How to send money to Sweden from UK with the best GBP-SEK rate

We’ve compared 12 companies, and found Key Currency to be the cheapest, while Revolut the fastest.

Sending £6,000 gets you kr78,870.65 with Key Currency at 13.1451 rupees per pound, about 0.02% more than the next best option.

Best companies for GBP/SEK transfers

13 of 13 providers

Last updated on 28 September 2026

Based on 6,000 GBP transfer

Best companies for GBP/SEK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £21.36 1 GBP = 13.1798 SEK -0.01% vs mid-market Recipient gets kr 78,797.28 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£21.361 GBP = 13.1798 SEK
kr 78,797.28You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 13.0936 SEK +0.64% vs mid-market Recipient gets kr 78,561.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 13.0936 SEK
kr 78,561.60You pay£6,000.00

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Showing top United Kingdom to Sweden deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 13.1451 SEK +0.25% vs mid-market Recipient gets kr 78,870.65 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Sweden with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 13.1451 SEK
kr 78,870.65You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 13.1425 SEK +0.27% vs mid-market Recipient gets kr 78,854.83 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sweden with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 13.1425 SEK
kr 78,854.83You pay£6,000.00

TorFx

Pay via Bank transfer
Fee £0.00 1 GBP = 13.1385 SEK +0.30% vs mid-market Recipient gets kr 78,831.11 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Sweden with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 13.1385 SEK
kr 78,831.11You pay£6,000.00

Wise

Pay via Bank transfer
Fee £21.36 1 GBP = 13.1798 SEK -0.01% vs mid-market Recipient gets kr 78,797.28 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£21.361 GBP = 13.1798 SEK
kr 78,797.28You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 13.1122 SEK +0.50% vs mid-market Recipient gets kr 78,672.98 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 13.1122 SEK
kr 78,672.98You pay£6,000.00

Currencies Direct

Pay via Bank transfer
Fee £0.00 1 GBP = 13.1027 SEK +0.57% vs mid-market Recipient gets kr 78,616.20 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 13.1027 SEK
kr 78,616.20You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 13.0936 SEK +0.64% vs mid-market Recipient gets kr 78,561.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 13.0936 SEK
kr 78,561.60You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 13.0936 SEK +0.64% vs mid-market Recipient gets kr 78,561.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 13.0936 SEK
kr 78,561.60You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 13.0936 SEK +0.64% vs mid-market Recipient gets kr 78,561.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 13.0936 SEK
kr 78,561.60You pay£6,000.00

Wise

Pay via Debit card
Fee £40.34 1 GBP = 13.1798 SEK -0.01% vs mid-market Recipient gets kr 78,547.13 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£40.341 GBP = 13.1798 SEK
kr 78,547.13You pay£6,000.00

CurrencyFair

Pay via Bank transfer
Fee £2.28 1 GBP = 13.0940 SEK +0.64% vs mid-market Recipient gets kr 78,534.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Sweden with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£2.281 GBP = 13.0940 SEK
kr 78,534.00You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £59.00 1 GBP = 13.1557 SEK +0.17% vs mid-market Recipient gets kr 78,158.29 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£59.001 GBP = 13.1557 SEK
kr 78,158.29You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee £0.00 1 GBP = 12.9936 SEK +1.40% vs mid-market Recipient gets kr 77,961.36 Minutes - 2 days

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 12.9936 SEK
kr 77,961.36You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £92.00 1 GBP = 13.1557 SEK +0.17% vs mid-market Recipient gets kr 77,724.15 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£92.001 GBP = 13.1557 SEK
kr 77,724.15You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Opal Transfer

Pay via Bank transfer
Fee £0.30 1 GBP = 12.9000 SEK +2.13% vs mid-market Recipient gets kr 77,396.13 Minutes - 24 hours
0 reviews

Ways to receive money in Sweden with Opal Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£0.301 GBP = 12.9000 SEK
kr 77,396.13You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 12.8545 SEK +2.49% vs mid-market Recipient gets kr 77,127.00 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 12.8545 SEK
kr 77,127.00You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 12.8068 SEK
kr 76,840.80You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 12.3561 SEK
kr 74,136.60You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 12.8545 SEK +2.49% vs mid-market Recipient gets kr 77,127.00 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 12.8545 SEK
kr 77,127.00You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 12.8068 SEK
kr 76,840.80You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 12.3561 SEK
kr 74,136.60You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 12.8545 SEK +2.49% vs mid-market Recipient gets kr 77,127.00 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 12.8545 SEK
kr 77,127.00You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 12.8545 SEK
kr 77,127.00You pay£6,004.99

Wise

Pay via Credit card
Fee £154.17 1 GBP = 13.1798 SEK -0.01% vs mid-market Recipient gets kr 77,046.87 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£154.171 GBP = 13.1798 SEK
kr 77,046.87You pay£6,000.00

Barclays

Pay via Bank transfer
Fee £0.00 1 GBP = 12.7920 SEK +2.97% vs mid-market Recipient gets kr 76,751.72 Minutes - 5 days
0 reviews

Ways to receive money in Sweden with Barclays when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 12.7920 SEK
kr 76,751.72You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 13.1781 SEK Updates every 60 minutes.

How to send money from UK to Sweden

Pick a company

For a one-off transfer to Sweden, I suggest picking the cheapest option which is Key Currency.

On a 6,000 GBP transfer, Key Currency delivers the most SEK.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/SEK rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Compare amounts

How much GBP are you sending to Sweden?

How much GBP you send to Sweden heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
£5000.41%£0.00kr 6,561.82with debit card to bank deposit+kr 109.78
£1,0000.18%£1.50kr 13,122.56with bank transfer to bank deposit+kr 189.94
£2,0000.01%£7.81kr 26,226.38with bank transfer to bank deposit+kr 270.23
£6,000This page0.25%£0.00kr 78,870.65with bank transfer to bank deposit+kr 779.22
£250,0000.15%£0.00kr 3,283,787.92with bank transfer to bank deposit+kr 15,665.00

Mid-market rate: 1 GBP = 13.1781 SEK

Ways to send money from the UK to Sweden

There are many ways to send money to Sweden from the UK, including broker, online, app, multi-currency account, global account, in person, and bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Sweden, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £21.36 in fees, has -0.01% markup, lets you save recipient details, and SEK will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized SEK transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of 1 online services, Wise is the cheapest and will get you kr78,797.28 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Sweden, and 24/7 support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/SEK rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Sweden, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Sweden will be able to collect kr77,127 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Swedish Kronas abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to SEK will get you kr78,797.28 after fees.

If you don’t have SEK in your account, your GBP will auto-convert whenever you pay with Wise in Sweden.

Once you have SEK in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Sweden, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Sweden.

On a £6,000 transfer, banks like Barclays will add 2.97% markup, getting you kr76,751.72 vs kr78,870.65 with Key Currency.

Ways to fund GBP and receive SEK in Sweden

Pay-in and pay-out methods will affect how much GBP you deposit and how much SEK your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Sweden is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive SEK.

Depositing GBP

You have 3 pay-in options for transfers to Sweden, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Sweden

Money can reach Sweden by bank deposit, cash pickup, and card deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Sweden is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup ( getting you kr77,127 on £6,000 transfer).

Digital wallets

Your recipient can receive SEK directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    kr78,871

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    kr78,562

    -kr309

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    kr78,562

    -kr309

  4. 4
    Bank transfer Cash pickup

    You pay £6,004.99

    kr77,127

    -kr1,744

  5. 5
    Debit card Cash pickup

    You pay £6,004.99

    kr76,841

    -kr2,030

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    kr76,841

    -kr2,030

  2. 7
    Debit card Card deposit

    You pay £6,004.99

    kr74,137

    -kr4,734

  3. 8
    Credit card Card deposit

    You pay £6,004.99

    kr74,137

    -kr4,734

Consider this when sending GBP to Sweden

There are a few nuances you should consider before sending GBP to Sweden such as limits, taxes, and safety.

Compare GBP/SEK transfer options

Right now, these are the best money transfer options for £6,000 transfer to Sweden:

Cheapest way to send money to Sweden

The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get kr78,870.65, which is 0.02% more than the next best option.

Fastest way to send money to Sweden

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get kr78,158.29 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/SEK transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending kr78,870.65 with Key Currency will get you 78,870.65 SEK, that’s including £0 fee and 0.25% in exchange rate markup.

A bank like Barclays on the other hand, will get you kr76,751.72, that’s £0 in fees but 2.97% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Sweden.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-SEK Exchange Rate

Finding the best exchange rate for GBP to SEK

The exchange rate you secure impacts how much SEK you get for your GBP, so waiting a day or two can get you more Swedish Kronas.

Mid-market rate:1 GBP = 13.188374 SEK

How we analyse the market

We track 12 regulated companies offering money transfers from the UK to Sweden in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/SEK pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.