How to send money to Sweden from Netherlands with the best EUR-SEK rate

Revolut is the fastest way to send money to Sweden right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Xe will get you 77,354.9 SEK.

Best companies for EUR/SEK transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/SEK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.0725 SEK Recipient gets kr 77,143.21 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€32.901 EUR = 11.0725 SEK
kr 77,143.21You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.0507 SEK Recipient gets kr 77,354.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0507 SEK
kr 77,354.90You pay€7,000.00

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Showing top Netherlands to Sweden deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.0507 SEK Recipient gets kr 77,354.90 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0507 SEK
kr 77,354.90You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0507 SEK Recipient gets kr 77,354.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0507 SEK
kr 77,354.90You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 11.0507 SEK Recipient gets kr 77,354.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0507 SEK
kr 77,354.90You pay€7,000.00

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.0725 SEK Recipient gets kr 77,143.21 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€32.901 EUR = 11.0725 SEK
kr 77,143.21You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0131 SEK Recipient gets kr 77,091.70 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0131 SEK
kr 77,091.70You pay€7,000.00

Wise

Pay via iDEAL
Fee €43.03 1 EUR = 11.0725 SEK Recipient gets kr 77,031.05 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€43.031 EUR = 11.0725 SEK
kr 77,031.05You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €30.00 1 EUR = 10.9960 SEK Recipient gets kr 76,942.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Sweden with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€30.001 EUR = 10.9960 SEK
kr 76,942.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.00 1 EUR = 11.0401 SEK Recipient gets kr 76,618.36 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.001 EUR = 11.0401 SEK
kr 76,618.36You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €87.94 1 EUR = 11.0725 SEK Recipient gets kr 76,533.78 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€87.941 EUR = 11.0725 SEK
kr 76,533.78You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 11.0401 SEK Recipient gets kr 76,077.40 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 11.0401 SEK
kr 76,077.40You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €130.01 1 EUR = 11.0725 SEK Recipient gets kr 76,067.96 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€130.011 EUR = 11.0725 SEK
kr 76,067.96You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +0.30% vs mid-market Recipient gets kr 0.00 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Sweden with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +0.27% vs mid-market Recipient gets kr 0.00 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sweden with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +0.50% vs mid-market Recipient gets kr 0.00 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +0.25% vs mid-market Recipient gets kr 0.00 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Sweden with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 0.0000 SEK +1.40% vs mid-market Recipient gets kr 0.00 Minutes - 2 days

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 0.0000 SEK
kr 0.00You pay€7,000.00

How to send money from Netherlands to Sweden

Pick a company

For a one-off EUR transfer to Sweden, I suggest picking the cheapest option which is Xe.

Xe was the cheapest on 1 of the 23 days it quoted €7,000 transfers to Sweden.

On a 7,000 EUR transfer, Xe delivers the most SEK.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/SEK rate.

Fund your transfer

There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to Sweden?

How much EUR you send to Sweden heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 6% of the transfers from €5,000 it quoted, and in 6% of all the transfers it quoted.

Cheapest service
€5000.40%€0.00kr 5,513.55with debit card to bank deposit+kr 38.99
€1,0000.26%€0.00kr 11,042.86with bank transfer to bank deposit+kr 80.39
€2,000€0.00kr 22,138.00with debit card to bank deposit+kr 2,627.93
€5,0000.17%€0.00kr 55,276.50with debit card to bank deposit+kr 323.10
€7,000This page€0.00kr 77,354.90with debit card to bank deposit+kr 24,506.77
EUR/SEK Exchange Rate History

Is today a good time to send money from Netherlands to Sweden?

The cheapest way to send EUR to SEK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to Sweden.

SEK received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateNo quote Xe kr 77,354.90Xekr 77,354.90Wisekr 77,143.21Currencies Directkr 77,091.70

76.000
77.000
78.000
79.000
80.000
At the mid-market rateWith the cheapest optionXeWiseCurrencies Direct
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3423 – kr 79,395.94
Key Currency Cheapest 11.3139 €0.00 kr 79,197.45 −kr 198.49
Currencies Direct 11.2793 €0.00 kr 78,955.10 −kr 440.84
Xe No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3268 – kr 79,287.48
Key Currency Cheapest 11.2985 €0.00 kr 79,089.26 −kr 198.22
Wise 11.3262 €32.90 kr 78,910.77 −kr 376.71
Currencies Direct 11.2677 €0.00 kr 78,873.90 −kr 413.58
Xe 11.2669 €0.00 kr 78,868.30 −kr 419.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3569 – kr 79,498.57
Key Currency Cheapest 11.3285 €0.00 kr 79,299.83 −kr 198.74
Wise 11.3589 €32.90 kr 79,138.59 −kr 359.98
Currencies Direct 11.2980 €0.00 kr 79,086.00 −kr 412.57
Xe 11.2973 €0.00 kr 79,081.10 −kr 417.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2937 – kr 79,055.99
Key Currency Cheapest 11.2655 €0.00 kr 78,858.35 −kr 197.64
Wise 11.2937 €32.90 kr 78,684.34 −kr 371.65
Currencies Direct 11.2363 €0.00 kr 78,654.10 −kr 401.89
Xe 11.2305 €0.00 kr 78,613.50 −kr 442.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3045 – kr 79,131.56
Key Currency Cheapest 11.2762 €0.00 kr 78,933.73 −kr 197.83
Wise 11.2985 €32.90 kr 78,717.78 −kr 413.78
Xe 11.1569 €0.00 kr 78,098.30 −kr 1,033.26
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3045 – kr 79,131.56
Key Currency Cheapest 11.2762 €0.00 kr 78,933.73 −kr 197.83
Wise 11.2985 €32.90 kr 78,717.78 −kr 413.78
Currencies Direct 11.2445 €0.00 kr 78,711.50 −kr 420.06
Xe 11.1479 €0.00 kr 78,035.30 −kr 1,096.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2650 – kr 78,855.13
Key Currency Cheapest 11.2369 €0.00 kr 78,657.99 −kr 197.14
Wise 11.2664 €32.90 kr 78,494.14 −kr 360.99
Currencies Direct 11.2072 €0.00 kr 78,450.40 −kr 404.73
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2454 – kr 78,717.49
Key Currency Cheapest 11.2172 €0.00 kr 78,520.69 −kr 196.79
Wise 11.2449 €32.90 kr 78,344.34 −kr 373.15
Currencies Direct 11.1859 €0.00 kr 78,301.30 −kr 416.18
Xe 11.1753 €0.00 kr 78,227.10 −kr 490.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2366 – kr 78,656.19
Key Currency Cheapest 11.2085 €0.00 kr 78,459.55 −kr 196.64
Wise 11.2367 €32.90 kr 78,287.21 −kr 368.98
Currencies Direct 11.1789 €0.00 kr 78,252.30 −kr 403.89
Xe 11.1739 €0.00 kr 78,217.30 −kr 438.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2042 – kr 78,429.51
Key Currency Cheapest 11.1762 €0.00 kr 78,233.44 −kr 196.07
Wise 11.2015 €32.90 kr 78,041.97 −kr 387.54
Currencies Direct 11.1453 €0.00 kr 78,017.10 −kr 412.41
Xe 11.1402 €0.00 kr 77,981.40 −kr 448.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1792 – kr 78,254.41
Key Currency Cheapest 11.1513 €0.00 kr 78,058.77 −kr 195.64
Wise 11.1792 €32.90 kr 77,886.60 −kr 367.81
Currencies Direct 11.1185 €0.00 kr 77,829.50 −kr 424.91
Xe 11.1179 €0.00 kr 77,825.30 −kr 429.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2035 – kr 78,424.77
Key Currency Cheapest 11.1755 €0.00 kr 78,228.70 −kr 196.07
Wise 11.1988 €32.90 kr 78,023.16 −kr 401.61
Currencies Direct 11.1386 €0.00 kr 77,970.20 −kr 454.57
Xe 11.0105 €0.00 kr 77,073.50 −kr 1,351.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2035 – kr 78,424.77
Key Currency Cheapest 11.1755 €0.00 kr 78,228.70 −kr 196.07
Wise 11.1988 €32.90 kr 78,023.16 −kr 401.61
Currencies Direct 11.1386 €0.00 kr 77,970.20 −kr 454.57
Xe 11.0083 €0.00 kr 77,058.10 −kr 1,366.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1968 – kr 78,377.76
Key Currency Cheapest 11.1688 €0.00 kr 78,181.82 −kr 195.94
Wise 11.1954 €32.90 kr 77,999.47 −kr 378.29
Currencies Direct 11.1417 €0.00 kr 77,991.90 −kr 385.86
Xe 11.1366 €0.00 kr 77,956.20 −kr 421.56
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 11.1782 €32.90 kr 77,879.64 –
Currencies Direct 11.1164 €0.00 kr 77,814.80 –
Xe 11.1140 €0.00 kr 77,798.00 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1467 – kr 78,026.71
Key Currency Cheapest 11.1188 €0.00 kr 77,831.64 −kr 195.07
Wise 11.1464 €32.90 kr 77,658.08 −kr 368.63
Xe 11.0825 €0.00 kr 77,577.50 −kr 449.21
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1690 – kr 78,182.97
Key Currency Cheapest 11.1411 €0.00 kr 77,987.51 −kr 195.46
Wise 11.1692 €32.90 kr 77,816.93 −kr 366.04
Currencies Direct 11.1118 €0.00 kr 77,782.60 −kr 400.37
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1393 – kr 77,975.37
Key Currency Cheapest 11.1115 €0.00 kr 77,780.43 −kr 194.94
Wise 11.1386 €32.90 kr 77,603.74 −kr 371.63
Xe 11.0831 €0.00 kr 77,581.70 −kr 393.67
Currencies Direct 11.0824 €0.00 kr 77,576.80 −kr 398.57
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 11.1370 €32.90 kr 77,592.59 –
Xe 10.9176 €0.00 kr 76,423.20 –
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1387 – kr 77,971.13
Western Union Cheapest 11.1164 €0.00 kr 77,814.82 −kr 156.31
Wise 11.1370 €32.90 kr 77,592.59 −kr 378.54
Xe No quote collected this day – – – –
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1181 – kr 77,826.59
Key Currency Cheapest 11.0903 €0.00 kr 77,632.02 −kr 194.57
Wise 11.1171 €32.90 kr 77,453.95 −kr 372.64
Xe 11.0537 €0.00 kr 77,375.90 −kr 450.69
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 11.1149 €32.90 kr 77,438.62 –
Currencies Direct 11.0594 €0.00 kr 77,415.80 –
Xe 11.0540 €0.00 kr 77,378.00 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1157 – kr 77,809.58
Key Currency Cheapest 11.0879 €0.00 kr 77,615.05 −kr 194.53
Currencies Direct 11.0592 €0.00 kr 77,414.40 −kr 395.18
Xe No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1205 – kr 77,843.33
Key Currency Cheapest 11.0927 €0.00 kr 77,648.72 −kr 194.61
Wise 11.1199 €32.90 kr 77,473.46 −kr 369.87
Currencies Direct 11.0600 €0.00 kr 77,420.00 −kr 423.33
Xe 11.0578 €0.00 kr 77,404.60 −kr 438.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1177 – kr 77,823.98
Key Currency Cheapest 11.0899 €0.00 kr 77,629.42 −kr 194.56
Wise 11.1170 €32.90 kr 77,453.25 −kr 370.73
Currencies Direct 11.0593 €0.00 kr 77,415.10 −kr 408.88
Xe 11.0592 €0.00 kr 77,414.40 −kr 409.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1259 – kr 77,881.63
Key Currency Cheapest 11.0981 €0.00 kr 77,686.92 −kr 194.71
Wise 11.1240 €32.90 kr 77,502.02 −kr 379.61
Currencies Direct 11.0608 €0.00 kr 77,425.60 −kr 456.03
Xe 10.9076 €0.00 kr 76,353.20 −kr 1,528.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1259 – kr 77,881.63
Key Currency Cheapest 11.0981 €0.00 kr 77,686.92 −kr 194.71
Wise 11.1240 €32.90 kr 77,502.02 −kr 379.61
Currencies Direct 11.0608 €0.00 kr 77,425.60 −kr 456.03
Xe 10.9249 €0.00 kr 76,474.30 −kr 1,407.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1360 – kr 77,952.35
Western Union Cheapest 11.0915 €0.00 kr 77,640.71 −kr 311.64
Wise 11.1364 €32.90 kr 77,588.41 −kr 363.94
Xe No quote collected this day – – – –
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Currencies Direct Cheapest 11.0533 €0.00 kr 77,373.10 –
Xe No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 11.0507 €0.00 kr 77,354.90 –
Wise 11.0725 €32.90 kr 77,143.21 –
Currencies Direct 11.0131 €0.00 kr 77,091.70 –

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SEK per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SEK on every transfer from Netherlands.

Today's payout isn't the best this month though, since the highest receive amount was 79,299.83 SEK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sweden.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. XeAppeared in 63 comparisons

    Cheapest in 6% of them

  2. WiseAppeared in 91 comparisons

    Cheapest in 3% of them

  3. Currencies DirectAppeared in 74 comparisons

    Cheapest in 4% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most SEK, but it was the cheapest in only 6% of the 63 comparisons it appeared in over the past month.

Wise (today's second cheapest) was the cheapest in only 3% of its comparisons, so it's rarely the cheapest option for transfers to Sweden.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from the Netherlands to Sweden

10 companies send money from the Netherlands to Sweden, across broker, online, app, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Sweden online is simple.

Pick Sweden, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 77,354.9 SEK with a €0 fee and % markup.

In our comparisons over the past month, it was the cheapest online service on 1 of the 23 days it quoted.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Sweden, apps are the easiest.

Xe charges €0 in fees on a €7,000 transfer with % markup and gets you 77,354.9 SEK.

Over the past month, Xe was the cheapest app on 4% of the days it appeared for €7,000 transfers.

You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of SEK rate.

For a property abroad or moving your savings, a broker like Xe is the best option.

Our analysis shows Xe was the cheapest broker in 11% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and SEK in one account.

This is handy for receiving payments, spending SEK and EUR, or travelling to Sweden.

Wise is the cheapest multi-currency account.

It converts €7,000 at % markup plus €32.9 fee and holds the SEK until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive SEK in Sweden

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 77,354.9 SEK.

In Sweden, the recipient can collect SEK through bank deposit.

You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/SEK rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    kr77,355

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    kr77,355

    kr0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    kr77,355

    kr0

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    kr77,031

    -kr324

Consider this when sending money from Netherlands to Sweden

A few things to consider before sending money from Netherlands to Sweden.

Compare your transfer options

Cheapest way to send money to Sweden

The cheapest option for a €7,000 transfer is Xe, funded through debit card with bank deposit for the payout. Your recipient gets 77,354.9 SEK, which is 0.27% more than the next best option.

Fastest way to send money to Sweden

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Sweden. Your recipient gets 76,618.36 SEK in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 10 companies sending EUR to Sweden, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/SEK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.