TapTap Send offers the best exchange rate from France to Kenya at 145.3200 KES per EUR.
But Wise is cheapest overall, turning EUR 7,000 into 999,914 KES after its fee and exchange-rate markup.
| 9 of 9 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/KES transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €77.26 1 EUR = 144.4390 KES +0.02% vs mid-market | Recipient gets KES 999,914.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €77.261 EUR = 144.4390 KES KES 999,914.00You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 141.3595 KES +2.18% vs mid-market | Recipient gets KES 989,516.50 Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 141.3595 KES KES 989,516.50You pay€7,000.00 | |||
Run a live search Showing top France to Kenya deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to KES rates. | |||
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much EUR you're planning to spend in Kenya. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 145.3200 KES -0.58% vs mid-market | Recipient gets KES 1,017,240.00 Minutes | |
Ways to receive money in Kenya with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, M-PESA Free1 EUR = 145.3200 KES KES 1,017,240.00You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 144.1675 KES +0.21% vs mid-market | Recipient gets KES 1,009,172.50 Minutes - 24 hours | |
Ways to receive money in Kenya with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 144.1675 KES KES 1,009,172.50You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 140.9493 KES KES 986,645.10You pay€7,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €3.991 EUR = 140.6500 KES KES 984,550.00You pay€7,003.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 140.6498 KES KES 984,548.60You pay€7,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 144.1675 KES +0.21% vs mid-market | Recipient gets KES 1,009,172.50 Minutes - 24 hours | |
Ways to receive money in Kenya with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 144.1675 KES KES 1,009,172.50You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 140.9493 KES KES 986,645.10You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 140.6498 KES KES 984,548.60You pay€7,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 144.1675 KES +0.21% vs mid-market | Recipient gets KES 1,009,172.50 Minutes - 24 hours | |
Ways to receive money in Kenya with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 144.1675 KES KES 1,009,172.50You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 140.9493 KES KES 986,645.10You pay€7,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €3.991 EUR = 140.6500 KES KES 984,550.00You pay€7,003.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 140.6498 KES KES 984,548.60You pay€7,002.99 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 144.1114 KES +0.25% vs mid-market | Recipient gets KES 1,008,779.46 Minutes - 3 days | |
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 144.1114 KES KES 1,008,779.46You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 144.0825 KES +0.27% vs mid-market | Recipient gets KES 1,008,577.20 Minutes - 24 hours | |
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 144.0825 KES KES 1,008,577.20You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 143.4029 KES +0.74% vs mid-market | Recipient gets KES 1,003,820.51 Minutes - 2 days | |
Ways to receive money in Kenya with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 2 days Free1 EUR = 143.4029 KES KES 1,003,820.51You pay€7,000.00 Mobile moneyMinutes - 2 days Free1 EUR = 142.8973 KES KES 1,000,281.31You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.49 1 EUR = 142.8973 KES +1.10% vs mid-market | Recipient gets KES 1,000,211.29 Minutes - 3 days | |
Ways to receive money in Kenya with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.491 EUR = 142.8973 KES KES 1,000,211.29You pay€7,000.00 Bank depositMinutes - 3 days €0.491 EUR = 142.8973 KES KES 1,000,211.29You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €77.26 1 EUR = 144.4390 KES +0.02% vs mid-market | Recipient gets KES 999,914.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €77.261 EUR = 144.4390 KES KES 999,914.00You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €87.29 1 EUR = 144.4390 KES +0.02% vs mid-market | Recipient gets KES 998,465.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €87.291 EUR = 144.4390 KES KES 998,465.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 143.5574 KES +0.64% vs mid-market | Recipient gets KES 994,781.09 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 143.5574 KES KES 994,781.09You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €131.63 1 EUR = 144.4390 KES +0.02% vs mid-market | Recipient gets KES 992,060.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €131.631 EUR = 144.4390 KES KES 992,060.00You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 141.3595 KES +2.18% vs mid-market | Recipient gets KES 989,516.50 Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 141.3595 KES KES 989,516.50You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 141.3595 KES +2.18% vs mid-market | Recipient gets KES 989,516.50 Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 141.3595 KES KES 989,516.50You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 141.3595 KES +2.18% vs mid-market | Recipient gets KES 989,516.50 Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 141.3595 KES KES 989,516.50You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €173.16 1 EUR = 144.4390 KES +0.02% vs mid-market | Recipient gets KES 986,062.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €173.161 EUR = 144.4390 KES KES 986,062.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 143.5574 KES +0.64% vs mid-market | Recipient gets KES 973,175.70 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 143.5574 KES KES 973,175.70You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 144.4725 KES Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Wise at 999,914 KES on a €7,000 transfer.
Wise was the cheapest on 0 of the 29 days it quoted €7,000 transfers to Kenya.
You have 4 ways to pay, including debit card, bank transfer, credit card, and iDEAL.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
How much EUR you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Wise was the cheapest in 0% of the transfers from €5,000 it quoted, and in 0% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -1.74% | €0.00 | KES 73,454.00with debit card to bank deposit | +KES 1,707.37 | |
| €1,000 | -0.58% | €0.00 | KES 145,350.00with debit card to bank deposit | +KES 2,348.60 | |
| €2,000 | -0.65% | €0.00 | KES 290,640.00with debit card to mobile money | +KES 5,227.67 | |
| €5,000 | -0.67% | €0.00 | KES 726,600.00with debit card to mobile money | +KES 14,059.63 | |
| €7,000This page | -0.58% | €0.00 | KES 1,017,240.00with debit card to mobile money | +KES 18,466.28 |
Mid-market rate: 1 EUR = 144.4725 KES
The cheapest way to send EUR to KES can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 7,000 EUR transfers to Kenya.
Wed, 28 Oct 2026Mid-market rateKES 1,011,307.73 TapTap Send KES 1,017,240.00TapTap SendKES 1,017,240.00MoneyGramKES 1,009,172.50Key CurrencyKES 1,008,779.46
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 147.2433 | – | KES 1,030,703.35 | |
| | 147.0500 | €0.00 | KES 1,029,350.00 | −KES 1,353.35 |
| | 146.8752 | €0.00 | KES 1,028,126.59 | −KES 2,576.76 |
| | 146.5218 | €0.99 | KES 1,025,652.60 | −KES 5,050.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 147.2955 | – | KES 1,031,068.84 | |
| | 146.9273 | €0.00 | KES 1,028,491.17 | −KES 2,577.67 |
| | 146.0000 | €0.00 | KES 1,022,000.00 | −KES 9,068.84 |
| | 145.9972 | €0.99 | KES 1,021,980.40 | −KES 9,088.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 146.8610 | – | KES 1,028,026.97 | |
| | 147.0000 | €0.00 | KES 1,029,000.00 | +KES 973.03 |
| | 146.4938 | €0.00 | KES 1,025,456.90 | −KES 2,570.07 |
| | 146.3222 | €0.99 | KES 1,024,255.40 | −KES 3,771.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 146.0411 | – | KES 1,022,287.97 | |
| | 145.6760 | €0.00 | KES 1,019,732.25 | −KES 2,555.72 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 144.4354 | – | KES 1,011,047.99 | |
 | 146.1314 | €0.00 | KES 1,022,919.79 | +KES 11,871.80 |
| | 146.0000 | €0.00 | KES 1,022,000.00 | +KES 10,952.01 |
| | 145.0409 | €0.99 | KES 1,015,286.30 | +KES 4,238.31 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.8281 | – | KES 1,020,796.77 | |
| | 145.6000 | €0.00 | KES 1,019,200.00 | −KES 1,596.77 |
| | 145.4635 | €0.00 | KES 1,018,244.78 | −KES 2,551.99 |
| | 145.0409 | €0.99 | KES 1,015,286.30 | −KES 5,510.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.2254 | – | KES 1,016,577.53 | |
| | 145.6000 | €0.00 | KES 1,019,200.00 | +KES 2,622.47 |
| | 145.0409 | €0.99 | KES 1,015,286.30 | −KES 1,291.23 |
| | 144.8623 | €0.00 | KES 1,014,036.08 | −KES 2,541.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.2624 | – | KES 1,016,836.87 | |
| | 145.0000 | €0.00 | KES 1,015,000.00 | −KES 1,836.87 |
| | 144.8993 | €0.00 | KES 1,014,294.78 | −KES 2,542.09 |
| | 144.4847 | €0.99 | KES 1,011,392.90 | −KES 5,443.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.7617 | – | KES 1,020,331.80 | |
| | 145.3973 | €0.00 | KES 1,017,780.97 | −KES 2,550.83 |
| | 145.0000 | €0.00 | KES 1,015,000.00 | −KES 5,331.80 |
| | 144.9955 | €0.99 | KES 1,014,968.50 | −KES 5,363.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 145.0000 | €0.00 | KES 1,015,000.00 | – |
| | 144.6766 | €0.99 | KES 1,012,736.20 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.6780 | – | KES 1,019,746.08 | |
| | 145.3138 | €0.00 | KES 1,017,196.72 | −KES 2,549.36 |
| | 144.5000 | €0.00 | KES 1,011,500.00 | −KES 8,246.08 |
| | 144.4977 | €0.99 | KES 1,011,483.90 | −KES 8,262.18 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.3202 | – | KES 1,017,241.30 | |
| | 144.9569 | €0.00 | KES 1,014,698.20 | −KES 2,543.10 |
| | 144.5008 | €0.99 | KES 1,011,505.60 | −KES 5,735.70 |
| | 144.5000 | €0.00 | KES 1,011,500.00 | −KES 5,741.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.3202 | – | KES 1,017,241.30 | |
| | 144.9569 | €0.00 | KES 1,014,698.20 | −KES 2,543.10 |
| | 144.5008 | €0.99 | KES 1,011,505.60 | −KES 5,735.70 |
| | 144.2000 | €0.00 | KES 1,009,400.00 | −KES 7,841.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.4459 | – | KES 1,018,121.46 | |
| | 145.0823 | €0.00 | KES 1,015,576.16 | −KES 2,545.30 |
| | 144.5008 | €0.99 | KES 1,011,505.60 | −KES 6,615.86 |
| | 144.1000 | €0.00 | KES 1,008,700.00 | −KES 9,421.46 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.1412 | – | KES 1,015,988.41 | |
| | 145.0000 | €0.00 | KES 1,015,000.00 | −KES 988.41 |
| | 144.1041 | €0.99 | KES 1,008,728.70 | −KES 7,259.71 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.2864 | – | KES 1,017,004.91 | |
| | 144.9232 | €0.00 | KES 1,014,462.40 | −KES 2,542.51 |
| | 144.5000 | €0.00 | KES 1,011,500.00 | −KES 5,504.91 |
| | 144.2642 | €0.99 | KES 1,009,849.40 | −KES 7,155.51 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.6207 | – | KES 1,019,344.98 | |
| | 145.2567 | €0.00 | KES 1,016,796.62 | −KES 2,548.36 |
| | 144.5000 | €0.00 | KES 1,011,500.00 | −KES 7,844.98 |
| | 144.4836 | €0.99 | KES 1,011,385.20 | −KES 7,959.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 146.0839 | – | KES 1,022,587.32 | |
| | 145.7187 | €0.00 | KES 1,020,030.85 | −KES 2,556.47 |
| | 145.2000 | €0.00 | KES 1,016,400.00 | −KES 6,187.32 |
| | 144.4963 | €0.99 | KES 1,011,474.10 | −KES 11,113.22 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 146.1936 | – | KES 1,023,355.30 | |
| | 145.8281 | €0.00 | KES 1,020,796.91 | −KES 2,558.39 |
| | 145.2020 | €0.99 | KES 1,016,414.00 | −KES 6,941.30 |
| | 145.2000 | €0.00 | KES 1,016,400.00 | −KES 6,955.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 146.1936 | – | KES 1,023,355.30 | |
| | 145.8281 | €0.00 | KES 1,020,796.91 | −KES 2,558.39 |
| | 145.2020 | €0.99 | KES 1,016,414.00 | −KES 6,941.30 |
| | 145.2000 | €0.00 | KES 1,016,400.00 | −KES 6,955.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.5610 | – | KES 1,018,926.69 | |
| | 145.2020 | €0.99 | KES 1,016,414.00 | −KES 2,512.69 |
| | 145.2000 | €0.00 | KES 1,016,400.00 | −KES 2,526.69 |
| | 145.1971 | €0.00 | KES 1,016,379.38 | −KES 2,547.31 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.8327 | – | KES 1,020,828.76 | |
| | 145.4681 | €0.00 | KES 1,018,276.69 | −KES 2,552.07 |
| | 145.3000 | €0.00 | KES 1,017,100.00 | −KES 3,728.76 |
| | 144.8386 | €0.99 | KES 1,013,870.20 | −KES 6,958.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.8153 | – | KES 1,020,706.92 | |
| | 145.4507 | €0.00 | KES 1,018,155.15 | −KES 2,551.77 |
| | 145.3000 | €0.00 | KES 1,017,100.00 | −KES 3,606.92 |
| | 144.9290 | €0.99 | KES 1,014,503.00 | −KES 6,203.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.9420 | – | KES 1,021,594.22 | |
| | 145.5772 | €0.00 | KES 1,019,040.24 | −KES 2,553.98 |
| | 145.3000 | €0.00 | KES 1,017,100.00 | −KES 4,494.22 |
| | 144.9807 | €0.99 | KES 1,014,864.90 | −KES 6,729.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.3991 | – | KES 1,017,793.97 | |
| | 145.3000 | €0.00 | KES 1,017,100.00 | −KES 693.97 |
| | 145.1078 | €0.99 | KES 1,015,754.60 | −KES 2,039.37 |
| | 145.0356 | €0.00 | KES 1,015,249.49 | −KES 2,544.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.3550 | – | KES 1,017,484.89 | |
| | 145.3000 | €0.00 | KES 1,017,100.00 | −KES 384.89 |
| | 144.9916 | €0.00 | KES 1,014,941.18 | −KES 2,543.71 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.3550 | – | KES 1,017,484.89 | |
| | 144.9916 | €0.00 | KES 1,014,941.18 | −KES 2,543.71 |
| | 144.7675 | €0.99 | KES 1,013,372.50 | −KES 4,112.39 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.4682 | – | KES 1,018,277.49 | |
| | 145.3200 | €0.00 | KES 1,017,240.00 | −KES 1,037.49 |
| | 145.1045 | €0.00 | KES 1,015,731.80 | −KES 2,545.69 |
| | 144.7675 | €0.99 | KES 1,013,372.50 | −KES 4,904.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 145.1711 | – | KES 1,016,197.36 | |
| | 145.3200 | €0.00 | KES 1,017,240.00 | +KES 1,042.64 |
| | 144.9268 | €0.99 | KES 1,014,487.60 | −KES 1,709.76 |
| | 144.8081 | €0.00 | KES 1,013,656.86 | −KES 2,540.50 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 144.4725 | – | KES 1,011,307.73 | |
| | 145.3200 | €0.00 | KES 1,017,240.00 | +KES 5,932.27 |
| | 144.1675 | €0.99 | KES 1,009,172.50 | −KES 2,135.23 |
| | 144.1114 | €0.00 | KES 1,008,779.46 | −KES 2,528.27 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 144.4725 | – | KES 1,011,307.73 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more KES per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 5 of the last 30 days.
Right now, Wise pays 999,914 KES on 7,000 EUR, which is 11,393.73 KES less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 1,029,350 KES.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 56% of them
Never the cheapest
Cheapest in 29% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 37% of them
Cheapest in 4% of them
Cheapest in 59% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 27% of them
Cheapest in 4% of them
Cheapest in 79% of them
Based on 162 comparisons across 9 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Wise is the cheapest and gets you the most KES, but it was the cheapest in only 0% of the 92 comparisons it appeared in over the past month.
Revolut (today's second cheapest) was the cheapest in only 1% of its comparisons, so it's rarely the cheapest option for transfers to Kenya.
If it's a one-off transfer, go with Wise, since it's the cheapest right now.
9 companies send money from France to Kenya. You can do it via app, online, broker, multi-currency account, global account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in Kenya, apps like Wise are the easiest way.
Over the past month, Wise was the cheapest app on 0% of the days it appeared for €7,000 transfers.
Wise charges €77.26 on a €7,000 transfer, and the KES arrives in within minutes, often straight into a mobile money wallet, so your family doesn't need a bank account to receive it.
For one-off transfers
When converting EUR to KES, an online service like Wise is always cheaper than the bank's international virement.
Sending €7,000 with Wise gets you 999,914 KES with a €77.26 fee and 0.02% markup.
In our comparisons over the past month, it was the cheapest online service on 1 of the 29 days it quoted.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Kenya.
On a €7,000 transfer, Wise gets you 999,914 KES vs 999,914 KES using Wise.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and KES
Convert between them any time
Spend in KES abroad or online
Receive EUR or KES like a local
Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 100% of days in the past month.
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to Kenya, or making any other large transfer, then you need a currency broker.
Xe charges no fee but adds 2.18% markup on EUR/KES interbank rate.
And the more you transfer, the better rate you will get.
Our analysis shows Xe was the cheapest broker in 39% of the transfers from €5,000 it quoted.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 999,914 KES.
Fund the transfer from France by debit card, bank transfer, credit card, and iDEAL.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to Kenya depends on the payout method.
Your recipient in Kenya can collect KES through bank deposit, mobile money, card deposit, mobile wallet, and cash pickup.
They can collect cash in Kenya
Your recipient can collect KES from a participating agent location in Kenya. They should take a valid photo ID and the collection reference.
You pay €7,000.00
KSh1,017,240
Cheapest
You pay €7,000.99
KSh1,009,173
-KSh8,068
You pay €7,000.99
KSh1,009,173
-KSh8,068
You pay €7,000.99
KSh1,009,173
-KSh8,068
You pay €7,000.00
KSh1,008,779
-KSh8,461
You pay €7,000.00
KSh1,003,821
-KSh13,419
You pay €7,000.00
KSh1,000,211
-KSh17,029
You pay €7,000.00
KSh998,465
-KSh18,775
You pay €7,000.00
KSh989,517
-KSh27,724
You pay €7,004.99
KSh986,645
-KSh30,595
You pay €7,004.99
KSh986,645
-KSh30,595
You pay €7,004.99
KSh986,645
-KSh30,595
You pay €7,003.99
KSh984,550
-KSh32,690
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to Kenya, these are the best ways to start with:
Cheapest way to send money to Kenya
The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 999,914 KES, which is 0.51% more than the next best option.
Fastest way to send money to Kenya
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 994,781.09 KES in within minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 9 ACPR-registered companies sending EUR to Kenya, with the rates refreshed in real time on live EUR/KES searches.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/KES transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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