How to send money to Sweden from UAE with the best AED-SEK rate

A comparison of providers offering services between the United Arab Emirates and Sweden is paramount. Based on your specific transfer amount, the best way to send money to Sweden could change. Comparing ensures the best price for your needs.

For services allowing you to send UAE Dirham to Sweden we've compared 9 providers.

Here are your best money transfer options for sending money from the United Arab Emirates to Sweden

• Wise is our recommended way to send UAE Dirham to SEK. Sending 25,000 AED to SEK will cost you .د.إ200.33 in fees, and your recipient will receive 64,322.41 SEK. The delivery time usually is within 3 hours, but it depends on the day you make the transfer.

• To secure a cheap way to transfer AED to Sweden, Key Currency is our recommendation. We found that Key Currency fees were 0 AED per transfer, and customers would expect an exchange rate between AED-SEK that is 0.25% different to the mid-market rate

• Fastest way to send money to Sweden from the United Arab Emirates is with Wise. If you send .د.إ25,000 with Wise to Sweden, the transfer time is within 3 hours. This is currently the fastest option, but can vary depending on how much AED you send to Sweden.

This coverage of the market ensure you will get the best options for your transfer to Sweden from the United Arab Emirates.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from the United Arab Emirates to Sweden.

A better exchange rate means more UAE Dirham being sent to Sweden. This exchange rate determines the price you will pay when buying Swedish Krona.

Currently the mid-market rate between UAE Dirham and Swedish Krona is 2.5919.

Fees and exchange rates make up the total cost of sending money from Sweden to Sweden. Finding a company that can offer both ensures a good deal on your transfer.

• The Mid-Market and Exchange Rates: The current AED-SEK mid-market rate is 2.5919 SEK per UAE Dirham. You will get more Swedish Krona for your UAE Dirhams if you find a provider close to this number.

• Fees: Transfer fees are charged as part of the transfer. Key Currency charges the lowest fee of 0 AED at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

• Amount Received: Money transfer companies will show you the amount of Swedish Krona eventually received in Sweden. You can assume that a lower cost of sending from the United Arab Emirates will result in more money received in Sweden.

Sometimes, waiting a day or two can help you get more SEK for the same amount of UAE Dirham - but time it wrong and you might get a worse deal.

If you’re sending a large amount where this rate could make a significant difference, use a forward contract. This allows you to lock in an agreed exchange rate between the United Arab Emirates and Sweden.

A bank transfer through a money transfer company is the cheapest way to send money. Generally, it’s the payment method that will get you the best price on a transfer from the United Arab Emirates to Sweden at this moment.

Here are all the ways to send money from United Arab Emirates to Sweden:

Bank transfers

Bank transfers are usually the best and easiest way to send money from the United Arab Emirates to Sweden.

By using a money transfer company such as Key Currency for transfers from the United Arab Emirates to Sweden, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

Debit and prepaid cards

Sending money from the United Arab Emirates to Sweden with a debit or a prepaid card is available through .


is one of the cheaper options for debit card payments for transfers from the United Arab Emirates to Sweden. This cost is against a total of 9 money transfer companies offering this option.

Credit cards

When it comes to credit card transfers from the United Arab Emirates to Sweden, we recommend comparing your options to get the best deal.

Transfer limits to the United Arab Emirates and Sweden will differ per company, this may impact the amount you can send and receive if you hit the limits.

Also, rates and fees for different AED-SEK transfer amounts could change - that’s why it’s best to compare companies for your specific transfer amount. Then, for regular transfers to Sweden, shopping around each time can make a huge difference if you feel you are hitting limits regularly.

For sending large or regular amounts of AED to Sweden we'd recommend using Wise. They offer a combination of rates and fees when sending from the United Arab Emirates to Sweden that is the most competitive.

There are different ways to receive money in Sweden.

The most popular ways are direct bank deposit into Swedish Krona, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all providers offering money transfers between the United Arab Emirates and Sweden will offer every method for incoming Swedish Krona.

Understanding where the money will eventually go after its left the United Arab Emirates and entered Sweden could impact the provider you use.

The most common (and generally easiest) way to send money from the United Arab Emirates to Sweden is directly into a bank account. Wise is the best company for sending money from the United Arab Emirates to a bank account in Sweden.

And if you need cash right away, check if cash pickup is an option for transfers between United Arab Emirates and Sweden.

Mobile wallets, P2P services and payment apps like PayPal, Xoom, and CashApp are popular because they offer convenience to those who already have them, but they come with more limitations and higher costs.

When sending Swedish Kronas to Sweden, you will need to verify your ID at the sign up stage.

The documents you need will vary by money transfer company and in some cases you might need a couple of options.

For the most part however, in the United Arab Emirates ID can be verified through a government issued ID such as a passport or driver's license.

In Sweden, if the recipient needs an ID to collect money - both should be accepted. We’d recommend checking in advance before sending for any specific requirements on receiving money.

Large transactions between the United Arab Emirates and Sweden, are subject to additional checks such as proof of funds. This is for anti-money laundering purposes.

Wise is one of our recommended providers for transfers to Sweden from the United Arab Emirates due to the ease of sign up and ID verification.

When sending money between United Arab Emirates and Sweden there will be tax declarations to consider.

Some transfers into Swedish Krona may need to be reported to tax authorities in Sweden, particularly where inheritance or property purchases are involved (or anywhere else there are additional legal requirements).

Depending on age and income in particular, tax limits and personal allowances will change in Sweden.

When in doubt, please contact a tax professional in the United Arab Emirates or Sweden to discuss the personal circumstances of the transfer. This ensures you are not missing any specific tax declarations associated with your circumstances.