The cheapest option overall is Key Currency, giving your recipient 71,664.67 SEK when you send CHF 6,000.
Below we’ve compared 10 ways to send money from Switzerland to Sweden.
| 10 of 10 providers Last updated on 26 September 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/SEK transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 16.29 1 CHF = 11.9720 SEK +0.02% vs mid-market | Recipient gets kr 71'636.98 Next day | |
Ways to receive money in Sweden with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer CHF 16.291 CHF = 11.9720 SEK kr 71'636.98You payCHF 6'000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.8517 SEK +1.03% vs mid-market | Recipient gets kr 71'110.20 Minutes - 24 hours | |
Ways to receive money in Sweden with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.8517 SEK kr 71'110.20You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Sweden deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to SEK rates. | |||
Run a live search These companies offer multi-currency accounts for spending SEK. We suggest doing a live search based on how much CHF you're planning to spend in Sweden. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.9441 SEK +0.25% vs mid-market | Recipient gets kr 71'664.67 Minutes - 3 days | |
Ways to receive money in Sweden with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 11.9441 SEK kr 71'664.67You payCHF 6'000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.9417 SEK +0.27% vs mid-market | Recipient gets kr 71'650.30 Minutes - 24 hours | |
Ways to receive money in Sweden with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.9417 SEK kr 71'650.30You payCHF 6'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 16.29 1 CHF = 11.9720 SEK +0.02% vs mid-market | Recipient gets kr 71'636.98 Next day | |
Ways to receive money in Sweden with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer CHF 16.291 CHF = 11.9720 SEK kr 71'636.98You payCHF 6'000.00 | |||
 TorFx Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.9381 SEK +0.30% vs mid-market | Recipient gets kr 71'628.74 Minutes - 24 hours | |
Ways to receive money in Sweden with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.9381 SEK kr 71'628.74You payCHF 6'000.00 | |||
 OFX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.9142 SEK +0.50% vs mid-market | Recipient gets kr 71'485.05 Minutes - 24 hours | |
Ways to receive money in Sweden with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.9142 SEK kr 71'485.05You payCHF 6'000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.8900 SEK +0.70% vs mid-market | Recipient gets kr 71'340.00 Minutes - 24 hours | |
Ways to receive money in Sweden with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.8900 SEK kr 71'340.00You payCHF 6'000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee CHF 2.51 1 CHF = 11.8810 SEK +0.78% vs mid-market | Recipient gets kr 71'256.00 Minutes - 24 hours | |
Ways to receive money in Sweden with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 2.511 CHF = 11.8810 SEK kr 71'256.00You payCHF 6'000.00 | |||
| Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.8517 SEK +1.03% vs mid-market | Recipient gets kr 71'110.20 Minutes - 24 hours | |
Ways to receive money in Sweden with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.8517 SEK kr 71'110.20You payCHF 6'000.00 | |||
 Moneycorp Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.8064 SEK +1.40% vs mid-market | Recipient gets kr 70'838.46 Minutes - 2 days | |
Ways to receive money in Sweden with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 11.8064 SEK kr 70'838.46You payCHF 6'000.00 | |||
| Xe Pay via Debit card | Fee CHF 36.00 1 CHF = 11.8517 SEK +1.03% vs mid-market | Recipient gets kr 70'683.54 Minutes - 24 hours | |
Ways to receive money in Sweden with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 11.8517 SEK kr 70'683.54You payCHF 6'000.00 | |||
| Xe Pay via Credit card | Fee CHF 36.00 1 CHF = 11.8517 SEK +1.03% vs mid-market | Recipient gets kr 70'683.54 Minutes - 24 hours | |
Ways to receive money in Sweden with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 11.8517 SEK kr 70'683.54You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 116.50 1 CHF = 11.9405 SEK +0.28% vs mid-market | Recipient gets kr 70'251.96 Next day | |
Ways to receive money in Sweden with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext day CHF 116.501 CHF = 11.9405 SEK kr 70'251.96You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee CHF 149.50 1 CHF = 11.9405 SEK +0.28% vs mid-market | Recipient gets kr 69'857.92 Within minutes | |
Ways to receive money in Sweden with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 149.501 CHF = 11.9405 SEK kr 69'857.92You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 CHF = 11.9740 SEK Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 71,664.67 SEK for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
10 companies send money from Switzerland to Sweden, across broker, online, app, multi-currency account, and global account, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 71,636.98 SEK.
The fee is 16.29 CHF, with a 0.02% on top of CHF/SEK rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in SEK (be it payments or travelling).
Wise converts CHF 6,000 with a 0.02% exchange-rate markup and lets you hold CHF and SEK in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Wise charges fr.16.29 on a fr.6,000 transfer, and the money lands next day.
You can also save recipients and create automated scheduled transfers to Sweden.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Sweden or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/SEK).
I suggest , since the more SEK you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/SEK rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Sweden.
A global account lets you hold SEK alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 71,664.67 SEK.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Sweden.
In Sweden, they can get SEK delivered as bank deposit.
You pay fr.6,000.00
kr71,665
Cheapest
You pay fr.6,000.00
kr70,684
-kr981
You pay fr.6,000.00
kr70,684
-kr981
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Sweden, these are the best options in our comparison.
Cheapest way to send money to Sweden
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 71,664.67 SEK, which is 0.02% more than the next best option.
Fastest way to send money to Sweden
The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 71,650.3 SEK in minutes - 24 hours.
Swiss banks can make SEPA payments in euros, but CHF transfer to a SEK requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much SEK arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 11.974046 SEK
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 10 of them sending CHF to Sweden, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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