How to send money to Sweden from France with the best EUR-SEK rate

Wise offers the best exchange rate from France to Sweden at 11.0757 SEK per EUR.

But Xe is cheapest overall, turning EUR 7,000 into 77,401.1 SEK after its fee and exchange-rate markup.

Best companies for EUR/SEK transfers

11 of 11 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/SEK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.0757 SEK Recipient gets kr 77,165.51 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€32.901 EUR = 11.0757 SEK
kr 77,165.51You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.0573 SEK Recipient gets kr 77,401.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0573 SEK
kr 77,401.10You pay€7,000.00

Run a live search

Showing top France to Sweden deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.0573 SEK Recipient gets kr 77,401.10 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0573 SEK
kr 77,401.10You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0573 SEK Recipient gets kr 77,401.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0573 SEK
kr 77,401.10You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 11.0573 SEK Recipient gets kr 77,401.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0573 SEK
kr 77,401.10You pay€7,000.00

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.0757 SEK Recipient gets kr 77,165.51 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€32.901 EUR = 11.0757 SEK
kr 77,165.51You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0155 SEK Recipient gets kr 77,108.50 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0155 SEK
kr 77,108.50You pay€7,000.00

Wise

Pay via iDEAL
Fee €43.03 1 EUR = 11.0757 SEK Recipient gets kr 77,053.31 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€43.031 EUR = 11.0757 SEK
kr 77,053.31You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.00 1 EUR = 10.9998 SEK Recipient gets kr 76,998.60 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
Free1 EUR = 10.9998 SEK
kr 76,998.60You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.00 1 EUR = 10.9998 SEK Recipient gets kr 76,998.60 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
Free1 EUR = 10.9998 SEK
kr 76,998.60You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,004.99

CurrencyFair

Pay via Bank transfer
Fee €30.00 1 EUR = 10.9980 SEK Recipient gets kr 76,956.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Sweden with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€30.001 EUR = 10.9980 SEK
kr 76,956.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.00 1 EUR = 11.0550 SEK Recipient gets kr 76,721.95 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.001 EUR = 11.0550 SEK
kr 76,721.95You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €87.94 1 EUR = 11.0757 SEK Recipient gets kr 76,555.90 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€87.941 EUR = 11.0757 SEK
kr 76,555.90You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 11.0550 SEK Recipient gets kr 76,180.25 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 11.0550 SEK
kr 76,180.25You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €2.99 1 EUR = 10.8777 SEK Recipient gets kr 76,143.90 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,004.99

Wise

Pay via Credit card
Fee €130.01 1 EUR = 11.0757 SEK Recipient gets kr 76,089.95 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€130.011 EUR = 11.0757 SEK
kr 76,089.95You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +0.30% vs mid-market Recipient gets kr 0.00 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Sweden with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +0.27% vs mid-market Recipient gets kr 0.00 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sweden with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +0.50% vs mid-market Recipient gets kr 0.00 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +0.25% vs mid-market Recipient gets kr 0.00 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Sweden with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +1.40% vs mid-market Recipient gets kr 0.00 Minutes - 2 days

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00

How to send money from France to Sweden

Pick a company

Start with the cheapest, which is Xe at 77,401.1 SEK on a €7,000 transfer.

Xe was the cheapest on 2 of the 30 days it quoted €7,000 transfers to Sweden.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Compare amounts

How much EUR are you sending to Sweden?

How much EUR you send to Sweden heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 7% of the transfers from €5,000 it quoted, and in 8% of all the transfers it quoted.

Cheapest service
€5000.42%€0.00kr 5,514.43with bank transfer to bank deposit+kr 47.04
€1,0000.06%€0.00kr 11,064.70with debit card to bank deposit+kr 110.94
€2,0000.05%€0.00kr 22,142.60with debit card to bank deposit+kr 235.38
€5,0000.17%€0.00kr 55,291.50with debit card to bank deposit+kr 371.27
€7,000This page€0.00kr 77,401.10with debit card to bank deposit+kr 20,760.27
EUR/SEK Exchange Rate History

Is today a good time to send money from France to Sweden?

The cheapest way to send EUR to SEK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to Sweden.

SEK received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateNo quote Xe kr 77,401.10Xekr 77,401.10Wisekr 77,165.51Currencies Directkr 77,108.50

76 000
77 000
78 000
79 000
80 000
At the mid-market rateWith the cheapest optionXeWiseCurrencies Direct
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3311 – kr 79,317.42
Key Currency Cheapest 11.3027 €0.00 kr 79,119.13 −kr 198.29
Wise 11.3296 €32.90 kr 78,934.46 −kr 382.96
Currencies Direct 11.2724 €0.00 kr 78,906.80 −kr 410.62
Xe 11.2709 €0.00 kr 78,896.30 −kr 421.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3259 – kr 79,281.59
Key Currency Cheapest 11.2976 €0.00 kr 79,083.38 −kr 198.21
Wise 11.3250 €32.90 kr 78,902.41 −kr 379.18
Currencies Direct 11.2683 €0.00 kr 78,878.10 −kr 403.49
Xe 11.2617 €0.00 kr 78,831.90 −kr 449.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3489 – kr 79,442.03
Key Currency Cheapest 11.3205 €0.00 kr 79,243.42 −kr 198.61
Wise 11.3454 €32.90 kr 79,044.54 −kr 397.49
Xe 11.2900 €0.00 kr 79,030.00 −kr 412.03
Currencies Direct 11.2899 €0.00 kr 79,029.30 −kr 412.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2966 – kr 79,076.00
Key Currency Cheapest 11.2683 €0.00 kr 78,878.31 −kr 197.69
Wise 11.2979 €32.90 kr 78,713.60 −kr 362.40
Xe 11.2391 €0.00 kr 78,673.70 −kr 402.30
Currencies Direct 11.2379 €0.00 kr 78,665.30 −kr 410.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3045 – kr 79,131.56
Key Currency Cheapest 11.2762 €0.00 kr 78,933.73 −kr 197.83
Wise 11.2985 €32.90 kr 78,717.78 −kr 413.78
Currencies Direct 11.2445 €0.00 kr 78,711.50 −kr 420.06
Xe 11.1569 €0.00 kr 78,098.30 −kr 1,033.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3045 – kr 79,131.56
Key Currency Cheapest 11.2762 €0.00 kr 78,933.73 −kr 197.83
Wise 11.2985 €32.90 kr 78,717.78 −kr 413.78
Currencies Direct 11.2445 €0.00 kr 78,711.50 −kr 420.06
Xe 11.1423 €0.00 kr 77,996.10 −kr 1,135.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2764 – kr 78,934.67
Key Currency Cheapest 11.2482 €0.00 kr 78,737.34 −kr 197.33
Wise 11.2755 €32.90 kr 78,557.54 −kr 377.13
Currencies Direct 11.2197 €0.00 kr 78,537.90 −kr 396.77
Xe 11.2087 €0.00 kr 78,460.90 −kr 473.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2530 – kr 78,770.95
Key Currency Cheapest 11.2249 €0.00 kr 78,574.02 −kr 196.93
Wise 11.2536 €32.90 kr 78,404.96 −kr 365.99
Currencies Direct 11.1963 €0.00 kr 78,374.10 −kr 396.85
Xe 11.1853 €0.00 kr 78,297.10 −kr 473.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2572 – kr 78,800.31
Key Currency Cheapest 11.2290 €0.00 kr 78,603.31 −kr 197.00
Wise 11.2557 €32.90 kr 78,419.59 −kr 380.72
Currencies Direct 11.1959 €0.00 kr 78,371.30 −kr 429.01
Xe 11.1947 €0.00 kr 78,362.90 −kr 437.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2098 – kr 78,468.53
Key Currency Cheapest 11.1818 €0.00 kr 78,272.36 −kr 196.17
Wise 11.2099 €32.90 kr 78,100.49 −kr 368.04
Xe 11.1543 €0.00 kr 78,080.10 −kr 388.43
Currencies Direct 11.1543 €0.00 kr 78,080.10 −kr 388.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1789 – kr 78,252.47
Key Currency Cheapest 11.1510 €0.00 kr 78,056.84 −kr 195.63
Wise 11.1770 €32.90 kr 77,871.28 −kr 381.19
Xe 11.1218 €0.00 kr 77,852.60 −kr 399.87
Currencies Direct 11.1163 €0.00 kr 77,814.10 −kr 438.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2035 – kr 78,424.77
Key Currency Cheapest 11.1755 €0.00 kr 78,228.70 −kr 196.07
Wise 11.1988 €32.90 kr 78,023.16 −kr 401.61
Currencies Direct 11.1386 €0.00 kr 77,970.20 −kr 454.57
Xe 11.0050 €0.00 kr 77,035.00 −kr 1,389.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2035 – kr 78,424.77
Key Currency Cheapest 11.1755 €0.00 kr 78,228.70 −kr 196.07
Wise 11.1988 €32.90 kr 78,023.16 −kr 401.61
Currencies Direct 11.1386 €0.00 kr 77,970.20 −kr 454.57
Xe 11.0083 €0.00 kr 77,058.10 −kr 1,366.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2041 – kr 78,428.87
Key Currency Cheapest 11.1761 €0.00 kr 78,232.80 −kr 196.07
Wise 11.2036 €32.90 kr 78,056.60 −kr 372.27
Currencies Direct 11.1473 €0.00 kr 78,031.10 −kr 397.77
Xe 11.1395 €0.00 kr 77,976.50 −kr 452.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1900 – kr 78,329.76
Key Currency Cheapest 11.1620 €0.00 kr 78,133.94 −kr 195.82
Wise 11.1904 €32.90 kr 77,964.64 −kr 365.12
Currencies Direct 11.1334 €0.00 kr 77,933.80 −kr 395.96
Xe 11.1267 €0.00 kr 77,886.90 −kr 442.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1523 – kr 78,065.98
Key Currency Cheapest 11.1244 €0.00 kr 77,870.82 −kr 195.16
Wise 11.1526 €32.90 kr 77,701.28 −kr 364.70
Currencies Direct 11.0925 €0.00 kr 77,647.50 −kr 418.48
Xe 11.0905 €0.00 kr 77,633.50 −kr 432.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1877 – kr 78,314.13
Key Currency Cheapest 11.1598 €0.00 kr 78,118.35 −kr 195.78
Wise 11.1876 €32.90 kr 77,945.13 −kr 369.00
Xe 11.1308 €0.00 kr 77,915.60 −kr 398.53
Currencies Direct 11.1252 €0.00 kr 77,876.40 −kr 437.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1383 – kr 77,967.83
Key Currency Cheapest 11.1104 €0.00 kr 77,772.91 −kr 194.92
Wise 11.1381 €32.90 kr 77,600.26 −kr 367.57
Currencies Direct 11.0821 €0.00 kr 77,574.70 −kr 393.13
Xe 11.0778 €0.00 kr 77,544.60 −kr 423.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1387 – kr 77,971.13
Key Currency Cheapest 11.1109 €0.00 kr 77,776.20 −kr 194.93
Wise 11.1370 €32.90 kr 77,592.59 −kr 378.54
Currencies Direct 11.0680 €0.00 kr 77,476.00 −kr 495.13
Xe 10.9121 €0.00 kr 76,384.70 −kr 1,586.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1387 – kr 77,971.13
Key Currency Cheapest 11.1109 €0.00 kr 77,776.20 −kr 194.93
Wise 11.1370 €32.90 kr 77,592.59 −kr 378.54
Currencies Direct 11.0680 €0.00 kr 77,476.00 −kr 495.13
Xe 10.9275 €0.00 kr 76,492.50 −kr 1,478.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1265 – kr 77,885.33
Key Currency Cheapest 11.0987 €0.00 kr 77,690.61 −kr 194.71
Wise 11.1243 €32.90 kr 77,504.11 −kr 381.21
Currencies Direct 11.0652 €0.00 kr 77,456.40 −kr 428.93
Xe 11.0645 €0.00 kr 77,451.50 −kr 433.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1120 – kr 77,784.31
Key Currency Cheapest 11.0843 €0.00 kr 77,589.85 −kr 194.46
Wise 11.1107 €32.90 kr 77,409.36 −kr 374.95
Currencies Direct 11.0507 €0.00 kr 77,354.90 −kr 429.41
Xe 11.0485 €0.00 kr 77,339.50 −kr 444.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1171 – kr 77,819.35
Key Currency Cheapest 11.0893 €0.00 kr 77,624.80 −kr 194.55
Wise 11.1183 €32.90 kr 77,462.31 −kr 357.04
Xe 11.0607 €0.00 kr 77,424.90 −kr 394.45
Currencies Direct 11.0562 €0.00 kr 77,393.40 −kr 425.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1208 – kr 77,845.38
Key Currency Cheapest 11.0930 €0.00 kr 77,650.76 −kr 194.62
Wise 11.1210 €32.90 kr 77,481.12 −kr 364.26
Currencies Direct 11.0650 €0.00 kr 77,455.00 −kr 390.38
Xe 11.0649 €0.00 kr 77,454.30 −kr 391.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1220 – kr 77,853.84
Key Currency Cheapest 11.0942 €0.00 kr 77,659.20 −kr 194.64
Wise 11.1221 €32.90 kr 77,488.78 −kr 365.06
Currencies Direct 11.0632 €0.00 kr 77,442.40 −kr 411.44
Xe 11.0622 €0.00 kr 77,435.40 −kr 418.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1259 – kr 77,881.63
Key Currency Cheapest 11.0981 €0.00 kr 77,686.92 −kr 194.71
Wise 11.1240 €32.90 kr 77,502.02 −kr 379.61
Currencies Direct 11.0608 €0.00 kr 77,425.60 −kr 456.03
Xe 10.9076 €0.00 kr 76,353.20 −kr 1,528.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1259 – kr 77,881.63
Key Currency Cheapest 11.0981 €0.00 kr 77,686.92 −kr 194.71
Wise 11.1240 €32.90 kr 77,502.02 −kr 379.61
Currencies Direct 11.0608 €0.00 kr 77,425.60 −kr 456.03
Xe 10.9249 €0.00 kr 76,474.30 −kr 1,407.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1391 – kr 77,973.41
Key Currency Cheapest 11.1112 €0.00 kr 77,778.47 −kr 194.94
Wise 11.1379 €32.90 kr 77,598.86 −kr 374.55
Currencies Direct 11.0836 €0.00 kr 77,585.20 −kr 388.21
Xe 11.0741 €0.00 kr 77,518.70 −kr 454.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1151 – kr 77,805.85
Xe Cheapest 11.0964 €0.00 kr 77,674.80 −kr 131.05
Wise 11.1145 €32.90 kr 77,435.83 −kr 370.02
Currencies Direct 11.0591 €0.00 kr 77,413.70 −kr 392.15
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 11.0573 €0.00 kr 77,401.10 –
Wise 11.0757 €32.90 kr 77,165.51 –
Currencies Direct 11.0155 €0.00 kr 77,108.50 –

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SEK per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SEK on every transfer from France.

Today's payout isn't the best this month though, since the highest receive amount was 79,243.42 SEK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sweden.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. XeAppeared in 78 comparisons

    Cheapest in 8% of them

  2. WiseAppeared in 94 comparisons

    Cheapest in 12% of them

  3. Currencies DirectAppeared in 92 comparisons

    Cheapest in 15% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most SEK, but it was the cheapest in only 8% of the 78 comparisons it appeared in over the past month.

Wise (today's second cheapest) was the cheapest in only 12% of its comparisons, so it's rarely the cheapest option for transfers to Sweden.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from France to Sweden

11 companies send money from France to Sweden. You can do it via broker, online, app, multi-currency account, global account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Sweden, apps like Xe are the easiest way.

Over the past month, Xe was the cheapest app on 7% of the days it appeared for €7,000 transfers.

Xe charges €0 on a €7,000 transfer, and the SEK arrives in minutes - 24 hours.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to SEK, an online service like Xe is always cheaper than the bank's international virement.

Sending €7,000 with Xe gets you 77,401.1 SEK with a €0 fee and % markup.

In our comparisons over the past month, it was the cheapest online service on 2 of the 30 days it quoted.

For travelling & receiving

Challenger banks

Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Sweden.

On a €7,000 transfer, Wise gets you 77,165.51 SEK vs 77,401.1 SEK using Xe.

It's always , and choosing based on purpose and how much you get.

Companies like Wise offer great multi-currency features:

  • Hold EUR and SEK

  • Convert between them any time

  • Spend in SEK abroad or online

  • Receive EUR or SEK like a local

Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 100% of days in the past month.

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Sweden, or making any other large transfer, then you need a currency broker.

Xe charges no fee but adds % markup on EUR/SEK interbank rate.

And the more you transfer, the better rate you will get.

Our analysis shows Xe was the cheapest broker in 9% of the transfers from €5,000 it quoted.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive SEK in Sweden

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 77,401.1 SEK.

Fund the transfer from France by bank transfer, debit card, credit card, and iDEAL.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Sweden depends on the payout method.

Your recipient in Sweden can collect SEK through bank deposit, card deposit, and cash pickup.

They can collect cash in Sweden

Your recipient can collect SEK from a participating agent location in Sweden. They should take a valid photo ID and the collection reference.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    kr77,401

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    kr77,401

    kr0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    kr77,401

    kr0

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    kr77,053

    -kr348

  5. 5
    Debit card Card deposit

    You pay €7,000.00

    kr76,999

    -kr403

Show moreShow less
  1. 6
    Credit card Card deposit

    You pay €7,000.00

    kr76,999

    -kr403

  2. 7
    Debit card Cash pickup

    You pay €7,004.99

    kr76,144

    -kr1,257

  3. 8
    Bank transfer Cash pickup

    You pay €7,004.99

    kr76,144

    -kr1,257

  4. 9
    Credit card Cash pickup

    You pay €7,004.99

    kr76,144

    -kr1,257

What to consider before sending EUR to Sweden

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/SEK options

For a €7,000 transfer to Sweden, these are the best ways to start with:

Cheapest way to send money to Sweden

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 77,401.1 SEK, which is 0.3% more than the next best option.

Fastest way to send money to Sweden

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 76,721.95 SEK in within minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 11 ACPR-registered companies sending EUR to Sweden, with the rates refreshed in real time on live EUR/SEK searches.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/SEK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.