How to send money to Sweden from Australia with the best AUD-SEK rate

Of the 12 companies we analysed, Revolut is the cheapest app overall for sending $2,000 to Sweden.

On a 2,000 AUD transfer it will get your recipient 13,915.42 SEK.

Best companies for AUD/SEK transfers

12 of 12 providers

Last updated on 28 September 2026

Based on 2,000 AUD transfer

Best companies for AUD/SEK transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $8.16 1 AUD = 6.9763 SEK +0.01% vs mid-market Recipient gets Kr 13,895.75 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$8.161 AUD = 6.9763 SEK
Kr 13,895.75You pay$2,000.00
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MoneyGram

Pay via Debit Card
Fees: $3.99 1 AUD = 6.5550 SEK +6.23% vs mid-market Recipient gets Kr 13,110.00 6-12 Hours

Ways to receive money in Sweden with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 6.5550 SEK
Kr 13,110.00You pay$2,003.99

Run a live search

Showing top Australia to Sweden deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 6.9682 SEK +0.12% vs mid-market Recipient gets Kr 13,915.42 Within minutes
CheapestFastest
Receive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 6.9682 SEK
Kr 13,915.42You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank Transfer
Fees: $8.16 1 AUD = 6.9763 SEK +0.01% vs mid-market Recipient gets Kr 13,895.75 Within minutes
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$8.161 AUD = 6.9763 SEK
Kr 13,895.75You pay$2,000.00

Wise

Pay via Osko
Fees: $8.16 1 AUD = 6.9763 SEK +0.01% vs mid-market Recipient gets Kr 13,895.75 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$8.161 AUD = 6.9763 SEK
Kr 13,895.75You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $1.49 1 AUD = 6.9470 SEK +0.43% vs mid-market Recipient gets Kr 13,894.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Sweden with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$1.491 AUD = 6.9470 SEK
Kr 13,894.00You pay$2,001.49

Remitly

Pay via Credit Card
Fees: $21.50 1 AUD = 6.9470 SEK +0.43% vs mid-market Recipient gets Kr 13,894.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Sweden with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$21.501 AUD = 6.9470 SEK
Kr 13,894.00You pay$2,021.50

Remitly

Pay via PayTo
Fees: $1.49 1 AUD = 6.9470 SEK +0.43% vs mid-market Recipient gets Kr 13,894.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Sweden with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$1.491 AUD = 6.9470 SEK
Kr 13,894.00You pay$2,001.49

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.9367 SEK +0.58% vs mid-market Recipient gets Kr 13,873.40 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 6.9367 SEK
Kr 13,873.40You pay$2,000.00

Currencies Direct

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.9343 SEK +0.61% vs mid-market Recipient gets Kr 13,868.60 6-12 Hours
Receive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 6.9343 SEK
Kr 13,868.60You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.9314 SEK +0.65% vs mid-market Recipient gets Kr 13,862.72 6-12 Hours
Receive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 6.9314 SEK
Kr 13,862.72You pay$2,000.00

Wise

Pay via Debit Card
Fees: $13.69 1 AUD = 6.9763 SEK +0.01% vs mid-market Recipient gets Kr 13,857.17 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.691 AUD = 6.9763 SEK
Kr 13,857.17You pay$2,000.00

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 6.9367 SEK +0.58% vs mid-market Recipient gets Kr 13,831.78 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 6.9367 SEK
Kr 13,831.78You pay$2,000.00

Orbit Remit

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.8889 SEK +1.27% vs mid-market Recipient gets Kr 13,777.72 2 Days

Ways to receive money in Sweden with Orbit Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 6.8889 SEK
Kr 13,777.72You pay$2,000.00

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 6.9367 SEK +0.58% vs mid-market Recipient gets Kr 13,769.35 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 6.9367 SEK
Kr 13,769.35You pay$2,000.00

Wise

Pay via Credit Card
Fees: $27.23 1 AUD = 6.9763 SEK +0.01% vs mid-market Recipient gets Kr 13,762.71 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$27.231 AUD = 6.9763 SEK
Kr 13,762.71You pay$2,000.00

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.8511 SEK +1.80% vs mid-market Recipient gets Kr 13,702.25 Next Day

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 6.8511 SEK
Kr 13,702.25You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 6.8123 SEK +2.38% vs mid-market Recipient gets Kr 13,624.67 Next Day
Receive to bank account or cash pickup

Ways to receive money in Sweden with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 6.8123 SEK
Kr 13,624.67You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.8123 SEK +2.38% vs mid-market Recipient gets Kr 13,624.67 Next Day
Receive to bank account or cash pickup

Ways to receive money in Sweden with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 6.8123 SEK
Kr 13,624.67You pay$2,000.00

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.7594 SEK +3.16% vs mid-market Recipient gets Kr 13,518.83 3-5 Days
0 reviews

Ways to receive money in Sweden with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 6.7594 SEK
Kr 13,518.83You pay$2,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 6.7618 SEK +3.13% vs mid-market Recipient gets Kr 13,504.06 6-12 Hours

Ways to receive money in Sweden with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 6.7618 SEK
Kr 13,504.06You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 6.7618 SEK
Kr 13,504.06You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 6.7618 SEK
Kr 13,504.06You pay$2,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 6.7618 SEK +3.13% vs mid-market Recipient gets Kr 13,504.06 6-12 Hours

Ways to receive money in Sweden with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 6.7618 SEK
Kr 13,504.06You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 6.7618 SEK
Kr 13,504.06You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 6.7618 SEK
Kr 13,504.06You pay$2,000.00

Ria Money Transfer

Pay via PayID
Fees: $2.89 1 AUD = 6.7618 SEK +3.13% vs mid-market Recipient gets Kr 13,504.06 6-12 Hours

Ways to receive money in Sweden with Ria Money Transfer when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 6.7618 SEK
Kr 13,504.06You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 6.7618 SEK
Kr 13,504.06You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 6.7618 SEK
Kr 13,504.06You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $3.99 1 AUD = 6.5550 SEK +6.23% vs mid-market Recipient gets Kr 13,110.00 6-12 Hours

Ways to receive money in Sweden with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 6.5550 SEK
Kr 13,110.00You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $3.99 1 AUD = 6.5550 SEK +6.23% vs mid-market Recipient gets Kr 13,110.00 6-12 Hours

Ways to receive money in Sweden with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 6.5550 SEK
Kr 13,110.00You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 6.5550 SEK +6.23% vs mid-market Recipient gets Kr 13,110.00 6-12 Hours

Ways to receive money in Sweden with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$32.991 AUD = 6.5550 SEK
Kr 13,110.00You pay$2,032.99
How Our Results Work
Mid-market rate: 1 AUD = 6.9767 SEK Updates every 60 minutes.

How to send money from Australia to Sweden

Pick a company

Start with the cheapest, which is Revolut at 13,915.42 SEK on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including bank transfer, debit card, credit card, osko, payto, payid, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Sweden?

How much AUD you send to Sweden heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,0000.19%$1.50Kr 6,951.46with bank transfer to bank deposit+Kr 127.46
$1,5000.12%$2.25Kr 10,434.83with bank transfer to bank deposit+Kr 177.68
$2,000This page0.12%$3.00Kr 13,915.42with bank transfer to bank deposit+Kr 236.05
$3,000-0.01%$11.35Kr 20,843.41with bank transfer to bank deposit+Kr 364.83
$7,5000.30%$0.00Kr 52,182.03with bank transfer to bank deposit+Kr 753.02
$12,0000.25%$0.00Kr 83,533.11with bank transfer to bank deposit+Kr 1,146.85
$15,0000.25%$0.00Kr 104,365.41with bank transfer to bank deposit+Kr 1,370.78
$100,0000.20%$0.00Kr 696,249.61with bank transfer to bank deposit+Kr 10,237.78
$250,0000.15%$0.00Kr 1,742,017.80with bank transfer to bank deposit+Kr 26,292.61
$500,0000.15%$0.00Kr 3,481,385.58with bank transfer to bank deposit+Kr 13,682.42

Mid-market rate: 1 AUD = 6.9767 SEK

Ways to send money from Australia to Sweden

12 money transfer companies let you send money from Australia to Sweden.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Sweden.

For example, sending $500 with Wise will get you 13,895.75 SEK after a $8.16 fee and 0.01% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Revolut takes $3 in fees and 0.12% markup on a $3 transfer, and your SEK arrives in within minutes.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 0.58% on AUD/SEK, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in SEK, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and SEK in one account, and convert when the rate suits you.

Revolut converts $2,000 at 0.12% markup, and the SEK sits in your account until you spend or transfer it.

Most useful if you travel often to Sweden, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 3.16% markup and delivers 13,518.83 SEK, against 13,915.42 SEK via Revolut (the cheapest option).

Ways to fund AUD and receive money in Sweden

With Revolut, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 13,915.42 SEK.

You can fund the transfer with bank transfer, debit card, credit card, osko, payto, payid, and poli.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Sweden can collect SEK through bank deposit, cash pickup, and mobile wallet.

Your recipient can have SEK delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive SEK in a mobile wallet

Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Sweden.

  1. 1
    Bank transfer Bank deposit

    You pay $2,000.00

    kr13,915

    Cheapest

  2. 2
    Osko Bank deposit

    You pay $2,000.00

    kr13,896

    -kr20

  3. 3
    Debit card Bank deposit

    You pay $2,001.49

    kr13,894

    -kr21

  4. 4
    Credit card Bank deposit

    You pay $2,021.50

    kr13,894

    -kr21

  5. 5
    Payto Bank deposit

    You pay $2,001.49

    kr13,894

    -kr21

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay $2,000.00

    kr13,504

    -kr411

  2. 7
    Debit card Mobile wallet

    You pay $2,000.00

    kr13,504

    -kr411

  3. 8
    Credit card Cash pickup

    You pay $2,000.00

    kr13,504

    -kr411

  4. 9
    Credit card Mobile wallet

    You pay $2,000.00

    kr13,504

    -kr411

  5. 10
    Payid Bank deposit

    You pay $2,000.00

    kr13,504

    -kr411

  6. 11
    Payid Mobile wallet

    You pay $2,000.00

    kr13,504

    -kr411

  7. 12
    Payid Cash pickup

    You pay $2,000.00

    kr13,504

    -kr411

  8. 13
    Poli Cash pickup

    You pay $2,003.99

    kr13,110

    -kr805

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Sweden, these are the best options right now:

Cheapest

Revolut is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 13,915.42 SEK, which is 0.14% more than the next best option.

Fastest

Revolut delivers 13,915.42 SEK in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Sweden.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Sweden.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-SEK Exchange Rate

Getting a better AUD to SEK rate

Small changes in the AUD/SEK rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 6.991517 SEK

How we analyse the market

We track 12 companies sending AUD to Sweden, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.