How to send money to Sweden from Switzerland with the best CHF-SEK rate

The cheapest option overall is Key Currency, giving your recipient 71,740.77 SEK when you send CHF 6,000.

Below we’ve compared 10 ways to send money from Switzerland to Sweden.

Best companies for CHF/SEK transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 6,000 CHF transfer

Best companies for CHF/SEK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 16.29 1 CHF = 11.9880 SEK -0.01% vs mid-market Recipient gets kr 71'732.72 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 16.291 CHF = 11.9880 SEK
kr 71'732.72You payCHF 6'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.9418 SEK +0.38% vs mid-market Recipient gets kr 71'650.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.9418 SEK
kr 71'650.80You payCHF 6'000.00

Run a live search

Showing top Switzerland to Sweden deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.9568 SEK +0.25% vs mid-market Recipient gets kr 71'740.77 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Sweden with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 11.9568 SEK
kr 71'740.77You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 16.29 1 CHF = 11.9880 SEK -0.01% vs mid-market Recipient gets kr 71'732.72 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 16.291 CHF = 11.9880 SEK
kr 71'732.72You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.9544 SEK +0.27% vs mid-market Recipient gets kr 71'726.39 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sweden with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.9544 SEK
kr 71'726.39You payCHF 6'000.00

TorFx

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.9508 SEK +0.30% vs mid-market Recipient gets kr 71'704.81 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Sweden with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.9508 SEK
kr 71'704.81You payCHF 6'000.00

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.9418 SEK +0.38% vs mid-market Recipient gets kr 71'650.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.9418 SEK
kr 71'650.80You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.9268 SEK +0.50% vs mid-market Recipient gets kr 71'560.97 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.9268 SEK
kr 71'560.97You payCHF 6'000.00

Currencies Direct

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.9043 SEK +0.69% vs mid-market Recipient gets kr 71'425.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.9043 SEK
kr 71'425.80You payCHF 6'000.00

CurrencyFair

Pay via Bank transfer
Fee CHF 2.50 1 CHF = 11.9070 SEK +0.67% vs mid-market Recipient gets kr 71'412.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Sweden with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 2.501 CHF = 11.9070 SEK
kr 71'412.00You payCHF 6'000.00

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 11.9434 SEK +0.36% vs mid-market Recipient gets kr 71'230.44 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 11.9434 SEK
kr 71'230.44You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 11.9434 SEK +0.36% vs mid-market Recipient gets kr 71'230.44 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 11.9434 SEK
kr 71'230.44You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 11.9782 SEK +0.07% vs mid-market Recipient gets kr 71'192.43 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 56.501 CHF = 11.9782 SEK
kr 71'192.43You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.8189 SEK +1.40% vs mid-market Recipient gets kr 70'913.68 Minutes - 2 days

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 11.8189 SEK
kr 70'913.68You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee CHF 89.50 1 CHF = 11.9782 SEK +0.07% vs mid-market Recipient gets kr 70'797.15 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 89.501 CHF = 11.9782 SEK
kr 70'797.15You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 CHF = 11.9868 SEK Updates every 60 minutes.

How to send money from Switzerland to Sweden

Pick a company

Start with the cheapest, which is Key Currency at 71,740.77 SEK for a CHF 6,000 transfer.

Key Currency was the cheapest on 25 of the 27 days it quoted fr.6,000 transfers to Sweden.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Sweden?

How much CHF you send to Sweden heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 93% of the transfers from CHF 6,000 it quoted, and in 93% of all the transfers it quoted.

Cheapest service
CHF 1'0000.08%CHF 1.70kr 11'959.48with bank transfer to bank deposit+kr 122.75
CHF 5'0000.27%CHF 0.00kr 59'802.71with bank transfer to bank deposit+kr 410.96
CHF 6'000This page0.25%CHF 0.00kr 71'740.77with bank transfer to bank deposit+kr 331.66
CHF 25'0000.20%CHF 0.00kr 299'175.70with bank transfer to bank deposit+kr 1'406.92

Mid-market rate: 1 CHF = 11.9868 SEK

CHF/SEK Exchange Rate History

Is today a good time to send money from Switzerland to Sweden?

The cheapest way to send CHF to SEK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 CHF transfers to Sweden.

SEK received for CHF 6'000, after fees

Wed, 28 Oct 2026Mid-market ratekr 71'920.57 Key Currency kr 71'740.77Key Currencykr 71'740.77Wisekr 71'732.72Regency FXkr 71'726.39

71'000
71'500
72'000
72'500
73'000
At the mid-market rateWith the cheapest optionKey CurrencyWiseRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.9972 – kr 71'983.07
Key Currency Cheapest 11.9672 CHF 0.00 kr 71'803.11 −kr 179.96
Regency FX 11.9648 CHF 0.00 kr 71'788.71 −kr 194.36
Wise 11.9971 CHF 16.29 kr 71'787.17 −kr 195.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.9747 – kr 71'848.26
Key Currency Cheapest 11.9448 CHF 0.00 kr 71'668.64 −kr 179.62
Regency FX 11.9424 CHF 0.00 kr 71'654.27 −kr 193.99
Wise 11.9735 CHF 16.29 kr 71'645.95 −kr 202.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0272 – kr 72'163.34
Key Currency Cheapest 11.9972 CHF 0.00 kr 71'982.94 −kr 180.40
Regency FX 11.9948 CHF 0.00 kr 71'968.50 −kr 194.84
Wise 12.0250 CHF 16.29 kr 71'954.11 −kr 209.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.1171 – kr 72'702.77
Key Currency Cheapest 12.0868 CHF 0.00 kr 72'521.02 −kr 181.75
Regency FX 12.0844 CHF 0.00 kr 72'506.48 −kr 196.29
Wise 12.1172 CHF 16.29 kr 72'505.81 −kr 196.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.1204 – kr 72'722.57
Key Currency Cheapest 12.0901 CHF 0.00 kr 72'540.76 −kr 181.81
Regency FX 12.0877 CHF 0.00 kr 72'526.22 −kr 196.35
Wise 12.1131 CHF 16.29 kr 72'481.28 −kr 241.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0907 – kr 72'544.10
Wise Cheapest 12.1131 CHF 16.29 kr 72'481.28 −kr 62.82
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.1292 – kr 72'775.20
Key Currency Cheapest 12.0989 CHF 0.00 kr 72'593.26 −kr 181.94
Regency FX 12.0965 CHF 0.00 kr 72'578.71 −kr 196.49
Wise 12.1282 CHF 16.29 kr 72'571.63 −kr 203.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0255 – kr 72'152.71
Key Currency Cheapest 11.9954 CHF 0.00 kr 71'972.32 −kr 180.39
Regency FX 11.9930 CHF 0.00 kr 71'957.89 −kr 194.82
Wise 12.0250 CHF 16.29 kr 71'954.11 −kr 198.60
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 12.0370 CHF 16.29 kr 72'025.92 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0029 – kr 72'017.32
Key Currency Cheapest 11.9729 CHF 0.00 kr 71'837.28 −kr 180.04
Wise 12.0041 CHF 16.29 kr 71'829.05 −kr 188.27
Regency FX 11.9705 CHF 0.00 kr 71'822.88 −kr 194.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.9879 – kr 71'927.33
Key Currency Cheapest 11.9579 CHF 0.00 kr 71'747.51 −kr 179.82
Wise 11.9884 CHF 16.29 kr 71'735.11 −kr 192.22
Regency FX 11.9555 CHF 0.00 kr 71'733.12 −kr 194.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0521 – kr 72'312.65
Key Currency Cheapest 12.0220 CHF 0.00 kr 72'131.87 −kr 180.78
Regency FX 12.0196 CHF 0.00 kr 72'117.40 −kr 195.25
Wise 12.0430 CHF 16.29 kr 72'061.82 −kr 250.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0521 – kr 72'312.65
Key Currency Cheapest 12.0220 CHF 0.00 kr 72'131.87 −kr 180.78
Regency FX 12.0196 CHF 0.00 kr 72'117.40 −kr 195.25
Wise 12.0430 CHF 16.29 kr 72'061.82 −kr 250.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0159 – kr 72'095.26
Key Currency Cheapest 11.9858 CHF 0.00 kr 71'915.02 −kr 180.24
Regency FX 11.9834 CHF 0.00 kr 71'900.60 −kr 194.66
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0033 – kr 72'019.65
Key Currency Cheapest 11.9733 CHF 0.00 kr 71'839.60 −kr 180.05
Regency FX 11.9709 CHF 0.00 kr 71'825.20 −kr 194.45
Wise 12.0029 CHF 16.29 kr 71'821.87 −kr 197.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0030 – kr 72'018.16
Key Currency Cheapest 11.9730 CHF 0.00 kr 71'838.11 −kr 180.05
Regency FX 11.9706 CHF 0.00 kr 71'823.71 −kr 194.45
Wise 12.0026 CHF 16.29 kr 71'820.08 −kr 198.08
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 12.0212 CHF 16.29 kr 71'931.37 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0072 – kr 72'042.96
Key Currency Cheapest 11.9771 CHF 0.00 kr 71'862.85 −kr 180.11
Wise 12.0076 CHF 16.29 kr 71'850.00 −kr 192.96
Regency FX 11.9747 CHF 0.00 kr 71'848.44 −kr 194.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0015 – kr 72'008.89
Wise Cheapest 12.0250 CHF 16.29 kr 71'954.11 −kr 54.78
Key Currency 11.9715 CHF 0.00 kr 71'828.87 −kr 180.02
Regency FX 11.9691 CHF 0.00 kr 71'814.47 −kr 194.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0015 – kr 72'008.89
Wise Cheapest 12.0250 CHF 16.29 kr 71'954.11 −kr 54.78
Key Currency 11.9715 CHF 0.00 kr 71'828.87 −kr 180.02
Regency FX 11.9691 CHF 0.00 kr 71'814.47 −kr 194.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0276 – kr 72'165.64
Key Currency Cheapest 11.9975 CHF 0.00 kr 71'985.23 −kr 180.41
Regency FX 11.9951 CHF 0.00 kr 71'970.79 −kr 194.85
Wise 12.0261 CHF 16.29 kr 71'960.69 −kr 204.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.9974 – kr 71'984.18
Key Currency Cheapest 11.9674 CHF 0.00 kr 71'804.22 −kr 179.96
Regency FX 11.9650 CHF 0.00 kr 71'789.83 −kr 194.35
Wise 11.9958 CHF 16.29 kr 71'779.39 −kr 204.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0172 – kr 72'102.90
Key Currency Cheapest 11.9871 CHF 0.00 kr 71'922.64 −kr 180.26
Regency FX 11.9847 CHF 0.00 kr 71'908.22 −kr 194.68
Wise 12.0157 CHF 16.29 kr 71'898.46 −kr 204.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0719 – kr 72'431.66
Key Currency Cheapest 12.0418 CHF 0.00 kr 72'250.58 −kr 181.08
Wise 12.0728 CHF 16.29 kr 72'240.13 −kr 191.53
Regency FX 12.0393 CHF 0.00 kr 72'236.09 −kr 195.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0764 – kr 72'458.17
Key Currency Cheapest 12.0462 CHF 0.00 kr 72'277.02 −kr 181.15
Wise 12.0789 CHF 16.29 kr 72'276.63 −kr 181.54
Regency FX 12.0438 CHF 0.00 kr 72'262.53 −kr 195.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0374 – kr 72'224.51
Key Currency Cheapest 12.0073 CHF 0.00 kr 72'043.95 −kr 180.56
Regency FX 12.0049 CHF 0.00 kr 72'029.50 −kr 195.01
Wise 12.0364 CHF 16.29 kr 72'022.33 −kr 202.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0374 – kr 72'224.51
Key Currency Cheapest 12.0073 CHF 0.00 kr 72'043.95 −kr 180.56
Regency FX 12.0049 CHF 0.00 kr 72'029.50 −kr 195.01
Wise 12.0364 CHF 16.29 kr 72'022.33 −kr 202.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0261 – kr 72'156.69
Key Currency Cheapest 11.9960 CHF 0.00 kr 71'976.30 −kr 180.39
Regency FX 11.9936 CHF 0.00 kr 71'961.87 −kr 194.82
Wise 12.0260 CHF 16.29 kr 71'960.10 −kr 196.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 12.0239 – kr 72'143.44
Key Currency Cheapest 11.9938 CHF 0.00 kr 71'963.08 −kr 180.36
Regency FX 11.9914 CHF 0.00 kr 71'948.65 −kr 194.79
Wise 12.0228 CHF 16.29 kr 71'940.95 −kr 202.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.9868 – kr 71'920.57
Key Currency Cheapest 11.9568 CHF 0.00 kr 71'740.77 −kr 179.80
Wise 11.9880 CHF 16.29 kr 71'732.72 −kr 187.85
Regency FX 11.9544 CHF 0.00 kr 71'726.39 −kr 194.18

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SEK per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SEK on every transfer from Switzerland.

Right now, Key Currency pays 71,740.77 SEK on 6,000 CHF, which is 179.8 SEK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 72,593.26 SEK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sweden.

We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Key CurrencyAppeared in 55 comparisons

    Cheapest in 93% of them

  2. WiseAppeared in 103 comparisons

    Cheapest in 21% of them

  3. Regency FXAppeared in 70 comparisons

    Cheapest in 17% of them

Based on 106 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most SEK, and it was also the cheapest in 93% of the 55 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Sweden.

Wise (today's second cheapest) was the cheapest in only 21% of its comparisons, so it's rarely the cheapest option for transfers to Sweden.

Ways to send money from Switzerland to Sweden

10 companies send money from Switzerland to Sweden, across broker, online, app, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6,000 CHF gets your recipient 71,732.72 SEK.

The fee is 16.29 CHF, with a -0.01% markup on top of the CHF/SEK rate.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in SEK (be it payments or travelling).

Wise converts CHF 6,000 with a -0.01% exchange-rate markup and lets you hold CHF and SEK in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Wise charges fr.16.29 on a fr.6,000 transfer, and the money lands within 3 hours.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6,000 transfers.

You can also save recipients and create automated scheduled transfers to Sweden.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Sweden or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/SEK).

I suggest , since the more SEK you send the better rate you get.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/SEK rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Sweden.

A global account lets you hold SEK alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive SEK in Sweden

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 71,740.77 SEK.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Sweden.

In Sweden, they can get SEK delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    kr71,741

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    kr71,230

    -kr510

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    kr71,230

    -kr510

Things to know before sending CHF to Sweden

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/SEK transfer options

For a CHF 6,000 transfer to Sweden, these are the best options in our comparison.

Cheapest way to send money to Sweden

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 71,740.77 SEK, which is 0.01% more than the next best option.

Fastest way to send money to Sweden

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 71,192.43 SEK in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to SEK requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 10 of them sending CHF to Sweden, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 106 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/SEK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.