How to send money to Kenya from France with the best EUR-KES rate

Wise offers the best exchange rate from France to Kenya at 147.4460 KES per EUR.

But Key Currency is cheapest overall, turning EUR 7,000 into 1,029,729.67 KES after its fee and exchange-rate markup.

Best companies for EUR/KES transfers

9 of 9 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/KES transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €77.26 1 EUR = 147.4460 KES +0.02% vs mid-market Recipient gets KES 1,020,730.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€77.261 EUR = 147.4460 KES
KES 1,020,730.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 144.3469 KES +2.14% vs mid-market Recipient gets KES 1,010,428.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 144.3469 KES
KES 1,010,428.30You pay€7,000.00

Run a live search

Showing top France to Kenya deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 147.1042 KES +0.25% vs mid-market Recipient gets KES 1,029,729.67 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Kenya with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 147.1042 KES
KES 1,029,729.67You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 147.0747 KES +0.27% vs mid-market Recipient gets KES 1,029,523.21 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Kenya with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 147.0747 KES
KES 1,029,523.21You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 147.0500 KES +0.29% vs mid-market Recipient gets KES 1,029,350.00 Minutes
Receive to bank account

Ways to receive money in Kenya with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, M-PESA
Free1 EUR = 147.0500 KES
KES 1,029,350.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.99 1 EUR = 146.5986 KES +0.59% vs mid-market Recipient gets KES 1,026,190.20 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 146.5986 KES
KES 1,026,190.20You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 144.4820 KES
KES 1,011,374.00You pay€7,002.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 144.4485 KES
KES 1,011,139.50You pay€7,003.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 144.0920 KES
KES 1,008,644.00You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.99 1 EUR = 146.5986 KES +0.59% vs mid-market Recipient gets KES 1,026,190.20 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 146.5986 KES
KES 1,026,190.20You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 144.4820 KES
KES 1,011,374.00You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 144.0920 KES
KES 1,008,644.00You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.99 1 EUR = 146.5986 KES +0.59% vs mid-market Recipient gets KES 1,026,190.20 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 146.5986 KES
KES 1,026,190.20You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 144.4820 KES
KES 1,011,374.00You pay€7,002.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 144.4485 KES
KES 1,011,139.50You pay€7,003.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 144.0920 KES
KES 1,008,644.00You pay€7,004.99
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 145.9819 KES +1.02% vs mid-market Recipient gets KES 1,021,873.30 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
Free1 EUR = 145.9819 KES
KES 1,021,873.30You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 145.4434 KES
KES 1,018,103.87You pay€7,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee €0.49 1 EUR = 145.9819 KES +1.02% vs mid-market Recipient gets KES 1,021,801.77 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
€0.491 EUR = 145.9819 KES
KES 1,021,801.77You pay€7,000.00
Bank depositMinutes - 3 days
€0.491 EUR = 145.9819 KES
KES 1,021,801.77You pay€7,000.00

Wise

Pay via Bank transfer
Fee €77.26 1 EUR = 147.4460 KES +0.02% vs mid-market Recipient gets KES 1,020,730.00 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€77.261 EUR = 147.4460 KES
KES 1,020,730.00You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €87.29 1 EUR = 147.4460 KES +0.02% vs mid-market Recipient gets KES 1,019,251.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€87.291 EUR = 147.4460 KES
KES 1,019,251.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 146.6096 KES +0.59% vs mid-market Recipient gets KES 1,015,931.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 146.6096 KES
KES 1,015,931.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €131.63 1 EUR = 147.4460 KES +0.02% vs mid-market Recipient gets KES 1,012,714.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€131.631 EUR = 147.4460 KES
KES 1,012,714.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 144.3469 KES +2.14% vs mid-market Recipient gets KES 1,010,428.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 144.3469 KES
KES 1,010,428.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 144.3469 KES +2.14% vs mid-market Recipient gets KES 1,010,428.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 144.3469 KES
KES 1,010,428.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 144.3469 KES +2.14% vs mid-market Recipient gets KES 1,010,428.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 144.3469 KES
KES 1,010,428.30You pay€7,000.00

Wise

Pay via Credit card
Fee €173.16 1 EUR = 147.4460 KES +0.02% vs mid-market Recipient gets KES 1,006,590.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€173.161 EUR = 147.4460 KES
KES 1,006,590.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 146.6096 KES +0.59% vs mid-market Recipient gets KES 993,866.26 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 146.6096 KES
KES 993,866.26You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 147.4729 KES Updates every 60 minutes.

How to send money from France to Kenya

Pick a company

Start with the cheapest, which is Key Currency at 1,029,729.67 KES on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including debit card, bank transfer, credit card, and ideal.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Ways to send money from France to Kenya

9 companies send money from France to Kenya. You can do it via app, broker, online, multi-currency account, global account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Kenya, apps like TapTap Send are the easiest way.

TapTap Send charges €0 on a €7,000 transfer, and the KES arrives in minutes, often straight into a mobile money wallet, so your family doesn't need a bank account to receive it.

For one-off transfers

Online transfers

When converting EUR to KES, an online service like MoneyGram is always cheaper than the bank's international virement.

Sending €7,000 with MoneyGram gets you 1,026,190.2 KES with a €0.99 fee and 0.59% markup.

For travelling & receiving

Challenger banks

Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Kenya.

On €7,000 transfer, Wise gets you 1,020,730 KES vs 1,029,729.67 KES using Key Currency.

It's always , and choosing based on purpose and how much you get.

Companies like Wise offer great multi-currency features:

  • Hold EUR and KES

  • Convert between them any time

  • Spend in KES abroad or online

  • Receive EUR or KES like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Kenya, or making any other large transfer, then you need a currency broker.

Key Currency charges no fee but adds 0.25% markup on EUR/KES interbank rate.

And the more you transfer, the better rate you will get.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive KES in Kenya

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,029,729.67 KES.

Fund the transfer from France by debit card, bank transfer, credit card, and ideal.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Kenya depends on the payout method.

Your recipient in Kenya can collect KES through bank deposit, mobile money, card deposit, mobile wallet, and cash pickup.

They can collect cash in Kenya

Your recipient can collect KES from a participating agent location in Kenya. They should take a valid photo ID and the collection reference.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    KSh1,029,730

    Cheapest

  2. 2
    Debit card Mobile money

    You pay €7,000.00

    KSh1,029,350

    -KSh380

  3. 3
    Bank transfer Mobile wallet

    You pay €7,000.99

    KSh1,026,190

    -KSh3,539

  4. 4
    Debit card Mobile wallet

    You pay €7,000.99

    KSh1,026,190

    -KSh3,539

  5. 5
    Credit card Mobile wallet

    You pay €7,000.99

    KSh1,026,190

    -KSh3,539

Show moreShow less
  1. 6
    Debit card Bank deposit

    You pay €7,000.00

    KSh1,021,802

    -KSh7,928

  2. 7
    Ideal Bank deposit

    You pay €7,000.00

    KSh1,019,251

    -KSh10,479

  3. 8
    Debit card Card deposit

    You pay €7,000.00

    KSh1,018,104

    -KSh11,626

  4. 9
    Credit card Bank deposit

    You pay €7,002.99

    KSh1,011,374

    -KSh18,356

  5. 10
    Credit card Card deposit

    You pay €7,003.99

    KSh1,011,140

    -KSh18,590

  6. 11
    Bank transfer Cash pickup

    You pay €7,004.99

    KSh1,008,644

    -KSh21,086

  7. 12
    Debit card Cash pickup

    You pay €7,004.99

    KSh1,008,644

    -KSh21,086

  8. 13
    Credit card Cash pickup

    You pay €7,004.99

    KSh1,008,644

    -KSh21,086

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to Kenya, these are the best ways to start with:

Cheapest way to send money to Kenya

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 1,029,729.67 KES, which is 0.02% more than the next best option.

Fastest way to send money to Kenya

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,015,931 KES in within minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-KES Exchange Rate

Finding the best rate to send money from France to Kenya

The exchange rate determines how much KES your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 147.487111 KES

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 9 ACPR-registered companies sending EUR to Kenya, with the rates refreshed in real time on live EUR/KES searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.