How to send money to Sweden from UK with the best GBP-SEK rate

We’ve compared 14 companies, and found Key Currency to be the cheapest, while Revolut the fastest.

Sending £6,000 gets you kr77,323.37 with Key Currency at 12.8872 rupees per pound, about 0.02% more than the next best option.

Best companies for GBP/SEK transfers

15 of 15 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze GBP/SEK exchange rates from our comparisons.

Based on 6,000 GBP transfer

Best companies for GBP/SEK transfers

All money transfer offers for GBP/SEK transfers, sorted by most SEK received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee £21.36 1 GBP = 12.9189 SEK 0.00% vs mid-market Recipient gets kr 77,237.45 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£21.361 GBP = 12.9189 SEK
kr 77,237.45You pay£6,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee £0.00 1 GBP = 12.8421 SEK +0.60% vs mid-market Recipient gets kr 77,052.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 12.8421 SEK
kr 77,052.60You pay£6,000.00

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Showing top United Kingdom to Sweden deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Opal Transfer

Opal Transfer

Pay via Bank transfer
Fee £0.30 1 GBP = 12.9000 SEK +0.15% vs mid-market Recipient gets kr 77,396.13 Minutes - 24 hours
0 reviews
CheapestUsing Bank transfer with Opal Transfer is the cheapest way to send money to Sweden from United Kingdom.

Ways to receive money in Sweden with Opal Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£0.301 GBP = 12.9000 SEK
kr 77,396.13You pay£6,000.00
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 12.8872 SEK +0.25% vs mid-market Recipient gets kr 77,323.37 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Sweden with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 12.8872 SEK
kr 77,323.37You pay£6,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 12.8846 SEK +0.27% vs mid-market Recipient gets kr 77,307.87 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sweden with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 12.8846 SEK
kr 77,307.87You pay£6,000.00
TorFx

TorFx

Pay via Bank transfer
Fee £0.00 1 GBP = 12.8808 SEK +0.30% vs mid-market Recipient gets kr 77,284.61 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Sweden with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 12.8808 SEK
kr 77,284.61You pay£6,000.00
Wise

Wise

Pay via Bank transfer
Fee £21.36 1 GBP = 12.9189 SEK 0.00% vs mid-market Recipient gets kr 77,237.45 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from United Kingdom to Sweden.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£21.361 GBP = 12.9189 SEK
kr 77,237.45You pay£6,000.00
OFX

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 12.8549 SEK +0.50% vs mid-market Recipient gets kr 77,129.58 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 12.8549 SEK
kr 77,129.58You pay£6,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee £0.00 1 GBP = 12.8520 SEK +0.52% vs mid-market Recipient gets kr 77,112.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 12.8520 SEK
kr 77,112.00You pay£6,000.00
Xe

Xe

Pay via Debit card
Fee £0.00 1 GBP = 12.8421 SEK +0.60% vs mid-market Recipient gets kr 77,052.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 12.8421 SEK
kr 77,052.60You pay£6,000.00
Xe

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 12.8421 SEK +0.60% vs mid-market Recipient gets kr 77,052.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 12.8421 SEK
kr 77,052.60You pay£6,000.00
Xe

Xe

Pay via Credit card
Fee £0.00 1 GBP = 12.8421 SEK +0.60% vs mid-market Recipient gets kr 77,052.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 12.8421 SEK
kr 77,052.60You pay£6,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee £2.32 1 GBP = 12.8380 SEK +0.63% vs mid-market Recipient gets kr 76,998.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Sweden with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£2.321 GBP = 12.8380 SEK
kr 76,998.00You pay£6,000.00
Wise

Wise

Pay via Debit card
Fee £40.34 1 GBP = 12.9189 SEK 0.00% vs mid-market Recipient gets kr 76,992.25 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£40.341 GBP = 12.9189 SEK
kr 76,992.25You pay£6,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee £59.00 1 GBP = 12.9018 SEK +0.14% vs mid-market Recipient gets kr 76,649.37 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send GBP to Sweden.
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£59.001 GBP = 12.9018 SEK
kr 76,649.37You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Moneycorp

Pay via Bank transfer
Fee £0.00 1 GBP = 12.7387 SEK +1.40% vs mid-market Recipient gets kr 76,431.92 Minutes - 2 days

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 12.7387 SEK
kr 76,431.92You pay£6,000.00
HSBC

HSBC

Pay via Bank transfer
Fee £0.00 1 GBP = 12.7377 SEK +1.42% vs mid-market Recipient gets kr 76,426.40 Minutes - 5 days

Ways to receive money in Sweden with HSBC when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 12.7377 SEK
kr 76,426.40You pay£6,000.00
Starling Bank

Starling Bank

Pay via Bank transfer
Fee £29.50 1 GBP = 12.7693 SEK +1.17% vs mid-market Recipient gets kr 76,239.11 1-2 Hours

Ways to receive money in Sweden with Starling Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit1-2 HoursAvailable via:Bank Account (SWIFT)
£29.501 GBP = 12.7693 SEK
kr 76,239.11You pay£6,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee £92.00 1 GBP = 12.9018 SEK +0.14% vs mid-market Recipient gets kr 76,223.61 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£92.001 GBP = 12.9018 SEK
kr 76,223.61You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 12.6849 SEK +1.83% vs mid-market Recipient gets kr 76,109.40 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 12.6849 SEK
kr 76,109.40You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 12.6849 SEK
kr 76,109.40You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 12.2448 SEK
kr 73,468.80You pay£6,004.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 12.6849 SEK +1.83% vs mid-market Recipient gets kr 76,109.40 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 12.6849 SEK
kr 76,109.40You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 12.6849 SEK
kr 76,109.40You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 12.2448 SEK
kr 73,468.80You pay£6,004.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 12.6849 SEK +1.83% vs mid-market Recipient gets kr 76,109.40 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 12.6849 SEK
kr 76,109.40You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 12.6849 SEK
kr 76,109.40You pay£6,004.99
Wise

Wise

Pay via Credit card
Fee £154.17 1 GBP = 12.9189 SEK 0.00% vs mid-market Recipient gets kr 75,521.69 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£154.171 GBP = 12.9189 SEK
kr 75,521.69You pay£6,000.00
Barclays

Barclays

Pay via Bank transfer
Fee £0.00 1 GBP = 12.5587 SEK +2.83% vs mid-market Recipient gets kr 75,352.14 Minutes - 5 days
0 reviews

Ways to receive money in Sweden with Barclays when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 12.5587 SEK
kr 75,352.14You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 12.919527 SEK Updates every 60 minutes.

How to send money from UK to Sweden

Pick a company

For a one-off transfer to Sweden, I suggest picking the cheapest option which is Key Currency.

On a 6,000 GBP transfer, Key Currency delivers the most SEK.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/SEK rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Ways to send money from the UK to Sweden

There are many ways to send money to Sweden from the UK, including broker, online, app, multi-currency account, global account, bank, in person, and challenger bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Sweden, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £21.36 in fees, has 0% markup, lets you save recipient details, and SEK will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized SEK transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of 1 online services, Wise is the cheapest and will get you kr77,237.45 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Sweden, and 24/7 support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/SEK rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Sweden, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Sweden will be able to collect kr76,109.4 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Swedish Kronas abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to SEK will get you kr77,237.45 after fees.

If you don’t have SEK in your account, your GBP will auto-convert whenever you pay with Wise in Sweden.

Once you have SEK in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Cheaper than a high-street bank

Challenger banks

If you already bank with Starling Bank, it’s rarely the cheapest way to send money to Sweden, but it’s fine for an occasional small transfer.

On a £6,000 transfer, Starling Bank will get you kr76,239.11.

It charges £29.5 in fees and adds 1.17% to the mid-market rate.

It is cheaper than using a traditional bank like HSBC (which charges kr76,426.4 in fees with 1.42% markup), but still more expensive than a money transfer company.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Sweden, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Sweden.

On a £6,000 transfer, banks like HSBC will add 1.42% markup, getting you kr76,426.4 vs kr77,323.37 with Key Currency.

Ways to fund GBP and receive SEK in Sweden

Pay-in and pay-out methods will affect how much GBP you deposit and how much SEK your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Sweden is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive SEK.

Depositing GBP

You have 3 pay-in options for transfers to Sweden, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Sweden

Money can reach Sweden by bank deposit, cash pickup, and card deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Sweden is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup ( getting you kr76,109.4 on £6,000 transfer).

Digital wallets

Your recipient can receive SEK directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    kr77,323

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    kr77,053

    -kr271

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    kr77,053

    -kr271

  4. 4
    Bank transfer Cash pickup

    You pay £6,004.99

    kr76,109

    -kr1,214

  5. 5
    Debit card Cash pickup

    You pay £6,004.99

    kr76,109

    -kr1,214

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    kr76,109

    -kr1,214

  2. 7
    Debit card Card deposit

    You pay £6,004.99

    kr73,469

    -kr3,855

  3. 8
    Credit card Card deposit

    You pay £6,004.99

    kr73,469

    -kr3,855

Consider this when sending GBP to Sweden

There are a few nuances you should consider before sending GBP to Sweden such as limits, taxes, and safety.

Compare GBP/SEK transfer options

Right now, these are the best money transfer options for £6,000 transfer to Sweden:

Cheapest way to send money to Sweden

The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get kr77,323.37, which is 0.02% more than the next best option.

Fastest way to send money to Sweden

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get kr76,649.37 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/SEK transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending kr77,323.37 with Key Currency will get you 77,323.37 SEK, that’s including £0 fee and 0.25% in exchange rate markup.

A bank like HSBC on the other hand, will get you kr76,426.4, that’s £0 in fees but 1.42% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Sweden.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-SEK Exchange Rate

Finding the best exchange rate for GBP to SEK

The exchange rate you secure impacts how much SEK you get for your GBP, so waiting a day or two can get you more Swedish Kronas.

Mid-market rate:1 GBP = 12.924451 SEK

How we analyse the market

We track 14 regulated companies offering money transfers from the UK to Sweden in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/SEK pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.