How to send money to Singapore from Australia with the best AUD-SGD rate

Of the 10 companies we analysed, Revolut is the cheapest app overall for sending $2,000 to Singapore.

On a 2,000 AUD transfer it will get your recipient 1,821.5 SGD.

Best companies for AUD/SGD transfers

12 of 12 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/SGD exchange rates from our comparisons.

Based on 2,000 AUD transfer

Best companies for AUD/SGD transfers

All money transfer offers for AUD/SGD transfers, sorted by most SGD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
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Wise

Wise

Pay via Bank Transfer
Fees: $8.03 1 AUD = 0.9128 SGD 0.00% vs mid-market Recipient gets $1,818.29 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$8.031 AUD = 0.9128 SGD
$1,818.29You pay$2,000.00
Ad
MoneyGram

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 0.8949 SGD +1.99% vs mid-market Recipient gets $1,789.80 6-12 Hours

Ways to receive money in Singapore with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 0.8949 SGD
$1,789.80You pay$2,002.99
PayNow6-12 HoursAvailable via:PayNow
$2.991 AUD = 0.8949 SGD
$1,789.80You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 0.8697 SGD
$1,739.40You pay$2,003.99

Run a live search

Showing top Australia to Singapore deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 0.9121 SGD +0.08% vs mid-market Recipient gets $1,821.50 Within minutes
CheapestUsing Bank Transfer with Revolut is the cheapest way to send money to Singapore from Australia.FastestRevolut with Bank Transfer deposit is the fastest way to send AUD to Singapore.
Receive to bank account

Ways to receive money in Singapore with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 0.9121 SGD
$1,821.50You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Remitly

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 0.9103 SGD +0.28% vs mid-market Recipient gets $1,820.60 2 Days
Receive to bank account or cash pickup

Ways to receive money in Singapore with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 0.9103 SGD
$1,820.60You pay$2,000.00
Wise

Wise

Pay via Bank Transfer
Fees: $8.03 1 AUD = 0.9128 SGD 0.00% vs mid-market Recipient gets $1,818.29 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Australia to Singapore.
Receive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$8.031 AUD = 0.9128 SGD
$1,818.29You pay$2,000.00
Wise

Wise

Pay via Osko
Fees: $8.03 1 AUD = 0.9128 SGD 0.00% vs mid-market Recipient gets $1,818.29 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$8.031 AUD = 0.9128 SGD
$1,818.29You pay$2,000.00
OFX

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.9069 SGD +0.65% vs mid-market Recipient gets $1,813.83 6-12 Hours
Receive to bank account

Ways to receive money in Singapore with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.9069 SGD
$1,813.83You pay$2,000.00
Wise

Wise

Pay via Debit Card
Fees: $13.56 1 AUD = 0.9128 SGD 0.00% vs mid-market Recipient gets $1,813.24 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.561 AUD = 0.9128 SGD
$1,813.24You pay$2,000.00
Western Union

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 0.9061 SGD +0.74% vs mid-market Recipient gets $1,812.22 Next Day
Receive to bank account or cash pickup

Ways to receive money in Singapore with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.9061 SGD
$1,812.22You pay$2,000.00
Western Union

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.9061 SGD +0.74% vs mid-market Recipient gets $1,812.22 Next Day
Receive to bank account or cash pickup

Ways to receive money in Singapore with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.9061 SGD
$1,812.22You pay$2,000.00
Wise

Wise

Pay via Credit Card
Fees: $27.10 1 AUD = 0.9128 SGD 0.00% vs mid-market Recipient gets $1,800.88 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$27.101 AUD = 0.9128 SGD
$1,800.88You pay$2,000.00
Xe

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.9000 SGD +1.42% vs mid-market Recipient gets $1,799.96 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.9000 SGD
$1,799.96You pay$2,000.00
Panda Remit

Panda Remit

Pay via Bank Transfer
Fees: $5.99 1 AUD = 0.9002 SGD +1.40% vs mid-market Recipient gets $1,795.01 6-12 Hours
0 reviews

Ways to receive money in Singapore with Panda Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$5.991 AUD = 0.9002 SGD
$1,795.01You pay$2,000.00
Remitly

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 0.8975 SGD +1.70% vs mid-market Recipient gets $1,795.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Singapore with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 0.8975 SGD
$1,795.00You pay$2,000.00
Remitly

Remitly

Pay via Credit Card
Fees: $20.00 1 AUD = 0.8975 SGD +1.70% vs mid-market Recipient gets $1,795.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Singapore with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 AUD = 0.8975 SGD
$1,795.00You pay$2,020.00
Xe

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 0.9000 SGD +1.42% vs mid-market Recipient gets $1,794.56 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 0.9000 SGD
$1,794.56You pay$2,000.00
Moneycorp

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.8964 SGD +1.80% vs mid-market Recipient gets $1,792.83 Next Day

Ways to receive money in Singapore with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.8964 SGD
$1,792.83You pay$2,000.00
Orbit Remit

Orbit Remit

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.8958 SGD +1.88% vs mid-market Recipient gets $1,791.64 2 Days

Ways to receive money in Singapore with Orbit Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 0.8958 SGD
$1,791.64You pay$2,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 0.8949 SGD +1.99% vs mid-market Recipient gets $1,789.80 6-12 Hours

Ways to receive money in Singapore with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 0.8949 SGD
$1,789.80You pay$2,002.99
PayNow6-12 HoursAvailable via:PayNow
$2.991 AUD = 0.8949 SGD
$1,789.80You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 0.8697 SGD
$1,739.40You pay$2,003.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via POLi
Fees: $2.99 1 AUD = 0.8949 SGD +1.99% vs mid-market Recipient gets $1,789.80 6-12 Hours

Ways to receive money in Singapore with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 0.8949 SGD
$1,789.80You pay$2,002.99
PayNow6-12 HoursAvailable via:PayNow
$2.991 AUD = 0.8949 SGD
$1,789.80You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 0.8697 SGD
$1,739.40You pay$2,003.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 0.8949 SGD +1.99% vs mid-market Recipient gets $1,789.80 6-12 Hours

Ways to receive money in Singapore with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$32.991 AUD = 0.8949 SGD
$1,789.80You pay$2,032.99
PayNow6-12 HoursAvailable via:PayNow
$32.991 AUD = 0.8949 SGD
$1,789.80You pay$2,032.99
Cash pickup6-12 Hours
$32.991 AUD = 0.8697 SGD
$1,739.40You pay$2,032.99
Xe

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 0.9000 SGD +1.42% vs mid-market Recipient gets $1,786.46 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 0.9000 SGD
$1,786.46You pay$2,000.00
NAB

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.8894 SGD +2.60% vs mid-market Recipient gets $1,778.87 3-5 Days
0 reviews

Ways to receive money in Singapore with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 0.8894 SGD
$1,778.87You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.8799 SGD +3.68% vs mid-market Recipient gets $1,759.80 6-12 Hours

Ways to receive money in Singapore with Ria Money Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.8799 SGD
$1,759.80You pay$2,000.00
Mobile wallet6-12 Hours
Free1 AUD = 0.8799 SGD
$1,759.80You pay$2,000.00
Cash pickup6-12 Hours
Free1 AUD = 0.8799 SGD
$1,759.80You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Mobile wallet
Fees: $0.00 1 AUD = 0.8799 SGD +3.68% vs mid-market Recipient gets $1,759.80 6-12 Hours

Ways to receive money in Singapore with Ria Money Transfer when paying by mobile wallet.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.8799 SGD
$1,759.80You pay$2,000.00
Mobile wallet6-12 Hours
Free1 AUD = 0.8799 SGD
$1,759.80You pay$2,000.00
Cash pickup6-12 Hours
Free1 AUD = 0.8799 SGD
$1,759.80You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 0.8799 SGD +3.68% vs mid-market Recipient gets $1,757.26 6-12 Hours

Ways to receive money in Singapore with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 0.8799 SGD
$1,757.26You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 0.8799 SGD
$1,757.26You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 0.8799 SGD
$1,757.26You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 0.8799 SGD +3.68% vs mid-market Recipient gets $1,757.26 6-12 Hours

Ways to receive money in Singapore with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 0.8799 SGD
$1,757.26You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 0.8799 SGD
$1,757.26You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 0.8799 SGD
$1,757.26You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 0.912848 SGD Updates every 60 minutes.

How to send money from Australia to Singapore

Pick a company

Start with the cheapest, which is Revolut at 1,821.5 SGD on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including bank transfer, debit card, credit card, payto, osko, poli, and mobile wallet.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to Singapore

10 money transfer companies let you send money from Australia to Singapore.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Singapore.

For example, sending $500 with Remitly will get you 1,820.6 SGD after a $0 fee and 0.28% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Revolut takes $3 in fees and 0.08% markup on a $3 transfer, and your SGD arrives in within minutes.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/SGD, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in SGD, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and SGD in one account, and convert when the rate suits you.

Revolut converts $2,000 at 0.08% markup, and the SGD sits in your account until you spend or transfer it.

Most useful if you travel often to Singapore, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 2.6% markup and delivers 1,778.87 SGD, against 1,821.5 SGD via Revolut (the cheapest option).

Ways to fund AUD and receive money in Singapore

With Revolut, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 1,821.5 SGD.

You can fund the transfer with bank transfer, debit card, credit card, payto, osko, poli, and mobile wallet.

Recipients in the Singapore can collect SGD through bank deposit, cash pickup, paynow, and mobile wallet.

Your recipient can have SGD delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive SGD in a mobile wallet

Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Singapore.

  1. 1
    Bank transfer Bank deposit

    You pay $2,000.00

    $1,822

    Cheapest

  2. 2
    Payto Bank deposit

    You pay $2,000.00

    $1,821

    -$0.90

  3. 3
    Osko Bank deposit

    You pay $2,000.00

    $1,818

    -$3

  4. 4
    Debit card Bank deposit

    You pay $2,000.00

    $1,813

    -$8

  5. 5
    Credit card Bank deposit

    You pay $2,000.00

    $1,801

    -$21

Show moreShow less
  1. 6
    Debit card Paynow

    You pay $2,002.99

    $1,790

    -$32

  2. 7
    Credit card Paynow

    You pay $2,032.99

    $1,790

    -$32

  3. 8
    Poli Bank deposit

    You pay $2,002.99

    $1,790

    -$32

  4. 9
    Poli Paynow

    You pay $2,002.99

    $1,790

    -$32

  5. 10
    Bank transfer Mobile wallet

    You pay $2,000.00

    $1,760

    -$62

  6. 11
    Bank transfer Cash pickup

    You pay $2,000.00

    $1,760

    -$62

  7. 12
    Mobile wallet Bank deposit

    You pay $2,000.00

    $1,760

    -$62

  8. 13
    Mobile wallet Mobile wallet

    You pay $2,000.00

    $1,760

    -$62

  9. 14
    Mobile wallet Cash pickup

    You pay $2,000.00

    $1,760

    -$62

  10. 15
    Debit card Cash pickup

    You pay $2,000.00

    $1,757

    -$64

  11. 16
    Debit card Mobile wallet

    You pay $2,000.00

    $1,757

    -$64

  12. 17
    Credit card Cash pickup

    You pay $2,000.00

    $1,757

    -$64

  13. 18
    Credit card Mobile wallet

    You pay $2,000.00

    $1,757

    -$64

  14. 19
    Poli Cash pickup

    You pay $2,003.99

    $1,739

    -$82

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Singapore, these are the best options right now:

Cheapest

Revolut is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 1,821.5 SGD, which is 0.05% more than the next best option.

Fastest

Revolut delivers 1,821.5 SGD in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Singapore.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Singapore.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-SGD Exchange Rate

Getting a better AUD to SGD rate

Small changes in the AUD/SGD rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 0.912494 SGD

How we analyse the market

We track 10 companies sending AUD to Singapore, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.