How to send money to Sweden from Netherlands with the best EUR-SEK rate

Regency FX is the fastest way to send money to Sweden right now, with delivery in minutes - 24 hours.

For the cheapest option, sending €7,000 with Key Currency will get you 78,881.27 SEK.

Best companies for EUR/SEK transfers

10 of 10 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/SEK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 78,714.30 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€32.901 EUR = 11.2980 SEK
kr 78,714.30You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.1629 SEK +1.19% vs mid-market Recipient gets kr 78,140.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.1629 SEK
kr 78,140.30You pay€7,000.00

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Showing top Netherlands to Sweden deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2688 SEK +0.25% vs mid-market Recipient gets kr 78,881.27 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Sweden with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 11.2688 SEK
kr 78,881.27You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2665 SEK +0.27% vs mid-market Recipient gets kr 78,865.46 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sweden with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.2665 SEK
kr 78,865.46You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2631 SEK +0.30% vs mid-market Recipient gets kr 78,841.74 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Sweden with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.2631 SEK
kr 78,841.74You pay€7,000.00

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 78,714.30 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€32.901 EUR = 11.2980 SEK
kr 78,714.30You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2405 SEK +0.50% vs mid-market Recipient gets kr 78,683.58 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.2405 SEK
kr 78,683.58You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 11.2374 SEK +0.53% vs mid-market Recipient gets kr 78,661.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.2374 SEK
kr 78,661.80You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €43.03 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 78,599.85 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€43.031 EUR = 11.2980 SEK
kr 78,599.85You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.66 1 EUR = 11.2100 SEK +0.77% vs mid-market Recipient gets kr 78,440.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Sweden with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.661 EUR = 11.2100 SEK
kr 78,440.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.1629 SEK +1.19% vs mid-market Recipient gets kr 78,140.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.1629 SEK
kr 78,140.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 11.1629 SEK +1.19% vs mid-market Recipient gets kr 78,140.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.1629 SEK
kr 78,140.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 11.1629 SEK +1.19% vs mid-market Recipient gets kr 78,140.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.1629 SEK
kr 78,140.30You pay€7,000.00

Wise

Pay via Debit card
Fee €87.94 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 78,092.45 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€87.941 EUR = 11.2980 SEK
kr 78,092.45You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 11.1388 SEK +1.40% vs mid-market Recipient gets kr 77,971.87 Minutes - 2 days

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 11.1388 SEK
kr 77,971.87You pay€7,000.00

Wise

Pay via Credit card
Fee €130.01 1 EUR = 11.2980 SEK -0.01% vs mid-market Recipient gets kr 77,617.15 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€130.011 EUR = 11.2980 SEK
kr 77,617.15You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €130.00 1 EUR = 11.2527 SEK +0.39% vs mid-market Recipient gets kr 77,306.18 Next day
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
€130.001 EUR = 11.2527 SEK
kr 77,306.18You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €179.00 1 EUR = 11.2527 SEK +0.39% vs mid-market Recipient gets kr 76,754.79 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€179.001 EUR = 11.2527 SEK
kr 76,754.79You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 11.2970 SEK Updates every 60 minutes.

How to send money from Netherlands to Sweden

Pick a company

For a one-off transfer to Sweden, I suggest picking the cheapest option which is Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most SEK.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/SEK rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Sweden

10 companies send money from the Netherlands to Sweden, across broker, online, app, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Sweden online is simple.

Pick Sweden, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 78,714.3 SEK with a €32.9 fee and -0.01% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Sweden, apps are the easiest.

Wise charges €32.9 in fees on a €7,000 transfer with -0.01% markup and gets you 78,714.3 SEK.

You can pay for you transfer via broker, online, app, multi-currency account, and global account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of SEK rate.

For a property abroad or moving your savings, a broker like Key Currency is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and SEK in one account.

This is handy for receiving payments, spending SEK and EUR, or travelling to Sweden.

Wise is the cheapest multi-currency account.

It converts €7,000 at -0.01% markup plus €32.9 fee and holds the SEK until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive SEK in Sweden

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 78,881.27 SEK.

In Sweden, the recipient can collect SEK through bank deposit.

You can deposit EUR using bank transfer, debit card, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/SEK rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    kr78,881

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    kr78,600

    -kr281

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    kr78,140

    -kr741

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    kr78,140

    -kr741

Consider this when sending money from Netherlands to Sweden

A few things to consider before sending money from Netherlands to Sweden.

Compare your transfer options

Cheapest way to send money to Sweden

The cheapest option for kr78,881.27 is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 78,881.27 SEK, which is 0.02% more than the next best option.

Fastest way to send money to Sweden

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit in Sweden. Your recipient gets 78,865.46 SEK in minutes - 24 hours.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-SEK Exchange Rate

Finding the best rate to send money from Netherlands to Sweden

The EUR/SEK rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 11.296996 SEK

How we analyse the market

We track 10 companies sending EUR to Sweden, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.