How to send money to Kenya from Malaysia with the best MYR-KES rate

Regency FX is the cheapest way to send money to Kenya, giving your recipient 260,231.76 KES from RM8,200.

If you need money fast, we suggest using Wise, your KES transfer will arrive in within minutes.

Best companies for MYR/KES transfers

3 of 3 providers

Last updated on 26 September 2026

Based on 8,200 MYR transfer

Best companies for MYR/KES transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee RM 112.55 1 MYR = 31.7876 KES +0.11% vs mid-market Recipient gets KES 257,081.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
RM 112.551 MYR = 31.7876 KES
KES 257,081.00You payRM 8,200.00

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Showing top Malaysia to Kenya deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee RM 0.00 1 MYR = 31.7356 KES +0.27% vs mid-market Recipient gets KES 260,231.76 Minutes - 24 hours
0 reviews
Cheapest
Personal account manager

Ways to receive money in Kenya with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 MYR = 31.7356 KES
KES 260,231.76You payRM 8,200.00

Wise

Pay via Bank transfer
Fee RM 112.55 1 MYR = 31.7876 KES +0.11% vs mid-market Recipient gets KES 257,081.00 Within minutes
FastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
RM 112.551 MYR = 31.7876 KES
KES 257,081.00You payRM 8,200.00

Wise

Pay via FPX
Fee RM 112.55 1 MYR = 31.7876 KES +0.11% vs mid-market Recipient gets KES 257,081.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by fpx.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
RM 112.551 MYR = 31.7876 KES
KES 257,081.00You payRM 8,200.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee RM 5.00 1 MYR = 30.6795 KES +3.65% vs mid-market Recipient gets KES 251,418.34 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
RM 5.001 MYR = 30.6795 KES
KES 251,418.34You payRM 8,200.00
How Our Results Work
Mid-market rate: 1 MYR = 31.8215 KES Updates every 60 minutes.

How to send money from Malaysia to Kenya

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer, fpx, and debit card.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Kenya.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Ways to send money from Malaysia to Kenya

There are 5 ways across 3 money transfer services send money from Malaysia to Kenya.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 112.55 and 0.11% markup to send MYR 8,200 and your recipient gets KSh257,081 in within minutes.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Kenya.

Regency FX is a good option, they charge no fees and add 0.4% markup on the MYR/KES exchange rate.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Kenya, tuition fees, or moving savings from Malaysia to Kenya.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Kenya, or travel there often.

Wise lets you hold MYR and KES in one account, and convert between them when you need.

When converting MYR to KES, 8,200 MYR will get you 257,081 KES (after fees).

Ways to fund MYR and receive KES in Kenya

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 260,231.76 KES.

You can fund your transfer in MYR through bank transfer, fpx, and debit card.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money Kenya.

The processing fee may include SST, so double check the final KES amount first.

The recipient can receive KES through bank deposit and mobile money.

They can receive mobile money

Enter the mobile number registered to the recipient's supported wallet in Kenya.

Check both the number and wallet provider beforehand.

Use our "mobile money" payout filter above to find the cheapest company offering it.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Kenya.

Double check the info, since its very hard to stop or reverse once it leaves your account.

  1. 1
    Bank transfer Bank deposit

    You pay RM8,200.00

    KSh260,232

    Cheapest

  2. 2
    Fpx Bank deposit

    You pay RM8,200.00

    KSh257,081

    -KSh3,151

  3. 3
    Debit card Mobile money

    You pay RM8,200.00

    KSh251,418

    -KSh8,813

Things to check before sending MYR to Kenya

Here are a few things to know about money transfers from Malaysia to Kenya.

Best ways to send MYR to Kenya

For a RM 8,200 transfer, these are the best options:

  1. Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 260,231.76 KES, which is 1.21% more than the next best option.

  2. Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 257,081 KES in within minutes.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

Live MYR-KES Exchange Rate

Finding a good MYR to KES rate

The exchange rate affects how many Kenyan Shilling your recipient gets for your Malaysian Ringgit.

Mid-market rate:1 MYR = 31.821499 KES

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 3 of them on MYR to Kenya, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.