Revolut is the fastest way to send money to Kenya from Singapore right now, with delivery in within minutes. Xe is cheapest overall, paying out 994,434 KES for a $10,000 transfer.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/KES transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $86.11 1 SGD = 101.4430 KES 0.00% vs mid-market | Recipient gets KES 1,005,695.00 Same day | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $86.111 SGD = 101.4430 KES KES 1,005,695.00You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 99.4434 KES +1.99% vs mid-market | Recipient gets KES 994,434.00 Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 99.4434 KES KES 994,434.00You pay$10,000.00 | |||
Run a live search Showing top Singapore to Kenya deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to KES rates. | |||
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much SGD you're planning to spend in Kenya. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 101.1874 KES +0.25% vs mid-market | Recipient gets KES 1,011,873.94 Minutes - 3 days | |
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 101.1874 KES KES 1,011,873.94You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 101.1671 KES +0.27% vs mid-market | Recipient gets KES 1,011,671.05 Minutes - 24 hours | |
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 101.1671 KES KES 1,011,671.05You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 101.2652 KES +0.17% vs mid-market | Recipient gets KES 1,006,069.57 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 101.2652 KES KES 1,006,069.57You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee $86.11 1 SGD = 101.4430 KES 0.00% vs mid-market | Recipient gets KES 1,005,695.00 Same day | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $86.111 SGD = 101.4430 KES KES 1,005,695.00You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $86.11 1 SGD = 101.4430 KES 0.00% vs mid-market | Recipient gets KES 1,005,695.00 Same day | |
Ways to receive money in Kenya with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $86.111 SGD = 101.4430 KES KES 1,005,695.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 101.2652 KES +0.17% vs mid-market | Recipient gets KES 999,310.12 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 101.2652 KES KES 999,310.12You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 99.4434 KES +1.99% vs mid-market | Recipient gets KES 994,434.00 Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 99.4434 KES KES 994,434.00You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $537.47 1 SGD = 101.4430 KES 0.00% vs mid-market | Recipient gets KES 959,907.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $537.471 SGD = 101.4430 KES KES 959,907.00You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 101.4410 KES Updates every 60 minutes. | |||
Transfer details
I suggest starting with Xe which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Kenya, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.17% | $0.00 | KES 101,251.00with bank transfer to bank deposit | +KES 1,606.53 | |
| $10,000This page | 0.25% | $0.00 | KES 1,011,873.94with bank transfer to bank deposit | +KES 12,541.98 |
Mid-market rate: 1 SGD = 101.4410 KES
There are 5 ways to send money to Kenya across 5 money transfer companies.
Cheapest way to send money
Sending KES from Singapore with a specialist like Xe is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Xe charges $0 to send $10,000, delivering 994,434 KES after a 1.99% markup and 0 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Kenya.
A currency broker can quote a lower margin on a large SGD to KES transfers and help with the paperwork and the entire process.
For example, Xe charges an exchange-rate markup of around 1.99% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Revolut lets you convert SGD to KES before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Revolut will get you 1,006,069.57 KES after fees when converting 10,000 SGD.
With Xe, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 994,434 KES.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Kenya from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Kenya, they can receive KES using bank deposit.
You pay $10,000.00
KSh1,011,874
Cheapest
You pay $10,000.00
KSh1,005,695
-KSh6,179
You pay $10,000.00
KSh999,310
-KSh12,564
Consider these things before sending money from Singapore to Kenya.
For a $10,000 transfer to Kenya, these are the best options to start with:
Cheapest: Xe, funded by bank transfer with bank deposit for the payout. Your recipient gets 994,434 KES, which is -1.75% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 1,006,069.57 KES in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much KES arrives for your SGD.
Mid-market rate:1 SGD = 101.591079 KES
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 5 of them on SGD to Kenya, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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