Best companies for TRY/SEK transfers
3 of 3 providers Last updated on 10 November 2026
Based on 100,000 TRY transfer Best companies for TRY/SEK transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee ₺649.99 1 TRY = 0.1947 SEK -0.03% vs mid-market	Recipient gets kr 19,347.92 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Sweden with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer ₺649.991 TRY = 0.1947 SEK kr 19,347.92You pay₺100,000.00
Run a live search Showing top Turkey to Sweden deals for 100,000 TRY. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live TRY to SEK rates.
Run a live search These companies offer multi-currency accounts for spending SEK. We suggest doing a live search based on how much TRY you're planning to spend in Sweden.
Run a live search These are managed services with real human support for large TRY transfers. Click the link and update the transfer amount to get the best deal.
Wise Pay via Bank transfer	Fee ₺649.99 1 TRY = 0.1947 SEK -0.03% vs mid-market	Recipient gets kr 19,347.92 Within minutes
25 reviews CheapestFastestOur top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Sweden with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer ₺649.991 TRY = 0.1947 SEK kr 19,347.92You pay₺100,000.00
Currencies Direct Pay via Bank transfer	Fee ₺0.00 1 TRY = 0.1933 SEK +0.72% vs mid-market	Recipient gets kr 19,330.00 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Sweden with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 TRY = 0.1933 SEK kr 19,330.00You pay₺100,000.00
Moneycorp Pay via Bank transfer	Fee ₺0.00 1 TRY = 0.1912 SEK +1.80% vs mid-market	Recipient gets kr 19,118.56 Minutes - 2 days
0 reviews
Ways to receive money in Sweden with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 TRY = 0.1912 SEK kr 19,118.56You pay₺100,000.00
How Our Results Work Mid-market rate: 1 TRY = 0.1947 SEK Updates every 60 minutes.

Why compare

TRY/SEK exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Turkey to Sweden

Pick a company

If you're sending a one-off transfer, then Wise is the best option.

Wise was the cheapest on 7 of the 30 days it quoted ₺100,000 transfers to Sweden.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

For large transfers, a broker like Currencies Direct is the best option.

How much you send will affect the best option for you right now.

Fund your transfer

Fund your money transfer account with bank transfer.

Verify and send

When signing up you'll need to verify your account.

You'll need your TC Kimlik, or a passport and tax number if you're a foreign resident.

Compare amounts

How much TRY are you sending to Sweden?

How much TRY you send to Sweden heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 20% of the transfers from TRY 50,000 it quoted, and in 13% of all the transfers it quoted.


₺10,000	0.72%	₺0.00	kr 1,933.00with bank transfer to bank deposit	+kr 57.39
₺50,000	0.72%	₺0.00	kr 9,675.00with bank transfer to bank deposit	+kr 45.45
₺100,000This page	-0.03%	₺649.99	kr 19,347.92with bank transfer to bank deposit	+kr 82.43

Mid-market rate: 1 TRY = 0.1947 SEK

TRY/SEK Exchange Rate History

Is today a good time to send money from Turkey to Sweden?

The cheapest way to send TRY to SEK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 100,000 TRY transfers to Sweden.

Each line shows what the recipient gets when you send ₺100,000, after fees, as quoted by each company. The mid-market line shows what ₺100,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SEK per TRY than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SEK on every transfer from Turkey.

Right now, Wise pays 19,347.92 SEK on 100,000 TRY, which is 121.08 SEK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 20,309.42 SEK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sweden.

We've tracked 89 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

WiseAppeared in 89 comparisons
Cheapest in 13% of them
Currencies DirectAppeared in 72 comparisons
Cheapest in 63% of them
MoneycorpAppeared in 88 comparisons
Cheapest in 10% of them

Based on 89 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most SEK, but it was the cheapest in only 13% of the 89 comparisons it appeared in over the past month.

Currencies Direct (today's second cheapest) was the cheapest in 63% of its comparisons, so if you send money to Sweden regularly, it's worth comparing it with Wise before each transfer.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Turkey to Sweden

3 companies send TRY to Sweden.

Cheapest way to send TRY

Online and app transfers

Money transfer specialists like Wise are the cheapest way to send money to Sweden from Turkey.

The fees are lower than banks, it takes 5 mins to get started, your recipient will get more SEK, and repeat transfers are very simple.

For example, Wise charges ₺649.99 to send 100,000 TRY, and will get your recipient 19,347.92 SEK after a -0.03% exchange-rate markup and ₺649.99 fee.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Wallets like Papara can work for small and one-off transfers, but usually are more expensive.

Holding euros in a döviz account

Multi-currency accounts

A multi-currency account (also known as döviz account) lets you hold SEK alongside TRY.

It is most useful if you get paid in SEK, travel to Sweden often, or spend in SEK.

That's because you get local details for both currencies and swapping between them is simple and cheap.

Doing business abroad

Global accounts

Global accounts like Payoneer or Veem help Turkish businesses pay suppliers in Sweden and receive money from foreign clients.

Ways to fund TRY and receive SEK in Sweden

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 100,000 TRY gives your recipient 19,347.92 SEK.

You can send TRY using bank transfer.

Pay from your Turkish bank account

FAST, havale or EFT can be used to fund your money transfer account when sending money to Sweden.

In Sweden, they can get SEK by bank deposit.

The simplest way to receive money is to use a bank or card deposit.

Enter the recipient's IBAN, their name, card details if sending to a card, and that's all.

Swedish Krona will arrive directly into their bank account in Sweden.

1

Bank transfer Bank deposit

You pay ₺100,000.00

kr19,348

Cheapest

What to consider before sending TRY to Sweden

Here are a few things to know about money transfers from Turkey to Sweden.

Compare TRY/SEK transfer options

These are the best options for sending TRY 100,000 to Sweden.

Cheapest way to send money to Sweden

The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 19,347.92 SEK, which is 0.09% more than the next best option.

Fastest way to send money to Sweden

The fastest option is Wise. Pay by bank transfer and use bank deposit in Sweden. Your recipient gets 19,347.92 SEK, with the money arriving in within 3 hours.

FAST and EFT are domestic

FAST, EFT and havale move TRY between accounts in Turkey.

They can be used to fund a transfer to Sweden, but from there money transfer services switch to internal network of accounts or other transfer rails.

Large transfers & limits in Turkey

There is no single universal personal-transfer limit, but your bank or transfer company can ask where the money came from and why it is leaving Turkey.

For property proceeds, tuition or moving savings, keep the sale document, invoice or recent statement ready.

Large gifts can also fall under Turkey's inheritance and gift tax rules, so check the tax position before sending a lump sum to Sweden.

How we analyse the market

Plenty of well-known services can't be funded in lira, so they don't appear here. What's left is 3 companies that can actually send TRY to Sweden.

In the past 30 days alone, we analysed 89 comparisons across 3 amounts.

This page covers the cheapest and fastest options for TRY/SEK transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We compare rates, fees and the pay-in and payout options in real time on live searches, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Turkey

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Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2025	–	kr 20,253.30
Regency FX Cheapest	0.2020	₺0.00	kr 20,198.62	−kr 54.68
Wise	0.2025	₺648.36	kr 20,121.49	−kr 131.81
Currencies Direct	0.2011	₺0.00	kr 20,110.00	−kr 143.30
Moneycorp	0.1991	₺0.00	kr 19,908.99	−kr 344.31

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2026	–	kr 20,259.20
Regency FX Cheapest	0.2020	₺0.00	kr 20,204.50	−kr 54.70
Wise	0.2026	₺648.35	kr 20,126.96	−kr 132.24
Moneycorp	0.1991	₺0.00	kr 19,914.79	−kr 344.41
Currencies Direct No quote collected this day	–	–	–	–

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2036	–	kr 20,364.40
Regency FX Cheapest	0.2031	₺0.00	kr 20,309.42	−kr 54.98
Wise	0.2036	₺648.14	kr 20,231.71	−kr 132.69
Currencies Direct	0.2021	₺0.00	kr 20,210.00	−kr 154.40
Moneycorp	0.2002	₺0.00	kr 20,018.21	−kr 346.19

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2017	–	kr 20,165.60
Regency FX Cheapest	0.2011	₺0.00	kr 20,111.15	−kr 54.45
Wise	0.2017	₺648.53	kr 20,037.80	−kr 127.80
Currencies Direct	0.2002	₺0.00	kr 20,020.00	−kr 145.60
Moneycorp	0.1982	₺0.00	kr 19,822.78	−kr 342.82

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1999	–	kr 19,987.40
Regency FX Cheapest	0.1993	₺0.00	kr 19,933.43	−kr 53.97
Wise	0.1999	₺648.91	kr 19,856.11	−kr 131.29
Moneycorp	0.1965	₺0.00	kr 19,647.61	−kr 339.79
Currencies Direct No quote collected this day	–	–	–	–

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2002	–	kr 20,019.50
Regency FX Cheapest	0.1997	₺0.00	kr 19,965.45	−kr 54.05
Wise	0.2001	₺648.85	kr 19,884.04	−kr 135.46
Currencies Direct	0.1985	₺0.00	kr 19,850.00	−kr 169.50
Moneycorp	0.1968	₺0.00	kr 19,679.17	−kr 340.33

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2001	–	kr 20,008.00
Regency FX Cheapest	0.1995	₺0.00	kr 19,953.98	−kr 54.02
Wise	0.2001	₺648.86	kr 19,882.15	−kr 125.85
Currencies Direct	0.1986	₺0.00	kr 19,860.00	−kr 148.00
Moneycorp	0.1967	₺0.00	kr 19,667.86	−kr 340.14

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1999	–	kr 19,986.10
Regency FX Cheapest	0.1993	₺0.00	kr 19,932.14	−kr 53.96
Wise	0.1999	₺648.91	kr 19,856.90	−kr 129.20
Currencies Direct	0.1984	₺0.00	kr 19,840.00	−kr 146.10
Moneycorp	0.1965	₺0.00	kr 19,646.34	−kr 339.76

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1998	–	kr 19,976.40
Regency FX Cheapest	0.1992	₺0.00	kr 19,922.46	−kr 53.94
Wise	0.1998	₺648.93	kr 19,846.07	−kr 130.33
Currencies Direct	0.1984	₺0.00	kr 19,840.00	−kr 136.40
Moneycorp	0.1964	₺0.00	kr 19,636.80	−kr 339.60

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1994	–	kr 19,941.30
Regency FX Cheapest	0.1989	₺0.00	kr 19,887.46	−kr 53.84
Wise	0.1994	₺649.00	kr 19,813.87	−kr 127.43
Moneycorp	0.1960	₺0.00	kr 19,602.30	−kr 339.00
Currencies Direct No quote collected this day	–	–	–	–

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1998	–	kr 19,983.30
Regency FX Cheapest	0.1993	₺0.00	kr 19,929.35	−kr 53.95
Wise	0.1998	₺648.92	kr 19,852.53	−kr 130.77
Moneycorp	0.1964	₺0.00	kr 19,643.58	−kr 339.72
Currencies Direct No quote collected this day	–	–	–	–

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1998	–	kr 19,982.00
Regency FX Cheapest	0.1993	₺0.00	kr 19,928.05	−kr 53.95
Wise	0.1998	₺648.92	kr 19,850.74	−kr 131.26
Currencies Direct	0.1983	₺0.00	kr 19,830.00	−kr 152.00
Moneycorp	0.1964	₺0.00	kr 19,642.31	−kr 339.69

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1997	–	kr 19,969.10
Regency FX Cheapest	0.1992	₺0.00	kr 19,915.18	−kr 53.92
Wise	0.1996	₺648.96	kr 19,833.85	−kr 135.25
Moneycorp	0.1963	₺0.00	kr 19,629.63	−kr 339.47
Currencies Direct No quote collected this day	–	–	–	–

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2000	–	kr 20,001.60
Regency FX Cheapest	0.1995	₺0.00	kr 19,947.60	−kr 54.00
Wise	0.2000	₺648.88	kr 19,872.51	−kr 129.09
Currencies Direct	0.1987	₺0.00	kr 19,870.00	−kr 131.60
Moneycorp	0.1966	₺0.00	kr 19,661.57	−kr 340.03

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1997	–	kr 19,967.50
Regency FX Cheapest	0.1991	₺0.00	kr 19,913.59	−kr 53.91
Wise	0.2000	₺648.88	kr 19,871.12	−kr 96.38
Currencies Direct	0.1982	₺0.00	kr 19,820.00	−kr 147.50
Moneycorp	0.1963	₺0.00	kr 19,628.05	−kr 339.45

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1987	–	kr 19,874.40
Regency FX Cheapest	0.1982	₺0.00	kr 19,820.74	−kr 53.66
Wise	0.1987	₺649.14	kr 19,744.39	−kr 130.01
Currencies Direct	0.1974	₺0.00	kr 19,740.00	−kr 134.40
Moneycorp	0.1954	₺0.00	kr 19,536.54	−kr 337.86

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1966	–	kr 19,659.60
Regency FX Cheapest	0.1961	₺0.00	kr 19,606.52	−kr 53.08
Wise	0.1966	₺649.60	kr 19,530.30	−kr 129.30
Moneycorp	0.1933	₺0.00	kr 19,325.39	−kr 334.21
Currencies Direct No quote collected this day	–	–	–	–

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1968	–	kr 19,678.50
Regency FX Cheapest	0.1963	₺0.00	kr 19,625.37	−kr 53.13
Wise	0.1967	₺649.56	kr 19,546.60	−kr 131.90
Currencies Direct	0.1951	₺0.00	kr 19,510.00	−kr 168.50
Moneycorp	0.1934	₺0.00	kr 19,343.97	−kr 334.53

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1954	–	kr 19,544.40
Regency FX Cheapest	0.1949	₺0.00	kr 19,491.63	−kr 52.77
Wise	0.1954	₺649.85	kr 19,416.20	−kr 128.20
Moneycorp	0.1921	₺0.00	kr 19,212.15	−kr 332.25
Currencies Direct No quote collected this day	–	–	–	–

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1958	–	kr 19,583.60
Regency FX Cheapest	0.1953	₺0.00	kr 19,530.72	−kr 52.88
Currencies Direct	0.1945	₺0.00	kr 19,450.00	−kr 133.60
Wise	0.1958	₺649.77	kr 19,449.79	−kr 133.81
Moneycorp	0.1925	₺0.00	kr 19,250.68	−kr 332.92

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1948	–	kr 19,481.60
Wise Cheapest	0.1948	₺649.98	kr 19,354.87	−kr 126.73
Currencies Direct	0.1934	₺0.00	kr 19,340.00	−kr 141.60
Moneycorp	0.1913	₺0.00	kr 19,130.93	−kr 350.67

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1951	–	kr 19,507.00
Wise Cheapest	0.1950	₺649.93	kr 19,375.65	−kr 131.35
Moneycorp	0.1916	₺0.00	kr 19,155.87	−kr 351.13
Currencies Direct No quote collected this day	–	–	–	–

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1969	–	kr 19,690.90
Wise Cheapest	0.1969	₺649.53	kr 19,564.00	−kr 126.90
Currencies Direct	0.1954	₺0.00	kr 19,540.00	−kr 150.90
Moneycorp	0.1934	₺0.00	kr 19,336.46	−kr 354.44

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.1973	–	kr 19,733.20
Wise Cheapest	0.1974	₺649.42	kr 19,612.90	−kr 120.30
Currencies Direct	0.1958	₺0.00	kr 19,580.00	−kr 153.20
Moneycorp	0.1938	₺0.00	kr 19,378.00	−kr 355.20

Mon, Nov 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	0.1962	₺649.69	kr 19,489.95	–
Currencies Direct	0.1947	₺0.00	kr 19,470.00	–
Moneycorp No quote collected this day	–	–	–	–

How to send money to Sweden from Turkey with the best TRY-SEK rate

Best companies for TRY/SEK transfers