How to send money to Sweden from Australia with the best AUD-SEK rate

Of the 11 companies we analysed, Xe is the cheapest app overall for sending A$2,000 to Sweden.

On a 2,000 AUD transfer it will get your recipient 13,997.58 SEK.

Best companies for AUD/SEK transfers

11 of 11 providers

Last updated on 28 October 2026

Based on 2,000 AUD transfer

Best companies for AUD/SEK transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $8.16 1 AUD = 7.0035 SEK -0.01% vs mid-market Recipient gets Kr 13,949.95 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$8.161 AUD = 7.0035 SEK
Kr 13,949.95You pay$2,000.00
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Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 6.9988 SEK +0.06% vs mid-market Recipient gets Kr 13,997.58 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 6.9988 SEK
Kr 13,997.58You pay$2,000.00

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Showing top Australia to Sweden deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 6.9988 SEK +0.06% vs mid-market Recipient gets Kr 13,997.58 6-12 Hours
Cheapest
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 6.9988 SEK
Kr 13,997.58You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.9988 SEK +0.06% vs mid-market Recipient gets Kr 13,997.58 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 6.9988 SEK
Kr 13,997.58You pay$2,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 6.9988 SEK +0.06% vs mid-market Recipient gets Kr 13,997.58 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 6.9988 SEK
Kr 13,997.58You pay$2,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 6.9951 SEK +0.11% vs mid-market Recipient gets Kr 13,969.14 Within minutes
Fastest
Receive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 6.9951 SEK
Kr 13,969.14You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank Transfer
Fees: $8.16 1 AUD = 7.0035 SEK -0.01% vs mid-market Recipient gets Kr 13,949.95 Within minutes
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$8.161 AUD = 7.0035 SEK
Kr 13,949.95You pay$2,000.00

Wise

Pay via Osko
Fees: $8.16 1 AUD = 7.0035 SEK -0.01% vs mid-market Recipient gets Kr 13,949.95 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$8.161 AUD = 7.0035 SEK
Kr 13,949.95You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 6.9731 SEK +0.42% vs mid-market Recipient gets Kr 13,946.20 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Sweden with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 6.9731 SEK
Kr 13,946.20You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $0.00 1 AUD = 6.9731 SEK +0.42% vs mid-market Recipient gets Kr 13,946.20 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Sweden with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 6.9731 SEK
Kr 13,946.20You pay$2,000.00

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 6.9731 SEK +0.42% vs mid-market Recipient gets Kr 13,946.20 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Sweden with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 6.9731 SEK
Kr 13,946.20You pay$2,000.00

Currencies Direct

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.9579 SEK +0.64% vs mid-market Recipient gets Kr 13,915.80 6-12 Hours
Receive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 6.9579 SEK
Kr 13,915.80You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.9572 SEK +0.65% vs mid-market Recipient gets Kr 13,914.39 6-12 Hours
Receive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 6.9572 SEK
Kr 13,914.39You pay$2,000.00

Wise

Pay via Debit Card
Fees: $13.69 1 AUD = 7.0035 SEK -0.01% vs mid-market Recipient gets Kr 13,911.22 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.691 AUD = 7.0035 SEK
Kr 13,911.22You pay$2,000.00

OrbitRemit

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.9304 SEK +1.04% vs mid-market Recipient gets Kr 13,860.74 2 Days

Ways to receive money in Sweden with OrbitRemit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 6.9304 SEK
Kr 13,860.74You pay$2,000.00

Wise

Pay via Credit Card
Fees: $27.23 1 AUD = 7.0035 SEK -0.01% vs mid-market Recipient gets Kr 13,816.39 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$27.231 AUD = 7.0035 SEK
Kr 13,816.39You pay$2,000.00

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.8767 SEK +1.80% vs mid-market Recipient gets Kr 13,753.33 Next Day

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 6.8767 SEK
Kr 13,753.33You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 6.8521 SEK +2.17% vs mid-market Recipient gets Kr 13,704.21 Next Day
Receive to bank account or cash pickup

Ways to receive money in Sweden with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 6.8521 SEK
Kr 13,704.21You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.8521 SEK +2.17% vs mid-market Recipient gets Kr 13,704.21 Next Day
Receive to bank account or cash pickup

Ways to receive money in Sweden with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 6.8521 SEK
Kr 13,704.21You pay$2,000.00

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 6.8275 SEK +2.53% vs mid-market Recipient gets Kr 13,655.09 3-5 Days
0 reviews

Ways to receive money in Sweden with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 6.8275 SEK
Kr 13,655.09You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $3.99 1 AUD = 6.5972 SEK +5.96% vs mid-market Recipient gets Kr 13,194.40 6-12 Hours

Ways to receive money in Sweden with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 6.5972 SEK
Kr 13,194.40You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $3.99 1 AUD = 6.5972 SEK +5.96% vs mid-market Recipient gets Kr 13,194.40 6-12 Hours

Ways to receive money in Sweden with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 6.5972 SEK
Kr 13,194.40You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $3.99 1 AUD = 6.5972 SEK +5.96% vs mid-market Recipient gets Kr 13,194.40 6-12 Hours

Ways to receive money in Sweden with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 6.5972 SEK
Kr 13,194.40You pay$2,003.99
How Our Results Work
Mid-market rate: 1 AUD = 7.0027 SEK Updates every 60 minutes.

How to send money from Australia to Sweden

Pick a company

Start with the cheapest, which is Xe at 13,997.58 SEK on A$2,000.

Xe was the cheapest on 1 of the 29 days it quoted A$2,000 transfers to Sweden.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, osko, payto, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Sweden?

How much AUD you send to Sweden heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 3% of the transfers up to A$2,000 it quoted, and in 3% of all the transfers it quoted.

Cheapest service
$1,0000.18%$1.50Kr 6,981.36with bank transfer to bank deposit+Kr 111.04
$1,5000.11%$2.25Kr 10,479.64with bank transfer to bank deposit+Kr 145.37
$2,000This page0.06%$0.00Kr 13,997.58with debit card to bank deposit+Kr 210.96
$3,0000.16%$0.00Kr 20,973.96with debit card to bank deposit+Kr 298.29
$7,5000.30%$0.00Kr 52,393.12with bank transfer to bank deposit+Kr 687.52
$12,0000.25%$0.00Kr 83,866.55with bank transfer to bank deposit+Kr 1,027.19
$15,0000.15%$0.00Kr 104,923.65with bank transfer to bank deposit+Kr 1,331.02
$50,0000.20%$0.00Kr 349,519.66with bank transfer to bank deposit+Kr 4,469.25
$100,0000.20%$0.00Kr 699,275.55with bank transfer to bank deposit+Kr 9,308.48
$250,0000.15%$0.00Kr 1,749,064.71with bank transfer to bank deposit+Kr 23,871.11
$500,0000.15%$0.00Kr 3,495,824.39with bank transfer to bank deposit+Kr 10,218.02

Mid-market rate: 1 AUD = 7.0027 SEK

AUD/SEK Exchange Rate History

Is today a good time to send money from Australia to Sweden?

The cheapest way to send AUD to SEK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 2,000 AUD transfers to Sweden.

SEK received for $2,000, after fees

Wed, 28 Oct 2026Mid-market rateKr 14,005.43 Xe Kr 13,997.58 NAB Kr 13,655.09XeKr 13,997.58RevolutKr 13,969.14WiseKr 13,949.95Extra cost of a bankKr 342.49

13,200
13,400
13,600
13,800
14,000
14,200
At the mid-market rateWith the cheapest optionWith a bankXeRevolutWise
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9689 – Kr 13,937.71
Revolut Cheapest 6.9604 $3.00 Kr 13,899.90 −Kr 37.81
Wise 6.9699 $8.16 Kr 13,882.89 −Kr 54.82
Xe 6.8773 $0.00 Kr 13,754.66 −Kr 183.05
NAB 6.7594 $0.00 Kr 13,518.83 −Kr 418.88
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9641 – Kr 13,928.23
Revolut Cheapest 6.9562 $3.00 Kr 13,891.52 −Kr 36.71
Wise 6.9644 $8.16 Kr 13,871.89 −Kr 56.34
Xe 6.9258 $0.00 Kr 13,851.70 −Kr 76.53
NAB 6.7812 $0.00 Kr 13,562.30 −Kr 365.93
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9643 – Kr 13,928.64
Revolut Cheapest 6.9564 $3.00 Kr 13,892.02 −Kr 36.62
Wise 6.9645 $8.16 Kr 13,872.25 −Kr 56.39
Xe 6.8741 $0.00 Kr 13,748.10 −Kr 180.54
NAB 6.7812 $0.00 Kr 13,562.30 −Kr 366.34
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9539 – Kr 13,907.72
Revolut Cheapest 6.9444 $3.00 Kr 13,867.92 −Kr 39.80
Wise 6.9531 $8.16 Kr 13,849.40 −Kr 58.32
Xe 6.9143 $0.00 Kr 13,828.60 −Kr 79.12
NAB 6.7749 $0.00 Kr 13,549.90 −Kr 357.82
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9568 – Kr 13,913.57
Wise Cheapest 6.9850 $8.16 Kr 13,912.90 −Kr 0.67
Revolut 6.9638 $23.00 Kr 13,767.35 −Kr 146.22
Xe 6.8401 $0.00 Kr 13,680.28 −Kr 233.29
NAB 6.7544 $0.00 Kr 13,508.82 −Kr 404.75
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9568 – Kr 13,913.57
Wise Cheapest 6.9850 $8.16 Kr 13,912.90 −Kr 0.67
Xe 6.8891 $0.00 Kr 13,778.10 −Kr 135.47
Revolut 6.9638 $23.00 Kr 13,767.35 −Kr 146.22
NAB 6.7544 $0.00 Kr 13,508.82 −Kr 404.75
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9967 – Kr 13,993.38
Revolut Cheapest 6.9903 $3.00 Kr 13,959.53 −Kr 33.85
Wise 6.9976 $8.16 Kr 13,938.14 −Kr 55.24
Xe 6.9584 $0.00 Kr 13,916.76 −Kr 76.62
NAB 6.8152 $0.00 Kr 13,630.49 −Kr 362.89
Exchange rateFees:Recipient getsDifference
Mid-market rate 7.0015 – Kr 14,002.94
Revolut Cheapest 6.9918 $3.00 Kr 13,962.64 −Kr 40.30
Wise 7.0015 $8.16 Kr 13,945.81 −Kr 57.13
Xe 6.9625 $0.00 Kr 13,925.08 −Kr 77.86
NAB 6.8226 $0.00 Kr 13,645.14 −Kr 357.80
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9908 – Kr 13,981.51
Revolut Cheapest 6.9830 $3.00 Kr 13,944.99 −Kr 36.52
Wise 6.9903 $8.16 Kr 13,923.62 −Kr 57.89
Xe 6.9526 $0.00 Kr 13,905.22 −Kr 76.29
NAB 6.8226 $0.00 Kr 13,645.14 −Kr 336.37
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9563 – Kr 13,912.60
Revolut Cheapest 6.9484 $3.00 Kr 13,875.94 −Kr 36.66
Wise 6.9559 $8.16 Kr 13,855.14 −Kr 57.46
Xe 6.8662 $0.00 Kr 13,732.40 −Kr 180.20
NAB 6.7797 $0.00 Kr 13,559.34 −Kr 353.26
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9511 – Kr 13,902.11
Revolut Cheapest 6.9425 $3.00 Kr 13,864.11 −Kr 38.00
Wise 6.9508 $8.16 Kr 13,844.98 −Kr 57.13
Xe 6.9127 $0.00 Kr 13,825.34 −Kr 76.77
NAB 6.7797 $0.00 Kr 13,559.34 −Kr 342.77
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9654 – Kr 13,930.89
Wise Cheapest 6.9828 $8.16 Kr 13,908.66 −Kr 22.23
Revolut 6.9628 $23.00 Kr 13,765.47 −Kr 165.42
Xe 6.8598 $0.00 Kr 13,719.70 −Kr 211.19
NAB 6.7943 $0.00 Kr 13,588.60 −Kr 342.29
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9654 – Kr 13,930.89
Wise Cheapest 6.9828 $8.16 Kr 13,908.66 −Kr 22.23
Revolut 6.9628 $23.00 Kr 13,765.47 −Kr 165.42
Xe 6.8640 $0.00 Kr 13,727.92 −Kr 202.97
NAB 6.7943 $0.00 Kr 13,588.60 −Kr 342.29
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9780 – Kr 13,956.00
Revolut Cheapest 6.9709 $3.00 Kr 13,920.80 −Kr 35.20
Wise 6.9784 $8.16 Kr 13,899.82 −Kr 56.18
Xe 6.9406 $0.00 Kr 13,881.16 −Kr 74.84
NAB 6.7976 $0.00 Kr 13,595.29 −Kr 360.71
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9679 – Kr 13,935.71
Revolut Cheapest 6.9602 $3.00 Kr 13,899.57 −Kr 36.14
Wise 6.9673 $8.16 Kr 13,877.83 −Kr 57.88
Xe 6.8757 $0.00 Kr 13,751.34 −Kr 184.37
NAB 6.7901 $0.00 Kr 13,580.14 −Kr 355.57
Exchange rateFees:Recipient getsDifference
Mid-market rate – – –
Revolut Cheapest 6.9652 $3.00 Kr 13,909.43 –
Wise 6.9714 $8.16 Kr 13,885.95 –
Xe 6.9345 $0.00 Kr 13,869.02 –
NAB 6.7919 $0.00 Kr 13,583.75 –
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9271 – Kr 13,854.24
Revolut Cheapest 6.9186 $3.00 Kr 13,816.42 −Kr 37.82
Wise 6.9264 $8.16 Kr 13,796.22 −Kr 58.02
Xe 6.8359 $0.00 Kr 13,671.80 −Kr 182.44
NAB 6.7919 $0.00 Kr 13,583.75 −Kr 270.49
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.8947 – Kr 13,789.42
Revolut Cheapest 6.8871 $3.00 Kr 13,753.45 −Kr 35.97
Wise 6.8953 $8.16 Kr 13,734.39 −Kr 55.03
Xe 6.8052 $0.00 Kr 13,610.40 −Kr 179.02
NAB 6.7233 $0.00 Kr 13,446.67 −Kr 342.75
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9030 – Kr 13,806.00
OFX Cheapest 6.8581 $0.00 Kr 13,716.26 −Kr 89.74
Wise 6.8833 $8.16 Kr 13,710.37 −Kr 95.63
Revolut 6.8680 $23.00 Kr 13,577.98 −Kr 228.02
Xe 6.7455 $0.00 Kr 13,491.00 −Kr 315.00
NAB 6.6887 $0.00 Kr 13,377.50 −Kr 428.50
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9030 – Kr 13,806.00
OFX Cheapest 6.8581 $0.00 Kr 13,716.26 −Kr 89.74
Wise 6.8833 $8.16 Kr 13,710.37 −Kr 95.63
Revolut 6.8680 $23.00 Kr 13,577.98 −Kr 228.02
Xe 6.7535 $0.00 Kr 13,506.92 −Kr 299.08
NAB 6.6887 $0.00 Kr 13,377.50 −Kr 428.50
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9230 – Kr 13,846.03
Wise Cheapest 6.9248 $8.16 Kr 13,793.05 −Kr 52.98
NAB 6.7465 $0.00 Kr 13,493.07 −Kr 352.96
Xe No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9249 – Kr 13,849.87
Wise Cheapest 6.9246 $8.16 Kr 13,792.70 −Kr 57.17
Xe 6.8864 $0.00 Kr 13,772.76 −Kr 77.11
NAB 6.7465 $0.00 Kr 13,493.07 −Kr 356.80
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9554 – Kr 13,910.77
Revolut Cheapest 6.9474 $3.00 Kr 13,874.04 −Kr 36.73
Wise 6.9551 $8.16 Kr 13,853.51 −Kr 57.26
Xe 6.8647 $0.00 Kr 13,729.42 −Kr 181.35
NAB 6.7806 $0.00 Kr 13,561.24 −Kr 349.53
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9390 – Kr 13,877.94
Revolut Cheapest 6.9333 $3.00 Kr 13,845.85 −Kr 32.09
Wise 6.9397 $8.16 Kr 13,822.69 −Kr 55.25
Xe 6.9024 $0.00 Kr 13,804.90 −Kr 73.04
NAB 6.7546 $0.00 Kr 13,509.12 −Kr 368.82
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9736 – Kr 13,947.29
Revolut Cheapest 6.9656 $3.00 Kr 13,910.31 −Kr 36.98
Wise 6.9736 $8.16 Kr 13,890.28 −Kr 57.01
Xe 6.9356 $0.00 Kr 13,871.16 −Kr 76.13
NAB 6.7546 $0.00 Kr 13,509.12 −Kr 438.17
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9284 – Kr 13,856.85
Wise Cheapest 6.9856 $8.16 Kr 13,914.16 +Kr 57.31
Revolut 6.9697 $23.00 Kr 13,779.19 −Kr 77.66
Xe 6.7984 $0.00 Kr 13,596.80 −Kr 260.05
NAB 6.7511 $0.00 Kr 13,502.14 −Kr 354.71
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9284 – Kr 13,856.85
Wise Cheapest 6.9856 $8.16 Kr 13,914.16 +Kr 57.31
Revolut 6.9697 $23.00 Kr 13,779.19 −Kr 77.66
Xe 6.8642 $0.00 Kr 13,728.32 −Kr 128.53
NAB 6.7511 $0.00 Kr 13,502.14 −Kr 354.71
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9814 – Kr 13,962.82
Revolut Cheapest 6.9714 $3.00 Kr 13,921.88 −Kr 40.94
Wise 6.9815 $8.16 Kr 13,905.99 −Kr 56.83
Xe 6.8912 $0.00 Kr 13,782.38 −Kr 180.44
NAB 6.8045 $0.00 Kr 13,608.94 −Kr 353.88
Exchange rateFees:Recipient getsDifference
Mid-market rate 6.9881 – Kr 13,976.25
Revolut Cheapest 6.9798 $3.00 Kr 13,938.60 −Kr 37.65
Wise 6.9880 $8.16 Kr 13,919.04 −Kr 57.21
Xe 6.9490 $0.00 Kr 13,898.10 −Kr 78.15
NAB 6.8116 $0.00 Kr 13,623.22 −Kr 353.03
Exchange rateFees:Recipient getsDifference
Mid-market rate 7.0027 – Kr 14,005.43
Xe Cheapest 6.9988 $0.00 Kr 13,997.58 −Kr 7.85
Revolut 6.9951 $3.00 Kr 13,969.14 −Kr 36.29
Wise 7.0035 $8.16 Kr 13,949.95 −Kr 55.48
NAB 6.8275 $0.00 Kr 13,655.09 −Kr 350.34

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SEK per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Xe pays 13,997.58 SEK on 2,000 AUD, which is 7.85 SEK less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sweden.

We've tracked 316 comparisons to check how often today's top companies were the cheapest across 11 amounts over the past month.

  1. XeAppeared in 276 comparisons

    Cheapest in 3% of them

  2. RevolutAppeared in 295 comparisons

    Cheapest in 20% of them

  3. WiseAppeared in 315 comparisons

    Cheapest in 27% of them

  4. NABAppeared in 119 comparisons

    Never the cheapest

Based on 316 comparisons across 11 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most SEK, but it was the cheapest in only 3% of the 276 comparisons it appeared in over the past month.

Revolut (today's second cheapest) was the cheapest in only 20% of its comparisons, so it's rarely the cheapest option for transfers to Sweden.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from Australia to Sweden

11 money transfer companies let you send money from Australia to Sweden.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Sweden.

For example, sending A$2,000 with Xe will get you 13,997.58 SEK after a A$0 fee and 0.06% markup.

In our comparisons over the past month, it was the cheapest online service on 1 of the 29 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Xe takes A$0 in fees and 0.06% markup on a A$2,000 transfer, and your SEK arrives in 6-12 hours.

Over the past month, Xe was the cheapest app on 3% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 0.06% on AUD/SEK, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 17% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in SEK, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and SEK in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.11% markup, and the SEK sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 71% of days.

Most useful if you travel often to Sweden, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds 2.53% markup and delivers 13,655.09 SEK, against 13,997.58 SEK via Xe (the cheapest option).

We found NAB was the cheapest bank on 30 of the 30 days it appeared for this amount.

Ways to fund AUD and receive money in Sweden

With Xe, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 13,997.58 SEK.

Our data shows that Xe gets your recipient 342.49 SEK more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with bank transfer, debit card, credit card, osko, payto, and poli.

Recipients in Sweden can collect SEK through bank deposit and cash pickup.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Sweden.

  1. 1
    Debit card Bank deposit

    You pay A$2,000.00

    kr13,998

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay A$2,000.00

    kr13,998

    kr0

  3. 3
    Credit card Bank deposit

    You pay A$2,000.00

    kr13,998

    kr0

  4. 4
    Osko Bank deposit

    You pay A$2,000.00

    kr13,950

    -kr48

  5. 5
    Payto Bank deposit

    You pay A$2,000.00

    kr13,946

    -kr51

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay A$2,003.99

    kr13,194

    -kr803

  2. 7
    Credit card Cash pickup

    You pay A$2,003.99

    kr13,194

    -kr803

  3. 8
    Poli Cash pickup

    You pay A$2,003.99

    kr13,194

    -kr803

Consider this before sending AUD to Sweden

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/SEK transfer options

For a A$2,000 transfer to Sweden, these are the best options right now:

Cheapest

Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 13,997.58 SEK, which is 0.2% more than the next best option.

Fastest

Revolut delivers 13,969.14 SEK in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Sweden.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Sweden.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 11 companies sending AUD to Sweden, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/SEK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.