Regular transfers
Money transfer apps
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Wise charges €32.9 on a €7,000 transfer, and 78,789.54 SEK lands in within 3 hours.
Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 78,974.78 SEK in Sweden.
For speed, Revolut is fastest, with delivery in within minutes.
| 11 of 11 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/SEK transfers | |||
| Promoted Wise Pay via Bank transfer | Fee €32.90 1 EUR = 11.3088 SEK +0.01% vs mid-market | Recipient gets kr 78,789.54 Within minutes | |
Ways to receive money in Sweden with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €32.901 EUR = 11.3088 SEK kr 78,789.54You pay€7,000.00 | |||
| Promoted Xe Pay via Debit card | Fee €0.00 1 EUR = 11.2425 SEK +0.60% vs mid-market | Recipient gets kr 78,697.50 Minutes - 24 hours | |
Ways to receive money in Sweden with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 11.2425 SEK kr 78,697.50You pay€7,000.00 | |||
Run a live search Showing top Italy to Sweden deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to SEK rates. | |||
Run a live search These companies offer multi-currency accounts for spending SEK. We suggest doing a live search based on how much EUR you're planning to spend in Sweden. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 11.2821 SEK +0.25% vs mid-market | Recipient gets kr 78,974.78 Minutes - 3 days | |
Ways to receive money in Sweden with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 11.2821 SEK kr 78,974.78You pay€7,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 11.2798 SEK +0.27% vs mid-market | Recipient gets kr 78,958.95 Minutes - 24 hours | |
Ways to receive money in Sweden with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 11.2798 SEK kr 78,958.95You pay€7,000.00 | |||
| TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 11.2765 SEK +0.30% vs mid-market | Recipient gets kr 78,935.20 Minutes - 24 hours | |
Ways to receive money in Sweden with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 11.2765 SEK kr 78,935.20You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €32.90 1 EUR = 11.3088 SEK +0.01% vs mid-market | Recipient gets kr 78,789.54 Within minutes | |
Ways to receive money in Sweden with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €32.901 EUR = 11.3088 SEK kr 78,789.54You pay€7,000.00 | |||
| OFX Pay via Bank transfer | Fee €0.00 1 EUR = 11.2538 SEK +0.50% vs mid-market | Recipient gets kr 78,776.85 Minutes - 24 hours | |
Ways to receive money in Sweden with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 11.2538 SEK kr 78,776.85You pay€7,000.00 | |||
| Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 11.2518 SEK +0.52% vs mid-market | Recipient gets kr 78,762.60 Minutes - 24 hours | |
Ways to receive money in Sweden with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 11.2518 SEK kr 78,762.60You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 11.2425 SEK +0.60% vs mid-market | Recipient gets kr 78,697.50 Minutes - 24 hours | |
Ways to receive money in Sweden with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 11.2425 SEK kr 78,697.50You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 11.2425 SEK +0.60% vs mid-market | Recipient gets kr 78,697.50 Minutes - 24 hours | |
Ways to receive money in Sweden with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 11.2425 SEK kr 78,697.50You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 11.2425 SEK +0.60% vs mid-market | Recipient gets kr 78,697.50 Minutes - 24 hours | |
Ways to receive money in Sweden with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 11.2425 SEK kr 78,697.50You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €43.03 1 EUR = 11.3088 SEK +0.01% vs mid-market | Recipient gets kr 78,674.98 Within minutes | |
Ways to receive money in Sweden with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €43.031 EUR = 11.3088 SEK kr 78,674.98You pay€7,000.00 | |||
| CurrencyFair Pay via Bank transfer | Fee €2.65 1 EUR = 11.2320 SEK +0.70% vs mid-market | Recipient gets kr 78,594.00 Minutes - 24 hours | |
Ways to receive money in Sweden with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.651 EUR = 11.2320 SEK kr 78,594.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Bank transfer | Fee €60.00 1 EUR = 11.2888 SEK +0.19% vs mid-market | Recipient gets kr 78,344.31 Within minutes | |
Ways to receive money in Sweden with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.001 EUR = 11.2888 SEK kr 78,344.31You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €87.94 1 EUR = 11.3088 SEK +0.01% vs mid-market | Recipient gets kr 78,167.10 Within minutes | |
Ways to receive money in Sweden with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €87.941 EUR = 11.3088 SEK kr 78,167.10You pay€7,000.00 | |||
| Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 11.1520 SEK +1.40% vs mid-market | Recipient gets kr 78,064.30 Minutes - 2 days | |
Ways to receive money in Sweden with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 11.1520 SEK kr 78,064.30You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 11.2888 SEK +0.19% vs mid-market | Recipient gets kr 77,791.16 Within minutes | |
Ways to receive money in Sweden with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 11.2888 SEK kr 77,791.16You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €130.01 1 EUR = 11.3088 SEK +0.01% vs mid-market | Recipient gets kr 77,691.34 Within minutes | |
Ways to receive money in Sweden with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €130.011 EUR = 11.3088 SEK kr 77,691.34You pay€7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 11.0591 SEK +2.25% vs mid-market | Recipient gets kr 77,413.70 Minutes - 24 hours | |
Ways to receive money in Sweden with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 11.0591 SEK kr 77,413.70You pay€7,000.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 11.0591 SEK kr 77,413.70You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 10.8129 SEK kr 75,690.30You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 11.0591 SEK +2.25% vs mid-market | Recipient gets kr 77,413.70 Minutes - 24 hours | |
Ways to receive money in Sweden with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 11.0591 SEK kr 77,413.70You pay€7,000.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 11.0591 SEK kr 77,413.70You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 10.8129 SEK kr 75,690.30You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 11.0591 SEK +2.25% vs mid-market | Recipient gets kr 77,413.70 Minutes - 24 hours | |
Ways to receive money in Sweden with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 11.0591 SEK kr 77,413.70You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 10.8129 SEK kr 75,690.30You pay€7,004.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 11.3104 SEK Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Sweden, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most SEK.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/SEK rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to Sweden directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
11 companies send money from Italy to Sweden. You can send EUR via broker, online, app, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Wise charges €32.9 on a €7,000 transfer, and 78,789.54 SEK lands in within 3 hours.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 78,789.54 SEK on €7,000 with a €32.9 fee and 0.01% markup.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Sweden, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/SEK rate.
Travelling and receiving
If you travel to Sweden often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and SEK in one account, and give you local details.
I suggest trying Wise.
It holds EUR and SEK balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 78,974.78 SEK.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send SEK to Sweden by themselves.
In Sweden, the recipient can use bank deposit, card deposit, and cash pickup.
In Sweden, they can collect cash through All Banks.
They need to take a photo ID and the collection reference to a participating All Banks location in Sweden.
You pay €7,000.00
kr78,975
Cheapest
You pay €7,000.00
kr78,698
-kr277
You pay €7,000.00
kr78,698
-kr277
You pay €7,000.00
kr78,675
-kr300
You pay €7,004.99
kr77,414
-kr1,561
You pay €7,004.99
kr77,414
-kr1,561
You pay €7,004.99
kr75,690
-kr3,284
You pay €7,004.99
kr75,690
-kr3,284
You pay €7,004.99
kr75,690
-kr3,284
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Sweden.
Cheapest way to send money to Sweden
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 78,974.78 SEK, which is 0.02% more than the next best option.
Fastest way to send money to Sweden
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 78,344.31 SEK, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Key Currency then convert the money into SEK and pay your recipient in Sweden through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
The exchange rate affects the final SEK amount, so compare today's quote with the recent EUR/SEK range before sending.
Mid-market rate:1 EUR = 11.310744 SEK
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 11 of them on EUR to Sweden, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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