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The best, fastest & cheapest ways to send money to Sweden

Compare money transfer services and find the cheapest and easiest ways to make money transfers to Sweden.

Learn how to secure the best SEK exchange rates at the lowest transfer fees, ensuring a smooth and easy transfer process.

If you just need the best service for SEK transfers, it is Wise. Out of 18 companies tested that support SEK, they appeared 97.9% of the time as the top-rated provider in our comparisons.

Otherwise, keep reading for expert tips, top SEK transfer deals, and everything you need to know about transferring money to Sweden.

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Best money transfer companies

Send money to Sweden

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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
Sponsored

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%
Fees
$1.99 - $2.99

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%
Fees
None

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Fees
0.3% - 1%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%
Fees
None

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%
Fees
None

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%
Fees
$1.99 - $2.99

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%
Fees
None

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%
Fees
None

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%
Fees
None

"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%
Fees
None

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%
Fees
£/€/$3 - 5

"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."

Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.9% - 2%
Fees
None

"Send money to over 40 destinations online and in the mobile app."

Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.3% - 2%
Fees
$0 - $10

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
Fees
None

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%
Fees
None

"Moneygram is a well established service with over 80 years in the sector. They support over 200 countries worldwide and have over 440,000 retail locations."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 4%
Fees
1% - 3%

The best way to send money to Sweden: Wise

After reviewing and testing 18 money transfer providers supporting SEK transfers, we found Wise to be the top choice for money transfers to Sweden as of May 2025.

Wise appeared in 97.9% of SEK transfer searches and ranked as the best option among providers supporting Swedish Krona transfers.

With quick transfers, a low markup of -0.03% on SEK exchange rates, and a low fee of $81.15, Wise offers the ideal balance of cost, speed, and features for SEK transfers.

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How to get the best rate when sending money to Sweden

About money transfers to Sweden

Top rated for transfers from United States to Sweden
Wise
Total number of US - SE providers
18
Average cheapest fees & rate
Revolut
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe

Everything you need to know when sending money to Sweden

1
Always compare your money transfer options

Don’t just settle for the most popular option—always compare.

Most transfers/payments to Sweden include fees and add a markup on the ‘real’ SEK exchange rate.

The total cost of your transfer to Sweden can vary based on your deposit and delivery methods, the amount of SEK transferred, and where you're located.

Our comparison covers 18 money transfer services that support Swedish Krona transfers, helping you find the best fit for your needs.

2
Pay attention to SEK exchange rates
3
Choose the best payment method
4
Consider how much you need to send
5
Consider how quickly you need SEK to arrive
6
Consider the transfer methods
7
Ways to receive money in Sweden
8
Prepare your documents
9
Understand the tax & transfer limits

The cheapest way to send money to Sweden: Revolut

From the 18 companies tested in the past 6 months, Revolut consistently offers the cheapest money transfer SEK to Sweden.

Revolut appeared in 70% of our searches as the most cost-effective option, being 0.4% cheaper than the second cheapest provider.

Revolut charges $0 per transfer to Sweden and applies a 0.2% markup on the SEK exchange rate.

For the best value, use a Bank transfer deposit to maximize the amount of SEK received.

Screenshot
Screenshot
Screenshot

Fastest way to send money to Sweden: Wise

Need money urgently? Pick Wise and get your funds to Sweden quickly.

Our data shows that Wise came up as the fastest way to transfer SEK in 38% searches on MoneyTransfers.com over the past six months.

Wise charges $12.52 in fees on average and adds a 0% markup, which is also 0% cheaper than the next fastest option.

Pair it with a Bank transfer deposit to get your SEK abroad fast and cheap.

Our ‘fastest’ way to transfer money to Sweden includes the transfer amount, deposit method, and transfer and withdrawal times.

Screenshot

Easiest way to send money to Sweden: Wise

Looking for a quick and convenient way to send SEK? Use Wise - our top-rated provider.

Our 6-month analysis shows that Wise came up as the top-rated provider for transfers to Sweden in 97.9% of the searches.

By “easiest”, we mean the service that is easy to get started with, is fully transparent and offers a good balance of cheap and fast transfers.

Screenshot

Sending large amounts of SEK to Sweden

For large SEK transfers, Wise is our top recommendation.

Based on our 6-month analysis, Wise consistently ranked as the top choice for large SEK transfers. They charge $81.15 per transfer to Sweden and apply only a -0.03% markup on the SEK exchange rate.

Whether you’re purchasing property, paying tuition fees in SEK, planning a wedding in Sweden, or making business payments, Wise ensures a smooth and secure process.

When sending large amounts of Swedish Krona to Sweden, consider factors like transfer limits, markup on the SEK rate, customer service, and any legal, tax, or government-imposed restrictions in Sweden.

The costs of sending money to Sweden

The cost of SEK transfers depends on where your location, amount, funding and withdrawal methods, transfer fees, and the markup added on top of the SEK exchange rate.

Exchange rate markup

The exchange rate markup is the percentage added to the mid-market rate (the "real" SEK rate) by the service provider.

For example, Wise offers one of the best exchange rates by applying a -0.03% markup on the USD-SEK exchange rate.

This means you receive 10.7412 SEK - -0.03% for every US Dollar sent.

Transfer fees

Transfer fees to Sweden can be either fixed, percentage-based, or a combination of both.

Suppose you want to send $2,000 to Sweden (SEK).

After analyzing 18 services supporting SEK, Xoom appears to have the lowest fee of $0 per transfer to Sweden.

Deposit method

The way you fund your SEK transfers can significantly affect the cost.

For example, using a bank transfer can cost up to $4 , debit cards can go up to $556.84 per SEK transfer, while credit cards can go as high as $0 per transfer to Sweden.

Bank transfer is the overall cheapest deposit method for sending money to Sweden.

Live SEK Mid-Market Rate

Getting the best SEK rate when sending money to Swedish Krona

The exchange rate is the value of the Swedish Krona (SEK) compared to other currencies. Since it consistently moves up and down, sending at the high will give your receiver more SEK compared to the low.

Mid-market Rate
1 
=
9.707275 
SEK

In the past 6-months, the SEK exchange rate reached:

  • An average rate of 10.7412 Swedish Krona per US Dollar

  • A high of 11.2831 SEK per USD

  • And a low of 9.6841 SEK per US Dollar

The SEK/USD exchange rate has seen some movements. Making a transfer when the rate is close to 11.2831 SEK/USD will result in more SEK received.

Wise is our top recommendation for sending Swedish Krona, offering a markup of -0.03% which is 0% better than the next cheapest option.

Get notified when it’s the best time to transfer Swedish Kronas

Sign up for our rate alerts, and we’ll notify you when it’s the best time to send SEK!

Payment methods available to fund your transfer to
Sweden

  • Bank transfers

    Bank transfers are often the default option for sending money to Sweden.

    By using a money transfer company available in Sweden such as Revolut, you can send money via a bank transfer (or ACH) while benefiting from lower fees and more favorable exchange rates. 


    On average, Revolut is the cheapest provider for bank transfers from the 18 we tested when sending money to Sweden.

    With an average fee of 0 SEK for sending money to Sweden, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money to Sweden with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments to Sweden, competing among a total of 18 active money transfer companies.

  • Credit cards

    When it comes to sending SEK via credit card, emerges as our top choice of the 18 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a cash advance fee being charged by your card issuer. That's why we recommend a bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available in Sweden.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money to Sweden.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to find the best service for your needs when sending money to Sweden

For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

Keep your money safe

Making sure your funds are safe when transferring to Sweden is really important. Ensure you send money to the recipients in Sweden you know and trust.

Always choose providers that are regulated by financial authorities.

If you don’t know what the key regulatory bodies are in Sweden, please refer to our directory of financial regulators worldwide.

FAQs

Find answers to the most common questions on our dedicated FAQ page.

How much money can be transferred to Sweden?
Are there any tax implications to sending money to Sweden?
What are the typical transfer fees for sending money to Sweden?
How long does it take for SEK to reach Sweden?
Are there any min/max limits on SEK transfers?
Can I schedule regular payments to Sweden?
What currency is used in Sweden?
Can I send SEK from any country?
How can I track my money transfer to Sweden?
What should I do if my money transfer to Sweden goes wrong?
Can’t I use my bank to transfer money to Sweden?
Can I send SEK with MoneyTransfers.com?

Contributors

Artiom Pucinskij
Artiom Pucinskij is a seasoned financial content strategist who holds an impressive background in marketing from the University of Portsmouth. With years of dedicated experience in the personal finance and remittance sectors, Artiom has become an integral part of MoneyTransfers.com's growth.
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