How to send money to Sweden from Italy with the best EUR-SEK rate

Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 77,325.97 SEK in Sweden.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/SEK transfers

11 of 11 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/SEK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.0754 SEK -0.01% vs mid-market Recipient gets kr 77,163.42 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€32.901 EUR = 11.0754 SEK
kr 77,163.42You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.0113 SEK +0.57% vs mid-market Recipient gets kr 77,079.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0113 SEK
kr 77,079.10You pay€7,000.00

Run a live search

Showing top Italy to Sweden deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0466 SEK +0.25% vs mid-market Recipient gets kr 77,325.97 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Sweden with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 11.0466 SEK
kr 77,325.97You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0444 SEK +0.27% vs mid-market Recipient gets kr 77,310.47 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sweden with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0444 SEK
kr 77,310.47You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0410 SEK +0.30% vs mid-market Recipient gets kr 77,287.21 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Sweden with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0410 SEK
kr 77,287.21You pay€7,000.00

Wise

Pay via Bank transfer
Fee €32.90 1 EUR = 11.0754 SEK -0.01% vs mid-market Recipient gets kr 77,163.42 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€32.901 EUR = 11.0754 SEK
kr 77,163.42You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0189 SEK +0.50% vs mid-market Recipient gets kr 77,132.17 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sweden with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0189 SEK
kr 77,132.17You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0136 SEK +0.55% vs mid-market Recipient gets kr 77,095.20 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Sweden with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0136 SEK
kr 77,095.20You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 11.0113 SEK +0.57% vs mid-market Recipient gets kr 77,079.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0113 SEK
kr 77,079.10You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 11.0113 SEK +0.57% vs mid-market Recipient gets kr 77,079.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0113 SEK
kr 77,079.10You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 11.0113 SEK +0.57% vs mid-market Recipient gets kr 77,079.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sweden with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 11.0113 SEK
kr 77,079.10You pay€7,000.00

Wise

Pay via iDEAL
Fee €43.03 1 EUR = 11.0754 SEK -0.01% vs mid-market Recipient gets kr 77,051.23 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€43.031 EUR = 11.0754 SEK
kr 77,051.23You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.71 1 EUR = 10.9960 SEK +0.71% vs mid-market Recipient gets kr 76,942.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Sweden with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.711 EUR = 10.9960 SEK
kr 76,942.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.00 1 EUR = 11.0442 SEK +0.27% vs mid-market Recipient gets kr 76,646.85 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.001 EUR = 11.0442 SEK
kr 76,646.85You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €87.94 1 EUR = 11.0754 SEK -0.01% vs mid-market Recipient gets kr 76,553.83 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€87.941 EUR = 11.0754 SEK
kr 76,553.83You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.9192 SEK +1.40% vs mid-market Recipient gets kr 76,434.49 Minutes - 2 days

Ways to receive money in Sweden with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.9192 SEK
kr 76,434.49You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.99 1 EUR = 10.8777 SEK +1.79% vs mid-market Recipient gets kr 76,143.90 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,000.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,004.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 10.6310 SEK
kr 74,417.00You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.99 1 EUR = 10.8777 SEK +1.79% vs mid-market Recipient gets kr 76,143.90 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,000.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,004.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 10.6310 SEK
kr 74,417.00You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.99 1 EUR = 10.8777 SEK +1.79% vs mid-market Recipient gets kr 76,143.90 Minutes - 24 hours

Ways to receive money in Sweden with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 10.8777 SEK
kr 76,143.90You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 10.6310 SEK
kr 74,417.00You pay€7,004.99
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 11.0442 SEK +0.27% vs mid-market Recipient gets kr 76,105.68 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sweden with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 11.0442 SEK
kr 76,105.68You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €130.01 1 EUR = 11.0754 SEK -0.01% vs mid-market Recipient gets kr 76,087.89 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sweden with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€130.011 EUR = 11.0754 SEK
kr 76,087.89You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 11.0743 SEK Updates every 60 minutes.

How to send money from Italy to Sweden

Pick a company

For a one-off EUR transfer to Sweden, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 29 of the 30 days it quoted €7,000 transfers to Sweden.

On a 7,000 EUR transfer, Key Currency delivers the most SEK.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/SEK rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.

Sending money to Sweden directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Compare amounts

How much EUR are you sending to Sweden?

How much EUR you send to Sweden heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 97% of the transfers from €5,000 it quoted, and in 97% of all the transfers it quoted.

Cheapest service
€500€0.00kr 5,514.11with debit card to bank deposit+kr 584.36
€1,0000.42%€0.00kr 11,028.21with debit card to bank deposit+kr 76.64
€2,0000.42%€0.00kr 22,056.43with debit card to bank deposit+kr 70.56
€5,0000.30%€0.00kr 55,188.46with bank transfer to bank deposit+kr 263.72
€7,000This page0.25%€0.00kr 77,325.97with bank transfer to bank deposit+kr 546.74

Mid-market rate: 1 EUR = 11.0743 SEK

EUR/SEK Exchange Rate History

Is today a good time to send money from Italy to Sweden?

The cheapest way to send EUR to SEK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Sweden.

SEK received for €7,000, after fees

Wed, 28 Oct 2026Mid-market ratekr 77,519.77 Key Currency kr 77,325.97Key Currencykr 77,325.97Regency FXkr 77,310.47TorFxkr 77,287.21

77.000
77.500
78.000
78.500
79.000
79.500
80.000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3411 – kr 79,387.51
Key Currency Cheapest 11.3127 €0.00 kr 79,189.04 −kr 198.47
Regency FX 11.3105 €0.00 kr 79,173.16 −kr 214.35
TorFx 11.3070 €0.00 kr 79,149.35 −kr 238.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3272 – kr 79,290.62
Key Currency Cheapest 11.2989 €0.00 kr 79,092.40 −kr 198.22
Regency FX 11.2966 €0.00 kr 79,076.54 −kr 214.08
TorFx 11.2933 €0.00 kr 79,052.75 −kr 237.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3573 – kr 79,501.37
Key Currency Cheapest 11.3289 €0.00 kr 79,302.61 −kr 198.76
Regency FX 11.3267 €0.00 kr 79,286.71 −kr 214.66
TorFx 11.3233 €0.00 kr 79,262.86 −kr 238.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2931 – kr 79,051.46
Key Currency Cheapest 11.2648 €0.00 kr 78,853.83 −kr 197.63
Regency FX 11.2626 €0.00 kr 78,838.02 −kr 213.44
TorFx 11.2592 €0.00 kr 78,814.31 −kr 237.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3045 – kr 79,131.56
Key Currency Cheapest 11.2762 €0.00 kr 78,933.73 −kr 197.83
Regency FX 11.2740 €0.00 kr 78,917.90 −kr 213.66
TorFx 11.2706 €0.00 kr 78,894.16 −kr 237.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.3045 – kr 79,131.56
Key Currency Cheapest 11.2762 €0.00 kr 78,933.73 −kr 197.83
Regency FX 11.2740 €0.00 kr 78,917.90 −kr 213.66
TorFx 11.2706 €0.00 kr 78,894.16 −kr 237.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2724 – kr 78,907.11
Key Currency Cheapest 11.2443 €0.00 kr 78,709.84 −kr 197.27
Regency FX 11.2420 €0.00 kr 78,694.06 −kr 213.05
TorFx 11.2386 €0.00 kr 78,670.39 −kr 236.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2517 – kr 78,761.94
Key Currency Cheapest 11.2236 €0.00 kr 78,565.03 −kr 196.90
Regency FX 11.2213 €0.00 kr 78,549.28 −kr 212.65
TorFx 11.2179 €0.00 kr 78,525.65 −kr 236.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2396 – kr 78,677.37
Key Currency Cheapest 11.2115 €0.00 kr 78,480.67 −kr 196.70
Regency FX 11.2093 €0.00 kr 78,464.94 −kr 212.43
TorFx 11.2059 €0.00 kr 78,441.34 −kr 236.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2041 – kr 78,428.53
Key Currency Cheapest 11.1761 €0.00 kr 78,232.45 −kr 196.07
Regency FX 11.1738 €0.00 kr 78,216.77 −kr 211.75
TorFx 11.1705 €0.00 kr 78,193.24 −kr 235.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1783 – kr 78,247.85
Key Currency Cheapest 11.1503 €0.00 kr 78,052.23 −kr 195.62
Regency FX 11.1481 €0.00 kr 78,036.58 −kr 211.27
TorFx 11.1447 €0.00 kr 78,013.10 −kr 234.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2035 – kr 78,424.77
Key Currency Cheapest 11.1755 €0.00 kr 78,228.70 −kr 196.07
Regency FX 11.1733 €0.00 kr 78,213.02 −kr 211.75
TorFx 11.1699 €0.00 kr 78,189.49 −kr 235.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2035 – kr 78,424.77
Key Currency Cheapest 11.1755 €0.00 kr 78,228.70 −kr 196.07
Regency FX 11.1733 €0.00 kr 78,213.02 −kr 211.75
TorFx 11.1699 €0.00 kr 78,189.49 −kr 235.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.2047 – kr 78,432.95
Key Currency Cheapest 11.1767 €0.00 kr 78,236.87 −kr 196.08
Regency FX 11.1745 €0.00 kr 78,221.18 −kr 211.77
TorFx 11.1711 €0.00 kr 78,197.65 −kr 235.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1787 – kr 78,250.71
Key Currency Cheapest 11.1507 €0.00 kr 78,055.08 −kr 195.63
Regency FX 11.1485 €0.00 kr 78,039.43 −kr 211.28
TorFx 11.1451 €0.00 kr 78,015.96 −kr 234.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1529 – kr 78,070.64
Key Currency Cheapest 11.1251 €0.00 kr 77,875.47 −kr 195.17
Regency FX 11.1228 €0.00 kr 77,859.85 −kr 210.79
TorFx 11.1195 €0.00 kr 77,836.43 −kr 234.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1847 – kr 78,293.20
Key Currency Cheapest 11.1568 €0.00 kr 78,097.47 −kr 195.73
Regency FX 11.1545 €0.00 kr 78,081.81 −kr 211.39
TorFx 11.1512 €0.00 kr 78,058.32 −kr 234.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1373 – kr 77,961.28
Key Currency Cheapest 11.1095 €0.00 kr 77,766.38 −kr 194.90
Regency FX 11.1073 €0.00 kr 77,750.79 −kr 210.49
TorFx 11.1039 €0.00 kr 77,727.40 −kr 233.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1387 – kr 77,971.13
Key Currency Cheapest 11.1109 €0.00 kr 77,776.20 −kr 194.93
Regency FX 11.1087 €0.00 kr 77,760.61 −kr 210.52
TorFx 11.1053 €0.00 kr 77,737.22 −kr 233.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1387 – kr 77,971.13
Key Currency Cheapest 11.1109 €0.00 kr 77,776.20 −kr 194.93
Regency FX 11.1087 €0.00 kr 77,760.61 −kr 210.52
TorFx 11.1053 €0.00 kr 77,737.22 −kr 233.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1187 – kr 77,831.22
Key Currency Cheapest 11.0909 €0.00 kr 77,636.64 −kr 194.58
Regency FX 11.0887 €0.00 kr 77,621.07 −kr 210.15
TorFx 11.0854 €0.00 kr 77,597.72 −kr 233.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1046 – kr 77,732.42
Key Currency Cheapest 11.0769 €0.00 kr 77,538.09 −kr 194.33
Regency FX 11.0746 €0.00 kr 77,522.54 −kr 209.88
TorFx 11.0713 €0.00 kr 77,499.22 −kr 233.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1163 – kr 77,814.31
Key Currency Cheapest 11.0885 €0.00 kr 77,619.77 −kr 194.54
Regency FX 11.0863 €0.00 kr 77,604.21 −kr 210.10
TorFx 11.0830 €0.00 kr 77,580.87 −kr 233.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1186 – kr 77,829.88
Key Currency Cheapest 11.0908 €0.00 kr 77,635.30 −kr 194.58
Regency FX 11.0885 €0.00 kr 77,619.74 −kr 210.14
TorFx 11.0852 €0.00 kr 77,596.39 −kr 233.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1190 – kr 77,833.12
Key Currency Cheapest 11.0912 €0.00 kr 77,638.54 −kr 194.58
Regency FX 11.0890 €0.00 kr 77,622.97 −kr 210.15
TorFx 11.0857 €0.00 kr 77,599.62 −kr 233.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1259 – kr 77,881.63
Key Currency Cheapest 11.0981 €0.00 kr 77,686.92 −kr 194.71
Regency FX 11.0959 €0.00 kr 77,671.35 −kr 210.28
TorFx 11.0926 €0.00 kr 77,647.98 −kr 233.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1259 – kr 77,881.63
Key Currency Cheapest 11.0981 €0.00 kr 77,686.92 −kr 194.71
Regency FX 11.0959 €0.00 kr 77,671.35 −kr 210.28
TorFx 11.0926 €0.00 kr 77,647.98 −kr 233.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1343 – kr 77,940.28
Key Currency Cheapest 11.1065 €0.00 kr 77,745.43 −kr 194.85
Regency FX 11.1043 €0.00 kr 77,729.84 −kr 210.44
TorFx 11.1009 €0.00 kr 77,706.46 −kr 233.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1164 – kr 77,814.79
Xe Cheapest 11.0978 €0.00 kr 77,684.60 −kr 130.19
Key Currency 11.0886 €0.00 kr 77,620.26 −kr 194.53
Regency FX 11.0864 €0.00 kr 77,604.69 −kr 210.10
TorFx 11.0830 €0.00 kr 77,581.35 −kr 233.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.0743 – kr 77,519.77
Key Currency Cheapest 11.0466 €0.00 kr 77,325.97 −kr 193.80
Regency FX 11.0444 €0.00 kr 77,310.47 −kr 209.30
TorFx 11.0410 €0.00 kr 77,287.21 −kr 232.56

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SEK per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SEK on every transfer from Italy.

Right now, Key Currency pays 77,325.97 SEK on 7,000 EUR, which is 193.8 SEK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 79,302.61 SEK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sweden.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 30 comparisons

    Cheapest in 97% of them

  2. Regency FXAppeared in 30 comparisons

    Never the cheapest

  3. TorFxAppeared in 43 comparisons

    Cheapest in 16% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Italy to Sweden

11 companies send money from Italy to Sweden. You can send EUR via broker, online, app, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Wise is the easiest and most convenient option.

Over the past month, Wise was the cheapest app on 96% of the days it appeared for €7,000 transfers.

Wise charges €32.9 on a €7,000 transfer, and 77,163.42 SEK lands in within 3 hours.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Wise delivers 77,163.42 SEK on €7,000 with a €32.9 fee and -0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 28 days it quoted.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Sweden, the better rate you will get.

Key Currency charges no fee and adds 0.25% on EUR/SEK rate.

Our analysis shows Key Currency was the cheapest broker in 97% of the transfers from €5,000 it quoted.

Travelling and receiving

Multi-currency accounts

If you travel to Sweden often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and SEK in one account, and give you local details.

I suggest trying Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

It holds EUR and SEK balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive SEK in Sweden

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 77,325.97 SEK.

In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send SEK to Sweden by themselves.

In Sweden, the recipient can use bank deposit, card deposit, and cash pickup.

In Sweden, they can collect cash through All Banks.

They need to take a photo ID and the collection reference to a participating All Banks location in Sweden.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    kr77,326

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    kr77,079

    -kr247

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    kr77,079

    -kr247

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    kr77,051

    -kr275

  5. 5
    Debit card Card deposit

    You pay €7,004.99

    kr76,144

    -kr1,182

Show moreShow less
  1. 6
    Credit card Card deposit

    You pay €7,004.99

    kr76,144

    -kr1,182

  2. 7
    Bank transfer Cash pickup

    You pay €7,004.99

    kr74,417

    -kr2,909

  3. 8
    Debit card Cash pickup

    You pay €7,004.99

    kr74,417

    -kr2,909

  4. 9
    Credit card Cash pickup

    You pay €7,004.99

    kr74,417

    -kr2,909

Consider this when sending money from Italy to Sweden

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Sweden.

Cheapest way to send money to Sweden

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 77,325.97 SEK, which is 0.02% more than the next best option.

Fastest way to send money to Sweden

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 76,646.85 SEK, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Key Currency then convert the money into SEK and pay your recipient in Sweden through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 11 of them on EUR to Sweden, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/SEK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.