.23
WorldRemit	16.4086	$1.99	R 114,827.48	−R 812.87

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4995	–	R 115,496.78
Key Currency Cheapest	16.4583	$0.00	R 115,208.04	−R 288.74
Regency FX	16.4550	$0.00	R 115,184.94	−R 311.84
WorldRemit	16.4072	$1.99	R 114,817.54	−R 679.24

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4811	–	R 115,368.02
Key Currency Cheapest	16.4399	$0.00	R 115,079.59	−R 288.43
Regency FX	16.4366	$0.00	R 115,056.52	−R 311.50
WorldRemit No quote collected this day	–	–	–	–

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4908	–	R 115,435.85
Key Currency Cheapest	16.4496	$0.00	R 115,147.26	−R 288.59
Regency FX	16.4463	$0.00	R 115,124.17	−R 311.68
WorldRemit No quote collected this day	–	–	–	–

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.5507	–	R 115,854.65
Key Currency Cheapest	16.5093	$0.00	R 115,565.02	−R 289.63
Regency FX	16.5060	$0.00	R 115,541.85	−R 312.80
WorldRemit No quote collected this day	–	–	–	–

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4452	–	R 115,116.58
MoneyGram Cheapest	16.4098	$1.99	R 114,868.60	−R 247.98
Key Currency	16.4041	$0.00	R 114,828.78	−R 287.80
Regency FX	16.4008	$0.00	R 114,805.76	−R 310.82
WorldRemit No quote collected this day	–	–	–	–

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4940	–	R 115,458.26
Key Currency Cheapest	16.4528	$0.00	R 115,169.61	−R 288.65
Regency FX	16.4495	$0.00	R 115,146.52	−R 311.74
WorldRemit	16.3796	$1.99	R 114,624.32	−R 833.94

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4814	–	R 115,369.52
Key Currency Cheapest	16.4402	$0.00	R 115,081.10	−R 288.42
Regency FX	16.4369	$0.00	R 115,058.02	−R 311.50
WorldRemit	16.3537	$1.99	R 114,443.22	−R 926.30

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.3988	–	R 114,791.57
Key Currency Cheapest	16.3578	$0.00	R 114,504.59	−R 286.98
Regency FX	16.3545	$0.00	R 114,481.63	−R 309.94
WorldRemit	16.2864	$1.99	R 113,972.46	−R 819.11

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4025	–	R 114,817.39
TapTap Send Cheapest	16.3800	$0.00	R 114,660.00	−R 157.39
Key Currency	16.3615	$0.00	R 114,530.35	−R 287.04
Regency FX	16.3582	$0.00	R 114,507.39	−R 310.00
WorldRemit	16.3145	$1.99	R 114,168.96	−R 648.43

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.4810	–	R 115,367.04
TapTap Send Cheapest	16.4800	$0.00	R 115,360.00	−R 7.04
Key Currency	16.4398	$0.00	R 115,078.62	−R 288.42
Regency FX	16.4365	$0.00	R 115,055.54	−R 311.50
WorldRemit	16.3421	$1.99	R 114,362.39	−R 1,004.65

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.5474	–	R 115,831.66
Key Currency Cheapest	16.5060	$0.00	R 115,542.08	−R 289.58
Regency FX	16.5027	$0.00	R 115,518.91	−R 312.75
WorldRemit	16.4112	$1.99	R 114,845.67	−R 985.99

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.5737	–	R 116,016.11
TapTap Send Cheapest	16.6000	$0.00	R 116,200.00	+R 183.89
Key Currency	16.5323	$0.00	R 115,726.07	−R 290.04
Regency FX	16.5290	$0.00	R 115,702.87	−R 313.24
WorldRemit	16.4911	$1.99	R 115,405.02	−R 611.09

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.6164	–	R 116,314.87
TapTap Send Cheapest	16.6000	$0.00	R 116,200.00	−R 114.87
Key Currency	16.5749	$0.00	R 116,024.08	−R 290.79
Regency FX	16.5715	$0.00	R 116,000.82	−R 314.05
WorldRemit No quote collected this day	–	–	–	–

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.6636	–	R 116,645.23
Key Currency Cheapest	16.6219	$0.00	R 116,353.61	−R 291.62
Regency FX	16.6186	$0.00	R 116,330.29	−R 314.94
WorldRemit	16.5587	$1.99	R 115,878.23	−R 767.00

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.6610	–	R 116,626.93
Key Currency Cheapest	16.6193	$0.00	R 116,335.36	−R 291.57
Regency FX	16.6160	$0.00	R 116,312.04	−R 314.89
WorldRemit	16.5830	$1.99	R 116,047.86	−R 579.07