How to send money to Sweden from France with the best EUR-SEK rate

Wise offers the best exchange rate from France to Sweden at 11.2980 SEK per EUR.

But Key Currency is cheapest overall, turning EUR 7,000 into 78,881.27 SEK after its fee and exchange-rate markup.

Best companies for EUR/SEK transfers

11 of 11 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/SEK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 78,714.30 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€32.901 EUR = 11.2980 SEK
kr 78,714.30You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.1629 SEK +1.19% vs mid-market Recipient gets kr 78,140.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.1629 SEK
kr 78,140.30You pay€7,000.00

Run a live search

Showing top France to Sweden deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2688 SEK +0.25% vs mid-market Recipient gets kr 78,881.27 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Sweden with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 11.2688 SEK
kr 78,881.27You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2665 SEK +0.27% vs mid-market Recipient gets kr 78,865.46 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sweden with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.2665 SEK
kr 78,865.46You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2631 SEK +0.30% vs mid-market Recipient gets kr 78,841.74 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Sweden with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.2631 SEK
kr 78,841.74You pay€7,000.00

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 78,714.30 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€32.901 EUR = 11.2980 SEK
kr 78,714.30You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2405 SEK +0.50% vs mid-market Recipient gets kr 78,683.58 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.2405 SEK
kr 78,683.58You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2374 SEK +0.53% vs mid-market Recipient gets kr 78,661.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.2374 SEK
kr 78,661.80You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €43.03 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 78,599.85 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€43.031 EUR = 11.2980 SEK
kr 78,599.85You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.66 1 EUR = 11.2100 SEK +0.77% vs mid-market Recipient gets kr 78,440.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Sweden with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.661 EUR = 11.2100 SEK
kr 78,440.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.00 1 EUR = 11.1832 SEK +1.01% vs mid-market Recipient gets kr 78,282.40 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
Free1 EUR = 11.1832 SEK
kr 78,282.40You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 11.0591 SEK
kr 77,413.70You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 11.0591 SEK
kr 77,413.70You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.00 1 EUR = 11.1832 SEK +1.01% vs mid-market Recipient gets kr 78,282.40 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
Free1 EUR = 11.1832 SEK
kr 78,282.40You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 11.0591 SEK
kr 77,413.70You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 11.0591 SEK
kr 77,413.70You pay€7,004.99

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.1629 SEK +1.19% vs mid-market Recipient gets kr 78,140.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.1629 SEK
kr 78,140.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 11.1629 SEK +1.19% vs mid-market Recipient gets kr 78,140.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.1629 SEK
kr 78,140.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 11.1629 SEK +1.19% vs mid-market Recipient gets kr 78,140.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.1629 SEK
kr 78,140.30You pay€7,000.00

Wise

Pay via Debit card
Fee €87.94 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 78,092.45 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€87.941 EUR = 11.2980 SEK
kr 78,092.45You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 11.1388 SEK +1.40% vs mid-market Recipient gets kr 77,971.87 Minutes - 2 days

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 11.1388 SEK
kr 77,971.87You pay€7,000.00

Wise

Pay via Credit card
Fee €130.01 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 77,617.15 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€130.011 EUR = 11.2980 SEK
kr 77,617.15You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €2.99 1 EUR = 11.0591 SEK +2.13% vs mid-market Recipient gets kr 77,413.70 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 11.0591 SEK
kr 77,413.70You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 11.0591 SEK
kr 77,413.70You pay€7,004.99
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €130.00 1 EUR = 11.2527 SEK +0.39% vs mid-market Recipient gets kr 77,306.18 Next day
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
€130.001 EUR = 11.2527 SEK
kr 77,306.18You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €179.00 1 EUR = 11.2527 SEK +0.39% vs mid-market Recipient gets kr 76,754.79 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€179.001 EUR = 11.2527 SEK
kr 76,754.79You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 11.2970 SEK Updates every 60 minutes.

How to send money from France to Sweden

Pick a company

Start with the cheapest, which is Key Currency at 78,881.27 SEK on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Ways to send money from France to Sweden

11 companies send money from France to Sweden. You can do it via broker, online, app, multi-currency account, global account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Sweden, apps like Wise are the easiest way.

Wise charges €32.9 on a €7,000 transfer, and the SEK arrives in next day.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to SEK, an online service like Wise is always cheaper than the bank's international virement.

Sending €7,000 with Wise gets you 78,714.3 SEK with a €32.9 fee and -0.01% markup.

For travelling & receiving

Challenger banks

Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Sweden.

On €7,000 transfer, Wise gets you 78,714.3 SEK vs 78,881.27 SEK using Key Currency.

It's always , and choosing based on purpose and how much you get.

Companies like Wise offer great multi-currency features:

  • Hold EUR and SEK

  • Convert between them any time

  • Spend in SEK abroad or online

  • Receive EUR or SEK like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Sweden, or making any other large transfer, then you need a currency broker.

Key Currency charges no fee but adds 0.25% markup on EUR/SEK interbank rate.

And the more you transfer, the better rate you will get.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive SEK in Sweden

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 78,881.27 SEK.

Fund the transfer from France by bank transfer, debit card, credit card, and ideal.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Sweden depends on the payout method.

Your recipient in Sweden can collect SEK through bank deposit, card deposit, and cash pickup.

They can collect cash in Sweden

Your recipient can collect SEK from a participating agent location in Sweden. They should take a valid photo ID and the collection reference.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    kr78,881

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    kr78,600

    -kr281

  3. 3
    Debit card Card deposit

    You pay €7,000.00

    kr78,282

    -kr599

  4. 4
    Credit card Card deposit

    You pay €7,000.00

    kr78,282

    -kr599

  5. 5
    Debit card Bank deposit

    You pay €7,000.00

    kr78,140

    -kr741

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    kr78,140

    -kr741

  2. 7
    Bank transfer Cash pickup

    You pay €7,004.99

    kr77,414

    -kr1,468

  3. 8
    Debit card Cash pickup

    You pay €7,004.99

    kr77,414

    -kr1,468

  4. 9
    Credit card Cash pickup

    You pay €7,004.99

    kr77,414

    -kr1,468

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to Sweden, these are the best ways to start with:

Cheapest way to send money to Sweden

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 78,881.27 SEK, which is 0.02% more than the next best option.

Fastest way to send money to Sweden

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 78,865.46 SEK in minutes - 24 heures.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-SEK Exchange Rate

Finding the best rate to send money from France to Sweden

The exchange rate determines how much SEK your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 11.296996 SEK

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 11 ACPR-registered companies sending EUR to Sweden, with the rates refreshed in real time on live EUR/SEK searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.